13F HOLDINGS REPORT

Wescott Financial Advisory Group, LLC

Quarter ended Q4 2025 · Filed February 12, 2026 · Accession 0001172661-26-000655

Total Value

$1.15B

Positions

202

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (202)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	284,296	$178.3M	15.56%
2	INVESCO QQQ TR	IVZ	146,237	$89.8M	7.84%
3	VANGUARD WELLINGTON FD	921935870	668,567	$67.9M	5.93%
4	ISHARES TR	464287200	70,556	$48.3M	4.22%
5	ISHARES TR	46432F842	525,355	$47.0M	4.10%
6	ISHARES TR	464287481	337,442	$46.2M	4.03%
7	DIMENSIONAL ETF TRUST	25434V773	1,294,191	$42.6M	3.72%
8	ISHARES INC	46434G103	605,904	$40.7M	3.55%
9	DIMENSIONAL ETF TRUST	25434V724	770,002	$35.9M	3.13%
10	ISHARES TR	464287622	87,394	$32.6M	2.85%
11	ISHARES TR	464287473	205,539	$29.0M	2.53%
12	VANGUARD BD INDEX FDS	921937819	347,522	$27.1M	2.36%
13	DIMENSIONAL ETF TRUST	25434V658	973,477	$25.7M	2.24%
14	VANGUARD SCOTTSDALE FDS	92206C409	302,121	$24.1M	2.10%
15	DIMENSIONAL ETF TRUST	25434V666	679,626	$23.2M	2.03%
16	DIMENSIONAL ETF TRUST	25434V807	422,976	$21.1M	1.84%
17	APPLE INC	AAPL	59,262	$16.1M	1.41%
18	DIMENSIONAL ETF TRUST	25434V302	477,142	$15.5M	1.36%
19	MERCK & CO INC	MRK	142,332	$15.0M	1.31%
20	DIMENSIONAL ETF TRUST	25434V500	186,450	$13.0M	1.13%
21	ISHARES TR	464287507	187,314	$12.4M	1.08%
22	ISHARES TR	464287309	92,091	$11.4M	0.99%
23	ISHARES TR	464287226	106,105	$10.6M	0.92%
24	ISHARES TR	46432F859	216,355	$10.5M	0.92%
25	ELI LILLY & CO	LLY	9,457	$10.2M	0.89%
26	ISHARES TR	464287408	40,959	$8.7M	0.76%
27	SPDR SERIES TRUST	78468R101	269,595	$7.9M	0.69%
28	BERKSHIRE HATHAWAY INC DEL	BRK-A	10	$7.5M	0.66%
29	ISHARES TR	464288257	46,447	$6.6M	0.57%
30	ISHARES TR	46435G243	243,655	$6.1M	0.54%
31	MICROSOFT CORP	MSFT	12,083	$5.8M	0.51%
32	VANGUARD INDEX FDS	922908736	11,794	$5.8M	0.50%
33	VANGUARD STAR FDS	921909768	73,502	$5.5M	0.48%
34	VANGUARD INDEX FDS	922908769	16,421	$5.5M	0.48%
35	VANGUARD TAX-MANAGED FDS	921943858	87,244	$5.5M	0.48%
36	ISHARES TR	46434V282	77,035	$5.3M	0.47%
37	BERKSHIRE HATHAWAY INC DEL	BRK-A	10,532	$5.3M	0.46%
38	NORFOLK SOUTHN CORP	655844108	16,897	$4.9M	0.43%
39	VANGUARD INDEX FDS	922908629	16,802	$4.9M	0.43%
40	ISHARES TR	464287804	38,802	$4.7M	0.41%
41	VANGUARD INDEX FDS	922908744	22,914	$4.4M	0.38%
42	JOHNSON & JOHNSON	JNJ	19,421	$4.0M	0.35%
43	ISHARES TR	464287242	36,289	$4.0M	0.35%
44	ISHARES TR	46432F834	46,866	$4.0M	0.35%
45	DIMENSIONAL ETF TRUST	25434V849	79,203	$3.8M	0.33%
46	SPDR SERIES TRUST	78464A854	44,237	$3.5M	0.31%
47	PROCTER AND GAMBLE CO	742718109	23,096	$3.3M	0.29%
48	VANGUARD BD INDEX FDS	921937827	41,874	$3.3M	0.29%
49	ISHARES TR	464287457	38,250	$3.2M	0.28%
50	SCHWAB STRATEGIC TR	808524508	103,209	$3.1M	0.27%
51	ISHARES U S ETF TR	46431W507	59,831	$3.1M	0.27%
52	SCHWAB STRATEGIC TR	808524722	90,623	$3.0M	0.26%
53	ISHARES TR	464287614	6,156	$2.9M	0.25%
54	EXXON MOBIL CORP	XOM	24,162	$2.9M	0.25%
55	ISHARES INC	46434G863	63,103	$2.8M	0.24%
56	3M CO	MMM	15,771	$2.5M	0.22%
57	VANGUARD SCOTTSDALE FDS	92206C102	42,684	$2.5M	0.22%
58	NVIDIA CORPORATION	NVDA	13,029	$2.4M	0.21%
59	GOLDMAN SACHS GROUP INC	GSCE	2,730	$2.4M	0.21%
60	META PLATFORMS INC	META	3,532	$2.3M	0.20%
61	NUSHARES ETF TR	NU	51,982	$2.3M	0.20%
62	DIMENSIONAL ETF TRUST	25434V203	59,577	$2.3M	0.20%
63	ISHARES TR	46435U663	49,289	$2.3M	0.20%
64	ALPHABET INC	GOOG	7,169	$2.2M	0.20%
65	ISHARES TR	464288802	15,969	$2.2M	0.19%
66	ISHARES TR	464288273	27,030	$2.1M	0.18%
67	CARLISLE COS INC	142339100	6,412	$2.1M	0.18%
68	CHUBB LIMITED	CB	6,080	$1.9M	0.17%
69	ISHARES TR	46435U549	37,748	$1.8M	0.16%
70	VANGUARD ADMIRAL FDS INC	921932828	15,578	$1.7M	0.15%
71	MARRIOTT INTL INC NEW	571903202	5,318	$1.6M	0.14%
72	ISHARES TR	464288646	31,049	$1.6M	0.14%
73	ISHARES TR	464287648	4,770	$1.5M	0.13%
74	ISHARES TR	46429B697	16,228	$1.5M	0.13%
75	DIMENSIONAL ETF TRUST	25434V104	32,609	$1.5M	0.13%
76	VANGUARD INDEX FDS	922908538	5,462	$1.5M	0.13%
77	VANGUARD INDEX FDS	922908512	8,542	$1.5M	0.13%
78	ISHARES TR	464288885	12,929	$1.5M	0.13%
79	HERSHEY CO	HSY	7,781	$1.4M	0.12%
80	ALPHABET INC	GOOG	4,469	$1.4M	0.12%
81	ISHARES TR	464287150	9,403	$1.4M	0.12%
82	ISHARES TR	46435G516	14,197	$1.3M	0.12%
83	SPDR SERIES TRUST	78464A474	41,639	$1.3M	0.11%
84	NUSHARES ETF TR	NU	12,827	$1.3M	0.11%
85	AMAZON COM INC	AMZN	5,310	$1.2M	0.11%
86	SPDR S&P 500 ETF TR	SPY	1,752	$1.2M	0.10%
87	VANGUARD INDEX FDS	922908637	3,786	$1.2M	0.10%
88	GE AEROSPACE	369604301	3,838	$1.2M	0.10%
89	CENCORA INC	COR	3,496	$1.2M	0.10%
90	ISHARES TR	46434V100	22,520	$1.1M	0.10%
91	ISHARES GOLD TR	IAU	14,006	$1.1M	0.10%
92	COSTCO WHSL CORP NEW	22160K105	1,306	$1.1M	0.10%
93	AMETEK INC	AME	5,466	$1.1M	0.10%
94	VANGUARD INTL EQUITY INDEX F	922042775	15,179	$1.1M	0.10%
95	NUSHARES ETF TR	NU	24,183	$1.1M	0.10%
96	VANGUARD WORLD FD	921910873	4,234	$1.1M	0.09%
97	SCHWAB STRATEGIC TR	808524409	35,130	$1.0M	0.09%
98	JPMORGAN CHASE & CO.	VYLD	3,198	$1.0M	0.09%
99	VANGUARD WORLD FD	921910816	2,467	$1.0M	0.09%
100	TESLA INC	TSLA	2,262	$1.0M	0.09%
101	RTX CORPORATION	RTX	5,404	$991,169	0.09%
102	BANK AMERICA CORP	060505104	17,647	$970,582	0.08%
103	ISHARES TR	464288638	17,734	$955,498	0.08%
104	ISHARES TR	464287671	5,622	$944,180	0.08%
105	DISNEY WALT CO	254687106	8,084	$919,682	0.08%
106	INTERNATIONAL BUSINESS MACHS	INTR	3,075	$910,666	0.08%
107	NUSHARES ETF TR	NU	24,407	$883,807	0.08%
108	BROADCOM INC	AVGO	2,520	$872,118	0.08%
109	SCHWAB STRATEGIC TR	808524649	30,817	$793,849	0.07%
110	VANGUARD INDEX FDS	922908611	3,651	$773,132	0.07%
111	CATERPILLAR INC	CAT	1,348	$772,336	0.07%
112	ISHARES TR	464288158	6,905	$736,723	0.06%
113	VANGUARD INDEX FDS	922908751	2,807	$723,895	0.06%
114	SCHWAB STRATEGIC TR	808524805	29,541	$710,168	0.06%
115	SPDR GOLD TR	GLD	1,748	$692,879	0.06%
116	TRANE TECHNOLOGIES PLC	TT	1,719	$669,201	0.06%
117	NORTHROP GRUMMAN CORP	NOC	1,152	$657,149	0.06%
118	WALMART INC	WMT	5,855	$652,273	0.06%
119	GE VERNOVA INC	GEV	952	$622,265	0.05%
120	ISHARES TR	464287598	2,953	$621,247	0.05%
121	VANGUARD INDEX FDS	922908652	2,746	$574,244	0.05%
122	CHEVRON CORP NEW	CVX	3,618	$551,478	0.05%
123	COCA COLA CO	KO	7,808	$545,879	0.05%
124	QUALCOMM INC	QCOM	3,174	$542,883	0.05%
125	ISHARES TR	464287655	2,141	$527,131	0.05%
126	VANGUARD INTL EQUITY INDEX F	922042858	9,538	$512,742	0.04%
127	NETFLIX INC	NFLX	5,292	$496,163	0.04%
128	INVESCO EXCHANGE TRADED FD T	IVZ	7,119	$473,567	0.04%
129	ISHARES TR	464288620	9,097	$470,954	0.04%
130	ISHARES TR	464287556	2,769	$467,324	0.04%
131	SPDR INDEX SHS FDS	78463X855	6,687	$466,552	0.04%
132	GILEAD SCIENCES INC	GILD	3,668	$450,264	0.04%
133	VANGUARD WHITEHALL FDS	921946406	3,111	$446,504	0.04%
134	ISHARES TR	46432F339	2,210	$438,981	0.04%
135	CUMMINS INC	CMI	845	$431,465	0.04%
136	FS KKR CAP CORP	FSK	28,412	$420,777	0.04%
137	MCDONALDS CORP	MCD	1,370	$418,718	0.04%
138	SPDR SERIES TRUST	78468R853	8,859	$415,152	0.04%
139	UNILEVER PLC	UNLYF	6,105	$399,267	0.03%
140	ISHARES TR	46434V274	9,975	$376,573	0.03%
141	AUTOMATIC DATA PROCESSING IN	ADP	1,459	$375,248	0.03%
142	ISHARES TR	464288414	3,470	$371,688	0.03%
143	CISCO SYS INC	CSCO	4,822	$371,413	0.03%
144	VISA INC	V	1,036	$363,266	0.03%
145	ENERGY TRANSFER L P	ET-PI	21,519	$354,848	0.03%
146	PERELLA WEINBERG PARTNERS	PWP	20,340	$351,883	0.03%
147	PEPSICO INC	PEP	2,415	$346,696	0.03%
148	SPDR INDEX SHS FDS	78463X509	7,397	$346,254	0.03%
149	ORACLE CORP	ORCL-PD	1,761	$343,400	0.03%
150	PNC FINL SVCS GROUP INC	693475105	1,645	$343,359	0.03%
151	ISHARES TR	46434V290	4,575	$342,611	0.03%
152	PFIZER INC	PFE	13,666	$340,281	0.03%
153	CVS HEALTH CORP	CVS	4,223	$335,146	0.03%
154	SPDR SERIES TRUST	78464A847	5,686	$329,304	0.03%
155	VANGUARD WORLD FD	92204A702	437	$329,232	0.03%
156	BANK NEW YORK MELLON CORP	064058100	2,765	$320,966	0.03%
157	SCHWAB STRATEGIC TR	808524300	9,668	$315,370	0.03%
158	AMERICAN CENTY ETF TR	025072349	4,125	$312,532	0.03%
159	SOLVENTUM CORP	SOLV	3,917	$310,383	0.03%
160	COLGATE PALMOLIVE CO	CL	3,596	$284,176	0.02%
161	THE CIGNA GROUP	125523100	1,008	$277,521	0.02%
162	SYSCO CORP	SYY	3,763	$277,295	0.02%
163	SELECT SECTOR SPDR TR	81369Y803	1,842	$265,181	0.02%
164	SPROTT ASSET MANAGEMENT LP	SII	5,711	$261,558	0.02%
165	VERIZON COMMUNICATIONS INC	VZ	6,367	$259,322	0.02%
166	INTUITIVE SURGICAL INC	ISRG	436	$246,554	0.02%
167	J P MORGAN EXCHANGE TRADED F	46641Q852	5,055	$246,164	0.02%
168	APPLIED MATLS INC	038222105	949	$243,831	0.02%
169	ISHARES SILVER TR	SLV	3,736	$240,673	0.02%
170	DIMENSIONAL ETF TRUST	25434V823	10,439	$239,066	0.02%
171	ENTERPRISE PRODS PARTNERS L	293792107	7,357	$235,858	0.02%
172	ECOLAB INC	ECL	886	$232,617	0.02%
173	DIMENSIONAL ETF TRUST	25434V781	6,101	$231,852	0.02%
174	BLACKROCK INC	BLK	216	$230,991	0.02%
175	AMGEN INC	AMGN	700	$229,190	0.02%
176	TORONTO DOMINION BK ONT	TORO	2,364	$222,689	0.02%
177	CARRIER GLOBAL CORPORATION	CARR	4,163	$219,973	0.02%
178	PHILIP MORRIS INTL INC	718172109	1,369	$219,659	0.02%
179	TJX COS INC NEW	872540109	1,422	$218,519	0.02%
180	ISHARES TR	464287200	309	$211,646	0.02%
181	DIMENSIONAL ETF TRUST	25434V880	6,382	$208,890	0.02%
182	MCKESSON CORP	MCK	246	$201,708	0.02%
183	ANNOVIS BIO INC	ANVS	41,607	$143,960	0.01%
184	ISHARES TR	464287309	986	$121,534	0.01%
185	INVESCO QQQ TR	IVZ	194	$119,176	0.01%
186	EMPIRE ST RLTY OP L P	292102209	16,474	$104,445	0.01%
187	EMPIRE ST RLTY OP L P	292102100	16,408	$103,370	0.01%
188	PAYONEER GLOBAL INC	PAYO	17,477	$98,221	0.01%
189	ISHARES TR	46432F842	988	$88,386	0.01%
190	ORGANON & CO	OGN	11,062	$79,315	0.01%
191	ISHARES TR	464287408	372	$78,890	0.01%
192	ISHARES TR	464287226	714	$71,314	0.01%
193	ISHARES TR	46432F859	1,460	$71,175	0.01%
194	ISHARES TR	464287507	909	$59,994	0.01%
195	ISHARES TR	464287242	537	$59,172	0.01%
196	ISHARES U S ETF TR	46431W507	887	$45,326	0.00%
197	ISHARES TR	464287457	547	$45,303	0.00%
198	ISHARES INC	46434G103	475	$31,930	0.00%
199	ISHARES TR	464288885	150	$17,088	0.00%
200	ISHARES TR	464287648	49	$15,827	0.00%
201	ISHARES TR	464288273	198	$15,351	0.00%
202	ISHARES TR	464287804	120	$14,422	0.00%