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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Heritage Financial Services, LLC

Quarter ended Q4 2024 · Filed January 23, 2025 · Accession 0001172661-25-000330

Total Value
$753.0M
Positions
117
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (117)

#IssuerTicker / CUSIPSharesValue% of Filing
1DIMENSIONAL ETF TRUST25434V7086,067,932$209.9M27.87%
2VANGUARD SCOTTSDALE FDS92206C7062,790,770$161.9M21.50%
3J P MORGAN EXCHANGE TRADED F46641Q1592,454,191$112.0M14.87%
4DIMENSIONAL ETF TRUST25434V7322,421,903$63.4M8.42%
5ISHARES TR464288521764,424$43.8M5.82%
6ISHARES TR464287150144,685$18.6M2.47%
7J P MORGAN EXCHANGE TRADED F46641Q837246,506$12.4M1.65%
8DIMENSIONAL ETF TRUST25434V716304,817$11.6M1.53%
9APPLE INCAAPL38,915$9.7M1.29%
10ISHARES TR46435G326128,588$8.3M1.10%
11ISHARES TR46428722677,805$7.5M1.00%
12DIMENSIONAL ETF TRUST25434V690177,696$5.8M0.78%
13MICROSOFT CORPMSFT8,651$3.6M0.48%
14NVIDIA CORPORATIONNVDA25,794$3.5M0.46%
15ISHARES INC46434G10366,211$3.5M0.46%
16DIMENSIONAL ETF TRUST25434V740127,328$3.3M0.44%
17DIMENSIONAL ETF TRUST25434V203112,366$3.3M0.44%
18DIMENSIONAL ETF TRUST25434V68273,914$2.4M0.33%
19PROCTER AND GAMBLE CO74271810914,499$2.4M0.32%
20VANGUARD INDEX FDS9229087698,064$2.3M0.31%
21ISHARES TR4642876896,156$2.1M0.27%
22DIMENSIONAL ETF TRUST25434V30278,766$2.0M0.27%
23ISHARES TR4642872003,288$1.9M0.26%
24ISHARES TR46428730918,853$1.9M0.25%
25VANGUARD INDEX FDS9229087364,411$1.8M0.24%
26VANGUARD INDEX FDS9229083633,231$1.7M0.23%
27MCDONALDS CORPMCD5,697$1.7M0.22%
28ISHARES TR4642874088,358$1.6M0.21%
29SPDR S&P 500 ETF TRSPY2,645$1.6M0.21%
30BERKSHIRE HATHAWAY INC DELBRK-A3,120$1.4M0.19%
31ISHARES TR4642876143,514$1.4M0.19%
32ELI LILLY & COLLY1,820$1.4M0.19%
33BROADCOM INCAVGO5,946$1.4M0.18%
34EXXON MOBIL CORPXOM12,591$1.4M0.18%
35COSTCO WHSL CORP NEW22160K1051,475$1.4M0.18%
36JOHNSON & JOHNSONJNJ9,091$1.3M0.17%
37COCA COLA COKO20,698$1.3M0.17%
38VANGUARD MUN BD FDS92290774625,363$1.3M0.17%
39VANGUARD BD INDEX FDS92193783515,783$1.1M0.15%
40AMAZON COM INCAMZN5,143$1.1M0.15%
41INTERNATIONAL BUSINESS MACHSINTR4,799$1.1M0.14%
42VANGUARD TAX-MANAGED FDS92194385820,647$987,3400.13%
43ALPHABET INCGOOG4,884$930,1090.12%
44NEXTERA ENERGY INCNEE-PW11,832$848,2370.11%
45TJX COS INC NEW8725401096,901$833,7100.11%
46SPDR SER TR78464A7636,015$794,5820.11%
47APPLIED MATLS INC0382221054,514$734,1760.10%
48SCHWAB STRATEGIC TR80852420131,257$724,5380.10%
49ANALOG DEVICES INCADI3,264$693,4070.09%
50VANGUARD INDEX FDS9229086292,565$677,4700.09%
51ALPHABET INCGOOG3,455$654,0320.09%
52ISHARES TR4642884146,005$639,8330.08%
53JPMORGAN CHASE & CO.VYLD2,663$638,3480.08%
54ABBVIE INCABBV3,541$629,2360.08%
55VANGUARD SPECIALIZED FUNDS9219088443,146$616,0230.08%
56UNITEDHEALTH GROUP INCUNH1,208$611,0790.08%
57WISDOMTREE TRWT5,536$610,6070.08%
58HOME DEPOT INCHD1,566$609,1590.08%
59VANGUARD WHITEHALL FDS9219464064,643$592,4010.08%
60SPDR SER TR78464A67220,656$575,8900.08%
61ISHARES TR4642876221,766$568,9350.08%
62TRIMBLE INCTRMB7,963$562,6660.07%
63VANGUARD INDEX FDS9229087443,292$557,3360.07%
64ISHARES TR4642876713,953$550,8510.07%
65EVERSOURCE ENERGYES9,432$541,6800.07%
66VANGUARD INTL EQUITY INDEX F92204285812,268$540,2650.07%
67AMERICAN CENTY ETF TR0250728855,573$540,1910.07%
68CHEVRON CORP NEWCVX3,625$525,0450.07%
69ISHARES TR4642875982,692$498,4510.07%
70SCHWAB STRATEGIC TR80852410221,213$481,5360.06%
71MERCK & CO INCMRK4,808$478,3000.06%
72VANGUARD WORLD FD92204A702739$459,5110.06%
73DIMENSIONAL ETF TRUST25434V80712,643$448,5860.06%
74ABBOTT LABSABLZF3,826$432,7590.06%
75INVESCO QQQ TRIVZ782$399,7820.05%
76SCHWAB STRATEGIC TR80852484718,833$396,6230.05%
77AMERICAN EXPRESS COAXP1,311$389,0920.05%
78ISHARES TR4642876551,747$385,9350.05%
79ISHARES TR4642875075,972$372,1160.05%
80CATERPILLAR INCCAT951$344,9850.05%
81META PLATFORMS INCMETA553$323,7880.04%
82BANK AMERICA CORP0605051047,314$321,4420.04%
83ISHARES TR4642878042,586$297,9590.04%
84QUALCOMM INCQCOM1,836$282,0670.04%
85HONEYWELL INTL INC4385161061,241$280,3300.04%
86PURE STORAGE INC74624M1024,522$277,7870.04%
87ISHARES TR4642877052,218$277,1500.04%
88ISHARES TR4642876063,040$276,4280.04%
89VERIZON COMMUNICATIONS INCVZ6,814$272,4920.04%
90TEXAS PACIFIC LAND CORPORATITPL246$272,0670.04%
91SSGA ACTIVE ETF TR78467V8486,772$266,7500.04%
92LOWES COS INC5486611071,080$266,5440.04%
93WALMART INCWMT2,878$260,0280.03%
94ISHARES TR4642871681,970$258,6420.03%
95CISCO SYS INCCSCO4,368$258,6030.03%
96VISA INCV805$254,4130.03%
97VANGUARD WORLD FD92204A5041,002$254,1980.03%
98TRANE TECHNOLOGIES PLCTT678$250,4200.03%
99VANGUARD INDEX FDS9229086111,260$249,7980.03%
100AFLAC INCAFL2,414$249,7140.03%
101AUTOMATIC DATA PROCESSING INADP847$247,9430.03%
102CABOT CORPCBT2,707$247,1770.03%
103ISHARES TR4642878792,126$230,9050.03%
104ISHARES TR4642878871,654$223,9020.03%
105SCHWAB STRATEGIC TR8085247977,938$216,8670.03%
106PEPSICO INCPEP1,423$216,3820.03%
107VANGUARD WORLD FD92204A8761,324$216,3690.03%
108BOEING COBA-PA1,213$214,7010.03%
109THERMO FISHER SCIENTIFIC INCTMO412$214,3350.03%
110ISHARES TR4642874992,397$211,8950.03%
111PFIZER INCPFE7,938$210,5960.03%
112TESLA INCTSLA516$208,3820.03%
113ORACLE CORPORCL-PD1,233$205,4680.03%
114VANGUARD INDEX FDS9229086521,068$202,8990.03%
115SCHWAB STRATEGIC TR8085247148,290$202,0690.03%
116AT&T INCT-PC8,844$201,3860.03%
117AIRJOULE TECHNOLOGIES CORPAIRJW12,375$98,5670.01%