13F HOLDINGS REPORT

TOBIAS FINANCIAL ADVISORS, INC.

Quarter ended Q3 2025 · Filed November 3, 2025 · Accession 0001172661-25-004533

Total Value

$658.2M

Positions

132

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (132)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A649	3,692,751	$95.5M	14.50%
2	ISHARES TR	46434V456	953,460	$42.1M	6.40%
3	INVESCO EXCH TRADED FD TR II	IVZ	158,431	$39.2M	5.95%
4	VANGUARD BD INDEX FDS	921937827	488,484	$38.5M	5.86%
5	VANGUARD INDEX FDS	922908736	74,391	$35.7M	5.42%
6	SSGA ACTIVE ETF TR	78467V103	963,184	$29.7M	4.52%
7	ISHARES INC	46434G103	370,867	$24.4M	3.71%
8	DIMENSIONAL ETF TRUST	25434V807	470,709	$21.7M	3.30%
9	VANGUARD INTL EQUITY INDEX F	922042858	376,939	$20.4M	3.10%
10	ISHARES TR	46432F339	100,935	$19.6M	2.98%
11	DIMENSIONAL ETF TRUST	25434V666	524,775	$17.3M	2.62%
12	ISHARES TR	464288562	181,105	$15.4M	2.34%
13	J P MORGAN EXCHANGE TRADED F	46641Q332	265,724	$15.2M	2.31%
14	DIMENSIONAL ETF TRUST	25434V773	457,377	$14.5M	2.20%
15	ISHARES TR	464287648	42,815	$13.7M	2.08%
16	ISHARES TR	464287614	25,910	$12.1M	1.84%
17	DIMENSIONAL ETF TRUST	25434V815	363,976	$11.6M	1.76%
18	VANGUARD BD INDEX FDS	921937835	140,706	$10.5M	1.59%
19	DIMENSIONAL ETF TRUST	25434V724	209,997	$9.4M	1.43%
20	SPDR SERIES TRUST	78464A409	84,411	$8.8M	1.34%
21	SPDR INDEX SHS FDS	78463X848	190,908	$6.7M	1.01%
22	ISHARES TR	464287309	55,114	$6.7M	1.01%
23	APPLE INC	AAPL	23,129	$5.9M	0.89%
24	ISHARES TR	464287226	58,405	$5.9M	0.89%
25	WISDOMTREE TR	WT	66,877	$5.8M	0.88%
26	ISHARES TR	464288158	46,730	$5.0M	0.76%
27	VANGUARD WHITEHALL FDS	921946810	49,759	$4.5M	0.68%
28	INVESCO QQQ TR	IVZ	6,942	$4.2M	0.63%
29	SPDR INDEX SHS FDS	78463X871	99,926	$4.0M	0.61%
30	VANGUARD INDEX FDS	922908744	21,426	$4.0M	0.61%
31	WISDOMTREE TR	WT	55,893	$3.7M	0.56%
32	ISHARES TR	464287234	67,884	$3.6M	0.55%
33	ISHARES TR	464287630	20,148	$3.6M	0.54%
34	ISHARES TR	464287598	17,388	$3.5M	0.54%
35	ISHARES TR	464287887	24,225	$3.4M	0.52%
36	VANGUARD INTL EQUITY INDEX F	922042718	23,266	$3.3M	0.50%
37	VANGUARD SPECIALIZED FUNDS	921908844	15,022	$3.2M	0.49%
38	NVIDIA CORPORATION	NVDA	17,323	$3.2M	0.49%
39	ISHARES TR	464287663	32,038	$3.2M	0.49%
40	SPDR INDEX SHS FDS	78463X509	67,392	$3.2M	0.48%
41	MICROSOFT CORP	MSFT	6,079	$3.1M	0.48%
42	ISHARES TR	464287408	14,585	$3.0M	0.46%
43	ISHARES TR	464287465	30,986	$2.9M	0.44%
44	AMAZON COM INC	AMZN	12,198	$2.7M	0.41%
45	INVESCO EXCHANGE TRADED FD T	IVZ	20,153	$2.5M	0.38%
46	ISHARES TR	46432F842	28,529	$2.5M	0.38%
47	ISHARES TR	464287200	3,563	$2.4M	0.36%
48	VANGUARD INDEX FDS	922908595	7,159	$2.1M	0.32%
49	VANGUARD INDEX FDS	922908611	10,086	$2.1M	0.32%
50	SPDR S&P 500 ETF TR	SPY	3,068	$2.0M	0.31%
51	VANGUARD INTL EQUITY INDEX F	922042775	25,880	$1.8M	0.28%
52	ISHARES TR	464289859	19,781	$1.7M	0.26%
53	SPDR SERIES TRUST	78464A201	18,341	$1.7M	0.26%
54	SPDR DOW JONES INDL AVERAGE	78467X109	3,570	$1.7M	0.25%
55	SPDR SERIES TRUST	78468R788	35,045	$1.5M	0.23%
56	ISHARES TR	464287879	13,759	$1.5M	0.23%
57	DIMENSIONAL ETF TRUST	25434V609	25,987	$1.5M	0.23%
58	GOLDMAN SACHS ETF TR	NVGLF	10,687	$1.4M	0.21%
59	VANGUARD TAX-MANAGED FDS	921943858	22,515	$1.3M	0.20%
60	ISHARES TR	464288877	19,050	$1.3M	0.20%
61	VISA INC	V	3,706	$1.3M	0.19%
62	VANGUARD SCOTTSDALE FDS	92206C649	7,661	$1.2M	0.18%
63	SPDR SERIES TRUST	78464A508	21,247	$1.2M	0.18%
64	COSTCO WHSL CORP NEW	22160K105	1,200	$1.1M	0.17%
65	VANGUARD WHITEHALL FDS	921946406	7,712	$1.1M	0.17%
66	T ROWE PRICE ETF INC	87283Q503	25,346	$1.1M	0.16%
67	WALMART INC	WMT	9,927	$1.0M	0.16%
68	META PLATFORMS INC	META	1,384	$1.0M	0.15%
69	ISHARES TR	464288273	13,008	$997,951	0.15%
70	ALPHABET INC	GOOG	4,091	$996,400	0.15%
71	JOHNSON & JOHNSON	JNJ	5,256	$974,570	0.15%
72	BROADCOM INC	AVGO	2,741	$904,441	0.14%
73	ALPHABET INC	GOOG	3,656	$888,803	0.14%
74	VANGUARD ADMIRAL FDS INC	921932703	4,423	$882,256	0.13%
75	VANGUARD SCOTTSDALE FDS	92206C664	8,307	$812,603	0.12%
76	HOME DEPOT INC	HD	1,969	$797,695	0.12%
77	VANGUARD WORLD FD	92204A207	3,664	$783,107	0.12%
78	JPMORGAN CHASE & CO.	VYLD	2,397	$756,032	0.11%
79	VANGUARD INDEX FDS	922908769	2,269	$744,597	0.11%
80	SIMON PPTY GROUP INC NEW	828806109	3,747	$703,169	0.11%
81	SPDR GOLD TR	GLD	1,809	$643,045	0.10%
82	MASTERCARD INCORPORATED	MA	1,077	$612,608	0.09%
83	NETFLIX INC	NFLX	500	$599,650	0.09%
84	ISHARES TR	464287721	3,032	$593,848	0.09%
85	J P MORGAN EXCHANGE TRADED F	46641Q837	10,402	$527,690	0.08%
86	ELI LILLY & CO	LLY	683	$521,353	0.08%
87	SCHWAB STRATEGIC TR	808524771	17,910	$471,033	0.07%
88	EXXON MOBIL CORP	XOM	4,153	$468,205	0.07%
89	ORACLE CORP	ORCL-PD	1,663	$467,702	0.07%
90	ISHARES TR	464288414	4,277	$455,458	0.07%
91	SCHWAB STRATEGIC TR	808524201	16,881	$444,645	0.07%
92	TRANE TECHNOLOGIES PLC	TT	950	$401,045	0.06%
93	BERKSHIRE HATHAWAY INC DEL	BRK-A	786	$395,154	0.06%
94	TESLA INC	TSLA	862	$383,366	0.06%
95	ISHARES TR	464287499	3,931	$379,538	0.06%
96	ABBVIE INC	ABBV	1,629	$377,121	0.06%
97	VANGUARD INDEX FDS	922908363	593	$362,853	0.06%
98	VANGUARD SCOTTSDALE FDS	92206C714	3,833	$342,555	0.05%
99	SPDR SERIES TRUST	78464A300	3,537	$313,585	0.05%
100	CHEVRON CORP NEW	CVX	1,897	$294,585	0.04%
101	WELLS FARGO CO NEW	949746101	3,390	$284,135	0.04%
102	VERIZON COMMUNICATIONS INC	VZ	6,408	$281,632	0.04%
103	WISDOMTREE TR	WT	5,542	$278,582	0.04%
104	PIMCO ETF TR	72201R775	2,889	$269,644	0.04%
105	ISHARES BITCOIN TRUST ETF	IBIT	4,104	$266,760	0.04%
106	INTERNATIONAL BUSINESS MACHS	INTR	945	$266,738	0.04%
107	ASSURANT INC	AIZN	1,226	$265,552	0.04%
108	NEXTERA ENERGY INC	NEE-PW	3,500	$264,226	0.04%
109	VANGUARD INDEX FDS	922908751	1,039	$264,133	0.04%
110	KIMCO RLTY CORP	49446R109	11,595	$253,357	0.04%
111	STRYKER CORPORATION	SYK	684	$252,854	0.04%
112	PIMCO ETF TR	72201R718	2,615	$251,372	0.04%
113	VANGUARD STAR FDS	921909768	3,406	$250,172	0.04%
114	COCA COLA CO	KO	3,767	$249,841	0.04%
115	ISHARES TR	46434V621	3,653	$248,687	0.04%
116	ISHARES TR	464288661	2,037	$243,442	0.04%
117	EATON CORP PLC	ETN	625	$233,906	0.04%
118	PROGRESSIVE CORP	743315103	941	$232,380	0.04%
119	ISHARES TR	464287655	954	$230,830	0.04%
120	GOLDMAN SACHS GROUP INC	GSCE	288	$229,448	0.03%
121	RTX CORPORATION	RTX	1,344	$224,892	0.03%
122	NORTHROP GRUMMAN CORP	NOC	362	$220,574	0.03%
123	UNITEDHEALTH GROUP INC	UNH	638	$220,301	0.03%
124	ISHARES TR	464287804	1,830	$217,487	0.03%
125	ISHARES TR	464288752	1,976	$211,959	0.03%
126	BANK AMERICA CORP	060505104	4,091	$211,063	0.03%
127	ISHARES TR	464289867	3,257	$209,717	0.03%
128	VANGUARD INDEX FDS	922908538	705	$207,166	0.03%
129	MESOBLAST LTD	MEOBF	10,000	$161,100	0.02%
130	EMPIRE ST RLTY TR INC	292104106	14,188	$108,680	0.02%
131	ELECTROCORE INC	ECOR	10,000	$49,500	0.01%
132	SKYX PLATFORMS CORP	SKYX	16,545	$18,530	0.00%