13F HOLDINGS REPORT

Ballast Financial Advisors LLC

Quarter ended Q4 2025 · Filed February 17, 2026 · Accession 0001172661-26-001072

Total Value

$97.1M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (70)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524201	415,341	$11.2M	11.51%
2	SCHWAB STRATEGIC TR	808524839	451,800	$10.6M	10.87%
3	ISHARES TR	46432F859	213,148	$10.4M	10.70%
4	SCHWAB STRATEGIC TR	808524755	122,177	$5.5M	5.69%
5	AMERICAN CENTY ETF TR	025072877	39,910	$4.1M	4.19%
6	AMERICAN CENTY ETF TR	025072349	51,827	$3.9M	4.04%
7	J P MORGAN EXCHANGE TRADED F	46641Q761	56,283	$3.6M	3.66%
8	SCHWAB STRATEGIC TR	808524805	138,794	$3.3M	3.44%
9	SCHWAB STRATEGIC TR	808524300	74,006	$2.4M	2.49%
10	VANGUARD INDEX FDS	922908595	7,764	$2.3M	2.42%
11	VANGUARD INDEX FDS	922908736	4,575	$2.2M	2.30%
12	VANGUARD SPECIALIZED FUNDS	921908844	9,895	$2.2M	2.24%
13	DIMENSIONAL ETF TRUST	25434V773	52,072	$1.7M	1.77%
14	DIMENSIONAL ETF TRUST	25434V732	51,591	$1.7M	1.76%
15	VANGUARD BD INDEX FDS	921937835	21,941	$1.6M	1.67%
16	SCHWAB STRATEGIC TR	808524409	52,155	$1.5M	1.59%
17	FIDELITY MERRIMACK STR TR	316188309	31,264	$1.4M	1.48%
18	GRAYSCALE BITCOIN TRUST ETF	GBTC	19,161	$1.3M	1.35%
19	SCHWAB STRATEGIC TR	808524771	46,782	$1.3M	1.31%
20	VANGUARD INDEX FDS	922908611	5,064	$1.1M	1.10%
21	DIMENSIONAL ETF TRUST	25434V823	46,597	$1.1M	1.10%
22	VANGUARD INDEX FDS	922908744	5,357	$1.0M	1.05%
23	DIMENSIONAL ETF TRUST	25434V781	26,687	$1.0M	1.04%
24	VANGUARD SCOTTSDALE FDS	92206C409	12,129	$967,062	1.00%
25	VANGUARD SCOTTSDALE FDS	92206C870	11,316	$947,695	0.98%
26	SCHWAB STRATEGIC TR	808524748	19,643	$875,110	0.90%
27	VANGUARD INSTL INDEX FD	922040845	11,098	$837,122	0.86%
28	VANGUARD INDEX FDS	922908751	3,208	$827,421	0.85%
29	VANGUARD INDEX FDS	922908363	1,296	$812,760	0.84%
30	VANGUARD BD INDEX FDS	921937827	9,084	$715,910	0.74%
31	J P MORGAN EXCHANGE TRADED F	46641Q670	14,594	$691,008	0.71%
32	FIDELITY COVINGTON TRUST	316092782	8,067	$582,969	0.60%
33	VANGUARD INDEX FDS	922908637	1,760	$554,152	0.57%
34	VANGUARD WHITEHALL FDS	921946810	6,039	$552,279	0.57%
35	ISHARES TR	46432F834	6,459	$546,701	0.56%
36	DIMENSIONAL ETF TRUST	25434V203	14,279	$544,190	0.56%
37	INVESCO QQQ TR	IVZ	799	$490,561	0.51%
38	ISHARES TR	464287499	5,012	$482,505	0.50%
39	ALPHABET INC	GOOG	1,535	$480,379	0.49%
40	SPDR S&P 500 ETF TR	SPY	674	$459,614	0.47%
41	IONQ INC	IONQ-WT	10,000	$448,700	0.46%
42	ISHARES TR	464287523	1,467	$441,932	0.46%
43	SSGA ACTIVE ETF TR	78467V848	10,771	$433,533	0.45%
44	J P MORGAN EXCHANGE TRADED F	46641Q837	8,070	$408,261	0.42%
45	ISHARES TR	46434V621	5,806	$403,046	0.42%
46	VANGUARD INTL EQUITY INDEX F	922042742	2,819	$397,669	0.41%
47	SCHWAB STRATEGIC TR	808524888	8,528	$388,300	0.40%
48	DIMENSIONAL ETF TRUST	25434V708	9,734	$385,379	0.40%
49	APPLE INC	AAPL	1,391	$378,239	0.39%
50	VANGUARD WHITEHALL FDS	921946406	2,328	$334,128	0.34%
51	ELI LILLY & CO	LLY	300	$322,404	0.33%
52	TJX COS INC NEW	872540109	2,030	$311,802	0.32%
53	VANGUARD INTL EQUITY INDEX F	922042858	5,782	$310,862	0.32%
54	MICROSOFT CORP	MSFT	627	$303,230	0.31%
55	SUPER MICRO COMPUTER INC	SMCI	10,000	$292,700	0.30%
56	DIMENSIONAL ETF TRUST	25434V401	3,914	$290,301	0.30%
57	NUSCALE PWR CORP	NU	20,200	$286,234	0.29%
58	JPMORGAN CHASE & CO.	VYLD	840	$270,750	0.28%
59	SCHWAB STRATEGIC TR	808524730	7,508	$270,745	0.28%
60	BANK AMERICA CORP	060505104	4,784	$263,121	0.27%
61	VANGUARD INDEX FDS	922908629	897	$260,317	0.27%
62	SPDR INDEX SHS FDS	78463X889	5,680	$252,259	0.26%
63	NANO NUCLEAR ENERGY INC	NNE	10,000	$240,100	0.25%
64	SPDR INDEX SHS FDS	78463X756	3,642	$239,141	0.25%
65	RBB FD INC	74933W452	4,596	$229,248	0.24%
66	VANGUARD STAR FDS	921909768	3,007	$226,863	0.23%
67	SELECT SECTOR SPDR TR	81369Y886	5,278	$225,323	0.23%
68	SCHWAB STRATEGIC TR	808524797	8,159	$223,797	0.23%
69	GRAYSCALE BITCOIN MINI TR ET	389930207	5,514	$213,557	0.22%
70	DIMENSIONAL ETF TRUST	25434V104	4,336	$202,925	0.21%