13F HOLDINGS REPORT

TOBIAS FINANCIAL ADVISORS, INC.

Quarter ended Q4 2025 · Filed February 13, 2026 · Accession 0001172661-26-000762

Total Value

$707.9M

Positions

146

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (146)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A649	3,904,988	$100.6M	14.21%
2	ISHARES TR	46434V456	1,040,991	$47.3M	6.68%
3	VANGUARD BD INDEX FDS	921937827	505,694	$39.9M	5.63%
4	INVESCO EXCH TRADED FD TR II	IVZ	155,847	$39.4M	5.57%
5	VANGUARD INDEX FDS	922908736	73,738	$36.0M	5.08%
6	SSGA ACTIVE ETF TR	78467V103	1,043,052	$32.8M	4.63%
7	DIMENSIONAL ETF TRUST	25434V807	552,462	$27.6M	3.89%
8	ISHARES INC	46434G103	397,556	$26.7M	3.78%
9	VANGUARD INTL EQUITY INDEX F	922042858	399,062	$21.5M	3.03%
10	ISHARES TR	46432F339	103,800	$20.6M	2.91%
11	DIMENSIONAL ETF TRUST	25434V666	599,978	$20.5M	2.90%
12	DIMENSIONAL ETF TRUST	25434V773	571,198	$18.8M	2.66%
13	J P MORGAN EXCHANGE TRADED F	46641Q332	289,257	$16.6M	2.34%
14	VANGUARD INDEX FDS	922908553	175,612	$15.5M	2.20%
15	ISHARES TR	464287648	43,449	$14.0M	1.98%
16	DIMENSIONAL ETF TRUST	25434V815	414,592	$13.6M	1.93%
17	ISHARES TR	464287614	25,622	$12.1M	1.71%
18	VANGUARD BD INDEX FDS	921937835	133,851	$9.9M	1.40%
19	DIMENSIONAL ETF TRUST	25434V724	209,709	$9.8M	1.38%
20	SPDR SERIES TRUST	78464A409	80,456	$8.6M	1.21%
21	APPLE INC	AAPL	26,584	$7.2M	1.02%
22	SPDR INDEX SHS FDS	78463X848	190,435	$6.8M	0.97%
23	ISHARES TR	464287309	52,877	$6.5M	0.92%
24	WISDOMTREE TR	WT	66,885	$5.9M	0.83%
25	ISHARES TR	464288158	54,849	$5.9M	0.83%
26	ISHARES TR	464287226	57,054	$5.7M	0.81%
27	VANGUARD WHITEHALL FDS	921946810	52,622	$4.8M	0.68%
28	INVESCO QQQ TR	IVZ	7,205	$4.4M	0.63%
29	VANGUARD INDEX FDS	922908744	21,652	$4.1M	0.58%
30	SPDR INDEX SHS FDS	78463X871	99,058	$4.0M	0.57%
31	NVIDIA CORPORATION	NVDA	20,839	$3.9M	0.55%
32	ISHARES TR	464287234	66,684	$3.6M	0.52%
33	WISDOMTREE TR	WT	52,794	$3.6M	0.51%
34	ISHARES TR	464287598	17,147	$3.6M	0.51%
35	ISHARES TR	464287630	19,351	$3.5M	0.50%
36	VANGUARD INTL EQUITY INDEX F	922042718	24,420	$3.5M	0.49%
37	MICROSOFT CORP	MSFT	6,998	$3.4M	0.48%
38	ISHARES TR	464287887	23,875	$3.4M	0.48%
39	AMAZON COM INC	AMZN	14,481	$3.3M	0.47%
40	VANGUARD SPECIALIZED FUNDS	921908844	15,024	$3.3M	0.47%
41	ISHARES TR	464287663	32,038	$3.3M	0.46%
42	SPDR INDEX SHS FDS	78463X509	68,927	$3.2M	0.46%
43	ISHARES TR	464287408	14,579	$3.1M	0.44%
44	ISHARES TR	464287465	28,769	$2.8M	0.39%
45	ISHARES TR	46432F842	29,881	$2.7M	0.38%
46	ISHARES TR	464287200	3,330	$2.3M	0.32%
47	VANGUARD INDEX FDS	922908595	7,053	$2.1M	0.30%
48	SPDR S&P 500 ETF TR	SPY	3,098	$2.1M	0.30%
49	VANGUARD INDEX FDS	922908611	9,885	$2.1M	0.30%
50	INVESCO EXCHANGE TRADED FD T	IVZ	16,217	$2.1M	0.29%
51	VANGUARD INTL EQUITY INDEX F	922042775	26,406	$1.9M	0.27%
52	ALPHABET INC	GOOG	5,843	$1.8M	0.26%
53	SPDR DOW JONES INDL AVERAGE	78467X109	3,570	$1.7M	0.24%
54	SPDR SERIES TRUST	78464A201	17,958	$1.7M	0.24%
55	ISHARES TR	464289859	18,807	$1.7M	0.24%
56	ISHARES TR	464287879	13,758	$1.6M	0.22%
57	DIMENSIONAL ETF TRUST	25434V609	25,922	$1.5M	0.22%
58	SPDR SERIES TRUST	78468R788	34,155	$1.5M	0.21%
59	VISA INC	V	4,186	$1.5M	0.21%
60	BROADCOM INC	AVGO	4,183	$1.4M	0.20%
61	GOLDMAN SACHS ETF TR	NVGLF	10,687	$1.4M	0.20%
62	ISHARES TR	464288877	19,074	$1.4M	0.19%
63	ALPHABET INC	GOOG	4,223	$1.3M	0.19%
64	WALMART INC	WMT	11,826	$1.3M	0.19%
65	VANGUARD WHITEHALL FDS	921946406	8,591	$1.2M	0.17%
66	VANGUARD SCOTTSDALE FDS	92206C649	7,661	$1.2M	0.17%
67	JOHNSON & JOHNSON	JNJ	5,822	$1.2M	0.17%
68	JPMORGAN CHASE & CO.	VYLD	3,534	$1.1M	0.16%
69	SPDR SERIES TRUST	78464A508	19,945	$1.1M	0.16%
70	META PLATFORMS INC	META	1,707	$1.1M	0.16%
71	T ROWE PRICE ETF INC	87283Q503	25,346	$1.1M	0.15%
72	VANGUARD TAX-MANAGED FDS	921943858	16,530	$1.0M	0.15%
73	ISHARES TR	464288273	12,931	$1.0M	0.14%
74	HARTFORD INSURANCE GROUP INC	HIG-PG	6,832	$941,450	0.13%
75	SPDR GOLD TR	GLD	2,327	$922,213	0.13%
76	VANGUARD ADMIRAL FDS INC	921932703	4,423	$906,052	0.13%
77	VANGUARD INDEX FDS	922908769	2,492	$835,508	0.12%
78	VANGUARD SCOTTSDALE FDS	92206C664	8,312	$827,190	0.12%
79	VANGUARD STAR FDS	921909768	10,600	$799,654	0.11%
80	HOME DEPOT INC	HD	2,259	$777,267	0.11%
81	MASTERCARD INCORPORATED	MA	1,254	$716,027	0.10%
82	ASSURANT INC	AIZN	2,958	$712,434	0.10%
83	SIMON PPTY GROUP INC NEW	828806109	3,804	$704,244	0.10%
84	COSTCO WHSL CORP NEW	22160K105	746	$643,566	0.09%
85	ELI LILLY & CO	LLY	588	$632,228	0.09%
86	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,241	$623,789	0.09%
87	ISHARES TR	464287721	3,032	$605,430	0.09%
88	J P MORGAN EXCHANGE TRADED F	46641Q837	11,088	$560,936	0.08%
89	EXXON MOBIL CORP	XOM	4,504	$542,047	0.08%
90	SCHWAB STRATEGIC TR	808524771	17,910	$487,331	0.07%
91	ISHARES TR	464288414	4,277	$458,109	0.06%
92	SCHWAB STRATEGIC TR	808524201	16,881	$454,267	0.06%
93	NETFLIX INC	NFLX	4,782	$448,386	0.06%
94	VANGUARD INDEX FDS	922908363	665	$416,802	0.06%
95	RTX CORPORATION	RTX	2,194	$402,380	0.06%
96	NEXTERA ENERGY INC	NEE-PW	4,825	$387,375	0.05%
97	WELLS FARGO CO NEW	949746101	4,101	$382,250	0.05%
98	ISHARES TR	464287499	3,914	$376,801	0.05%
99	COCA COLA CO	KO	5,124	$358,233	0.05%
100	CISCO SYS INC	CSCO	4,619	$355,802	0.05%
101	GOLDMAN SACHS GROUP INC	GSCE	403	$354,478	0.05%
102	VANGUARD SCOTTSDALE FDS	92206C714	3,833	$353,786	0.05%
103	ABBVIE INC	ABBV	1,523	$347,963	0.05%
104	SCHWAB STRATEGIC TR	808524797	12,398	$340,069	0.05%
105	PALO ALTO NETWORKS INC	PANW	1,825	$336,165	0.05%
106	TRANE TECHNOLOGIES PLC	TT	853	$332,029	0.05%
107	PROGRESSIVE CORP	743315103	1,385	$315,392	0.04%
108	SPDR SERIES TRUST	78464A300	3,463	$315,035	0.04%
109	CHEVRON CORP NEW	CVX	1,985	$302,575	0.04%
110	ABBOTT LABS	ABLZF	2,375	$297,612	0.04%
111	ORACLE CORP	ORCL-PD	1,479	$288,272	0.04%
112	THERMO FISHER SCIENTIFIC INC	TMO	492	$285,094	0.04%
113	TESLA INC	TSLA	627	$281,992	0.04%
114	ISHARES TR	464287804	2,282	$274,306	0.04%
115	PROCTER AND GAMBLE CO	742718109	1,912	$273,948	0.04%
116	PIMCO ETF TR	72201R775	2,926	$272,392	0.04%
117	VANGUARD INDEX FDS	922908751	1,039	$267,946	0.04%
118	PARKER-HANNIFIN CORP	PH	296	$260,172	0.04%
119	SELECT SECTOR SPDR TR	81369Y506	5,768	$257,887	0.04%
120	BLACKROCK INC	BLK	238	$254,808	0.04%
121	INVESCO EXCHANGE TRADED FD T	IVZ	1,330	$254,775	0.04%
122	PIMCO ETF TR	72201R718	2,643	$253,592	0.04%
123	MESOBLAST LTD	MEOBF	13,828	$249,457	0.04%
124	FIRST TR EXCHANGE TRADED FD	33738R704	2,536	$249,340	0.04%
125	INTERNATIONAL BUSINESS MACHS	INTR	833	$246,680	0.03%
126	ISHARES TR	464288661	2,037	$243,116	0.03%
127	ASTRAZENECA PLC	AZN	2,644	$243,063	0.03%
128	ISHARES TR	464288562	2,884	$238,352	0.03%
129	EATON CORP PLC	ETN	746	$237,608	0.03%
130	ISHARES TR	464287655	961	$236,560	0.03%
131	TAIWAN SEMICONDUCTOR MFG LTD	874039100	778	$236,426	0.03%
132	KIMCO RLTY CORP	49446R109	11,651	$236,161	0.03%
133	STRYKER CORPORATION	SYK	665	$233,728	0.03%
134	ISHARES TR	464288760	1,073	$230,428	0.03%
135	ISHARES TR	464289867	3,540	$230,166	0.03%
136	PNC FINL SVCS GROUP INC	693475105	1,060	$221,254	0.03%
137	NORTHROP GRUMMAN CORP	NOC	379	$216,110	0.03%
138	ISHARES BITCOIN TRUST ETF	IBIT	4,304	$213,694	0.03%
139	AMGEN INC	AMGN	651	$213,241	0.03%
140	DISNEY WALT CO	254687106	1,815	$206,518	0.03%
141	WORLD GOLD TR	GLDW	2,412	$205,912	0.03%
142	BANK AMERICA CORP	060505104	3,720	$204,584	0.03%
143	GE AEROSPACE	369604301	663	$204,254	0.03%
144	EMPIRE ST RLTY TR INC	292104106	14,188	$92,506	0.01%
145	ELECTROCORE INC	ECOR	10,000	$44,850	0.01%
146	SKYX PLATFORMS CORP	SKYX	16,545	$35,903	0.01%