13F HOLDINGS REPORT

CENTRAL BANK & TRUST CO

Quarter ended Q3 2025 · Filed October 9, 2025 · Accession 0001175954-25-000010

Total Value

$634.4M

Positions

209

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (209)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	NVIDIA CORPORATION	NVDA	398,399	$74.3M	11.72%
2	APPLE INC	AAPL	90,015	$22.9M	3.61%
3	ALPHABET CL A	GOOG	92,451	$22.5M	3.54%
4	SPDR S&P 500	SPY	30,969	$20.6M	3.25%
5	MICROSOFT CORP	MSFT	34,046	$17.6M	2.78%
6	FRANKLIN DYNAMIC ETF	FGDL	705,199	$17.5M	2.75%
7	AMAZON COM INC	AMZN	71,513	$15.7M	2.48%
8	META PLATFORMS INC	META	20,364	$15.0M	2.36%
9	COSTCO WHOLESALE	22160K105	13,756	$12.7M	2.01%
10	VISA INC CLASS A	V	36,861	$12.6M	1.98%
11	ISHS CORE US AGGR BD	464287226	120,778	$12.1M	1.91%
12	VANGUARD FTSE DEV MK	921943858	201,856	$12.1M	1.91%
13	LAM RESEARCH CORP	LRCX	80,491	$10.8M	1.70%
14	ETF ISHARES INC MSCI	46434G764	154,386	$10.4M	1.64%
15	CATERPILLAR INC	CAT	20,544	$9.8M	1.55%
16	UNITED RENTALS INC	URI	10,137	$9.7M	1.53%
17	ETF I -SHARES TRUST	464287465	102,076	$9.5M	1.50%
18	ISHRS CMBS	46429B366	185,898	$9.1M	1.44%
19	SPDR S&P MIDCAP 400	MDY	14,068	$8.4M	1.32%
20	VANGUARD FTSE EMG MK	922042858	148,980	$8.1M	1.27%
21	AECOM TECHNOLOGY	ACM	60,180	$7.9M	1.24%
22	KY T/F INCOME SERIES	266155100	1,073,121	$7.7M	1.21%
23	MASTERCARD INC	MA	13,459	$7.7M	1.21%
24	S&P GLOBAL INC	SPGI	15,611	$7.6M	1.20%
25	I SHS RUSSELL2000	464287655	30,280	$7.3M	1.15%
26	AMGEN INC	AMGN	24,560	$6.9M	1.09%
27	INTUITIVE SURGICAL	ISRG	15,336	$6.9M	1.08%
28	INTUIT INC	INTU	9,616	$6.6M	1.04%
29	ADOBE SYS INC	ADBE	18,085	$6.4M	1.01%
30	VALERO ENERGY CORP	VLO	34,410	$5.9M	0.92%
31	DICKS SPORTING GOODS	253393102	25,328	$5.6M	0.89%
32	WILLIAMS COS INC	969457100	86,013	$5.4M	0.86%
33	PROG CORP OHIO	743315103	21,310	$5.3M	0.83%
34	MOODYS CORP	MCO	10,373	$4.9M	0.78%
35	ISHS HIGH YIELD ETF	464288513	60,256	$4.9M	0.77%
36	J P MORGAN CHASE	VYLD	15,503	$4.9M	0.77%
37	QUALCOMM INC	QCOM	28,696	$4.8M	0.75%
38	BROADCOM INC	AVGO	14,455	$4.8M	0.75%
39	STRYKER CORP	SYK	12,541	$4.6M	0.73%
40	WAL MART STORES INC	WMT	42,420	$4.4M	0.69%
41	TRACTOR SUPPLY CO	TSCO	69,754	$4.0M	0.63%
42	D R HORTON INC	23331A109	23,208	$3.9M	0.62%
43	NETFLIX COM	NFLX	3,200	$3.8M	0.60%
44	UNITEDHEALTH GROUP INC COM	UNH	10,706	$3.7M	0.58%
45	SHERWIN WILLIAMS	SHW	10,472	$3.6M	0.57%
46	MERCK & CO INC NEW	MRK	42,536	$3.6M	0.56%
47	CHARLES SCHWAB CORP	SCHW-PJ	37,127	$3.5M	0.56%
48	ISHARES TR S&P MIDCP	464287507	54,077	$3.5M	0.56%
49	CHUBB LTD	CB	12,342	$3.5M	0.55%
50	ORACLE CORPORATION	ORCL-PD	11,797	$3.3M	0.52%
51	VANGUARD INTER-TERM	922907878	240,364	$3.3M	0.52%
52	VANGUARD EMG MKT ETF	921946885	48,634	$3.3M	0.51%
53	ISHARES EMERGING MKT	464287234	59,907	$3.2M	0.50%
54	ISHS 500 INDEX FD US	464287200	4,594	$3.1M	0.48%
55	NETAPP INC	NTAP	25,634	$3.0M	0.48%
56	KLA-TENCOR	KLAC	2,687	$2.9M	0.46%
57	TJX COS INC NEW	872540109	18,643	$2.7M	0.42%
58	DEERE & CO	DE	5,789	$2.6M	0.42%
59	NUCOR CORP	NUE	19,500	$2.6M	0.42%
60	HERSHEY COMPANY	HSY	13,981	$2.6M	0.41%
61	NXP SEMICONDUCTORS	NXPI	11,317	$2.6M	0.41%
62	ISHARES EMRG MKT	464288281	26,235	$2.5M	0.39%
63	HOME DEPOT INC	HD	5,982	$2.4M	0.38%
64	QUANTA SERVICES INC	74762E102	5,584	$2.3M	0.36%
65	MCDONALDS CORP	MCD	7,490	$2.3M	0.36%
66	SERVICENOW INC	NOW	2,338	$2.2M	0.34%
67	CISCO SYSTEMS INC	CSCO	28,422	$1.9M	0.31%
68	PROCTER & GAMBLE CO	742718109	12,398	$1.9M	0.30%
69	KIMBERLY-CLARK CORP	KMB	15,008	$1.9M	0.29%
70	SECTOR SPDR TR FUND	81369Y209	12,828	$1.8M	0.28%
71	OLD DOMINI COM	ODFL	12,585	$1.8M	0.28%
72	ISHARES S&P SMALLCAP	464287804	14,717	$1.7M	0.28%
73	PARKER HANNIFIN CORP	PH	2,285	$1.7M	0.27%
74	XCEL ENERGY INC	XELLL	21,469	$1.7M	0.27%
75	SECTOR SPDR UTILITIE	81369Y886	19,687	$1.7M	0.27%
76	ISHS BCLYS SH TR BD	464288679	15,308	$1.7M	0.27%
77	ELI LILLY & CO	LLY	2,160	$1.6M	0.26%
78	UNION PACIFIC CORP	UNP	6,966	$1.6M	0.26%
79	DISNEY(WALT) COMPANY	254687106	14,202	$1.6M	0.26%
80	VANGUARD FTSE DEV MK	921943858	27,049	$1.6M	0.26%
81	EXPEDIA GROUP, INC	EXPE	7,581	$1.6M	0.26%
82	UBER TECHNOLOGIES	UBER	16,217	$1.6M	0.25%
83	ABBOTT LABS	ABLZF	11,827	$1.6M	0.25%
84	LOCKHEED MARTIN CORP	LMT	3,145	$1.6M	0.25%
85	HONEYWELL INTL INC	438516106	7,306	$1.5M	0.24%
86	EQT CORP	EQT	28,075	$1.5M	0.24%
87	CBOE GLOBAL MARKETS	12503M108	6,175	$1.5M	0.24%
88	KINDER MORGAN INC DE	EP-PC	52,910	$1.5M	0.24%
89	REGENERON PHARMA	REGN	2,599	$1.5M	0.23%
90	ROYAL CARIBBEAN CRUS	V7780T103	4,516	$1.5M	0.23%
91	NORTHROP GRUMMAN	NOC	2,311	$1.4M	0.22%
92	PALO ALTO NETWORKS	PANW	6,686	$1.4M	0.21%
93	FED ULTRASHORT BD CL	FHI	141,046	$1.3M	0.21%
94	ZOETIS INC	ZTS	8,887	$1.3M	0.20%
95	ALPHABE CL C	GOOG	5,314	$1.3M	0.20%
96	MCKESSON HBOC INC	MCK	1,642	$1.3M	0.20%
97	COMCAST CORP NEW A	CCZ	39,265	$1.2M	0.19%
98	MICROSOFT CORP	MSFT	2,326	$1.2M	0.19%
99	CORNING INCORPORATED	GLW	14,572	$1.2M	0.19%
100	APOLLO GLOBAL MGMT	03769M106	8,769	$1.2M	0.18%
101	COCA COLA CO	KO	17,274	$1.1M	0.18%
102	DUPONT DE NEMOURS	DD	14,625	$1.1M	0.18%
103	AMEREN CORP	AEE	10,356	$1.1M	0.17%
104	BOSTON SCIENTIFIC	BSX	11,064	$1.1M	0.17%
105	FID CONTRAFUND	316071109	42,956	$1.1M	0.17%
106	SALESFORCE INC	CRM	4,437	$1.1M	0.17%
107	AUTOZONE INC	AZO	244	$1.0M	0.17%
108	APPLIED MATERIALS	038222105	5,103	$1.0M	0.16%
109	THERMO FISHER	TMO	2,089	$1.0M	0.16%
110	ISHARES S&P SMALLCAP	464287804	8,353	$992,587	0.16%
111	ISHS GOLD TR NPV NEW	IAU	12,989	$945,173	0.15%
112	BLACKROCK INC	BLK	807	$940,857	0.15%
113	CHEVRON CORP	CVX	5,988	$929,877	0.15%
114	ULTA BEAUTY INC	ULTA	1,681	$919,087	0.14%
115	BERKSHIRE HATHAWAY	BRK-A	1,727	$868,232	0.14%
116	VANGUARD FTSE EMG MK	922042858	15,889	$860,866	0.14%
117	AMERICAN EXPRESS CO	AXP	2,591	$860,627	0.14%
118	MARATHON PETE CORP	MARA	4,455	$858,657	0.14%
119	EOG RES INC	EOG	7,547	$846,170	0.13%
120	FID 500 INDEX FD	315911750	3,590	$836,282	0.13%
121	LOWES COMPANIES INC	548661107	3,244	$815,250	0.13%
122	NOVO NORDISK A S	NONOF	14,639	$812,318	0.13%
123	VANGUARD S&P 500 ETF	922908363	1,271	$778,336	0.12%
124	MICRON TECHNOLOGY	MU	4,614	$772,014	0.12%
125	INTL BUSINESS MACHS	INTR	2,715	$766,064	0.12%
126	GILEAD SCIENCES INC	GILD	6,827	$757,797	0.12%
127	ISHARES RUSSELL MID	464287499	7,753	$748,552	0.12%
128	EXXON MOBIL CORP	XOM	6,487	$731,409	0.12%
129	STARBUCKS CORP	SBUX	8,618	$729,083	0.11%
130	HUMANA INC	HUM	2,787	$725,094	0.11%
131	ISHARES TR S&P MIDCP	464287507	10,834	$707,027	0.11%
132	ALLSTATE CORP	ALL-PJ	3,284	$704,911	0.11%
133	JOHNSON & JOHNSON	JNJ	3,789	$702,556	0.11%
134	VANGD INDEX REIT 986	922908553	7,217	$659,778	0.10%
135	GE AEROSPACE	369604301	2,167	$651,877	0.10%
136	INTERCONTINENTAL EXC	45866F104	3,667	$617,816	0.10%
137	MASCO CORPORATION	MAS	8,411	$592,050	0.09%
138	FISERV INC USD 0.01	FISV	4,170	$537,638	0.08%
139	ABBVIE INC	ABBV	2,236	$517,723	0.08%
140	SPDR GOLD TR	GLD	1,450	$515,432	0.08%
141	PEPSICO INC	PEP	3,384	$475,249	0.07%
142	BLACKSTONE INC	BX	2,735	$467,275	0.07%
143	WASTE MANAGEMENT NEW	94106L109	1,949	$430,398	0.07%
144	ISHARES TR MBS ETF	464288588	4,465	$424,845	0.07%
145	NEXTERA ENERGY INC	NEE-PW	5,615	$423,876	0.07%
146	SECTOR SPDR ENERGY	81369Y506	4,494	$401,494	0.06%
147	SELECT SECTOR FINANC	81369Y605	7,135	$384,362	0.06%
148	ILLINOIS TOOL WORKS	452308109	1,459	$380,449	0.06%
149	COMMUNITY TRUST BANK	204149108	6,779	$379,285	0.06%
150	NORTHROP GRUMMAN	NOC	600	$365,592	0.06%
151	VAN TOTAL STOCK MKT	922908728	2,263	$361,525	0.06%
152	JOHNSON & JOHNSON	JNJ	1,895	$351,371	0.06%
153	AMER EUROPACIFIC GRW	298706110	5,373	$347,143	0.05%
154	MFS ARKANSAS MUNI	55273N251	38,607	$345,147	0.05%
155	ISHARES SMALL CAP	464287887	2,382	$337,053	0.05%
156	EATON CORP PLC	ETN	872	$326,346	0.05%
157	AMERICAN ELEC POWER	025537101	2,900	$326,250	0.05%
158	PFIZER INC	PFE	12,431	$316,742	0.05%
159	BANKAMERICA CORP NEW	060505104	6,133	$316,401	0.05%
160	PPG INDS INC	693506107	3,010	$316,381	0.05%
161	J P MORGAN CHASE	VYLD	1,000	$315,430	0.05%
162	GE AEROSPACE	369604301	1,038	$312,251	0.05%
163	FIFTH THIRD BANCORP	FITBM	6,978	$310,870	0.05%
164	ACCENTURE PLC	ACN	1,191	$293,701	0.05%
165	RAYMOND JAMES INC	754730109	1,690	$291,694	0.05%
166	ISHS CORE MSCI EAFE	46432F842	3,324	$290,218	0.05%
167	APPLE INC	AAPL	1,080	$275,000	0.04%
168	UNITED PARCEL SERVIC	UPS	3,260	$272,308	0.04%
169	MORGAN STANLEY	MS-PQ	1,709	$271,663	0.04%
170	PHILLIPS 66	PSX	1,990	$270,680	0.04%
171	PNC FINANCIAL SERV	693475105	1,300	$261,209	0.04%
172	TEXAS INSTRUMENTS	882508104	1,419	$260,713	0.04%
173	AT&T INC	T-PC	9,117	$257,464	0.04%
174	GE VERNOVA INC	GEV	416	$255,798	0.04%
175	PHILIP MORRIS INTL	718172109	1,574	$255,303	0.04%
176	VANGUARD RUSSELL	92206C664	2,590	$253,354	0.04%
177	3M CO	MMM	1,608	$249,529	0.04%
178	MARTIN MARIETTA MATL	573284106	395	$248,961	0.04%
179	DUKE ENERGY CORP NEW	DUKB	1,999	$247,376	0.04%
180	CINCINNATI FINANCIAL	172062101	1,545	$244,265	0.04%
181	CINTAS CORP	CTAS	1,148	$235,638	0.04%
182	ADV MICRO DEVICES	AMD	1,443	$233,463	0.04%
183	COLGATE PALMOLIVE CO	CL	2,886	$230,707	0.04%
184	TESLA, INC	TSLA	500	$222,360	0.04%
185	T MOBILE US INC	TMUSZ	920	$220,230	0.03%
186	ALPHABET CL A	GOOG	880	$213,928	0.03%
187	DANAHER CORPORATION	235851102	1,073	$212,733	0.03%
188	SELECTED AMERICAN SH	816221204	5,168	$207,640	0.03%
189	VANGUARD SM CAP ETF	922908751	803	$204,187	0.03%
190	FED INTER MUNI TR	458810108	18,922	$183,924	0.03%
191	HOME DEPOT INC	HD	450	$182,336	0.03%
192	AT&T INC	T-PC	6,030	$170,287	0.03%
193	PFIZER INC	PFE	5,417	$138,025	0.02%
194	ISHS GOLD TR NPV NEW	IAU	1,855	$134,952	0.02%
195	PROCTER & GAMBLE CO	742718109	800	$122,920	0.02%
196	DUKE ENERGY CORP NEW	DUKB	923	$114,221	0.02%
197	KLA-TENCOR	KLAC	96	$103,546	0.02%
198	EXXON MOBIL CORP	XOM	869	$97,980	0.02%
199	PNC FINANCIAL SERV	693475105	405	$81,377	0.01%
200	ADOBE SYS INC	ADBE	212	$74,783	0.01%
201	PHILIP MORRIS INTL	718172109	400	$64,880	0.01%
202	ORACLE CORPORATION	ORCL-PD	218	$61,310	0.01%
203	DUPONT DE NEMOURS	DD	756	$58,892	0.01%
204	NVIDIA CORPORATION	NVDA	194	$36,197	0.01%
205	DISNEY(WALT) COMPANY	254687106	300	$34,350	0.01%
206	PEPSICO INC	PEP	216	$30,335	0.00%
207	COCA COLA CO	KO	400	$26,528	0.00%
208	KIMBERLY-CLARK CORP	KMB	157	$19,521	0.00%
209	MERCK & CO INC NEW	MRK	150	$12,590	0.00%