Live Markets
Saturday, September 12, 2026·George Town, KY·29°·Partly Cloudy
Markets Open · NYSE·Newsletter·Masthead·
VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

Heritage Financial Services, LLC

Quarter ended Q3 2024 · Filed October 23, 2024 · Accession 0001172661-24-004334

Total Value
$752.1M
Positions
110
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (110)

#IssuerTicker / CUSIPSharesValue% of Filing
1DIMENSIONAL ETF TRUST25434V7086,168,476$211.5M28.12%
2VANGUARD SCOTTSDALE FDS92206C7062,658,155$160.6M21.35%
3J P MORGAN EXCHANGE TRADED F46641Q1592,366,448$109.8M14.60%
4DIMENSIONAL ETF TRUST25434V7322,328,335$65.5M8.71%
5ISHARES TR464288521734,016$45.2M6.01%
6ISHARES TR464287150151,160$19.0M2.52%
7J P MORGAN EXCHANGE TRADED F46641Q837265,894$13.5M1.79%
8DIMENSIONAL ETF TRUST25434V716310,642$11.5M1.54%
9ISHARES TR46435G326127,609$9.0M1.20%
10APPLE INCAAPL36,619$8.5M1.13%
11ISHARES TR46428722670,430$7.1M0.95%
12DIMENSIONAL ETF TRUST25434V690165,868$5.9M0.79%
13DIMENSIONAL ETF TRUST25434V740148,672$4.2M0.56%
14ISHARES INC46434G10367,916$3.9M0.52%
15MICROSOFT CORPMSFT8,157$3.5M0.47%
16NVIDIA CORPORATIONNVDA26,353$3.2M0.43%
17DIMENSIONAL ETF TRUST25434V20388,044$2.8M0.37%
18DIMENSIONAL ETF TRUST25434V68273,429$2.6M0.35%
19PROCTER AND GAMBLE CO74271810914,531$2.5M0.33%
20VANGUARD INDEX FDS9229087698,721$2.5M0.33%
21ISHARES TR4642876896,416$2.1M0.28%
22ISHARES TR46428730920,036$1.9M0.26%
23DIMENSIONAL ETF TRUST25434V30267,965$1.9M0.25%
24EXXON MOBIL CORPXOM15,681$1.8M0.24%
25ISHARES TR4642872002,919$1.7M0.22%
26VANGUARD INDEX FDS9229087364,338$1.7M0.22%
27ISHARES TR4642874088,397$1.7M0.22%
28MCDONALDS CORPMCD5,374$1.6M0.22%
29ELI LILLY & COLLY1,828$1.6M0.22%
30VANGUARD INDEX FDS9229083632,997$1.6M0.21%
31JOHNSON & JOHNSONJNJ9,557$1.5M0.21%
32COCA COLA COKO21,126$1.5M0.20%
33SPDR S&P 500 ETF TRSPY2,595$1.5M0.20%
34BERKSHIRE HATHAWAY INC DELBRK-A3,189$1.5M0.20%
35ISHARES TR4642876143,535$1.3M0.18%
36COSTCO WHSL CORP NEW22160K1051,445$1.3M0.17%
37VANGUARD BD INDEX FDS92193783515,127$1.1M0.15%
38INTERNATIONAL BUSINESS MACHSINTR4,688$1.0M0.14%
39VANGUARD MUN BD FDS92290774620,085$1.0M0.14%
40NEXTERA ENERGY INCNEE-PW11,487$970,9970.13%
41AMAZON COM INCAMZN5,035$938,2220.12%
42APPLIED MATLS INC0382221054,514$912,1330.12%
43VANGUARD TAX-MANAGED FDS92194385816,333$862,5460.11%
44SPDR SER TR78464A7636,015$854,3710.11%
45ALPHABET INCGOOG4,794$801,4920.11%
46MERCK & CO INCMRK6,713$762,3290.10%
47ANALOG DEVICES INCADI3,163$727,9600.10%
48UNITEDHEALTH GROUP INCUNH1,155$675,3060.09%
49ABBVIE INCABBV3,393$670,0500.09%
50VANGUARD INDEX FDS9229086292,473$652,4520.09%
51EVERSOURCE ENERGYES9,432$641,8480.09%
52VANGUARD SPECIALIZED FUNDS9219088443,146$623,0380.08%
53SPDR SER TR78464A67221,324$619,6760.08%
54CHEVRON CORP NEWCVX3,994$588,1970.08%
55HOME DEPOT INCHD1,451$587,9460.08%
56WISDOMTREE TRWT5,536$586,8560.08%
57ISHARES TR4642884145,190$563,7900.07%
58ISHARES TR4642876221,766$555,2130.07%
59CVS HEALTH CORPCVS8,814$554,2250.07%
60AMERICAN CENTY ETF TR0250728855,649$537,5030.07%
61ALPHABET INCGOOG3,235$536,5250.07%
62JPMORGAN CHASE & CO.VYLD2,529$533,2650.07%
63ABBOTT LABSABLZF4,528$516,2380.07%
64SCHWAB STRATEGIC TR8085242017,297$495,1020.07%
65DIMENSIONAL ETF TRUST25434V80712,643$481,4590.06%
66SCHWAB STRATEGIC TR80852484720,330$471,0470.06%
67SCHWAB STRATEGIC TR8085241027,071$470,3660.06%
68VANGUARD INTL EQUITY INDEX F9220428589,295$444,7660.06%
69ISHARES TR4642875982,306$437,6790.06%
70BROADCOM INCAVGO2,496$430,5600.06%
71VERIZON COMMUNICATIONS INCVZ8,688$390,1790.05%
72ISHARES TR4642876551,747$385,8130.05%
73INVESCO QQQ TRIVZ782$381,6710.05%
74META PLATFORMS INCMETA655$374,9490.05%
75AMERICAN EXPRESS COAXP1,311$355,5440.05%
76CATERPILLAR INCCAT909$355,5290.05%
77ISHARES TR4642875075,265$328,1150.04%
78VANGUARD WORLD FD92204A702551$323,1730.04%
79QUALCOMM INCQCOM1,835$312,0640.04%
80CABOT CORPCBT2,707$302,5620.04%
81LOWES COS INC5486611071,080$292,5180.04%
82SSGA ACTIVE ETF TR78467V8486,772$280,3610.04%
83ISHARES TR4642876063,040$279,4680.04%
84ISHARES TR4642878042,370$277,1960.04%
85BANK AMERICA CORP0605051046,926$274,8160.04%
86PFIZER INCPFE9,370$271,1680.04%
87AFLAC INCAFL2,414$269,8950.04%
88ISHARES TR4642871681,970$266,0880.04%
89TRANE TECHNOLOGIES PLCTT678$263,5590.04%
90CISCO SYS INCCSCO4,836$257,3720.03%
91THERMO FISHER SCIENTIFIC INCTMO412$254,8510.03%
92STANLEY BLACK & DECKER INCSWK2,294$252,6390.03%
93ISHARES TR4642877051,940$239,8230.03%
94WALMART INCWMT2,869$231,6720.03%
95ISHARES TR4642878871,654$230,7170.03%
96ELEVANCE HEALTH INCELV442$229,8400.03%
97ISHARES TR4642878792,126$228,8860.03%
98PURE STORAGE INC74624M1024,522$227,1860.03%
99EATON CORP PLCETN685$227,0370.03%
100HONEYWELL INTL INC4385161061,094$226,1410.03%
101ORACLE CORPORCL-PD1,308$222,8840.03%
102TEXAS PACIFIC LAND CORPORATITPL246$217,6470.03%
103PEPSICO INCPEP1,277$217,1540.03%
104COLGATE PALMOLIVE COCL2,043$212,0840.03%
105AVERY DENNISON CORPAVY950$209,6600.03%
106AUTOMATIC DATA PROCESSING INADP747$206,7180.03%
107IDEXX LABS INC45168D104409$206,6350.03%
108VISA INCV745$204,8380.03%
109TEXAS INSTRS INC882508104982$202,8520.03%
110ISHARES TR4642874992,285$201,4000.03%