13F HOLDINGS REPORT

Wescott Financial Advisory Group, LLC

Quarter ended Q3 2025 · Filed November 5, 2025 · Accession 0001172661-25-004588

Total Value

$1.11B

Positions

193

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (193)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	293,516	$179.7M	16.13%
2	INVESCO QQQ TR	IVZ	146,605	$88.0M	7.90%
3	VANGUARD WELLINGTON FD	921935870	636,155	$64.8M	5.82%
4	ISHARES TR	464287481	338,238	$48.2M	4.32%
5	ISHARES TR	46432F842	527,801	$46.1M	4.13%
6	ISHARES TR	464287200	68,593	$45.9M	4.12%
7	DIMENSIONAL ETF TRUST	25434V773	1,320,123	$41.8M	3.75%
8	ISHARES INC	46434G103	624,774	$41.2M	3.70%
9	DIMENSIONAL ETF TRUST	25434V724	849,891	$38.0M	3.41%
10	ISHARES TR	464287622	88,503	$32.3M	2.90%
11	ISHARES TR	464287473	210,228	$29.4M	2.63%
12	DIMENSIONAL ETF TRUST	25434V658	969,998	$26.5M	2.38%
13	VANGUARD BD INDEX FDS	921937819	333,353	$26.0M	2.34%
14	VANGUARD SCOTTSDALE FDS	92206C409	305,773	$24.4M	2.19%
15	DIMENSIONAL ETF TRUST	25434V807	421,688	$19.4M	1.74%
16	DIMENSIONAL ETF TRUST	25434V666	585,903	$19.3M	1.73%
17	APPLE INC	AAPL	61,196	$15.6M	1.40%
18	DIMENSIONAL ETF TRUST	25434V302	474,837	$15.0M	1.34%
19	MERCK & CO INC	MRK	155,714	$13.1M	1.17%
20	DIMENSIONAL ETF TRUST	25434V500	179,768	$12.3M	1.10%
21	ISHARES TR	464287507	167,020	$10.9M	0.98%
22	ISHARES TR	464287309	86,682	$10.5M	0.94%
23	ISHARES TR	464287226	100,557	$10.1M	0.90%
24	ISHARES TR	46432F859	196,122	$9.6M	0.86%
25	SPDR SERIES TRUST	78468R101	271,676	$8.0M	0.71%
26	ISHARES TR	464287408	37,277	$7.7M	0.69%
27	BERKSHIRE HATHAWAY INC DEL	BRK-A	10	$7.5M	0.68%
28	VANGUARD STAR FDS	921909768	98,545	$7.2M	0.65%
29	ELI LILLY & CO	LLY	9,358	$7.1M	0.64%
30	MICROSOFT CORP	MSFT	13,019	$6.7M	0.60%
31	VANGUARD INDEX FDS	922908736	13,913	$6.7M	0.60%
32	VANGUARD INDEX FDS	922908629	21,368	$6.3M	0.56%
33	ISHARES TR	464288257	42,593	$5.9M	0.53%
34	NORFOLK SOUTHN CORP	655844108	18,587	$5.6M	0.50%
35	VANGUARD INDEX FDS	922908769	16,909	$5.5M	0.50%
36	ISHARES TR	46435G243	219,163	$5.5M	0.50%
37	ISHARES TR	46434V282	78,844	$5.4M	0.49%
38	BERKSHIRE HATHAWAY INC DEL	BRK-A	10,557	$5.3M	0.48%
39	VANGUARD TAX-MANAGED FDS	921943858	87,889	$5.3M	0.47%
40	ISHARES TR	464287804	38,847	$4.6M	0.41%
41	VANGUARD INDEX FDS	922908744	22,806	$4.3M	0.38%
42	ISHARES TR	46432F834	46,142	$3.8M	0.34%
43	DIMENSIONAL ETF TRUST	25434V849	79,150	$3.8M	0.34%
44	ISHARES TR	464287242	32,458	$3.6M	0.32%
45	JOHNSON & JOHNSON	JNJ	19,468	$3.6M	0.32%
46	SPDR SERIES TRUST	78464A854	45,202	$3.5M	0.32%
47	PROCTER AND GAMBLE CO	742718109	23,011	$3.5M	0.32%
48	VANGUARD BD INDEX FDS	921937827	41,668	$3.3M	0.29%
49	SCHWAB STRATEGIC TR	808524508	102,820	$3.0M	0.27%
50	ISHARES TR	464287614	6,354	$3.0M	0.27%
51	ISHARES TR	464287457	35,164	$2.9M	0.26%
52	ISHARES U S ETF TR	46431W507	53,898	$2.8M	0.25%
53	EXXON MOBIL CORP	XOM	24,135	$2.7M	0.24%
54	ISHARES INC	46434G863	62,196	$2.7M	0.24%
55	VANGUARD SCOTTSDALE FDS	92206C102	42,830	$2.5M	0.23%
56	3M CO	MMM	15,752	$2.4M	0.22%
57	META PLATFORMS INC	META	3,166	$2.3M	0.21%
58	NUSHARES ETF TR	NU	50,899	$2.2M	0.20%
59	ISHARES TR	46435U663	48,819	$2.2M	0.20%
60	DIMENSIONAL ETF TRUST	25434V203	59,483	$2.2M	0.19%
61	CARLISLE COS INC	142339100	6,406	$2.1M	0.19%
62	GOLDMAN SACHS GROUP INC	GSCE	2,630	$2.1M	0.19%
63	ISHARES TR	464288802	14,834	$2.0M	0.18%
64	ISHARES TR	464288273	25,072	$1.9M	0.17%
65	NVIDIA CORPORATION	NVDA	9,588	$1.8M	0.16%
66	ISHARES TR	46435U549	35,788	$1.7M	0.15%
67	VANGUARD ADMIRAL FDS INC	921932828	15,380	$1.7M	0.15%
68	ISHARES TR	464288646	31,163	$1.7M	0.15%
69	HERSHEY CO	HSY	8,632	$1.6M	0.14%
70	VANGUARD INDEX FDS	922908538	5,403	$1.6M	0.14%
71	ISHARES TR	46429B697	16,161	$1.5M	0.14%
72	ISHARES TR	464288158	14,014	$1.5M	0.13%
73	VANGUARD INDEX FDS	922908512	8,560	$1.5M	0.13%
74	DIMENSIONAL ETF TRUST	25434V104	32,562	$1.5M	0.13%
75	ALPHABET INC	GOOG	5,957	$1.4M	0.13%
76	ISHARES TR	464287150	9,567	$1.4M	0.13%
77	MARRIOTT INTL INC NEW	571903202	5,279	$1.4M	0.12%
78	SPDR SERIES TRUST	78464A474	43,142	$1.3M	0.12%
79	VANGUARD INTL EQUITY INDEX F	922042775	17,829	$1.3M	0.11%
80	ISHARES TR	464288885	10,998	$1.3M	0.11%
81	ISHARES TR	464287648	3,811	$1.2M	0.11%
82	ISHARES TR	46435G516	13,065	$1.2M	0.11%
83	GE AEROSPACE	369604301	3,983	$1.2M	0.11%
84	NUSHARES ETF TR	NU	11,984	$1.2M	0.11%
85	SPDR S&P 500 ETF TR	SPY	1,760	$1.2M	0.11%
86	JPMORGAN CHASE & CO.	VYLD	3,700	$1.2M	0.10%
87	VANGUARD INDEX FDS	922908637	3,768	$1.2M	0.10%
88	ISHARES TR	46434V100	22,452	$1.1M	0.10%
89	COSTCO WHSL CORP NEW	22160K105	1,203	$1.1M	0.10%
90	CENCORA INC	COR	3,509	$1.1M	0.10%
91	LOCKHEED MARTIN CORP	LMT	2,077	$1.0M	0.09%
92	VANGUARD WORLD FD	921910873	4,215	$1.0M	0.09%
93	ISHARES GOLD TR	IAU	14,006	$1.0M	0.09%
94	VANGUARD WORLD FD	921910816	2,484	$999,469	0.09%
95	ISHARES TR	464288638	17,693	$957,040	0.09%
96	NUSHARES ETF TR	NU	21,588	$946,124	0.08%
97	DISNEY WALT CO	254687106	8,137	$931,655	0.08%
98	ISHARES TR	464287671	5,654	$930,346	0.08%
99	ALPHABET INC	GOOG	3,730	$908,460	0.08%
100	TESLA INC	TSLA	2,008	$892,936	0.08%
101	AMAZON COM INC	AMZN	3,799	$834,243	0.07%
102	NUSHARES ETF TR	NU	21,762	$818,669	0.07%
103	VANGUARD CHARLOTTE FDS	92203J407	16,273	$804,863	0.07%
104	BANK AMERICA CORP	060505104	15,531	$801,225	0.07%
105	VANGUARD INDEX FDS	922908611	3,650	$761,821	0.07%
106	TRANE TECHNOLOGIES PLC	TT	1,694	$714,977	0.06%
107	NORTHROP GRUMMAN CORP	NOC	1,153	$702,812	0.06%
108	INTERNATIONAL BUSINESS MACHS	INTR	2,472	$697,612	0.06%
109	VANGUARD INDEX FDS	922908751	2,733	$695,019	0.06%
110	RTX CORPORATION	RTX	4,031	$674,531	0.06%
111	CHEVRON CORP NEW	CVX	4,267	$662,609	0.06%
112	SPDR GOLD TR	GLD	1,788	$635,696	0.06%
113	BROADCOM INC	AVGO	1,908	$629,410	0.06%
114	ISHARES TR	464287598	3,063	$623,625	0.06%
115	GE VERNOVA INC	GEV	990	$608,932	0.05%
116	VANGUARD INDEX FDS	922908652	2,746	$574,848	0.05%
117	WALMART INC	WMT	5,292	$545,415	0.05%
118	VANGUARD INTL EQUITY INDEX F	922042858	9,835	$532,860	0.05%
119	COCA COLA CO	KO	7,567	$501,862	0.05%
120	ORACLE CORP	ORCL-PD	1,761	$495,349	0.04%
121	ISHARES TR	464287655	2,036	$492,633	0.04%
122	ISHARES TR	464288620	9,156	$478,115	0.04%
123	UNILEVER PLC	UNLYF	8,032	$476,137	0.04%
124	SCHWAB STRATEGIC TR	808524805	20,016	$465,974	0.04%
125	INVESCO EXCHANGE TRADED FD T	IVZ	7,119	$464,241	0.04%
126	NETFLIX INC	NFLX	380	$455,709	0.04%
127	VANGUARD WHITEHALL FDS	921946406	3,108	$438,127	0.04%
128	PERELLA WEINBERG PARTNERS	PWP	20,261	$431,972	0.04%
129	ISHARES TR	464288414	3,959	$421,559	0.04%
130	AUTOMATIC DATA PROCESSING IN	ADP	1,428	$419,046	0.04%
131	CATERPILLAR INC	CAT	870	$415,202	0.04%
132	FS KKR CAP CORP	FSK	27,333	$408,087	0.04%
133	ISHARES TR	464287556	2,769	$399,761	0.04%
134	MCDONALDS CORP	MCD	1,309	$397,919	0.04%
135	QUALCOMM INC	QCOM	2,371	$394,488	0.04%
136	GILEAD SCIENCES INC	GILD	3,546	$393,623	0.04%
137	ISHARES TR	46434V274	10,766	$386,607	0.03%
138	PFIZER INC	PFE	14,895	$379,527	0.03%
139	VANGUARD WORLD FD	92204A702	502	$374,566	0.03%
140	PEPSICO INC	PEP	2,642	$371,085	0.03%
141	ISHARES TR	46434V290	4,776	$355,130	0.03%
142	CUMMINS INC	CMI	834	$352,347	0.03%
143	PGIM ETF TR	69344A107	6,625	$330,136	0.03%
144	PNC FINL SVCS GROUP INC	693475105	1,628	$327,201	0.03%
145	COLGATE PALMOLIVE CO	CL	4,036	$322,658	0.03%
146	SELECT SECTOR SPDR TR	81369Y803	1,120	$315,563	0.03%
147	ISHARES TR	46432F339	1,619	$314,807	0.03%
148	CVS HEALTH CORP	CVS	4,167	$314,169	0.03%
149	VANECK ETF TRUST	92189F106	4,077	$311,483	0.03%
150	SYSCO CORP	SYY	3,751	$308,857	0.03%
151	CISCO SYS INC	CSCO	4,512	$308,724	0.03%
152	BANK NEW YORK MELLON CORP	064058100	2,722	$296,567	0.03%
153	AMERICAN CENTY ETF TR	025072349	3,988	$288,173	0.03%
154	SOLVENTUM CORP	SOLV	3,917	$285,941	0.03%
155	THE CIGNA GROUP	125523100	931	$268,412	0.02%
156	VANGUARD BD INDEX FDS	921937835	3,466	$257,773	0.02%
157	VERIZON COMMUNICATIONS INC	VZ	5,757	$253,017	0.02%
158	DIMENSIONAL ETF TRUST	25434V823	10,439	$248,970	0.02%
159	J P MORGAN EXCHANGE TRADED F	46641Q852	4,996	$244,961	0.02%
160	HOME DEPOT INC	HD	590	$239,199	0.02%
161	ECOLAB INC	ECL	869	$238,007	0.02%
162	CARRIER GLOBAL CORPORATION	CARR	3,977	$237,434	0.02%
163	VISA INC	V	693	$236,736	0.02%
164	ENTERPRISE PRODS PARTNERS L	293792107	7,558	$236,340	0.02%
165	DIMENSIONAL ETF TRUST	25434V781	6,479	$231,246	0.02%
166	LAS VEGAS SANDS CORP	LVS	4,150	$223,229	0.02%
167	PENUMBRA INC	PEN	853	$216,082	0.02%
168	PHILIP MORRIS INTL INC	718172109	1,328	$215,359	0.02%
169	QUEST DIAGNOSTICS INC	DGX	1,129	$215,165	0.02%
170	VANGUARD SCOTTSDALE FDS	92206C870	2,556	$214,944	0.02%
171	SPROTT ASSET MANAGEMENT LP	SII	5,711	$209,532	0.02%
172	ISHARES TR	464287200	309	$206,814	0.02%
173	L3HARRIS TECHNOLOGIES INC	LHX	667	$203,744	0.02%
174	ORGANON & CO	OGN	12,404	$132,473	0.01%
175	EMPIRE ST RLTY OP L P	292102209	16,474	$123,720	0.01%
176	EMPIRE ST RLTY OP L P	292102100	16,408	$122,076	0.01%
177	ISHARES TR	464287309	986	$119,030	0.01%
178	INVESCO QQQ TR	IVZ	194	$116,472	0.01%
179	PAYONEER GLOBAL INC	PAYO	17,477	$105,736	0.01%
180	ISHARES TR	46432F842	988	$86,262	0.01%
181	ANNOVIS BIO INC	ANVS	41,607	$86,126	0.01%
182	ISHARES TR	464287408	372	$76,822	0.01%
183	ISHARES TR	464287226	714	$71,579	0.01%
184	ISHARES TR	46432F859	1,460	$71,306	0.01%
185	ISHARES TR	464287242	537	$59,859	0.01%
186	ISHARES TR	464287507	909	$59,321	0.01%
187	ISHARES U S ETF TR	46431W507	887	$45,485	0.00%
188	ISHARES TR	464287457	547	$45,379	0.00%
189	ISHARES INC	46434G103	475	$31,312	0.00%
190	ISHARES TR	464288885	150	$17,082	0.00%
191	ISHARES TR	464287648	49	$15,682	0.00%
192	ISHARES TR	464288273	198	$15,191	0.00%
193	ISHARES TR	464287804	120	$14,260	0.00%