13F HOLDINGS REPORT

NORTHSTAR ASSET MANAGEMENT LLC

Quarter ended Q4 2025 · Filed January 27, 2026 · Accession 0001132708-26-000001

Total Value

$471.3M

Positions

189

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (189)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INFO TECH ETF	92204a702	107,723	$81.2M	17.23%
2	APPLE INC	AAPL	150,631	$41.0M	8.69%
3	VANGUARD TOTAL U.S. STOCK MARK	922908769	73,451	$24.6M	5.22%
4	VANGUARD GROWTH ETF	922908736	43,031	$21.0M	4.45%
5	BERKSHIRE HATHAWAY INC DEL CL	BRK-A	33,108	$16.6M	3.53%
6	VANGUARD MID-CAP ETF	922908629	56,204	$16.3M	3.46%
7	MICROSOFT CORP	MSFT	28,550	$13.8M	2.93%
8	STATE STREET SPDR S&P 500 ETF	SPY	17,518	$11.9M	2.53%
9	VANGUARD SMALL-CAP ETF	922908751	41,991	$10.8M	2.30%
10	THERMO FISHER SCIENTIFIC INC.	TMO	18,206	$10.5M	2.24%
11	VANGUARD S&P 500 ETF	922908363	16,312	$10.2M	2.17%
12	AMETEK INC NEW	AME	37,005	$7.6M	1.61%
13	NVIDIA CORP	NVDA	40,440	$7.5M	1.60%
14	DANAHER CORP	235851102	28,325	$6.5M	1.38%
15	FIRST TRUST ISE CLOUD COMPUTIN	33734x192	47,915	$6.2M	1.32%
16	ARISTA NETWORKS INC	ANET	44,395	$5.8M	1.23%
17	VANGUARD HIGH DIVIDEND YIELD I	921946406	38,485	$5.5M	1.17%
18	VANGUARD DIVIDEND APPRECIATION	921908844	25,015	$5.5M	1.17%
19	ZOETIS, INC.	ZTS	40,817	$5.1M	1.09%
20	VANGUARD COMMUNICATION SERVICE	92204a884	25,260	$4.9M	1.04%
21	WAL-MART STORES	WMT	43,869	$4.9M	1.04%
22	VANGUARD FINANCIAL ETF	92204a405	35,951	$4.8M	1.02%
23	ALPHABET INC. CL C	GOOG	14,980	$4.7M	1.00%
24	RTX CORPORATION COM	RTX	24,508	$4.5M	0.95%
25	J.P. MORGAN CHASE & CO.	VYLD	13,325	$4.3M	0.91%
26	HOME DEPOT INC	HD	11,993	$4.1M	0.88%
27	SHERWIN WILLIAMS CO	SHW	12,589	$4.1M	0.87%
28	JOHNSON & JOHNSON	JNJ	19,536	$4.0M	0.86%
29	VANGUARD VALUE ETF	922908744	20,985	$4.0M	0.85%
30	EXXON MOBIL CORPORATION	XOM	33,194	$4.0M	0.85%
31	FIRST TRUST NASDAQ CYBER SECUR	33734x846	54,962	$3.9M	0.83%
32	QUALCOMM INC	QCOM	19,204	$3.3M	0.70%
33	ISHARES DJ US MEDICAL DEVICE I	464288810	48,070	$3.0M	0.63%
34	VANGUARD LARGE CAP FUND	922908637	9,480	$3.0M	0.63%
35	AMERICAN TOWER CORP	AMT	16,657	$2.9M	0.62%
36	S&P MID-CAP 400 DEPOSITORY REC	MDY	4,790	$2.9M	0.61%
37	AMAZON.COM, INC	AMZN	11,671	$2.7M	0.57%
38	UNION PACIFIC CORP	UNP	11,593	$2.7M	0.57%
39	ADOBE SYSTEMS	ADBE	7,365	$2.6M	0.55%
40	NESTLE S A SPONS ADR	641069406	25,380	$2.5M	0.53%
41	VISA, INC.	V	7,057	$2.5M	0.53%
42	PEPSICO INC	PEP	16,890	$2.4M	0.51%
43	VANGUARD HEALTHCARE ETF	92204a504	8,295	$2.4M	0.51%
44	DEFIANCE 5G NEXT GEN CONNECTIV	26922a289	37,075	$2.4M	0.50%
45	VANGUARD 500 INDEX FD ADM	922908710	3,718	$2.3M	0.50%
46	COSTCO WHOLESALE CORP	COST	2,695	$2.3M	0.49%
47	CHEVRON CORP.	CVX	13,103	$2.0M	0.42%
48	APPLE INC	AAPL	7,310	$2.0M	0.42%
49	NOVARTIS AG-ADR	NVSEF	13,925	$1.9M	0.41%
50	BROADCOM LTD	AVGO	5,325	$1.8M	0.39%
51	STRYKER CORPORATION	SYK	5,180	$1.8M	0.39%
52	ADVANCED MICRO DEVICES	AMD	8,407	$1.8M	0.38%
53	PROCTER & GAMBLE	742718109	12,487	$1.8M	0.38%
54	WALT DISNEY COMPANY	254687106	14,985	$1.7M	0.36%
55	WASTE CONNECTIONS INC	WCN	9,570	$1.7M	0.36%
56	HONEYWELL, INC.	438516106	8,490	$1.7M	0.35%
57	VANGUARD INFO TECH ETF	92204a702	2,170	$1.6M	0.35%
58	MONDELEZ INTERNATIONAL	609207105	30,310	$1.6M	0.35%
59	McDONALDS CORP.	MCD	5,056	$1.5M	0.33%
60	L3 HARRIS TECHNOLOGIES	LHX	5,200	$1.5M	0.32%
61	ALPHABET INC. CLASS A	GOOG	4,735	$1.5M	0.31%
62	FEDEX CORPORATION	FDX	3,890	$1.1M	0.24%
63	NEXTERA ENERGY INC.	NEE-PW	12,861	$1.0M	0.22%
64	FORTIVE CORP.	FTV	18,275	$1.0M	0.21%
65	VERALTO CORP	VLTO	9,764	$974,252	0.21%
66	VANGUARD CONSUMER DISCRETIONAR	92204a108	2,440	$961,165	0.20%
67	CHUBB CORP	CB	3,040	$948,845	0.20%
68	CROWN HOLDINGS INC.	CCK	8,370	$861,859	0.18%
69	iSHARES EXPANDED TECH SECTOR E	464287549	6,300	$813,708	0.17%
70	VANGUARD PRIMECAP FUND ADMIRAL	921936209	4,378	$809,522	0.17%
71	VANGUARD INDUSTRIALS ETF	92204a603	2,685	$801,150	0.17%
72	STARBUCKS CORP	SBUX	9,325	$785,258	0.17%
73	WILLIAMS-SONOMA INC	WSM	4,000	$714,360	0.15%
74	ISHARES RUSSELL MID-CAP VALUE	464287473	4,953	$698,621	0.15%
75	COCA-COLA	KO	9,875	$690,361	0.15%
76	GROWTH FUND AMERICA CL F 3	399874775	8,500	$684,041	0.15%
77	GE AEROSPACE	369604301	2,215	$682,286	0.14%
78	SYSCO CORP	SYY	9,150	$674,263	0.14%
79	VANGUARD GROWTH ETF	922908736	1,380	$673,247	0.14%
80	ELI LILLY	LLY	617	$663,078	0.14%
81	THE HERSHEY COMPANY	HSY	3,600	$655,128	0.14%
82	ORACLE CORPORATION	ORCL-PD	3,200	$623,712	0.13%
83	BOEING CO	BA-PA	2,857	$620,312	0.13%
84	MERCK & CO.	MRK	5,830	$613,666	0.13%
85	SPDR S&P BIOTECH ETF	78464a870	4,950	$603,553	0.13%
86	VANGUARD ESG U.S. STOCK ETF	921910733	4,685	$566,698	0.12%
87	iSHARES S&P MID CAP 400 INDEX	464287507	8,525	$562,650	0.12%
88	CISCO SYSTEMS INC	CSCO	7,238	$557,543	0.12%
89	MFS SER TR IV MID CAP GROWTH I	552987877	19,844	$554,236	0.12%
90	ABBOTT LABORATORIES	ABLZF	4,225	$529,350	0.11%
91	LEGG MASON PARTNERS EQUITY TRU	52468c703	3,861	$523,368	0.11%
92	VANGUARD US GROWTH FUND ADMIRA	921910600	2,679	$522,575	0.11%
93	ISHARES CORE S&P 500 ETF	464287200	750	$513,705	0.11%
94	INTUITIVE SURGICAL	ISRG	900	$509,724	0.11%
95	VANGUARD TOTAL U.S. STOCK MARK	922908769	1,485	$497,876	0.11%
96	VANGUARD MID-CAP ETF	922908629	1,705	$494,825	0.10%
97	ABBVIE	ABBV	2,115	$483,256	0.10%
98	VANGUARD CONSUMER STAPLES FUND	92204a207	2,280	$481,627	0.10%
99	VERIZON COMMUNICATIONS	VZ	11,761	$479,026	0.10%
100	AON PLC CL A	AON	1,350	$476,388	0.10%
101	VANGUARD WELLINGTON FUND ADM.	921935201	6,091	$470,132	0.10%
102	SCHWAB 529 MODERATELY AGGRESIV	485310817	13,387	$470,030	0.10%
103	CORTEVA INC.	CTVA	6,990	$468,540	0.10%
104	VANGUARD 500 INDEX FD ADM	922908710	738	$466,081	0.10%
105	FIDELITY CONTRAFUND	316071109	18,830	$457,566	0.10%
106	MEDTRONIC PLC	MDT	4,750	$456,285	0.10%
107	VANGUARD ETF SMALL CAP GROWTH	922908595	1,510	$456,186	0.10%
108	AMERICAN EXPRESS	AXP	1,225	$453,189	0.10%
109	VANGUARD MID-CAP VALUE FUND	922908512	2,515	$446,086	0.09%
110	JHANCOCK CLASSIC VALUE I	409902756	22,868	$445,249	0.09%
111	PALO ALTO NETWORKS INC	PANW	2,400	$442,080	0.09%
112	SCHWAB CAPITAL TRUST TOTAL STO	808509756	26,782	$438,955	0.09%
113	MODERATELY AGGRESSIVE 30	485310791	28,723	$427,966	0.09%
114	CINTAS CORP	CTAS	2,240	$421,277	0.09%
115	VANGUARD MID-CAP GROWTH	922908538	1,500	$418,710	0.09%
116	iSHARES DOW JONES SELECT DIV I	464287168	2,960	$417,774	0.09%
117	MICRON TECHNOLOGY	MU	1,450	$413,844	0.09%
118	NEW PERSPECTIVE FUND INC CL F	648018778	5,822	$411,137	0.09%
119	FRANKLIN CUSTODIAN FUNDS DYNAT	353496680	2,046	$402,399	0.09%
120	PHILLIP MORRIS	718172109	2,478	$397,471	0.08%
121	HAMILTON LANE INC CL A	HLNE	2,900	$389,499	0.08%
122	PFIZER INC.	PFE	14,349	$357,290	0.08%
123	VANGUARD WINDSOR II FUND ADMIR	922018304	4,269	$356,011	0.08%
124	T ROWE PRICE SCIENCE & TECH FU	87282n105	6,100	$352,336	0.07%
125	VERTEX PHARMACETICALS, INC.	92532f100	750	$340,020	0.07%
126	VANGUARD S&P 500 ETF	922908363	530	$332,379	0.07%
127	VANGUARD LARGE CAP FUND	922908637	1,040	$327,392	0.07%
128	ISHARES NASDAQ BIOTECH INDEX F	464287556	1,875	$316,444	0.07%
129	AMERICAN BEACON FUNDS INST CL	024527400	15,345	$312,278	0.07%
130	NETFLIX, INC.	NFLX	3,300	$309,408	0.07%
131	CAPITAL ONE FINANCIAL	COF-PN	1,274	$308,767	0.07%
132	VANGUARD STAR FUND	921909107	10,471	$305,335	0.06%
133	LOCKHEED MARTIN CORP.	LMT	600	$290,202	0.06%
134	CROWDSTRIKE HOLDINGS INC	CRWD	600	$281,256	0.06%
135	MASTERCARD INC CL A	MA	489	$279,160	0.06%
136	WASTE MANAGEMENT INC	WM	1,250	$274,637	0.06%
137	AT&T INCORPORATED	T-PC	10,700	$265,788	0.06%
138	ESSENTIALS UTILITIES INC.	29670g102	6,750	$258,930	0.05%
139	BERKSHIRE HATHAWAY INC DEL CL	BRK-A	505	$253,838	0.05%
140	RALLIANT CORP	RAL	4,871	$247,983	0.05%
141	COLGATE PALMOLIVE CO.	CL	3,130	$247,333	0.05%
142	VANGUARD BASIC MATERIALS ETF	92204a801	1,185	$245,947	0.05%
143	FLEXSHARES QUALITY DIVIDEND DE	FLEX	2,500	$202,400	0.04%
144	VANGUARD SMALL-CAP ETF	922908751	770	$198,621	0.04%
145	SELLAS LIFE SCIENCES GROUP INC	SLS	50,000	$188,500	0.04%
146	COLUMBIA ACORN ACORN FUND I2	197199482	11,810	$171,010	0.04%
147	DEFIANCE 5G NEXT GEN CONNECTIV	26922a289	2,450	$156,398	0.03%
148	MICROSOFT CORP	MSFT	320	$154,758	0.03%
149	FIRST TRUST NASDAQ CYBER SECUR	33734x846	2,150	$153,617	0.03%
150	WAL-MART STORES	WMT	1,050	$116,980	0.02%
151	THERMO FISHER SCIENTIFIC INC.	TMO	200	$115,890	0.02%
152	ZOETIS, INC.	ZTS	900	$113,238	0.02%
153	STATE STREET SPDR S&P 500 ETF	SPY	160	$109,107	0.02%
154	DANAHER CORP	235851102	475	$108,737	0.02%
155	VANGUARD VALUE ETF	922908744	530	$101,225	0.02%
156	ALPHABET INC. CL C	GOOG	300	$94,140	0.02%
157	AMETEK INC NEW	AME	450	$92,389	0.02%
158	FIRST TRUST ISE CLOUD COMPUTIN	33734x192	700	$91,056	0.02%
159	SCHWAB 529 MODERATELY AGGRESIV	485310817	2,469	$86,698	0.02%
160	VANGUARD COMMUNICATION SERVICE	92204a884	425	$82,293	0.02%
161	VANGUARD FINANCIAL ETF	92204a405	575	$76,757	0.02%
162	HOME DEPOT INC	HD	215	$73,981	0.02%
163	AMERICAN TOWER CORP	AMT	400	$70,228	0.01%
164	RTX CORPORATION COM	RTX	370	$67,858	0.01%
165	NESTLE S A SPONS ADR	641069406	685	$67,664	0.01%
166	SHERWIN WILLIAMS CO	SHW	195	$63,186	0.01%
167	ISHARES DJ US MEDICAL DEVICE I	464288810	900	$55,935	0.01%
168	PROCTER & GAMBLE	742718109	375	$53,741	0.01%
169	AMERICAN EXPRESS	AXP	125	$46,244	0.01%
170	AMAZON.COM, INC	AMZN	200	$46,164	0.01%
171	WASTE CONNECTIONS INC	WCN	200	$35,072	0.01%
172	VISA, INC.	V	100	$35,071	0.01%
173	CHEVRON CORP.	CVX	225	$34,292	0.01%
174	FORTIVE CORP.	FTV	595	$32,850	0.01%
175	MERCK & CO.	MRK	300	$31,578	0.01%
176	EXXON MOBIL CORPORATION	XOM	250	$30,085	0.01%
177	MONDELEZ INTERNATIONAL	609207105	550	$29,606	0.01%
178	L3 HARRIS TECHNOLOGIES	LHX	100	$29,357	0.01%
179	VANGUARD DIVIDEND APPRECIATION	921908844	105	$23,077	0.00%
180	NEXTERA ENERGY INC.	NEE-PW	280	$22,478	0.00%
181	WALT DISNEY COMPANY	254687106	185	$21,047	0.00%
182	JOHNSON & JOHNSON	JNJ	100	$20,695	0.00%
183	HONEYWELL, INC.	438516106	100	$19,509	0.00%
184	GOLDMINING INC	GLDG	15,000	$18,750	0.00%
185	SPDR S&P BIOTECH ETF	78464a870	150	$18,289	0.00%
186	VERALTO CORP	VLTO	158	$15,765	0.00%
187	S&P MID-CAP 400 DEPOSITORY REC	MDY	25	$15,082	0.00%
188	RALLIANT CORP	RAL	81	$4,124	0.00%
189	CYTODYN INC	CYDY	10,000	$2,800	0.00%