13F HOLDINGS REPORT
Andrews Advisory Associates, LLC
Quarter ended Q4 2025 · Filed February 18, 2026 · Accession 0001172661-26-001309
Total Value
$188.1M
Positions
81
Other Managers
0
Confidential Omitted
No
Holdings (81)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908363 | 39,165 | $24.6M | 13.06% |
| 2 | FIDELITY MERRIMACK STR TR | 316188309 | 515,541 | $23.7M | 12.62% |
| 3 | GOLDMAN SACHS ETF TR | NVGLF | 324,420 | $16.4M | 8.70% |
| 4 | J P MORGAN EXCHANGE TRADED F | 46641Q159 | 178,574 | $8.3M | 4.39% |
| 5 | FIDELITY COVINGTON TRUST | 31609A404 | 205,914 | $7.5M | 4.00% |
| 6 | NVIDIA CORPORATION | NVDA | 37,859 | $7.1M | 3.75% |
| 7 | SCHWAB STRATEGIC TR | 808524797 | 210,961 | $5.8M | 3.08% |
| 8 | SPDR SERIES TRUST | 78464A805 | 65,802 | $5.4M | 2.89% |
| 9 | VANGUARD ADMIRAL FDS INC | 921932885 | 48,095 | $5.4M | 2.86% |
| 10 | APPLE INC | AAPL | 19,592 | $5.3M | 2.83% |
| 11 | AMERICAN CENTY ETF TR | 025072877 | 51,306 | $5.2M | 2.78% |
| 12 | VANGUARD INDEX FDS | 922908769 | 14,840 | $5.0M | 2.64% |
| 13 | VANGUARD TAX-MANAGED FDS | 921943858 | 68,537 | $4.3M | 2.28% |
| 14 | MICROSOFT CORP | MSFT | 6,578 | $3.2M | 1.69% |
| 15 | AMERICAN CENTY ETF TR | 025072604 | 35,749 | $2.8M | 1.46% |
| 16 | VANGUARD SPECIALIZED FUNDS | 921908844 | 11,270 | $2.5M | 1.32% |
| 17 | VANGUARD INDEX FDS | 922908553 | 27,899 | $2.5M | 1.31% |
| 18 | SPDR INDEX SHS FDS | 78463X889 | 52,127 | $2.3M | 1.23% |
| 19 | CHEVRON CORP NEW | CVX | 13,005 | $2.0M | 1.05% |
| 20 | VANGUARD INTL EQUITY INDEX F | 922042742 | 11,819 | $1.7M | 0.89% |
| 21 | LOWES COS INC | 548661107 | 6,656 | $1.6M | 0.85% |
| 22 | EXXON MOBIL CORP | XOM | 12,957 | $1.6M | 0.83% |
| 23 | MCDONALDS CORP | MCD | 5,082 | $1.6M | 0.83% |
| 24 | JOHNSON & JOHNSON | JNJ | 7,489 | $1.5M | 0.82% |
| 25 | JPMORGAN CHASE & CO. | VYLD | 4,787 | $1.5M | 0.82% |
| 26 | TEXAS INSTRS INC | 882508104 | 8,782 | $1.5M | 0.81% |
| 27 | AUTOMATIC DATA PROCESSING IN | ADP | 5,566 | $1.4M | 0.76% |
| 28 | NORTHROP GRUMMAN CORP | NOC | 2,500 | $1.4M | 0.76% |
| 29 | COSTCO WHSL CORP NEW | 22160K105 | 1,573 | $1.4M | 0.72% |
| 30 | ISHARES GOLD TR | IAU | 16,688 | $1.4M | 0.72% |
| 31 | NEXTERA ENERGY INC | NEE-PW | 16,694 | $1.3M | 0.71% |
| 32 | VISA INC | V | 3,782 | $1.3M | 0.71% |
| 33 | FEDEX CORP | FDX | 4,513 | $1.3M | 0.69% |
| 34 | DISNEY WALT CO | 254687106 | 11,204 | $1.3M | 0.68% |
| 35 | VANGUARD WHITEHALL FDS | 921946406 | 8,674 | $1.2M | 0.66% |
| 36 | NIKE INC | NKE | 18,666 | $1.2M | 0.63% |
| 37 | PRICE T ROWE GROUP INC | TROW | 11,524 | $1.2M | 0.63% |
| 38 | VANGUARD INTL EQUITY INDEX F | 922042775 | 15,801 | $1.2M | 0.62% |
| 39 | AIR PRODS & CHEMS INC | AIIR | 4,489 | $1.1M | 0.59% |
| 40 | ALLSTATE CORP | ALL-PJ | 5,280 | $1.1M | 0.58% |
| 41 | PEPSICO INC | PEP | 7,301 | $1.0M | 0.56% |
| 42 | WW GRAINGER INC | 384802104 | 1,000 | $1.0M | 0.54% |
| 43 | BROADCOM INC | AVGO | 2,794 | $967,168 | 0.51% |
| 44 | UNITEDHEALTH GROUP INC | UNH | 2,903 | $958,184 | 0.51% |
| 45 | PALANTIR TECHNOLOGIES INC | PLTR | 5,030 | $894,083 | 0.48% |
| 46 | STRYKER CORPORATION | SYK | 2,312 | $812,647 | 0.43% |
| 47 | ISHARES TR | 464287200 | 1,128 | $772,612 | 0.41% |
| 48 | MASTERCARD INCORPORATED | MA | 1,307 | $746,140 | 0.40% |
| 49 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,393 | $700,191 | 0.37% |
| 50 | ISHARES TR | 46436E718 | 6,923 | $694,931 | 0.37% |
| 51 | VANGUARD WORLD FD | 921910733 | 5,400 | $653,184 | 0.35% |
| 52 | ISHARES TR | 464287556 | 3,436 | $579,894 | 0.31% |
| 53 | COMCAST CORP NEW | CCZ | 19,085 | $570,451 | 0.30% |
| 54 | ISHARES TR | 464287507 | 8,305 | $548,130 | 0.29% |
| 55 | INTUIT | INTU | 740 | $490,191 | 0.26% |
| 56 | ISHARES TR | 46435G425 | 3,160 | $470,841 | 0.25% |
| 57 | ADVANCED MICRO DEVICES INC | AMD | 2,190 | $469,010 | 0.25% |
| 58 | KROGER CO | KR | 7,503 | $468,787 | 0.25% |
| 59 | AFLAC INC | AFL | 4,220 | $465,324 | 0.25% |
| 60 | GE AEROSPACE | 369604301 | 1,505 | $463,585 | 0.25% |
| 61 | ABBOTT LABS | ABLZF | 3,505 | $439,132 | 0.23% |
| 62 | VERIZON COMMUNICATIONS INC | VZ | 10,356 | $421,785 | 0.22% |
| 63 | QUALCOMM INC | QCOM | 2,457 | $420,245 | 0.22% |
| 64 | SPDR SERIES TRUST | 78464A763 | 2,977 | $414,273 | 0.22% |
| 65 | ISHARES TR | 464287804 | 3,086 | $370,875 | 0.20% |
| 66 | PUTNAM ETF TRUST | 746729797 | 46,966 | $367,040 | 0.20% |
| 67 | META PLATFORMS INC | META | 524 | $345,954 | 0.18% |
| 68 | ISHARES TR | 464287465 | 3,580 | $343,787 | 0.18% |
| 69 | ISHARES TR | 464289859 | 3,784 | $338,895 | 0.18% |
| 70 | AMERICAN TOWER CORP NEW | 03027X100 | 1,875 | $329,194 | 0.18% |
| 71 | PROSHARES TR | 74348A467 | 3,142 | $326,955 | 0.17% |
| 72 | COCA COLA CO | KO | 4,257 | $297,595 | 0.16% |
| 73 | WALMART INC | WMT | 2,393 | $266,608 | 0.14% |
| 74 | ABBVIE INC | ABBV | 1,129 | $257,903 | 0.14% |
| 75 | BECTON DICKINSON & CO | BDX | 1,302 | $252,695 | 0.13% |
| 76 | VANGUARD MUN BD FDS | 922907746 | 4,613 | $231,988 | 0.12% |
| 77 | AMAZON COM INC | AMZN | 1,000 | $230,820 | 0.12% |
| 78 | WISDOMTREE TR | WT | 4,886 | $226,173 | 0.12% |
| 79 | GE VERNOVA INC | GEV | 326 | $213,064 | 0.11% |
| 80 | ISHARES TR | 464288521 | 3,536 | $201,407 | 0.11% |
| 81 | PIEDMONT REALTY TRUST INC | PDM | 13,976 | $116,560 | 0.06% |