13F HOLDINGS REPORT
Heritage Financial Services, LLC
Quarter ended Q3 2025 · Filed October 30, 2025 · Accession 0001172661-25-004494
Total Value
$1.11B
Positions
134
Other Managers
0
Confidential Omitted
No
Holdings (134)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD SCOTTSDALE FDS | 92206C706 | 4,409,449 | $264.7M | 23.79% |
| 2 | ISHARES TR | 46435G326 | 3,222,057 | $258.3M | 23.22% |
| 3 | DIMENSIONAL ETF TRUST | 25434V708 | 4,621,024 | $178.2M | 16.02% |
| 4 | J P MORGAN EXCHANGE TRADED F | 46641Q159 | 2,305,382 | $107.0M | 9.62% |
| 5 | DIMENSIONAL ETF TRUST | 25434V732 | 1,790,493 | $57.4M | 5.16% |
| 6 | ISHARES TR | 464288521 | 778,350 | $45.7M | 4.11% |
| 7 | ISHARES TR | 464287150 | 131,374 | $19.1M | 1.72% |
| 8 | AMERICAN CENTY ETF TR | 025072877 | 179,957 | $17.9M | 1.61% |
| 9 | DIMENSIONAL ETF TRUST | 25434V716 | 338,010 | $14.4M | 1.29% |
| 10 | J P MORGAN EXCHANGE TRADED F | 46641Q837 | 259,107 | $13.1M | 1.18% |
| 11 | APPLE INC | AAPL | 41,904 | $10.7M | 0.96% |
| 12 | ISHARES TR | 464287226 | 78,447 | $7.9M | 0.71% |
| 13 | NVIDIA CORPORATION | NVDA | 40,884 | $7.6M | 0.69% |
| 14 | DIMENSIONAL ETF TRUST | 25434V690 | 171,850 | $7.0M | 0.63% |
| 15 | MICROSOFT CORP | MSFT | 9,144 | $4.7M | 0.43% |
| 16 | DIMENSIONAL ETF TRUST | 25434V203 | 126,324 | $4.6M | 0.41% |
| 17 | ISHARES INC | 46434G103 | 55,238 | $3.6M | 0.33% |
| 18 | VANGUARD INDEX FDS | 922908769 | 10,658 | $3.5M | 0.31% |
| 19 | DIMENSIONAL ETF TRUST | 25434V302 | 94,825 | $3.0M | 0.27% |
| 20 | BROADCOM INC | AVGO | 8,226 | $2.7M | 0.24% |
| 21 | DIMENSIONAL ETF TRUST | 25434V740 | 84,340 | $2.7M | 0.24% |
| 22 | VANGUARD INDEX FDS | 922908363 | 4,325 | $2.6M | 0.24% |
| 23 | SPDR S&P 500 ETF TR | SPY | 3,789 | $2.5M | 0.23% |
| 24 | DIMENSIONAL ETF TRUST | 25434V682 | 58,856 | $2.4M | 0.22% |
| 25 | ISHARES TR | 464287200 | 3,563 | $2.4M | 0.21% |
| 26 | ISHARES TR | 464287309 | 18,538 | $2.2M | 0.20% |
| 27 | PROCTER AND GAMBLE CO | 742718109 | 14,422 | $2.2M | 0.20% |
| 28 | VANGUARD INDEX FDS | 922908736 | 4,617 | $2.2M | 0.20% |
| 29 | ISHARES TR | 464287689 | 5,395 | $2.0M | 0.18% |
| 30 | ISHARES TR | 464287614 | 4,098 | $1.9M | 0.17% |
| 31 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,527 | $1.8M | 0.16% |
| 32 | MCDONALDS CORP | MCD | 5,751 | $1.7M | 0.16% |
| 33 | ISHARES TR | 464287408 | 8,411 | $1.7M | 0.16% |
| 34 | JOHNSON & JOHNSON | JNJ | 8,776 | $1.6M | 0.15% |
| 35 | ELI LILLY & CO | LLY | 1,827 | $1.4M | 0.13% |
| 36 | COCA COLA CO | KO | 20,538 | $1.4M | 0.12% |
| 37 | INTERNATIONAL BUSINESS MACHS | INTR | 4,816 | $1.4M | 0.12% |
| 38 | EXXON MOBIL CORP | XOM | 11,923 | $1.3M | 0.12% |
| 39 | COSTCO WHSL CORP NEW | 22160K105 | 1,449 | $1.3M | 0.12% |
| 40 | AMAZON COM INC | AMZN | 5,646 | $1.2M | 0.11% |
| 41 | ALPHABET INC | GOOG | 4,749 | $1.2M | 0.10% |
| 42 | VANGUARD TAX-MANAGED FDS | 921943858 | 19,207 | $1.2M | 0.10% |
| 43 | VANGUARD BD INDEX FDS | 921937835 | 13,550 | $1.0M | 0.09% |
| 44 | VANGUARD MUN BD FDS | 922907746 | 19,257 | $964,198 | 0.09% |
| 45 | TJX COS INC NEW | 872540109 | 6,642 | $960,035 | 0.09% |
| 46 | APPLIED MATLS INC | 038222105 | 4,542 | $930,010 | 0.08% |
| 47 | JPMORGAN CHASE & CO. | VYLD | 2,831 | $892,912 | 0.08% |
| 48 | ABBVIE INC | ABBV | 3,819 | $884,252 | 0.08% |
| 49 | NEXTERA ENERGY INC | NEE-PW | 11,313 | $854,019 | 0.08% |
| 50 | SPDR SERIES TRUST | 78464A763 | 6,015 | $842,401 | 0.08% |
| 51 | ALPHABET INC | GOOG | 3,334 | $810,496 | 0.07% |
| 52 | VANGUARD INDEX FDS | 922908744 | 4,342 | $809,831 | 0.07% |
| 53 | ISHARES GOLD TR | IAU | 11,065 | $805,201 | 0.07% |
| 54 | ISHARES TR | 464287622 | 2,146 | $784,321 | 0.07% |
| 55 | ANALOG DEVICES INC | ADI | 3,145 | $772,654 | 0.07% |
| 56 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,553 | $766,638 | 0.07% |
| 57 | VANGUARD INDEX FDS | 922908629 | 2,460 | $722,601 | 0.06% |
| 58 | WISDOMTREE TR | WT | 5,536 | $708,822 | 0.06% |
| 59 | HOME DEPOT INC | HD | 1,748 | $708,257 | 0.06% |
| 60 | EVERSOURCE ENERGY | ES | 9,441 | $671,633 | 0.06% |
| 61 | ISHARES TR | 464287671 | 3,953 | $650,427 | 0.06% |
| 62 | SPDR GOLD TR | GLD | 1,785 | $634,514 | 0.06% |
| 63 | VANGUARD WHITEHALL FDS | 921946406 | 4,370 | $615,884 | 0.06% |
| 64 | AMERICAN CENTY ETF TR | 025072885 | 5,573 | $605,786 | 0.05% |
| 65 | SCHWAB STRATEGIC TR | 808524201 | 22,274 | $586,698 | 0.05% |
| 66 | ISHARES TR | 464288117 | 13,546 | $577,060 | 0.05% |
| 67 | SCHWAB STRATEGIC TR | 808524102 | 21,613 | $555,672 | 0.05% |
| 68 | AMERICAN EXPRESS CO | AXP | 1,603 | $532,453 | 0.05% |
| 69 | VANGUARD WORLD FD | 92204A702 | 705 | $526,375 | 0.05% |
| 70 | PAYCHEX INC | PAYX | 3,934 | $498,674 | 0.04% |
| 71 | ABBOTT LABS | ABLZF | 3,678 | $492,632 | 0.04% |
| 72 | CHEVRON CORP NEW | CVX | 3,152 | $489,475 | 0.04% |
| 73 | ISHARES TR | 464288414 | 4,567 | $486,340 | 0.04% |
| 74 | MANULIFE FINL CORP | 56501R106 | 15,107 | $470,584 | 0.04% |
| 75 | ISHARES TR | 464287598 | 2,306 | $469,479 | 0.04% |
| 76 | ISHARES TR | 46432F842 | 5,330 | $465,363 | 0.04% |
| 77 | META PLATFORMS INC | META | 627 | $460,457 | 0.04% |
| 78 | INVESCO QQQ TR | IVZ | 743 | $446,075 | 0.04% |
| 79 | MERCK & CO INC | MRK | 5,257 | $441,221 | 0.04% |
| 80 | VISA INC | V | 1,283 | $437,991 | 0.04% |
| 81 | TRIMBLE INC | TRMB | 5,341 | $436,093 | 0.04% |
| 82 | ISHARES TR | 464287655 | 1,802 | $435,922 | 0.04% |
| 83 | CATERPILLAR INC | CAT | 911 | $434,684 | 0.04% |
| 84 | SSGA ACTIVE ETF TR | 78467V848 | 10,521 | $426,837 | 0.04% |
| 85 | DIMENSIONAL ETF TRUST | 25434V807 | 8,646 | $398,762 | 0.04% |
| 86 | SCHWAB STRATEGIC TR | 808524847 | 18,456 | $398,096 | 0.04% |
| 87 | TESLA INC | TSLA | 861 | $382,904 | 0.03% |
| 88 | PURE STORAGE INC | 74624M102 | 4,522 | $378,989 | 0.03% |
| 89 | SPDR SERIES TRUST | 78464A672 | 12,902 | $372,868 | 0.03% |
| 90 | VANGUARD STAR FDS | 921909768 | 5,036 | $369,954 | 0.03% |
| 91 | TEXAS PACIFIC LAND CORPORATI | TPL | 396 | $369,722 | 0.03% |
| 92 | RTX CORPORATION | RTX | 2,184 | $365,449 | 0.03% |
| 93 | SHERWIN WILLIAMS CO | SHW | 963 | $333,449 | 0.03% |
| 94 | VANGUARD INTL EQUITY INDEX F | 922042858 | 6,114 | $331,247 | 0.03% |
| 95 | UNITEDHEALTH GROUP INC | UNH | 959 | $331,143 | 0.03% |
| 96 | ISHARES TR | 464288125 | 4,252 | $323,918 | 0.03% |
| 97 | WALMART INC | WMT | 3,011 | $310,314 | 0.03% |
| 98 | QUICKLOGIC CORP | QUIK | 50,000 | $303,000 | 0.03% |
| 99 | QUALCOMM INC | QCOM | 1,808 | $300,801 | 0.03% |
| 100 | BOSTON SCIENTIFIC CORP | BSX | 3,009 | $293,769 | 0.03% |
| 101 | BANK AMERICA CORP | 060505104 | 5,686 | $293,330 | 0.03% |
| 102 | ISHARES TR | 464287168 | 2,064 | $293,295 | 0.03% |
| 103 | VANGUARD INDEX FDS | 922908652 | 1,391 | $291,135 | 0.03% |
| 104 | GE AEROSPACE | 369604301 | 960 | $288,788 | 0.03% |
| 105 | BOEING CO | BA-PA | 1,337 | $288,565 | 0.03% |
| 106 | TRANE TECHNOLOGIES PLC | TT | 669 | $282,292 | 0.03% |
| 107 | CISCO SYS INC | CSCO | 4,101 | $280,591 | 0.03% |
| 108 | AT&T INC | T-PC | 9,791 | $276,508 | 0.02% |
| 109 | VERIZON COMMUNICATIONS INC | VZ | 6,228 | $273,721 | 0.02% |
| 110 | AUTOMATIC DATA PROCESSING IN | ADP | 932 | $273,542 | 0.02% |
| 111 | AFLAC INC | AFL | 2,414 | $269,654 | 0.02% |
| 112 | IDEXX LABS INC | 45168D104 | 409 | $261,307 | 0.02% |
| 113 | SCHWAB STRATEGIC TR | 808524797 | 9,507 | $259,542 | 0.02% |
| 114 | ISHARES TR | 464287499 | 2,677 | $258,465 | 0.02% |
| 115 | ORACLE CORP | ORCL-PD | 893 | $251,148 | 0.02% |
| 116 | VANGUARD WORLD FD | 92204A876 | 1,314 | $248,885 | 0.02% |
| 117 | ISHARES TR | 464287804 | 2,094 | $248,831 | 0.02% |
| 118 | LOWES COS INC | 548661107 | 982 | $246,787 | 0.02% |
| 119 | VANGUARD INTL EQUITY INDEX F | 922042742 | 1,755 | $241,870 | 0.02% |
| 120 | UNION PAC CORP | UNP | 971 | $229,516 | 0.02% |
| 121 | INVESCO EXCH TRADED FD TR II | IVZ | 1,996 | $220,878 | 0.02% |
| 122 | HONEYWELL INTL INC | 438516106 | 1,042 | $219,341 | 0.02% |
| 123 | CORNING INC | GLW | 2,652 | $217,544 | 0.02% |
| 124 | ISHARES TR | 464287507 | 3,301 | $215,424 | 0.02% |
| 125 | STRYKER CORPORATION | SYK | 578 | $213,817 | 0.02% |
| 126 | EATON CORP PLC | ETN | 566 | $211,826 | 0.02% |
| 127 | VANGUARD WORLD FD | 921910816 | 525 | $211,271 | 0.02% |
| 128 | TRAVELERS COMPANIES INC | TRV | 752 | $209,974 | 0.02% |
| 129 | PEPSICO INC | PEP | 1,477 | $207,430 | 0.02% |
| 130 | CABOT CORP | CBT | 2,707 | $205,868 | 0.02% |
| 131 | 3M CO | MMM | 1,320 | $204,838 | 0.02% |
| 132 | VANGUARD ADMIRAL FDS INC | 921932505 | 464 | $202,095 | 0.02% |
| 133 | SPROTT ASSET MANAGEMENT LP | SII | 6,790 | $201,120 | 0.02% |
| 134 | AIRJOULE TECHNOLOGIES CORP | AIRJW | 12,375 | $58,039 | 0.01% |