13F HOLDINGS REPORT
NBT BANK N A /NY
Quarter ended Q3 2023 · Filed July 24, 2023 · Accession 0001140361-23-035858
Total Value
$700.3M
Positions
464
Other Managers
0
Confidential Omitted
No
Holdings (464)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | FlexShares Mstar Glbl Upstrm N | FLEX | 1,035,455 | $41.5M | 5.92% |
| 2 | Apple Inc | AAPL | 128,838 | $25.0M | 3.57% |
| 3 | Microsoft Corp | MSFT | 60,688 | $20.7M | 2.95% |
| 4 | Ishares MSCI EAFE Growth ETF | 464288885 | 199,431 | $19.0M | 2.72% |
| 5 | Apple Inc | AAPL | 78,705 | $15.3M | 2.18% |
| 6 | SPDR S&P Dividend ETF | 78464A763 | 89,419 | $11.0M | 1.57% |
| 7 | Microsoft Corp | MSFT | 31,580 | $10.8M | 1.54% |
| 8 | Johnson & Johnson | JNJ | 53,714 | $8.9M | 1.27% |
| 9 | Procter & Gamble CO | 742718109 | 57,343 | $8.7M | 1.24% |
| 10 | JP Morgan Chase & CO | VYLD | 57,817 | $8.4M | 1.20% |
| 11 | Exxonmobil Corp | XOM | 78,167 | $8.4M | 1.20% |
| 12 | McDonalds Corp | MCD | 27,958 | $8.3M | 1.19% |
| 13 | Lowes Cos Inc | 548661107 | 35,581 | $8.0M | 1.15% |
| 14 | Midcap SPDR Trust Series 1 | MDY | 16,219 | $7.8M | 1.11% |
| 15 | Pepsico Inc | PEP | 39,825 | $7.4M | 1.05% |
| 16 | Ishares Core Msci Eafe ETF | 46432F842 | 108,030 | $7.3M | 1.04% |
| 17 | Schwab US Dividend Equity ETF | 808524797 | 94,685 | $6.9M | 0.98% |
| 18 | Exxonmobil Corp | XOM | 62,691 | $6.7M | 0.96% |
| 19 | Ishares New York Muni Bond ETF | 464288323 | 119,680 | $6.4M | 0.91% |
| 20 | Chevron Corporation | CVX | 39,207 | $6.2M | 0.88% |
| 21 | FlexShares STOXX Glbl Brd Infr | FLEX | 117,584 | $6.2M | 0.88% |
| 22 | JP Morgan Chase & CO | VYLD | 40,070 | $5.8M | 0.83% |
| 23 | SPDR S&P 500 ETF Trust | SPY | 13,091 | $5.8M | 0.83% |
| 24 | Ishares Russell 2000 ETF | 464287655 | 28,006 | $5.2M | 0.75% |
| 25 | NBT Bancorp Inc | NBTB | 164,333 | $5.2M | 0.75% |
| 26 | Alphabet Inc Cl C | GOOG | 43,212 | $5.2M | 0.75% |
| 27 | Abbott Labs | ABLZF | 44,402 | $4.8M | 0.69% |
| 28 | Lowes Cos Inc | 548661107 | 21,431 | $4.8M | 0.69% |
| 29 | Procter & Gamble CO | 742718109 | 31,282 | $4.7M | 0.68% |
| 30 | Johnson & Johnson | JNJ | 27,451 | $4.5M | 0.65% |
| 31 | McDonalds Corp | MCD | 15,101 | $4.5M | 0.64% |
| 32 | Merck & CO Inc | MRK | 38,966 | $4.5M | 0.64% |
| 33 | Chevron Corporation | CVX | 27,819 | $4.4M | 0.63% |
| 34 | Alphabet Inc Cl C | GOOG | 36,012 | $4.4M | 0.62% |
| 35 | Automatic Data Processing Inc | ADP | 18,663 | $4.1M | 0.59% |
| 36 | IShares 0-5 Yr TIPs ETF | 46429B747 | 41,945 | $4.1M | 0.58% |
| 37 | Danaher Corp | 235851102 | 16,737 | $4.0M | 0.57% |
| 38 | Deere & CO | DE | 9,820 | $4.0M | 0.57% |
| 39 | Ishares MSCI EAFE Growth ETF | 464288885 | 41,075 | $3.9M | 0.56% |
| 40 | Cisco Systems Inc | CSCO | 75,728 | $3.9M | 0.56% |
| 41 | Oracle Corporation | ORCL-PD | 32,036 | $3.8M | 0.54% |
| 42 | Pfizer Inc | PFE | 102,599 | $3.8M | 0.54% |
| 43 | Ishares Msci Eafe ETF | 464287465 | 50,626 | $3.7M | 0.52% |
| 44 | FlexShares Mstar Glbl Upstrm N | FLEX | 91,520 | $3.7M | 0.52% |
| 45 | RTX CORPORATION | RTX | 36,418 | $3.6M | 0.51% |
| 46 | Honeywell International Inc | 438516106 | 16,927 | $3.5M | 0.50% |
| 47 | Union Pac Corp | UNP | 17,076 | $3.5M | 0.50% |
| 48 | Alphabet Inc Cl A | GOOG | 28,906 | $3.5M | 0.49% |
| 49 | Union Pac Corp | UNP | 16,635 | $3.4M | 0.49% |
| 50 | Bristol Myers Squibb CO | CELG-RI | 52,702 | $3.4M | 0.48% |
| 51 | Lockheed Martin Corp | LMT | 7,190 | $3.3M | 0.47% |
| 52 | Unitedhealth Group Inc | UNH | 6,790 | $3.3M | 0.47% |
| 53 | Ishares Core Emerging Markets | 46434G103 | 61,154 | $3.0M | 0.43% |
| 54 | Abbvie Inc | ABBV | 22,136 | $3.0M | 0.43% |
| 55 | Berkshire Hathaway Inc-Cl B | BRK-A | 8,721 | $3.0M | 0.42% |
| 56 | TJX Cos Inc | 872540109 | 34,988 | $3.0M | 0.42% |
| 57 | Qualcomm Inc | QCOM | 24,896 | $3.0M | 0.42% |
| 58 | Pepsico Inc | PEP | 15,984 | $3.0M | 0.42% |
| 59 | Caterpillar Inc | CAT | 11,882 | $2.9M | 0.42% |
| 60 | Schwab International Equity ET | 808524805 | 80,520 | $2.9M | 0.41% |
| 61 | Lilly Eli & CO | LLY | 6,085 | $2.9M | 0.41% |
| 62 | Coca Cola CO | KO | 46,425 | $2.8M | 0.40% |
| 63 | Berkshire Hathaway Inc-Cl B | BRK-A | 8,111 | $2.8M | 0.39% |
| 64 | TJX Cos Inc | 872540109 | 32,551 | $2.8M | 0.39% |
| 65 | Ishares Msci Emerging Mkt ETF | 464287234 | 69,314 | $2.7M | 0.39% |
| 66 | Disney Walt CO New | 254687106 | 30,575 | $2.7M | 0.39% |
| 67 | Ishares New York Muni Bond ETF | 464288323 | 50,555 | $2.7M | 0.38% |
| 68 | Technology Select Sect SPDR | 81369Y803 | 15,420 | $2.7M | 0.38% |
| 69 | Ishares Msci Eafe Small Cap ET | 464288273 | 44,198 | $2.6M | 0.37% |
| 70 | Microchip Technology Inc | MCHPP | 28,801 | $2.6M | 0.37% |
| 71 | SPDR Portfolio Developed Wld e | 78463X889 | 79,209 | $2.6M | 0.37% |
| 72 | Intel Corp | INTC | 76,256 | $2.6M | 0.36% |
| 73 | Cisco Systems Inc | CSCO | 48,840 | $2.5M | 0.36% |
| 74 | Ishares Nasdaq Biotech ETF | 464287556 | 19,813 | $2.5M | 0.36% |
| 75 | Intl. Business Machines Corp | INTR | 18,794 | $2.5M | 0.36% |
| 76 | Danaher Corp | 235851102 | 10,320 | $2.5M | 0.35% |
| 77 | Grainger W W Inc | 384802104 | 3,120 | $2.5M | 0.35% |
| 78 | RTX CORPORATION | RTX | 24,616 | $2.4M | 0.34% |
| 79 | Caterpillar Inc | CAT | 9,774 | $2.4M | 0.34% |
| 80 | CVS Health Corp | CVS | 34,660 | $2.4M | 0.34% |
| 81 | Ishares IBoxx High Yield Corpo | 464288513 | 31,091 | $2.3M | 0.33% |
| 82 | Philip Morris International | 718172109 | 23,636 | $2.3M | 0.33% |
| 83 | Wal Mart Inc | WMT | 14,658 | $2.3M | 0.33% |
| 84 | Deere & CO | DE | 5,667 | $2.3M | 0.33% |
| 85 | T Rowe Price Group Inc | TROW | 20,177 | $2.3M | 0.32% |
| 86 | Target Corp | TGT | 16,314 | $2.2M | 0.31% |
| 87 | Intl. Business Machines Corp | INTR | 15,912 | $2.1M | 0.30% |
| 88 | Wal Mart Inc | WMT | 13,491 | $2.1M | 0.30% |
| 89 | Nextera Energy Inc | NEE-PW | 28,163 | $2.1M | 0.30% |
| 90 | Visa Inc Cl A | V | 8,790 | $2.1M | 0.30% |
| 91 | Linde PLC | LIN | 5,359 | $2.0M | 0.29% |
| 92 | WisdomTree MidCap Dividend ETF | WT | 48,501 | $2.0M | 0.29% |
| 93 | Bristol Myers Squibb CO | CELG-RI | 31,461 | $2.0M | 0.29% |
| 94 | Vanguard S&P 500 ETF | 922908363 | 4,927 | $2.0M | 0.29% |
| 95 | Merck & CO Inc | MRK | 17,283 | $2.0M | 0.28% |
| 96 | Schwab US Small Cap ETF | 808524607 | 44,407 | $1.9M | 0.28% |
| 97 | Nike Inc-Class B | NKE | 17,384 | $1.9M | 0.27% |
| 98 | Unitedhealth Group Inc | UNH | 3,904 | $1.9M | 0.27% |
| 99 | Nvidia Corp | NVDA | 4,393 | $1.9M | 0.27% |
| 100 | Verizon Communications | VZ | 49,733 | $1.8M | 0.26% |
| 101 | Abbott Labs | ABLZF | 16,963 | $1.8M | 0.26% |
| 102 | Boeing CO | BA-PA | 8,698 | $1.8M | 0.26% |
| 103 | Target Corp | TGT | 13,820 | $1.8M | 0.26% |
| 104 | Salesforce Inc | CRM | 8,562 | $1.8M | 0.26% |
| 105 | Utilities Select Sector SPDR | 81369Y886 | 27,568 | $1.8M | 0.26% |
| 106 | Ishares S&P Pref Stk ETF | 464288687 | 58,114 | $1.8M | 0.26% |
| 107 | Disney Walt CO New | 254687106 | 20,074 | $1.8M | 0.26% |
| 108 | Pfizer Inc | PFE | 47,963 | $1.8M | 0.25% |
| 109 | Abbvie Inc | ABBV | 13,045 | $1.8M | 0.25% |
| 110 | Amazon.Com Inc | AMZN | 13,160 | $1.7M | 0.24% |
| 111 | Ishares 1-3 Year Treasury ETF | 464287457 | 20,875 | $1.7M | 0.24% |
| 112 | Boeing CO | BA-PA | 8,005 | $1.7M | 0.24% |
| 113 | Materials Select SPDR Fund | 81369Y100 | 19,625 | $1.6M | 0.23% |
| 114 | Visa Inc Cl A | V | 6,820 | $1.6M | 0.23% |
| 115 | Ishares Core S&P Mid-Cap ETF | 464287507 | 6,112 | $1.6M | 0.23% |
| 116 | Air Products & Chemicals Inc | AIIR | 5,150 | $1.5M | 0.22% |
| 117 | Ishares Nasdaq Biotech ETF | 464287556 | 12,139 | $1.5M | 0.22% |
| 118 | Qualcomm Inc | QCOM | 12,760 | $1.5M | 0.22% |
| 119 | Nextera Energy Inc | NEE-PW | 20,387 | $1.5M | 0.22% |
| 120 | Consumer Discretionary Selt | 81369Y407 | 8,887 | $1.5M | 0.22% |
| 121 | Home Depot Inc | HD | 4,818 | $1.5M | 0.21% |
| 122 | Altria Group Inc | MO | 32,317 | $1.5M | 0.21% |
| 123 | T Rowe Price Group Inc | TROW | 12,584 | $1.4M | 0.20% |
| 124 | Meta Platforms Inc | META | 4,797 | $1.4M | 0.20% |
| 125 | Mondelez International Inc | 609207105 | 18,802 | $1.4M | 0.20% |
| 126 | Vanguard Ftse Emerging Markets | 922042858 | 32,990 | $1.3M | 0.19% |
| 127 | Real Estate Select Sect SPDR | 81369Y860 | 34,875 | $1.3M | 0.19% |
| 128 | Ishares Core Msci Eafe ETF | 46432F842 | 19,300 | $1.3M | 0.19% |
| 129 | Honeywell International Inc | 438516106 | 6,262 | $1.3M | 0.19% |
| 130 | JPMorgan Municipal ETF | 46641Q647 | 25,550 | $1.3M | 0.18% |
| 131 | Goldman Sachs Group Inc | GSCE | 3,929 | $1.3M | 0.18% |
| 132 | Schlumberger Ltd | SLB | 25,790 | $1.3M | 0.18% |
| 133 | American Water Works CO Inc | 030420103 | 8,819 | $1.3M | 0.18% |
| 134 | SPDR S&P 500 ETF Trust | SPY | 2,836 | $1.3M | 0.18% |
| 135 | Salesforce Inc | CRM | 5,937 | $1.3M | 0.18% |
| 136 | Novartis Ag Spons ADR | NVSEF | 12,093 | $1.2M | 0.17% |
| 137 | SPDR S&P Regional Banking ETF | 78464A698 | 29,608 | $1.2M | 0.17% |
| 138 | Prudential Finl Inc | PUKPF | 13,699 | $1.2M | 0.17% |
| 139 | Palo Alto Networks | PANW | 4,698 | $1.2M | 0.17% |
| 140 | Wells Fargo & CO | 949746101 | 28,035 | $1.2M | 0.17% |
| 141 | Verizon Communications | VZ | 31,726 | $1.2M | 0.17% |
| 142 | Prudential Finl Inc | PUKPF | 13,352 | $1.2M | 0.17% |
| 143 | CVS Health Corp | CVS | 16,963 | $1.2M | 0.17% |
| 144 | Southern Company | SOMN | 16,622 | $1.2M | 0.17% |
| 145 | Eaton Corp PLC | ETN | 5,804 | $1.2M | 0.17% |
| 146 | Goldman Sachs Group Inc | GSCE | 3,614 | $1.2M | 0.17% |
| 147 | Linde PLC | LIN | 3,044 | $1.2M | 0.17% |
| 148 | Ishares Msci Eafe ETF | 464287465 | 15,955 | $1.2M | 0.17% |
| 149 | SPDR Portfolio Short Term Corp | 78464A474 | 39,120 | $1.2M | 0.16% |
| 150 | Health Care Select Sector SPDR | 81369Y209 | 8,663 | $1.1M | 0.16% |
| 151 | Ecolab Inc | ECL | 6,124 | $1.1M | 0.16% |
| 152 | Oracle Corporation | ORCL-PD | 9,597 | $1.1M | 0.16% |
| 153 | Utilities Select Sector SPDR | 81369Y886 | 17,175 | $1.1M | 0.16% |
| 154 | Grainger W W Inc | 384802104 | 1,418 | $1.1M | 0.16% |
| 155 | Schwab US Aggregate Bd ETF | 808524839 | 24,111 | $1.1M | 0.16% |
| 156 | Home Depot Inc | HD | 3,547 | $1.1M | 0.16% |
| 157 | Schwab US Dividend Equity ETF | 808524797 | 15,096 | $1.1M | 0.16% |
| 158 | Nucor Corp | NUE | 6,651 | $1.1M | 0.16% |
| 159 | Meta Platforms Inc | META | 3,800 | $1.1M | 0.16% |
| 160 | General Dynamics Corp | GD | 5,005 | $1.1M | 0.15% |
| 161 | SPDR Dow Jones Industrial Aver | 78467X109 | 3,127 | $1.1M | 0.15% |
| 162 | Industrial Select Sector SPDR | 81369Y704 | 9,875 | $1.1M | 0.15% |
| 163 | Costco Wholesale Corp | 22160K105 | 1,946 | $1.0M | 0.15% |
| 164 | Ishares 3-7 Year Treasury Bond | 464288661 | 9,040 | $1.0M | 0.15% |
| 165 | Coca Cola CO | KO | 16,991 | $1.0M | 0.15% |
| 166 | Dow Inc Com | DOW | 19,119 | $1.0M | 0.15% |
| 167 | Financial Select Sector SPDR | 81369Y605 | 30,189 | $1.0M | 0.15% |
| 168 | Amazon.Com Inc | AMZN | 7,790 | $1.0M | 0.15% |
| 169 | Colgate Palmolive CO | CL | 13,024 | $1.0M | 0.14% |
| 170 | Carrier Global Corporation | CARR | 19,964 | $992,410 | 0.14% |
| 171 | FlexShares STOXX Glbl Brd Infr | FLEX | 18,765 | $982,629 | 0.14% |
| 172 | Dupont De Nemours Inc | DD | 13,539 | $967,226 | 0.14% |
| 173 | Automatic Data Processing Inc | ADP | 4,383 | $963,340 | 0.14% |
| 174 | Vanguard Inter Term Corp Bond | 92206C870 | 12,111 | $957,132 | 0.14% |
| 175 | 3m CO | MMM | 9,490 | $949,884 | 0.14% |
| 176 | SPDR S&P Dividend ETF | 78464A763 | 7,650 | $937,737 | 0.13% |
| 177 | Energy Select Sector SPDR | 81369Y506 | 11,460 | $930,200 | 0.13% |
| 178 | iShares Core High Dividend ETF | 46429B663 | 9,166 | $923,841 | 0.13% |
| 179 | ComCast Corp-Cl A | CCZ | 22,223 | $923,366 | 0.13% |
| 180 | Vanguard Real Estate ETF | 922908553 | 10,976 | $917,155 | 0.13% |
| 181 | Autoliv Inc | ALV | 10,746 | $913,840 | 0.13% |
| 182 | Vaneck ETF Trust Agribusiness | 92189F700 | 11,114 | $908,385 | 0.13% |
| 183 | Emerson Elec CO | EMR | 9,983 | $902,363 | 0.13% |
| 184 | Dupont De Nemours Inc | DD | 12,619 | $901,501 | 0.13% |
| 185 | Vaneck ETF Trust Agribusiness | 92189F700 | 11,006 | $899,520 | 0.13% |
| 186 | Midcap SPDR Trust Series 1 | MDY | 1,854 | $887,755 | 0.13% |
| 187 | Vanguard Inter Term Corp Bond | 92206C870 | 11,188 | $884,188 | 0.13% |
| 188 | SPDR S&P Regional Banking ETF | 78464A698 | 21,639 | $883,520 | 0.13% |
| 189 | Ishares Msci Emerging Mkt ETF | 464287234 | 22,129 | $875,415 | 0.13% |
| 190 | Palo Alto Networks | PANW | 3,425 | $875,122 | 0.12% |
| 191 | Vanguard Short Term Bond ETF | 921937827 | 11,520 | $870,566 | 0.12% |
| 192 | Quanta Services Incorporated | 74762E102 | 4,368 | $858,094 | 0.12% |
| 193 | AT&T Inc | T-PC | 53,507 | $853,437 | 0.12% |
| 194 | Eaton Corp PLC | ETN | 4,194 | $843,413 | 0.12% |
| 195 | Real Estate Select Sect SPDR | 81369Y860 | 22,340 | $841,995 | 0.12% |
| 196 | Medtronic PLC | MDT | 9,395 | $827,700 | 0.12% |
| 197 | Philip Morris International | 718172109 | 8,463 | $826,158 | 0.12% |
| 198 | Ishares Core Emerging Markets | 46434G103 | 16,692 | $822,749 | 0.12% |
| 199 | Medtronic PLC | MDT | 9,336 | $822,502 | 0.12% |
| 200 | Novartis Ag Spons ADR | NVSEF | 8,024 | $809,702 | 0.12% |
| 201 | Schwab International Equity ET | 808524805 | 22,604 | $805,833 | 0.12% |
| 202 | Autoliv Inc | ALV | 9,388 | $798,356 | 0.11% |
| 203 | Materials Select SPDR Fund | 81369Y100 | 9,560 | $792,237 | 0.11% |
| 204 | Ishares Russell 2000 ETF | 464287655 | 4,141 | $775,391 | 0.11% |
| 205 | American Water Works CO Inc | 030420103 | 5,430 | $775,133 | 0.11% |
| 206 | NBT Bancorp Inc | NBTB | 24,118 | $768,161 | 0.11% |
| 207 | General Mls Inc | 370334104 | 9,989 | $766,156 | 0.11% |
| 208 | Intel Corp | INTC | 22,818 | $763,034 | 0.11% |
| 209 | Microchip Technology Inc | MCHPP | 8,510 | $762,411 | 0.11% |
| 210 | Conocophillips | COP | 7,278 | $754,074 | 0.11% |
| 211 | Activision Blizzard, Inc | 00507V109 | 8,890 | $749,427 | 0.11% |
| 212 | United Parcel Service Cl B | UPS | 4,149 | $743,708 | 0.11% |
| 213 | FlexShares Global Quality Real | FLEX | 13,855 | $734,876 | 0.10% |
| 214 | Alphabet Inc Cl A | GOOG | 6,108 | $731,128 | 0.10% |
| 215 | Schlumberger Ltd | SLB | 14,769 | $725,453 | 0.10% |
| 216 | Dominion Resources Inc | D | 13,980 | $724,024 | 0.10% |
| 217 | Lockheed Martin Corp | LMT | 1,550 | $713,589 | 0.10% |
| 218 | American Express CO | AXP | 4,031 | $702,200 | 0.10% |
| 219 | Dow Inc Com | DOW | 13,180 | $701,967 | 0.10% |
| 220 | Mondelez International Inc | 609207105 | 9,599 | $700,151 | 0.10% |
| 221 | iShares Tr Intrm Gov Cr ETF | 464288612 | 6,772 | $696,839 | 0.10% |
| 222 | Intercontinental Exchange Inc | 45866F104 | 6,157 | $696,234 | 0.10% |
| 223 | Norfolk Southern Corp | 655844108 | 3,056 | $692,979 | 0.10% |
| 224 | FlexShares International Quali | FLEX | 31,135 | $690,263 | 0.10% |
| 225 | WisdomTree SmallCap Dividend E | WT | 23,975 | $690,240 | 0.10% |
| 226 | General Electric Co New | 369604301 | 6,163 | $677,006 | 0.10% |
| 227 | Ishares Barclays Mbs Bond ETF | 464288588 | 7,100 | $662,182 | 0.09% |
| 228 | Lilly Eli & CO | LLY | 1,396 | $654,696 | 0.09% |
| 229 | Clorox Company | CLX | 4,093 | $650,951 | 0.09% |
| 230 | SPDR Portfolio Developed Wld e | 78463X889 | 19,862 | $646,309 | 0.09% |
| 231 | Illinois Tool Wks Inc | 452308109 | 2,575 | $644,162 | 0.09% |
| 232 | Amplify CWP Enhanced Dividend | 032108409 | 17,891 | $644,076 | 0.09% |
| 233 | Costco Wholesale Corp | 22160K105 | 1,192 | $641,749 | 0.09% |
| 234 | SPDR Portfolio Intermediate Te | 78464A375 | 19,909 | $639,278 | 0.09% |
| 235 | Ishares Core S&P Mid-Cap ETF | 464287507 | 2,431 | $635,658 | 0.09% |
| 236 | Bank of America Corp | 060505104 | 22,089 | $633,733 | 0.09% |
| 237 | Carrier Global Corporation | CARR | 12,738 | $633,206 | 0.09% |
| 238 | Activision Blizzard, Inc | 00507V109 | 7,421 | $625,590 | 0.09% |
| 239 | AT&T Inc | T-PC | 39,114 | $623,868 | 0.09% |
| 240 | Southern Company | SOMN | 8,674 | $609,349 | 0.09% |
| 241 | S&P Global Inc | SPGI | 1,500 | $601,335 | 0.09% |
| 242 | Ishares S&P 500 Value ETF | 464287408 | 3,702 | $596,725 | 0.09% |
| 243 | Otis Worldwide Corp | OTIS | 6,700 | $596,367 | 0.09% |
| 244 | Shell PLC Spon ADS | RYDAF | 9,750 | $588,705 | 0.08% |
| 245 | Schwab US Aggregate Bd ETF | 808524839 | 12,709 | $586,647 | 0.08% |
| 246 | Ishares DJ US Telcom Sector ET | 464287713 | 26,214 | $579,329 | 0.08% |
| 247 | Ishares DJ US Telcom Sector ET | 464287713 | 25,857 | $571,440 | 0.08% |
| 248 | Consumer Staples Select Sector | 81369Y308 | 7,703 | $571,334 | 0.08% |
| 249 | Altria Group Inc | MO | 12,349 | $559,410 | 0.08% |
| 250 | IShares Core Intnl Agg Bond ET | 46435G672 | 11,327 | $558,308 | 0.08% |
| 251 | Amgen Inc | AMGN | 2,510 | $557,270 | 0.08% |
| 252 | Fiserv Inc | FISV | 4,394 | $554,303 | 0.08% |
| 253 | Dicks Sporting Goods Inc | 253393102 | 4,189 | $553,803 | 0.08% |
| 254 | Kimberly Clark Corp | KMB | 3,973 | $548,512 | 0.08% |
| 255 | Nike Inc-Class B | NKE | 4,947 | $546,000 | 0.08% |
| 256 | iShares MSCI USA ESG Select ET | 464288802 | 5,714 | $535,059 | 0.08% |
| 257 | Sysco Corp | SYY | 7,195 | $533,869 | 0.08% |
| 258 | Otis Worldwide Corp | OTIS | 5,852 | $520,887 | 0.07% |
| 259 | Norfolk Southern Corp | 655844108 | 2,296 | $520,641 | 0.07% |
| 260 | Zimmer Biomet Holdings Inc | ZBH | 3,541 | $515,570 | 0.07% |
| 261 | iShares TR 1-5 Yr Inv Gr Corp | 464288646 | 10,263 | $514,895 | 0.07% |
| 262 | Ishares Core S&P Small-Cap ETF | 464287804 | 5,098 | $508,016 | 0.07% |
| 263 | US Bancorp New | USB-PS | 15,218 | $502,803 | 0.07% |
| 264 | Ishares S&P 500 Growth ETF | 464287309 | 7,115 | $501,465 | 0.07% |
| 265 | Technology Select Sect SPDR | 81369Y803 | 2,879 | $500,543 | 0.07% |
| 266 | Starbucks Corp | SBUX | 4,960 | $491,338 | 0.07% |
| 267 | Vanguard Ftse All-World Ex-USI | 922042775 | 8,969 | $488,003 | 0.07% |
| 268 | Ecolab Inc | ECL | 2,575 | $480,727 | 0.07% |
| 269 | Ishares Msci Eafe Small Cap ET | 464288273 | 8,010 | $472,430 | 0.07% |
| 270 | Thermo Fisher Scientific Inc | TMO | 900 | $469,575 | 0.07% |
| 271 | O'Reilly Automotive Inc | 67103H107 | 487 | $465,231 | 0.07% |
| 272 | Air Products & Chemicals Inc | AIIR | 1,545 | $462,774 | 0.07% |
| 273 | Vanguard Mid-Cap Value Index F | 922908512 | 3,256 | $450,565 | 0.06% |
| 274 | Vanguard Total Bond Market ETF | 921937835 | 6,193 | $450,169 | 0.06% |
| 275 | Vanguard Real Estate ETF | 922908553 | 5,365 | $448,299 | 0.06% |
| 276 | IShares 0-5 Yr TIPs ETF | 46429B747 | 4,530 | $442,128 | 0.06% |
| 277 | Bank of New York Mellon Corp | 064058100 | 9,835 | $437,854 | 0.06% |
| 278 | ComCast Corp-Cl A | CCZ | 10,528 | $437,438 | 0.06% |
| 279 | SPDR Preferred Stock ETF | 78464A292 | 13,065 | $437,286 | 0.06% |
| 280 | General Mls Inc | 370334104 | 5,685 | $436,040 | 0.06% |
| 281 | Becton Dickinson | BDX | 1,643 | $433,768 | 0.06% |
| 282 | Corteva Inc Com | CTVA | 7,496 | $429,521 | 0.06% |
| 283 | Corning Inc | GLW | 11,949 | $418,693 | 0.06% |
| 284 | Wells Fargo & CO | 949746101 | 9,775 | $417,197 | 0.06% |
| 285 | Vanguard Value ETF | 922908744 | 2,900 | $412,090 | 0.06% |
| 286 | Mastercard Inc Cl A | MA | 1,044 | $410,605 | 0.06% |
| 287 | JPMorgan Municipal ETF | 46641Q647 | 7,945 | $399,077 | 0.06% |
| 288 | Duke Energy Corp | DUKB | 4,370 | $392,164 | 0.06% |
| 289 | Xylem Inc | XYL | 3,376 | $380,205 | 0.05% |
| 290 | Zimmer Biomet Holdings Inc | ZBH | 2,513 | $365,893 | 0.05% |
| 291 | Metlife Inc | MET-PF | 6,394 | $361,453 | 0.05% |
| 292 | Gilead Sciences Inc | GILD | 4,688 | $361,304 | 0.05% |
| 293 | Vanguard Intermediate-Term Bon | 921937819 | 4,720 | $355,086 | 0.05% |
| 294 | Jacobs Solutions Inc | J | 2,975 | $353,698 | 0.05% |
| 295 | SPDR Gold Trust | GLD | 1,983 | $353,509 | 0.05% |
| 296 | Dominion Resources Inc | D | 6,705 | $347,252 | 0.05% |
| 297 | Cigna Group | 125523100 | 1,224 | $343,454 | 0.05% |
| 298 | Citigroup Inc | C-PR | 7,374 | $339,499 | 0.05% |
| 299 | Schwab US Small Cap ETF | 808524607 | 7,591 | $332,486 | 0.05% |
| 300 | JPMorgan Ultra-Short Income ET | 46641Q837 | 6,590 | $330,423 | 0.05% |
| 301 | Chipotle Mexican Grill Inc | CMG | 152 | $325,128 | 0.05% |
| 302 | Flexshares Disciplined Duratio | FLEX | 15,905 | $324,223 | 0.05% |
| 303 | Ishares Tr 10 Yr Invst Grd | 464289511 | 6,205 | $319,868 | 0.05% |
| 304 | Marriott International Inc | 571903202 | 1,723 | $316,498 | 0.05% |
| 305 | Sysco Corp | SYY | 4,261 | $316,166 | 0.05% |
| 306 | Emerson Elec CO | EMR | 3,490 | $315,461 | 0.05% |
| 307 | IShares Edge Intl Quality Fact | 46434V456 | 8,850 | $315,060 | 0.04% |
| 308 | SPDR Dow Jones Industrial Aver | 78467X109 | 910 | $312,904 | 0.04% |
| 309 | Ishares Russell 2000 Value ETF | 464287630 | 2,217 | $312,154 | 0.04% |
| 310 | Texas Instruments Inc | 882508104 | 1,719 | $309,454 | 0.04% |
| 311 | Marsh & McLennan Companies Inc | 571748102 | 1,635 | $307,511 | 0.04% |
| 312 | Netflix Inc | NFLX | 687 | $302,617 | 0.04% |
| 313 | Ishares Barclays TIPS Bond ETF | 464287176 | 2,806 | $301,982 | 0.04% |
| 314 | Ishares Russell 1000 Growth ET | 464287614 | 1,092 | $300,497 | 0.04% |
| 315 | Clorox Company | CLX | 1,860 | $295,814 | 0.04% |
| 316 | United Parcel Service Cl B | UPS | 1,649 | $295,583 | 0.04% |
| 317 | DTE Energy Co | DTK | 2,684 | $295,294 | 0.04% |
| 318 | Colgate Palmolive CO | CL | 3,830 | $295,063 | 0.04% |
| 319 | Vanguard Index Fund Mid-Cap | 922908629 | 1,329 | $292,593 | 0.04% |
| 320 | Corning Inc | GLW | 8,350 | $292,584 | 0.04% |
| 321 | Yum! Brands Inc | YUM | 2,101 | $291,094 | 0.04% |
| 322 | Fortive Corp | FTV | 3,867 | $289,136 | 0.04% |
| 323 | Ishares Aaa-A Rated Corp Bond | 46429B291 | 6,105 | $288,034 | 0.04% |
| 324 | Ishares S&P Midcap 400/Grwth E | 464287606 | 3,806 | $285,450 | 0.04% |
| 325 | APA Corporation | APA | 8,325 | $284,465 | 0.04% |
| 326 | Stryker Corporation | SYK | 930 | $283,734 | 0.04% |
| 327 | Vanguard Total Intl Stock Et | 921909768 | 5,045 | $282,924 | 0.04% |
| 328 | Baxter Intl Inc | 071813109 | 6,121 | $278,873 | 0.04% |
| 329 | Csx Corp | CSX | 8,178 | $278,870 | 0.04% |
| 330 | Schwab Fundamental Intl Lg Co | 808524755 | 8,540 | $275,757 | 0.04% |
| 331 | IShares Russell Top 200 Growth | 464289438 | 1,730 | $274,309 | 0.04% |
| 332 | Ishares S&P Pref Stk ETF | 464288687 | 8,619 | $266,586 | 0.04% |
| 333 | 3m CO | MMM | 2,660 | $266,239 | 0.04% |
| 334 | Best Buy Company Inc | BBY | 3,237 | $265,272 | 0.04% |
| 335 | Truist Financial Corporation | 89832Q109 | 8,708 | $264,294 | 0.04% |
| 336 | JPMorgan Ultra-Short Income ET | 46641Q837 | 5,214 | $261,430 | 0.04% |
| 337 | Vanguard High Dividend Yield E | 921946406 | 2,437 | $258,493 | 0.04% |
| 338 | Waste Management Inc | 94106L109 | 1,480 | $256,662 | 0.04% |
| 339 | Ishares Core S&P 500 ETF | 464287200 | 573 | $255,392 | 0.04% |
| 340 | Morgan Stanley | MS-PQ | 2,982 | $254,663 | 0.04% |
| 341 | Vanguard Ftse Emerging Markets | 922042858 | 6,255 | $254,453 | 0.04% |
| 342 | Kraft Heinz CO | KHC | 7,081 | $251,376 | 0.04% |
| 343 | WisdomTree MidCap Dividend ETF | WT | 5,964 | $250,786 | 0.04% |
| 344 | General Electric Co New | 369604301 | 2,270 | $249,360 | 0.04% |
| 345 | Ishares Barclays 7-10 Year Tr | 464287440 | 2,560 | $247,296 | 0.04% |
| 346 | Consumer Discretionary Selt | 81369Y407 | 1,450 | $246,225 | 0.04% |
| 347 | SPDR Portfolio Emerging Market | 78463X509 | 7,098 | $244,029 | 0.03% |
| 348 | Citigroup Inc | C-PR | 5,200 | $239,408 | 0.03% |
| 349 | Csx Corp | CSX | 6,840 | $233,244 | 0.03% |
| 350 | Global X US Preferred ETF | 37954Y657 | 12,000 | $232,680 | 0.03% |
| 351 | GSK PLC Sponsored ADR | GLAXF | 6,488 | $231,232 | 0.03% |
| 352 | BP PLC Spons ADR | BPPFF | 6,530 | $230,444 | 0.03% |
| 353 | Charles Schwab Corp | SCHW-PJ | 4,046 | $229,327 | 0.03% |
| 354 | IShares Russell 1000 ETF | 464287622 | 935 | $227,897 | 0.03% |
| 355 | Industrial Select Sector SPDR | 81369Y704 | 2,109 | $226,338 | 0.03% |
| 356 | Genuine Parts CO | GPC | 1,302 | $220,337 | 0.03% |
| 357 | Invesco SP 500 Low Volatility | IVZ | 3,493 | $219,395 | 0.03% |
| 358 | Allstate Corp | ALL-PJ | 2,000 | $218,080 | 0.03% |
| 359 | Ishares Tr Rus 1000 Val ETF | 464287598 | 1,375 | $217,016 | 0.03% |
| 360 | Ishares Core Total U.S. Aggreg | 464287226 | 2,185 | $214,021 | 0.03% |
| 361 | Amgen Inc | AMGN | 950 | $210,919 | 0.03% |
| 362 | S&P Global Inc | SPGI | 525 | $210,467 | 0.03% |
| 363 | Nvidia Corp | NVDA | 494 | $208,972 | 0.03% |
| 364 | Energy Select Sector SPDR | 81369Y506 | 2,573 | $208,850 | 0.03% |
| 365 | Simon Ppty Group Inc | 828806109 | 1,800 | $207,864 | 0.03% |
| 366 | SPDR Gold Trust | GLD | 1,160 | $206,793 | 0.03% |
| 367 | Digital Realty Trust Inc REIT | 253868103 | 1,814 | $206,560 | 0.03% |
| 368 | Charles Schwab Corp | SCHW-PJ | 3,635 | $206,032 | 0.03% |
| 369 | Fedex Corporation | FDX | 816 | $202,286 | 0.03% |
| 370 | Freeport-McMoran Inc | FCX | 5,015 | $200,600 | 0.03% |
| 371 | Consumer Staples Select Sector | 81369Y308 | 2,688 | $199,369 | 0.03% |
| 372 | American Tower Corp REIT | 03027X100 | 1,007 | $195,298 | 0.03% |
| 373 | General Dynamics Corp | GD | 895 | $192,559 | 0.03% |
| 374 | Adobe Inc | ADBE | 390 | $190,706 | 0.03% |
| 375 | Nucor Corp | NUE | 1,150 | $188,577 | 0.03% |
| 376 | State Street Corp | STT-PG | 2,572 | $188,219 | 0.03% |
| 377 | The Hershey Company | HSY | 750 | $187,275 | 0.03% |
| 378 | Exelon Corp | EXC | 4,572 | $186,263 | 0.03% |
| 379 | Kraft Heinz CO | KHC | 5,187 | $184,139 | 0.03% |
| 380 | Amplify CWP Enhanced Dividend | 032108409 | 5,000 | $180,000 | 0.03% |
| 381 | American Express CO | AXP | 1,006 | $175,245 | 0.03% |
| 382 | Rockwell Automation Inc | ROK | 530 | $174,609 | 0.02% |
| 383 | US Bancorp New | USB-PS | 5,282 | $174,517 | 0.02% |
| 384 | Lauder Estee Cos Cl-A | 518439104 | 862 | $169,280 | 0.02% |
| 385 | BHP Group Ltd Spons ADR | BHPLF | 2,828 | $168,747 | 0.02% |
| 386 | Paypal Holdings Inc | PYPL | 2,510 | $167,492 | 0.02% |
| 387 | Cardinal Health Inc | CAH | 1,770 | $167,389 | 0.02% |
| 388 | Vanguard Dividend Appreciation | 921908844 | 1,000 | $162,430 | 0.02% |
| 389 | Schwab US TIPs ETF | 808524870 | 3,075 | $161,222 | 0.02% |
| 390 | Public Service Enterprise Grou | 744573106 | 2,550 | $159,656 | 0.02% |
| 391 | Vanguard FTSE Developed Market | 921943858 | 3,425 | $158,167 | 0.02% |
| 392 | Conocophillips | COP | 1,522 | $157,694 | 0.02% |
| 393 | Broadcom Inc | AVGO | 174 | $150,933 | 0.02% |
| 394 | Biogen Inc | BIIB | 521 | $148,407 | 0.02% |
| 395 | Baxter Intl Inc | 071813109 | 3,195 | $145,564 | 0.02% |
| 396 | Bank of America Corp | 060505104 | 5,070 | $145,458 | 0.02% |
| 397 | Starbucks Corp | SBUX | 1,416 | $140,269 | 0.02% |
| 398 | Health Care Select Sector SPDR | 81369Y209 | 1,049 | $139,234 | 0.02% |
| 399 | Vanguard Dividend Appreciation | 921908844 | 825 | $134,005 | 0.02% |
| 400 | Gilead Sciences Inc | GILD | 1,725 | $132,946 | 0.02% |
| 401 | Paypal Holdings Inc | PYPL | 1,990 | $132,793 | 0.02% |
| 402 | Fortive Corp | FTV | 1,774 | $132,642 | 0.02% |
| 403 | CDW Corp | CDW | 719 | $131,937 | 0.02% |
| 404 | Ishares IBoxx High Yield Corpo | 464288513 | 1,710 | $128,370 | 0.02% |
| 405 | Vanguard FTSE Developed Market | 921943858 | 2,750 | $126,995 | 0.02% |
| 406 | BP PLC Spons ADR | BPPFF | 3,564 | $125,774 | 0.02% |
| 407 | Freeport-McMoran Inc | FCX | 3,135 | $125,400 | 0.02% |
| 408 | Mastercard Inc Cl A | MA | 316 | $124,283 | 0.02% |
| 409 | Arrow Finl Corp | 042744102 | 6,132 | $123,498 | 0.02% |
| 410 | Vanguard Total Bond Market ETF | 921937835 | 1,675 | $121,756 | 0.02% |
| 411 | Financial Select Sector SPDR | 81369Y605 | 3,559 | $119,974 | 0.02% |
| 412 | Texas Instruments Inc | 882508104 | 662 | $119,173 | 0.02% |
| 413 | Duke Energy Corp | DUKB | 1,317 | $118,188 | 0.02% |
| 414 | Corteva Inc Com | CTVA | 2,004 | $114,829 | 0.02% |
| 415 | Truist Financial Corporation | 89832Q109 | 3,707 | $112,507 | 0.02% |
| 416 | Vanguard Intermediate-Term Bon | 921937819 | 1,475 | $110,964 | 0.02% |
| 417 | Illinois Tool Wks Inc | 452308109 | 441 | $110,321 | 0.02% |
| 418 | Fiserv Inc | FISV | 874 | $110,255 | 0.02% |
| 419 | Arrow Finl Corp | 042744102 | 5,304 | $106,823 | 0.02% |
| 420 | Deutsche Bank Ag ADR | D18190898 | 10,000 | $104,904 | 0.01% |
| 421 | CDW Corp | CDW | 529 | $97,072 | 0.01% |
| 422 | Xylem Inc | XYL | 850 | $95,727 | 0.01% |
| 423 | Public Service Enterprise Grou | 744573106 | 1,522 | $95,292 | 0.01% |
| 424 | Lauder Estee Cos Cl-A | 518439104 | 483 | $94,852 | 0.01% |
| 425 | Metlife Inc | MET-PF | 1,611 | $91,070 | 0.01% |
| 426 | IShares Edge Intl Quality Fact | 46434V456 | 2,485 | $88,466 | 0.01% |
| 427 | Biogen Inc | BIIB | 308 | $87,734 | 0.01% |
| 428 | Broadcom Inc | AVGO | 100 | $86,743 | 0.01% |
| 429 | The Hershey Company | HSY | 345 | $86,147 | 0.01% |
| 430 | Vanguard Index Fund Mid-Cap | 922908629 | 385 | $84,762 | 0.01% |
| 431 | American Tower Corp REIT | 03027X100 | 412 | $79,903 | 0.01% |
| 432 | Cardinal Health Inc | CAH | 825 | $78,020 | 0.01% |
| 433 | Dicks Sporting Goods Inc | 253393102 | 587 | $77,596 | 0.01% |
| 434 | Exelon Corp | EXC | 1,859 | $75,736 | 0.01% |
| 435 | Allstate Corp | ALL-PJ | 649 | $70,767 | 0.01% |
| 436 | GSK PLC Sponsored ADR | GLAXF | 1,923 | $68,536 | 0.01% |
| 437 | Vanguard High Dividend Yield E | 921946406 | 620 | $65,763 | 0.01% |
| 438 | Thermo Fisher Scientific Inc | TMO | 121 | $63,132 | 0.01% |
| 439 | Waste Management Inc | 94106L109 | 364 | $63,125 | 0.01% |
| 440 | Marsh & McLennan Companies Inc | 571748102 | 330 | $62,066 | 0.01% |
| 441 | IShares Core Intnl Agg Bond ET | 46435G672 | 1,240 | $61,120 | 0.01% |
| 442 | Vanguard Value ETF | 922908744 | 426 | $60,535 | 0.01% |
| 443 | Yum! Brands Inc | YUM | 400 | $55,420 | 0.01% |
| 444 | Kimberly Clark Corp | KMB | 400 | $55,224 | 0.01% |
| 445 | BHP Group Ltd Spons ADR | BHPLF | 915 | $54,598 | 0.01% |
| 446 | Rockwell Automation Inc | ROK | 150 | $49,418 | 0.01% |
| 447 | State Street Corp | STT-PG | 575 | $42,079 | 0.01% |
| 448 | Schwab US TIPs ETF | 808524870 | 783 | $41,053 | 0.01% |
| 449 | Intercontinental Exchange Inc | 45866F104 | 347 | $39,239 | 0.01% |
| 450 | SPDR Portfolio Emerging Market | 78463X509 | 1,060 | $36,443 | 0.01% |
| 451 | APA Corporation | APA | 950 | $32,462 | 0.00% |
| 452 | Best Buy Company Inc | BBY | 334 | $27,371 | 0.00% |
| 453 | Vanguard Mid-Cap Value Index F | 922908512 | 180 | $24,908 | 0.00% |
| 454 | Ishares Russell 2000 Value ETF | 464287630 | 165 | $23,232 | 0.00% |
| 455 | Bank of New York Mellon Corp | 064058100 | 500 | $22,260 | 0.00% |
| 456 | WisdomTree SmallCap Dividend E | WT | 772 | $22,226 | 0.00% |
| 457 | Adobe Inc | ADBE | 45 | $22,005 | 0.00% |
| 458 | Vanguard Total Intl Stock Et | 921909768 | 280 | $15,702 | 0.00% |
| 459 | Becton Dickinson | BDX | 57 | $15,049 | 0.00% |
| 460 | Chipotle Mexican Grill Inc | CMG | 6 | $12,834 | 0.00% |
| 461 | Simon Ppty Group Inc | 828806109 | 73 | $8,430 | 0.00% |
| 462 | Cigna Group | 125523100 | 25 | $7,015 | 0.00% |
| 463 | Shell PLC Spon ADS | RYDAF | 100 | $6,038 | 0.00% |
| 464 | FlexShares Global Quality Real | FLEX | 20 | $1,061 | 0.00% |