13F HOLDINGS REPORT

Galvin, Gaustad & Stein, LLC

Quarter ended Q4 2025 · Filed January 23, 2026 · Accession 0001172661-26-000291

Total Value

$1.28B

Positions

250

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (250)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	46432F842	451,162	$40.4M	3.15%
2	VANGUARD TAX-MANAGED FDS	921943858	584,362	$36.5M	2.85%
3	MICROSOFT CORP	MSFT	70,419	$34.1M	2.66%
4	JPMORGAN CHASE & CO.	VYLD	102,711	$33.1M	2.58%
5	HCA HEALTHCARE INC	HCA	67,371	$31.5M	2.45%
6	AMAZON COM INC	AMZN	117,528	$27.1M	2.12%
7	SCHWAB STRATEGIC TR	808524854	1,064,666	$26.7M	2.08%
8	GE AEROSPACE	369604301	85,228	$26.3M	2.05%
9	VANGUARD INTL EQUITY INDEX F	922042718	180,583	$25.9M	2.02%
10	ISHARES TR	464287226	253,304	$25.3M	1.97%
11	MATTEL INC	MAT	1,262,220	$25.0M	1.95%
12	APPLE INC	AAPL	90,284	$24.5M	1.92%
13	AUTOZONE INC	AZO	6,772	$23.0M	1.79%
14	AMERICAN EXPRESS CO	AXP	58,382	$21.6M	1.69%
15	SCHWAB STRATEGIC TR	808524862	882,638	$21.5M	1.68%
16	UBER TECHNOLOGIES INC	UBER	263,198	$21.5M	1.68%
17	ISHARES TR	464288588	223,394	$21.3M	1.66%
18	COCA COLA CO	KO	292,118	$20.4M	1.59%
19	PPL CORP	PPLC	569,055	$19.9M	1.56%
20	TAIWAN SEMICONDUCTOR MFG LTD	874039100	65,539	$19.9M	1.55%
21	UNITEDHEALTH GROUP INC	UNH	59,999	$19.8M	1.55%
22	VISA INC	V	56,021	$19.6M	1.53%
23	HOME DEPOT INC	HD	55,635	$19.1M	1.49%
24	WASTE MGMT INC DEL	94106L109	84,701	$18.6M	1.45%
25	ALPHABET INC	GOOG	57,972	$18.2M	1.42%
26	VANGUARD BD INDEX FDS	921937835	245,539	$18.2M	1.42%
27	WELLS FARGO CO NEW	949746804	13,794	$16.7M	1.30%
28	NVIDIA CORPORATION	NVDA	89,273	$16.6M	1.30%
29	ISHARES TR	464287507	248,499	$16.4M	1.28%
30	ALPHABET INC	GOOG	51,106	$16.0M	1.25%
31	GE HEALTHCARE TECHNOLOGIES I	GEHC	189,834	$15.6M	1.22%
32	VERTEX PHARMACEUTICALS INC	VRTX	34,309	$15.6M	1.21%
33	ISHARES TR	46429B671	254,233	$15.3M	1.19%
34	UNION PAC CORP	UNP	65,215	$15.1M	1.18%
35	PROCTER AND GAMBLE CO	742718109	103,226	$14.8M	1.15%
36	ASML HOLDING N V	ASMLF	13,545	$14.5M	1.13%
37	CRH PLC	CRH	115,422	$14.4M	1.12%
38	ISHARES TR	46429B747	137,485	$14.1M	1.10%
39	ISHARES TR	464287804	117,004	$14.1M	1.10%
40	ISHARES TR	464288638	258,591	$13.9M	1.09%
41	BLACKSTONE INC	BX	88,377	$13.6M	1.06%
42	EOG RES INC	EOG	125,629	$13.2M	1.03%
43	INVESCO EXCH TRADED FD TR II	IVZ	50,843	$12.9M	1.00%
44	ISHARES TR	46434V878	254,067	$12.9M	1.00%
45	ISHARES TR	464287523	42,618	$12.8M	1.00%
46	QUALCOMM INC	QCOM	73,782	$12.6M	0.98%
47	META PLATFORMS INC	META	18,550	$12.2M	0.96%
48	CARLYLE GROUP INC	CGABL	204,623	$12.1M	0.94%
49	CHEVRON CORP NEW	CVX	77,298	$11.8M	0.92%
50	ISHARES TR	46434V613	245,494	$11.4M	0.89%
51	PROGRESSIVE CORP	743315103	49,094	$11.2M	0.87%
52	VANGUARD INDEX FDS	922908553	121,472	$10.7M	0.84%
53	VANGUARD BD INDEX FDS	921937819	129,510	$10.1M	0.79%
54	ZOETIS INC	ZTS	79,405	$10.0M	0.78%
55	VANGUARD SCOTTSDALE FDS	92206C870	95,854	$8.0M	0.63%
56	ISHARES TR	464288646	141,895	$7.5M	0.59%
57	OTIS WORLDWIDE CORP	OTIS	80,892	$7.1M	0.55%
58	VANECK ETF TRUST	92189F676	19,472	$7.0M	0.55%
59	WESCO INTL INC	95082P105	28,504	$7.0M	0.54%
60	ISHARES INC	46434G103	98,494	$6.6M	0.52%
61	VANGUARD BD INDEX FDS	921937827	81,066	$6.4M	0.50%
62	J P MORGAN EXCHANGE TRADED F	46641Q134	83,689	$6.3M	0.49%
63	VANGUARD MALVERN FDS	922020748	79,187	$6.2M	0.48%
64	VANGUARD SCOTTSDALE FDS	92206C409	76,971	$6.1M	0.48%
65	ISHARES TR	464287200	8,822	$6.0M	0.47%
66	VANGUARD INTL EQUITY INDEX F	922042858	107,676	$5.8M	0.45%
67	COSTCO WHSL CORP NEW	22160K105	6,403	$5.5M	0.43%
68	FLUTTER ENTMT PLC	G3643J108	25,318	$5.4M	0.42%
69	J P MORGAN EXCHANGE TRADED F	46641Q837	97,195	$4.9M	0.38%
70	MASTERCARD INCORPORATED	MA	8,323	$4.8M	0.37%
71	VANGUARD INDEX FDS	922908751	18,356	$4.7M	0.37%
72	ISHARES TR	464288414	41,098	$4.4M	0.34%
73	SPDR SERIES TRUST	78464A854	47,254	$3.8M	0.30%
74	JOHNSON & JOHNSON	JNJ	17,175	$3.6M	0.28%
75	ISHARES TR	464288513	41,529	$3.3M	0.26%
76	ISHARES TR	464287861	47,290	$3.2M	0.25%
77	VANGUARD SPECIALIZED FUNDS	921908844	14,714	$3.2M	0.25%
78	VANGUARD MUN BD FDS	922907746	62,529	$3.1M	0.25%
79	BERKSHIRE HATHAWAY INC DEL	BRK-A	5,843	$2.9M	0.23%
80	SELECT SECTOR SPDR TR	81369Y506	65,625	$2.9M	0.23%
81	BANK NEW YORK MELLON CORP	064058100	24,670	$2.9M	0.22%
82	J P MORGAN EXCHANGE TRADED F	46641Q647	56,181	$2.8M	0.22%
83	INVESCO EXCHANGE TRADED FD T	IVZ	23,756	$2.7M	0.21%
84	ISHARES TR	464287234	45,277	$2.5M	0.19%
85	SCHWAB STRATEGIC TR	808524680	76,830	$2.4M	0.19%
86	EXXON MOBIL CORP	XOM	20,053	$2.4M	0.19%
87	J P MORGAN EXCHANGE TRADED F	46654Q575	43,234	$2.2M	0.17%
88	FIDELITY MERRIMACK STR TR	316188309	46,742	$2.2M	0.17%
89	ISHARES TR	46435U861	39,366	$2.1M	0.16%
90	GOLDMAN SACHS GROUP INC	GSCE	2,204	$1.9M	0.15%
91	CAPITAL ONE FINL CORP	14040H105	7,802	$1.9M	0.15%
92	SCHWAB STRATEGIC TR	808524870	70,756	$1.9M	0.15%
93	J P MORGAN EXCHANGE TRADED F	46641Q332	32,580	$1.9M	0.15%
94	J P MORGAN EXCHANGE TRADED F	46641Q654	34,658	$1.8M	0.14%
95	VANGUARD INDEX FDS	922908769	5,089	$1.7M	0.13%
96	ISHARES TR	464288158	15,696	$1.7M	0.13%
97	LITMAN GREGORY FDS TR	53700T827	58,914	$1.7M	0.13%
98	ISHARES TR	464287150	10,403	$1.5M	0.12%
99	VANGUARD INDEX FDS	922908744	7,870	$1.5M	0.12%
100	PHILIP MORRIS INTL INC	718172109	9,249	$1.5M	0.12%
101	VANGUARD BD INDEX FDS	921937793	20,930	$1.5M	0.11%
102	SPDR SERIES TRUST	78464A805	17,605	$1.5M	0.11%
103	ELI LILLY & CO	LLY	1,347	$1.4M	0.11%
104	VANECK ETF TRUST	92189H748	26,235	$1.4M	0.11%
105	ISHARES TR	464287614	2,751	$1.3M	0.10%
106	BOK FINL CORP	05561Q201	10,815	$1.3M	0.10%
107	ENTERPRISE PRODS PARTNERS L	293792107	39,806	$1.3M	0.10%
108	ABBVIE INC	ABBV	5,567	$1.3M	0.10%
109	ISHARES TR	46432F339	6,361	$1.3M	0.10%
110	ISHARES TR	464287630	6,629	$1.2M	0.09%
111	CROWDSTRIKE HLDGS INC	CRWD	2,515	$1.2M	0.09%
112	BROADCOM INC	AVGO	3,350	$1.2M	0.09%
113	PALO ALTO NETWORKS INC	PANW	6,292	$1.2M	0.09%
114	SPDR S&P 500 ETF TR	SPY	1,652	$1.1M	0.09%
115	BLACKROCK INC	BLK	1,031	$1.1M	0.09%
116	DIMENSIONAL ETF TRUST	25434V203	28,887	$1.1M	0.09%
117	VANGUARD INDEX FDS	922908629	3,782	$1.1M	0.09%
118	SELECT SECTOR SPDR TR	81369Y803	7,554	$1.1M	0.08%
119	SPROTT ASSET MANAGEMENT LP	SII	32,683	$1.1M	0.08%
120	HONEYWELL INTL INC	438516106	5,479	$1.1M	0.08%
121	SCHWAB STRATEGIC TR	808524797	38,630	$1.1M	0.08%
122	SELECT SECTOR SPDR TR	81369Y605	19,173	$1.1M	0.08%
123	VANGUARD MUN BD FDS	922907712	13,431	$1.0M	0.08%
124	FIRST TR EXCHANGE-TRADED FD	33733E104	10,516	$972,852	0.08%
125	SPDR S&P 500 ETF TR	SPY	1,400	$954,688	0.07%
126	RTX CORPORATION	RTX	5,076	$930,935	0.07%
127	TESLA INC	TSLA	1,986	$893,006	0.07%
128	DOORDASH INC	DASH	3,921	$888,028	0.07%
129	SPDR SERIES TRUST	78464A508	15,322	$870,450	0.07%
130	PROSHARES TR	74347R206	12,360	$870,268	0.07%
131	VANGUARD INDEX FDS	922908363	1,381	$866,325	0.07%
132	VIKING HOLDINGS LTD	VIK	12,094	$863,633	0.07%
133	ALTRIA GROUP INC	MO	14,904	$859,390	0.07%
134	QUEST DIAGNOSTICS INC	DGX	4,951	$859,096	0.07%
135	WALMART INC	WMT	7,487	$834,073	0.07%
136	VANGUARD INTL EQUITY INDEX F	922042775	11,098	$816,352	0.06%
137	ISHARES TR	46432F396	3,260	$815,911	0.06%
138	PROSHARES TR	74347R107	13,990	$810,301	0.06%
139	VANGUARD INDEX FDS	922908736	1,538	$750,430	0.06%
140	LEGG MASON ETF INVT	52468L505	20,346	$749,125	0.06%
141	GDS HLDGS LTD	GDHLF	21,354	$745,255	0.06%
142	CONSTELLATION ENERGY CORP	CEG	1,995	$704,769	0.06%
143	VANGUARD SCOTTSDALE FDS	92206C813	9,242	$700,995	0.05%
144	FIDELITY COVINGTON TRUST	316092501	8,724	$678,222	0.05%
145	INVESCO QQQ TR	IVZ	1,101	$676,439	0.05%
146	LOWES COS INC	548661107	2,781	$670,549	0.05%
147	UNITED PARCEL SERVICE INC	UPS	6,739	$668,397	0.05%
148	AMGEN INC	AMGN	2,042	$668,348	0.05%
149	INNOVATOR ETFS TRUST	INHD	19,657	$658,706	0.05%
150	SPDR GOLD TR	GLD	1,641	$650,345	0.05%
151	ISHARES GOLD TR	IAU	7,735	$627,850	0.05%
152	CISCO SYS INC	CSCO	8,078	$622,235	0.05%
153	J P MORGAN EXCHANGE TRADED F	46654Q203	10,500	$610,260	0.05%
154	GENERAL DYNAMICS CORP	GD	1,763	$593,583	0.05%
155	INNOVATOR ETFS TRUST	INHD	12,613	$593,063	0.05%
156	VANGUARD WORLD FD	92204A702	781	$588,702	0.05%
157	VANGUARD INDEX FDS	922908611	2,749	$582,305	0.05%
158	COPART INC	CPRT	14,350	$561,803	0.04%
159	BANK AMERICA CORP	060505682	442	$553,384	0.04%
160	INNOVATOR ETFS TRUST	INHD	12,415	$545,267	0.04%
161	PACER FDS TR	69374H709	13,138	$541,544	0.04%
162	FIDELITY COVINGTON TRUST	316092857	19,800	$532,434	0.04%
163	MERCK & CO INC	MRK	4,976	$523,735	0.04%
164	ISHARES BITCOIN TRUST ETF	IBIT	10,498	$521,226	0.04%
165	MCKESSON CORP	MCK	612	$501,681	0.04%
166	ISHARES TR	46429B697	5,230	$492,485	0.04%
167	INVESCO EXCHANGE TRADED FD T	IVZ	2,538	$486,120	0.04%
168	SELECT SECTOR SPDR TR	81369Y407	4,021	$480,171	0.04%
169	ISHARES TR	46432F388	3,468	$474,176	0.04%
170	SCHWAB STRATEGIC TR	808524805	18,974	$456,135	0.04%
171	SCHWAB STRATEGIC TR	808524649	17,599	$453,350	0.04%
172	ISHARES TR	464287598	2,151	$452,444	0.04%
173	INNOVATOR ETFS TRUST	INHD	10,371	$449,894	0.04%
174	DIMENSIONAL ETF TRUST	25434V708	11,258	$445,692	0.03%
175	COMFORT SYS USA INC	199908104	476	$443,821	0.03%
176	SOTERA HEALTH CO	SHC	24,452	$431,333	0.03%
177	INNOVATOR ETFS TRUST	INHD	10,547	$429,462	0.03%
178	FIDELITY COVINGTON TRUST	316092402	17,050	$422,327	0.03%
179	VANGUARD WORLD FD	92204A405	3,163	$422,229	0.03%
180	VANGUARD WHITEHALL FDS	921946810	4,486	$410,214	0.03%
181	LINDE PLC	LIN	956	$407,577	0.03%
182	INVESCO EXCHANGE TRADED FD T	IVZ	5,395	$404,911	0.03%
183	INNOVATOR ETFS TRUST	INHD	8,714	$404,591	0.03%
184	WISDOMTREE TR	WT	4,400	$393,492	0.03%
185	MERCADOLIBRE INC	MELI	195	$392,781	0.03%
186	LOCKHEED MARTIN CORP	LMT	807	$390,175	0.03%
187	STARBUCKS CORP	SBUX	4,602	$387,531	0.03%
188	FIDELITY COVINGTON TRUST	316092865	7,000	$386,540	0.03%
189	INNOVATOR ETFS TRUST	INHD	11,673	$382,523	0.03%
190	BANK AMERICA CORP	060505104	6,942	$381,832	0.03%
191	ROYAL BK CDA	780087102	2,200	$375,078	0.03%
192	INNOVATOR ETFS TRUST	INHD	9,510	$372,031	0.03%
193	ISHARES TR	464288273	4,780	$370,606	0.03%
194	BLACKROCK ETF TRUST	BLK	5,919	$359,928	0.03%
195	DEERE & CO	DE	765	$356,364	0.03%
196	NRG ENERGY INC	NRG	2,229	$354,946	0.03%
197	VANGUARD SCOTTSDALE FDS	92206C847	6,260	$349,308	0.03%
198	WISDOMTREE TR	WT	7,381	$344,765	0.03%
199	ISHARES TR	46429B689	3,993	$344,416	0.03%
200	AMERICAN INTL GROUP INC	026874784	4,000	$342,200	0.03%
201	VERTIV HOLDINGS CO	VRT	2,103	$340,697	0.03%
202	VANGUARD BD INDEX FDS	92203C303	6,674	$332,647	0.03%
203	DOW INC	DOW	14,053	$328,559	0.03%
204	ISHARES TR	464287309	2,612	$321,991	0.03%
205	FIDELITY COVINGTON TRUST	316092808	1,430	$321,306	0.03%
206	SPDR SERIES TRUST	78464A359	3,600	$321,076	0.03%
207	INTERNATIONAL BUSINESS MACHS	INTR	1,074	$318,146	0.02%
208	ISHARES TR	464287465	3,281	$315,096	0.02%
209	APPLIED MATLS INC	038222105	1,223	$314,399	0.02%
210	INNOVATOR ETFS TRUST	INHD	6,893	$309,784	0.02%
211	SCHWAB STRATEGIC TR	808524607	10,868	$309,521	0.02%
212	ISHARES TR	464287689	789	$305,402	0.02%
213	SPDR DOW JONES INDL AVERAGE	78467X109	625	$300,356	0.02%
214	ORACLE CORP	ORCL-PD	1,531	$298,477	0.02%
215	INNOVATOR ETFS TRUST	INHD	7,120	$297,474	0.02%
216	RYMAN HOSPITALITY PPTYS INC	78377T107	3,061	$289,671	0.02%
217	ISHARES TR	464287499	2,964	$285,344	0.02%
218	VANGUARD INDEX FDS	922908595	930	$280,962	0.02%
219	INNOVATOR ETFS TRUST	INHD	7,035	$278,516	0.02%
220	INNOVATOR ETFS TRUST	INHD	6,318	$276,213	0.02%
221	VANGUARD INDEX FDS	922908538	960	$267,974	0.02%
222	NIKE INC	NKE	4,150	$264,401	0.02%
223	BOEING CO	BA-PA	1,216	$263,948	0.02%
224	INVESCO EXCH TRADED FD TR II	IVZ	3,670	$262,111	0.02%
225	ISHARES TR	464287473	1,851	$261,059	0.02%
226	WELLS FARGO CO NEW	949746101	2,793	$260,308	0.02%
227	VANGUARD WHITEHALL FDS	921946406	1,750	$251,160	0.02%
228	ISHARES TR	464287846	1,495	$247,965	0.02%
229	INNOVATOR ETFS TRUST	INHD	5,733	$247,952	0.02%
230	INNOVATOR ETFS TRUST	INHD	5,894	$246,841	0.02%
231	NETFLIX INC	NFLX	2,573	$241,224	0.02%
232	INTUITIVE SURGICAL INC	ISRG	424	$240,046	0.02%
233	ISHARES TR	464287648	740	$238,880	0.02%
234	VALERO ENERGY CORP	VLO	1,450	$236,046	0.02%
235	DIREXION SHS ETF TR	25459Y207	2,295	$234,838	0.02%
236	INNOVATOR ETFS TRUST	INHD	8,750	$234,812	0.02%
237	SPDR SERIES TRUST	78464A474	7,747	$233,966	0.02%
238	INTUIT	INTU	345	$228,593	0.02%
239	LABCORP HOLDINGS INC	LH	899	$225,541	0.02%
240	ZOOM COMMUNICATIONS INC	ZM	2,575	$222,197	0.02%
241	ISHARES TR	464287622	592	$221,076	0.02%
242	DUKE ENERGY CORP NEW	DUKB	1,857	$217,682	0.02%
243	CERTARA INC	CERT	24,651	$217,175	0.02%
244	GLOBAL X FDS	37954Y236	10,000	$211,000	0.02%
245	ISHARES TR	464287721	1,050	$209,664	0.02%
246	ADVANCED MICRO DEVICES INC	AMD	978	$209,448	0.02%
247	INVESCO EXCHANGE TRADED FD T	IVZ	4,442	$207,337	0.02%
248	LAM RESEARCH CORP	LRCX	1,205	$206,272	0.02%
249	3M CO	MMM	1,280	$204,928	0.02%
250	TENAYA THERAPEUTICS INC	TNYA	11,000	$7,827	0.00%