13F HOLDINGS REPORT

Sterling Wealth Management, Inc.

Quarter ended Q3 2025 · Filed November 17, 2025 · Accession 0001172661-25-005196

Total Value

$329.9M

Positions

110

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (110)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908769	118,878	$39.0M	11.83%
2	DIMENSIONAL ETF TRUST	25434V591	473,269	$24.0M	7.28%
3	DIMENSIONAL ETF TRUST	25434V831	529,450	$20.0M	6.06%
4	DIMENSIONAL ETF TRUST	25434V872	443,327	$19.0M	5.75%
5	DIMENSIONAL ETF TRUST	25434V609	322,180	$18.8M	5.68%
6	VANGUARD TAX-MANAGED FDS	921943858	276,002	$16.5M	5.01%
7	DIMENSIONAL ETF TRUST	25434V302	452,511	$14.3M	4.32%
8	DIMENSIONAL ETF TRUST	25434V724	291,231	$13.0M	3.95%
9	DIMENSIONAL ETF TRUST	25434V864	264,457	$12.7M	3.86%
10	DIMENSIONAL ETF TRUST	25434V500	177,175	$12.1M	3.68%
11	VANGUARD INTL EQUITY INDEX F	922042858	204,924	$11.1M	3.37%
12	DIMENSIONAL ETF TRUST	25434V666	328,758	$10.8M	3.28%
13	DIMENSIONAL ETF TRUST	25434V708	265,944	$10.3M	3.11%
14	VANGUARD INDEX FDS	922908611	36,685	$7.7M	2.32%
15	HUBBELL INC	HUBB	14,590	$6.3M	1.90%
16	VANGUARD STAR FDS	921909768	71,437	$5.2M	1.59%
17	DIMENSIONAL ETF TRUST	25434V807	111,933	$5.2M	1.56%
18	DIMENSIONAL ETF TRUST	25434V575	85,891	$4.6M	1.40%
19	MCDONALDS CORP	MCD	12,227	$3.7M	1.13%
20	DIMENSIONAL ETF TRUST	25434V781	102,861	$3.7M	1.11%
21	DIMENSIONAL ETF TRUST	25434V401	48,859	$3.5M	1.07%
22	VANGUARD INDEX FDS	922908553	37,498	$3.4M	1.04%
23	APPLE INC	AAPL	12,321	$3.1M	0.95%
24	DIMENSIONAL ETF TRUST	25434V773	92,822	$2.9M	0.89%
25	ISHARES TR	464288877	42,259	$2.9M	0.87%
26	ISHARES TR	464287663	26,836	$2.7M	0.81%
27	MICROSOFT CORP	MSFT	4,548	$2.4M	0.71%
28	DIMENSIONAL ETF TRUST	25434V658	86,215	$2.4M	0.71%
29	NVIDIA CORPORATION	NVDA	11,410	$2.1M	0.65%
30	JPMORGAN CHASE & CO.	VYLD	6,584	$2.1M	0.63%
31	VANGUARD INDEX FDS	922908736	4,006	$1.9M	0.58%
32	AMERICAN EXPRESS CO	AXP	5,136	$1.7M	0.52%
33	PROCTER AND GAMBLE CO	742718109	10,711	$1.6M	0.50%
34	ISHARES TR	464287200	2,351	$1.6M	0.48%
35	DIMENSIONAL ETF TRUST	25434V617	21,019	$1.5M	0.46%
36	SPDR INDEX SHS FDS	78463X889	33,723	$1.4M	0.44%
37	EXXON MOBIL CORP	XOM	10,883	$1.2M	0.37%
38	PEPSICO INC	PEP	8,576	$1.2M	0.37%
39	SHERWIN WILLIAMS CO	SHW	3,310	$1.1M	0.35%
40	JOHNSON & JOHNSON	JNJ	5,770	$1.1M	0.32%
41	COMCAST CORP NEW	CCZ	33,859	$1.1M	0.32%
42	ELI LILLY & CO	LLY	1,381	$1.1M	0.32%
43	ISHARES TR	46434V647	37,165	$949,944	0.29%
44	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,875	$942,638	0.29%
45	CATERPILLAR INC	CAT	1,943	$927,102	0.28%
46	DIMENSIONAL ETF TRUST	25434V203	24,011	$872,803	0.26%
47	VANGUARD WHITEHALL FDS	921946406	5,967	$841,049	0.25%
48	CISCO SYS INC	CSCO	11,678	$799,009	0.24%
49	DEERE & CO	DE	1,660	$759,052	0.23%
50	DIMENSIONAL ETF TRUST	25434V849	15,637	$750,274	0.23%
51	ALPHABET INC	GOOG	3,035	$737,809	0.22%
52	ABBVIE INC	ABBV	2,882	$667,285	0.20%
53	ALPHABET INC	GOOG	2,441	$594,506	0.18%
54	ISHARES TR	464288513	7,198	$584,406	0.18%
55	VANGUARD WORLD FD	921910733	4,810	$569,720	0.17%
56	MARSH & MCLENNAN COS INC	571748102	2,817	$567,710	0.17%
57	HOME DEPOT INC	HD	1,305	$528,773	0.16%
58	QUALCOMM INC	QCOM	3,102	$516,049	0.16%
59	YUM BRANDS INC	YUM	3,386	$514,672	0.16%
60	VANGUARD WORLD FD	92204A702	674	$503,229	0.15%
61	AMERIPRISE FINL INC	03076C106	1,022	$502,058	0.15%
62	LINCOLN ELEC HLDGS INC	533900106	2,081	$490,762	0.15%
63	AMERICAN ELEC PWR CO INC	025537101	4,361	$490,649	0.15%
64	CUMMINS INC	CMI	1,110	$468,831	0.14%
65	HONEYWELL INTL INC	438516106	2,207	$464,574	0.14%
66	ILLINOIS TOOL WKS INC	452308109	1,716	$447,464	0.14%
67	GORMAN RUPP CO	GRC	9,435	$437,878	0.13%
68	VANGUARD INDEX FDS	922908744	2,297	$428,455	0.13%
69	AMAZON COM INC	AMZN	1,833	$402,472	0.12%
70	BRISTOL-MYERS SQUIBB CO	CELG-RI	8,284	$373,608	0.11%
71	SPDR SERIES TRUST	78468R853	7,975	$369,402	0.11%
72	ABBOTT LABS	ABLZF	2,727	$365,229	0.11%
73	VANGUARD MUN BD FDS	922907746	7,262	$363,608	0.11%
74	SPDR INDEX SHS FDS	78463X509	7,732	$361,926	0.11%
75	COCA COLA CO	KO	5,368	$356,006	0.11%
76	JOHN HANCOCK EXCHANGE TRADED	47804J206	5,440	$351,914	0.11%
77	INVESTORS TITLE CO NC	ITIC	1,296	$347,108	0.11%
78	DISNEY WALT CO	254687106	2,981	$341,325	0.10%
79	GE AEROSPACE	369604301	1,130	$339,927	0.10%
80	CHEVRON CORP NEW	CVX	2,186	$339,464	0.10%
81	CVS HEALTH CORP	CVS	4,368	$329,304	0.10%
82	CONSTELLATION ENERGY CORP	CEG	939	$308,997	0.09%
83	ISHARES TR	464287879	2,565	$283,635	0.09%
84	MERCK & CO INC	MRK	3,350	$281,166	0.09%
85	ISHARES TR	464287168	1,961	$278,658	0.08%
86	3M CO	MMM	1,779	$276,065	0.08%
87	ISHARES TR	46434V456	5,977	$264,129	0.08%
88	ISHARES TR	464287804	2,219	$263,732	0.08%
89	VANGUARD INTL EQUITY INDEX F	922042718	1,839	$262,149	0.08%
90	VANGUARD INDEX FDS	922908637	850	$261,698	0.08%
91	ORACLE CORP	ORCL-PD	919	$258,460	0.08%
92	AUTOMATIC DATA PROCESSING IN	ADP	876	$257,106	0.08%
93	META PLATFORMS INC	META	327	$240,169	0.07%
94	ISHARES TR	464287507	3,617	$236,040	0.07%
95	RYDER SYS INC	R	1,229	$231,839	0.07%
96	AMGEN INC	AMGN	810	$228,582	0.07%
97	ALLSTATE CORP	ALL-PJ	1,052	$225,812	0.07%
98	DIMENSIONAL ETF TRUST	25434V716	5,180	$220,024	0.07%
99	HOWMET AEROSPACE INC	HWM	1,118	$219,385	0.07%
100	VANGUARD BD INDEX FDS	921937827	2,764	$218,075	0.07%
101	SPDR S&P 500 ETF TR	SPY	322	$214,510	0.07%
102	SOUTHERN CO	SOMN	2,206	$209,063	0.06%
103	MASTERCARD INCORPORATED	MA	367	$208,753	0.06%
104	ISHARES TR	46434V621	3,063	$208,529	0.06%
105	ISHARES TR	464287150	1,426	$207,709	0.06%
106	PHILIP MORRIS INTL INC	718172109	1,246	$202,101	0.06%
107	INTEL CORP	INTC	5,985	$200,797	0.06%
108	VANGUARD BD INDEX FDS	921937819	2,567	$200,457	0.06%
109	VANECK ETF TRUST	92189F676	614	$200,385	0.06%
110	HUNTINGTON BANCSHARES INC	HBANP	10,075	$173,995	0.05%