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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Heritage Financial Services, LLC

Quarter ended Q1 2025 · Filed May 14, 2025 · Accession 0001172661-25-001798

Total Value
$1.01B
Positions
120
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (120)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD SCOTTSDALE FDS92206C7064,231,512$251.4M24.88%
2ISHARES TR46435G3263,176,295$218.8M21.66%
3DIMENSIONAL ETF TRUST25434V7085,612,395$185.2M18.33%
4J P MORGAN EXCHANGE TRADED F46641Q1592,182,745$100.6M9.95%
5DIMENSIONAL ETF TRUST25434V7321,861,920$49.3M4.88%
6ISHARES TR464288521727,932$41.9M4.15%
7ISHARES TR464287150140,894$17.2M1.70%
8J P MORGAN EXCHANGE TRADED F46641Q837258,216$13.1M1.29%
9DIMENSIONAL ETF TRUST25434V716315,722$11.3M1.12%
10APPLE INCAAPL43,626$9.7M0.96%
11AMERICAN CENTY ETF TR025072877108,935$9.5M0.94%
12ISHARES TR46428722672,003$7.1M0.70%
13DIMENSIONAL ETF TRUST25434V690172,182$6.0M0.59%
14VANGUARD INDEX FDS92290876913,860$3.8M0.38%
15MICROSOFT CORPMSFT9,722$3.6M0.36%
16DIMENSIONAL ETF TRUST25434V203112,327$3.5M0.35%
17ISHARES INC46434G10363,669$3.4M0.34%
18NVIDIA CORPORATIONNVDA25,378$2.8M0.27%
19PROCTER AND GAMBLE CO74271810914,386$2.5M0.24%
20DIMENSIONAL ETF TRUST25434V74087,476$2.4M0.23%
21DIMENSIONAL ETF TRUST25434V30282,386$2.1M0.21%
22DIMENSIONAL ETF TRUST25434V68260,881$2.1M0.20%
23ISHARES TR4642872003,265$1.8M0.18%
24ISHARES TR4642876895,763$1.8M0.18%
25MCDONALDS CORPMCD5,656$1.8M0.17%
26ISHARES TR46428730918,516$1.7M0.17%
27BERKSHIRE HATHAWAY INC DELBRK-A3,187$1.7M0.17%
28VANGUARD INDEX FDS9229083633,226$1.7M0.16%
29VANGUARD INDEX FDS9229087364,367$1.6M0.16%
30ISHARES TR4642874088,358$1.6M0.16%
31SPDR S&P 500 ETF TRSPY2,789$1.6M0.15%
32ELI LILLY & COLLY1,886$1.6M0.15%
33JOHNSON & JOHNSONJNJ9,385$1.6M0.15%
34COCA COLA COKO20,598$1.5M0.15%
35EXXON MOBIL CORPXOM12,352$1.5M0.15%
36VANGUARD BD INDEX FDS92193783519,507$1.4M0.14%
37COSTCO WHSL CORP NEW22160K1051,452$1.4M0.14%
38VANGUARD MUN BD FDS92290774625,324$1.3M0.12%
39ISHARES TR4642876143,424$1.2M0.12%
40INTERNATIONAL BUSINESS MACHSINTR4,899$1.2M0.12%
41AMAZON COM INCAMZN6,265$1.2M0.12%
42VANGUARD STAR FDS92190976817,829$1.1M0.11%
43VANGUARD TAX-MANAGED FDS92194385821,139$1.1M0.11%
44BROADCOM INCAVGO5,877$983,9870.10%
45BOSTON SCIENTIFIC CORPBSX9,388$947,0620.09%
46ALPHABET INCGOOG5,754$898,9480.09%
47TJX COS INC NEW8725401096,904$840,9080.08%
48NEXTERA ENERGY INCNEE-PW11,617$823,5300.08%
49SPDR SER TR78464A7636,015$816,1160.08%
50ABBVIE INCABBV3,683$771,6630.08%
51VANGUARD INDEX FDS9229086292,630$680,1710.07%
52VANGUARD SPECIALIZED FUNDS9219088443,481$675,2210.07%
53ANALOG DEVICES INCADI3,317$668,8800.07%
54ALPHABET INCGOOG4,259$658,6120.07%
55APPLIED MATLS INC0382221054,514$655,1290.06%
56JPMORGAN CHASE & CO.VYLD2,581$633,1200.06%
57WISDOMTREE TRWT5,536$609,9980.06%
58PAYCHEX INCPAYX3,932$606,6290.06%
59EVERSOURCE ENERGYES9,432$585,8220.06%
60UNITEDHEALTH GROUP INCUNH1,071$560,9370.06%
61VANGUARD WORLD FD92204A7021,013$549,4310.05%
62CHEVRON CORP NEWCVX3,172$530,6440.05%
63HOME DEPOT INCHD1,437$526,4740.05%
64ISHARES TR4642876221,716$526,3660.05%
65ABBOTT LABSABLZF3,941$522,7740.05%
66VANGUARD INDEX FDS9229087443,012$520,2930.05%
67META PLATFORMS INCMETA898$517,5720.05%
68AMERICAN CENTY ETF TR0250728855,573$514,8340.05%
69ISHARES TR4642876713,953$502,3480.05%
70SCHWAB STRATEGIC TR80852420122,274$491,8100.05%
71ISHARES TR4642875982,585$486,3940.05%
72ISHARES TR4642884144,599$484,9190.05%
73MANULIFE FINL CORP56501R10615,107$470,5840.05%
74SCHWAB STRATEGIC TR80852410221,213$456,7170.05%
75SSGA ACTIVE ETF TR78467V84811,251$453,3030.04%
76MERCK & CO INCMRK4,875$437,5980.04%
77TRIMBLE INCTRMB6,571$431,3870.04%
78SCHWAB STRATEGIC TR80852484719,422$417,7680.04%
79SPDR SER TR78464A67212,902$368,7400.04%
80INVESCO QQQ TRIVZ756$354,5040.04%
81AMERICAN EXPRESS COAXP1,311$352,7250.03%
82ISHARES TR4642876551,747$348,4350.03%
83DIMENSIONAL ETF TRUST25434V8078,646$340,3210.03%
84VANGUARD INTL EQUITY INDEX F9220428587,319$331,2580.03%
85TEXAS PACIFIC LAND CORPORATITPL246$325,9480.03%
86CATERPILLAR INCCAT979$322,8750.03%
87VISA INCV903$316,4660.03%
88CISCO SYS INCCSCO5,012$309,3090.03%
89BANK AMERICA CORP0605051047,342$306,3730.03%
90AT&T INCT-PC10,259$290,1190.03%
91AUTOMATIC DATA PROCESSING INADP936$285,9770.03%
92VERIZON COMMUNICATIONS INCVZ6,202$281,3230.03%
93ISHARES TR4642871682,089$280,5320.03%
94ISHARES TR46432F8423,700$279,9050.03%
95QUALCOMM INCQCOM1,813$278,5150.03%
96AFLAC INCAFL2,414$268,4230.03%
97ISHARES TR4642875074,593$268,0020.03%
98WALMART INCWMT2,997$263,1070.03%
99LOWES COS INC5486611071,120$261,2180.03%
100CVS HEALTH CORPCVS3,828$259,3480.03%
101ISHARES TR4642874993,015$256,4870.03%
102THERMO FISHER SCIENTIFIC INCTMO512$254,7720.03%
103RTX CORPORATIONRTX1,886$249,8200.02%
104VANGUARD CHARLOTTE FDS92203J4074,819$235,2640.02%
105TRANE TECHNOLOGIES PLCTT678$228,4320.02%
106CABOT CORPCBT2,707$225,0600.02%
107VANGUARD WORLD FD92204A8761,314$224,4450.02%
108SCHWAB STRATEGIC TR8085247977,938$221,9470.02%
109VANGUARD INDEX FDS9229086521,285$221,3550.02%
110ISHARES TR4642878042,093$218,8660.02%
111UNION PAC CORPUNP914$215,8570.02%
112BOEING COBA-PA1,264$215,5760.02%
1133M COMMM1,461$214,5260.02%
114ROPER TECHNOLOGIES INCROP355$209,3010.02%
115SCHWAB STRATEGIC TR8085247148,290$204,2660.02%
116VANGUARD WHITEHALL FDS9219464061,582$204,0150.02%
117INVESCO EXCH TRADED FD TR IIIVZ2,684$200,5490.02%
118PURE STORAGE INC74624M1024,522$200,1890.02%
119AIRJOULE TECHNOLOGIES CORPAIRJW12,375$57,0490.01%
120VERU INCVERU17,196$8,4280.00%