13F HOLDINGS REPORT

NORTHSTAR ASSET MANAGEMENT LLC

Quarter ended Q4 2024 · Filed January 29, 2025 · Accession 0001132708-25-000001

Total Value

$436.3M

Positions

200

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (200)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INFO TECH ETF	92204a702	106,907	$66.5M	15.24%
2	APPLE INC	AAPL	177,062	$44.3M	10.16%
3	VANGUARD TOTAL U.S. STOCK MARK	922908769	69,194	$20.1M	4.60%
4	BERKSHIRE HATHAWAY INC DEL CL	BRK-A	33,321	$15.1M	3.46%
5	VANGUARD MID-CAP ETF	922908629	56,414	$14.9M	3.42%
6	VANGUARD GROWTH ETF	922908736	34,234	$14.1M	3.22%
7	MICROSOFT CORP	MSFT	30,655	$12.9M	2.96%
8	THERMO FISHER SCIENTIFIC INC.	TMO	21,181	$11.0M	2.53%
9	S&P 500 INDEX	SPY	17,643	$10.3M	2.37%
10	VANGUARD SMALL-CAP ETF	922908751	40,304	$9.7M	2.22%
11	DANAHER CORP	235851102	38,320	$8.8M	2.02%
12	ZOETIS, INC.	ZTS	47,306	$7.7M	1.77%
13	VANGUARD S&P 500 ETF	922908363	14,280	$7.7M	1.76%
14	AMETEK INC NEW	AME	37,717	$6.8M	1.56%
15	ARISTA NETWORKS INC	ANET	59,840	$6.6M	1.52%
16	NVIDIA CORP	NVDA	46,550	$6.3M	1.43%
17	FIRST TRUST ISE CLOUD COMPUTIN	33734x192	49,795	$5.9M	1.36%
18	HOME DEPOT INC	HD	12,043	$4.7M	1.07%
19	ADOBE SYSTEMS	ADBE	10,500	$4.7M	1.07%
20	VANGUARD DIVIDEND APPRECIATION	921908844	23,790	$4.7M	1.07%
21	VANGUARD HIGH DIVIDEND YIELD I	921946406	36,015	$4.6M	1.05%
22	VANGUARD FINANCIAL ETF	92204a405	36,526	$4.3M	0.99%
23	SHERWIN WILLIAMS CO	SHW	12,684	$4.3M	0.99%
24	WAL-MART STORES	WMT	45,129	$4.1M	0.93%
25	VANGUARD COMMUNICATION SERVICE	92204a884	25,900	$4.0M	0.92%
26	EXXON MOBIL CORPORATION	XOM	34,868	$3.8M	0.86%
27	FIRST TRUST NASDAQ CYBER SECUR	33734x846	58,682	$3.7M	0.85%
28	ISHARES DJ US MEDICAL DEVICE I	464288810	60,725	$3.5M	0.81%
29	AMERICAN TOWER CORP	AMT	18,355	$3.4M	0.77%
30	J.P. MORGAN CHASE & CO.	VYLD	13,565	$3.3M	0.75%
31	JOHNSON & JOHNSON	JNJ	21,276	$3.1M	0.71%
32	QUALCOMM INC	QCOM	19,629	$3.0M	0.69%
33	UNION PACIFIC CORP	UNP	13,053	$3.0M	0.68%
34	ALPHABET INC. CL C	GOOG	15,330	$2.9M	0.67%
35	RTX CORPORATION COM	RTX	24,983	$2.9M	0.66%
36	VANGUARD VALUE ETF	922908744	17,020	$2.9M	0.66%
37	VANGUARD LARGE CAP FUND	922908637	10,430	$2.8M	0.64%
38	S&P MID-CAP 400 DEPOSITORY REC	MDY	4,795	$2.7M	0.63%
39	PEPSICO INC	PEP	17,354	$2.6M	0.60%
40	AMAZON.COM, INC	AMZN	11,781	$2.6M	0.59%
41	COSTCO WHOLESALE CORP	COST	2,700	$2.5M	0.57%
42	WALT DISNEY COMPANY	254687106	20,798	$2.3M	0.53%
43	VISA, INC.	V	7,277	$2.3M	0.53%
44	VANGUARD HEALTHCARE ETF	92204a504	8,735	$2.2M	0.51%
45	VANGUARD 500 INDEX FD ADM	922908710	4,054	$2.2M	0.50%
46	NESTLE S A SPONS ADR	641069406	26,255	$2.1M	0.49%
47	DEFIANCE 5G NEXT GEN CONNECTIV	26922a289	44,225	$2.1M	0.48%
48	PROCTER & GAMBLE	742718109	12,387	$2.1M	0.48%
49	CHEVRON CORP.	CVX	13,956	$2.0M	0.46%
50	HONEYWELL, INC.	438516106	8,735	$2.0M	0.45%
51	STRYKER CORPORATION	SYK	5,440	$2.0M	0.45%
52	MONDELEZ INTERNATIONAL	609207105	31,460	$1.9M	0.43%
53	APPLE INC	AAPL	7,460	$1.9M	0.43%
54	WASTE CONNECTIONS INC	WCN	9,870	$1.7M	0.39%
55	CONSTELLATION BRANDS	STZ	7,283	$1.6M	0.37%
56	FORTIVE CORP.	FTV	19,611	$1.5M	0.34%
57	L3 HARRIS TECHNOLOGIES	LHX	6,945	$1.5M	0.33%
58	McDONALDS CORP.	MCD	5,006	$1.5M	0.33%
59	NOVARTIS AG-ADR	NVSEF	14,875	$1.4M	0.33%
60	VANGUARD INFO TECH ETF	92204a702	2,155	$1.3M	0.31%
61	NEXTERA ENERGY INC.	NEE-PW	15,441	$1.1M	0.25%
62	FEDEX CORPORATION	FDX	3,805	$1.1M	0.25%
63	VERALTO CORP	VLTO	10,187	$1.0M	0.24%
64	ADVANCED MICRO DEVICES	AMD	8,306	$1.0M	0.23%
65	STARBUCKS CORP	SBUX	10,775	$983,219	0.23%
66	MERCK & CO.	MRK	9,852	$980,077	0.22%
67	BROADCOM LTD	AVGO	4,200	$973,728	0.22%
68	VANGUARD CONSUMER DISCRETIONAR	92204a108	2,590	$972,234	0.22%
69	ORACLE CORPORATION	ORCL-PD	5,658	$942,849	0.22%
70	CHUBB CORP	CB	3,305	$913,171	0.21%
71	TARGET CORP	TGT	6,600	$892,188	0.20%
72	ALPHABET INC. CLASS A	GOOG	4,710	$891,603	0.20%
73	WILLIAMS-SONOMA INC	WSM	4,000	$740,720	0.17%
74	SYSCO CORP	SYY	9,650	$737,839	0.17%
75	VANGUARD INDUSTRIALS ETF	92204a603	2,835	$721,197	0.17%
76	COCA-COLA	KO	11,435	$711,943	0.16%
77	STANLEY BLACK & DECKER	SWK	8,660	$695,311	0.16%
78	CROWN HOLDINGS INC.	CCK	8,370	$692,115	0.16%
79	ELI LILLY	LLY	870	$671,640	0.15%
80	SPDR S&P BIOTECH ETF	78464a870	7,150	$643,929	0.15%
81	THE HERSHEY COMPANY	HSY	3,800	$643,530	0.15%
82	iSHARES EXPANDED TECH SECTOR E	464287549	6,300	$643,167	0.15%
83	VANGUARD PRIMECAP FUND ADMIRAL	921936209	3,779	$628,641	0.14%
84	COMCAST CORP	CCZ	16,275	$610,801	0.14%
85	GROWTH FUND AMERICA CL F 3	399874775	7,636	$568,641	0.13%
86	PFIZER INC.	PFE	21,212	$562,754	0.13%
87	BOEING CO	BA-PA	3,141	$555,957	0.13%
88	LEGG MASON PARTNERS EQUITY TRU	52468c703	3,997	$545,347	0.12%
89	VANGUARD TOTAL U.S. STOCK MARK	922908769	1,870	$541,945	0.12%
90	MFS SER TR IV MID CAP GROWTH I	552987877	17,263	$534,624	0.12%
91	iSHARES S&P MID CAP 400 INDEX	464287507	8,525	$531,193	0.12%
92	VANGUARD US GROWTH FUND ADMIRA	921910600	2,850	$527,274	0.12%
93	VERIZON COMMUNICATIONS	VZ	12,646	$505,714	0.12%
94	VANGUARD CONSUMER STAPLES FUND	92204a207	2,360	$498,857	0.11%
95	ABBOTT LABORATORIES	ABLZF	4,396	$497,232	0.11%
96	AON PLC CL A	AON	1,350	$484,866	0.11%
97	INTUITIVE SURGICAL	ISRG	900	$469,764	0.11%
98	VANGUARD MID-CAP VALUE FUND	922908512	2,865	$463,471	0.11%
99	VANGUARD ESG U.S. STOCK ETF	921910733	4,405	$462,040	0.11%
100	CISCO SYSTEMS INC	CSCO	7,688	$455,130	0.10%
101	MEDTRONIC PLC	MDT	5,615	$448,526	0.10%
102	ISHARES CORE S&P 500 ETF	464287200	750	$441,510	0.10%
103	PALO ALTO NETWORKS INC	PANW	2,400	$436,704	0.10%
104	VANGUARD MID-CAP ETF	922908629	1,640	$433,173	0.10%
105	SCHWAB 529 MODERATELY AGGRESIV	485310817	13,387	$424,111	0.10%
106	VANGUARD ETF SMALL CAP GROWTH	922908595	1,510	$422,891	0.10%
107	FIDELITY CONTRAFUND	316071109	19,966	$419,883	0.10%
108	VANGUARD WELLINGTON FUND ADM.	921935201	5,580	$412,624	0.09%
109	CINTAS CORP	CTAS	2,240	$409,248	0.09%
110	JHANCOCK CLASSIC VALUE I	409902756	16,811	$397,077	0.09%
111	VANGUARD GROWTH ETF	922908736	965	$396,075	0.09%
112	VANGUARD 500 INDEX FD ADM	922908710	729	$395,558	0.09%
113	MODERATELY AGGRESSIVE 30	485310791	28,723	$389,765	0.09%
114	iSHARES DOW JONES SELECT DIV I	464287168	2,960	$388,618	0.09%
115	CORTEVA INC.	CTVA	6,790	$386,758	0.09%
116	VANGUARD MID-CAP GROWTH	922908538	1,500	$380,625	0.09%
117	ABBVIE	ABBV	2,140	$380,278	0.09%
118	UNITED BANKSHARES	UNTCW	10,068	$378,053	0.09%
119	SCHWAB CAPITAL TRUST TOTAL STO	808509756	3,784	$374,984	0.09%
120	NETFLIX, INC.	NFLX	410	$365,441	0.08%
121	AMERICAN EXPRESS	AXP	1,225	$363,568	0.08%
122	VANGUARD WINDSOR II FUND ADMIR	922018304	4,397	$345,400	0.08%
123	COLGATE PALMOLIVE CO.	CL	3,730	$339,094	0.08%
124	NEW PERSPECTIVE FUND INC CL F	648018778	5,443	$338,006	0.08%
125	ISHARES NASDAQ BIOTECH INDEX F	464287556	2,475	$327,220	0.07%
126	GE AEROSPACE	369604301	1,885	$314,399	0.07%
127	TRUIST FINANCIAL CORP.	TFC-PR	7,193	$312,032	0.07%
128	PHILLIP MORRIS	718172109	2,542	$305,930	0.07%
129	VERTEX PHARMACETICALS, INC.	92532f100	750	$302,025	0.07%
130	DU PONT DE NEMOURS	DD	3,940	$300,425	0.07%
131	LOCKHEED MARTIN CORP.	LMT	600	$291,564	0.07%
132	VANGUARD STAR FUND	921909107	10,471	$287,744	0.07%
133	T ROWE PRICE SCIENCE & TECH FU	87282n105	5,457	$282,763	0.06%
134	AT&T INCORPORATED	T-PC	12,400	$282,348	0.06%
135	WATERS CORP	941848103	754	$279,719	0.06%
136	WASTE MANAGEMENT INC	WM	1,380	$278,470	0.06%
137	AMERICAN BEACON FUNDS INST CL	024527400	13,332	$278,248	0.06%
138	VANGUARD LARGE CAP FUND	922908637	1,020	$275,094	0.06%
139	MASTERCARD INC CL A	MA	489	$257,493	0.06%
140	ESSENTIALS UTILITIES INC.	29670g102	6,835	$248,237	0.06%
141	CARRIER GLOBAL CORP	CARR	3,632	$247,920	0.06%
142	ALPHABET INC. CL C	GOOG	1,300	$247,572	0.06%
143	NIKE INC CLASS B	NKE	3,200	$242,144	0.06%
144	DOW INC.	DOW	5,940	$238,372	0.05%
145	COLUMBIA ACORN ACORN FUND I2	197199482	17,043	$235,364	0.05%
146	BERKSHIRE HATHAWAY INC DEL CL	BRK-A	505	$228,906	0.05%
147	VANGUARD BASIC MATERIALS ETF	92204a801	1,185	$222,590	0.05%
148	BRISTOL-MYERS SQUIBB	CELG-RI	3,850	$217,756	0.05%
149	DISCOVER FINANCIAL SERVICES	254709108	1,250	$216,537	0.05%
150	GUIDEWIRE SOFTWARE	GWRE	1,250	$210,725	0.05%
151	CROWDSTRIKE HOLDINGS INC	CRWD	600	$205,296	0.05%
152	AUTOMATIC DATA PROCESSING INC	ADP	700	$204,911	0.05%
153	ALPHABET INC. CLASS A	GOOG	1,000	$189,300	0.04%
154	VANGUARD S&P 500 ETF	922908363	345	$185,889	0.04%
155	VANGUARD SMALL-CAP ETF	922908751	680	$163,390	0.04%
156	ZOETIS, INC.	ZTS	1,000	$162,930	0.04%
157	FIRST TRUST NASDAQ CYBER SECUR	33734x846	2,450	$155,452	0.04%
158	DANAHER CORP	235851102	675	$154,946	0.04%
159	MICROSOFT CORP	MSFT	320	$134,880	0.03%
160	SCHWAB 529 MODERATELY AGGRESIV	485310817	3,818	$120,962	0.03%
161	THERMO FISHER SCIENTIFIC INC.	TMO	225	$117,052	0.03%
162	DEFIANCE 5G NEXT GEN CONNECTIV	26922a289	2,450	$116,742	0.03%
163	AMERICAN TOWER CORP	AMT	540	$99,041	0.02%
164	FIRST TRUST ISE CLOUD COMPUTIN	33734x192	800	$95,296	0.02%
165	WAL-MART STORES	WMT	1,050	$94,867	0.02%
166	S&P 500 INDEX	SPY	160	$93,773	0.02%
167	VANGUARD VALUE ETF	922908744	505	$85,496	0.02%
168	HOME DEPOT INC	HD	215	$83,633	0.02%
169	AMETEK INC NEW	AME	450	$81,117	0.02%
170	VANGUARD COMMUNICATION SERVICE	92204a884	510	$79,030	0.02%
171	VANGUARD DIVIDEND APPRECIATION	921908844	400	$78,332	0.02%
172	VANGUARD FINANCIAL ETF	92204a405	575	$67,890	0.02%
173	SHERWIN WILLIAMS CO	SHW	195	$66,286	0.02%
174	PROCTER & GAMBLE	742718109	375	$62,869	0.01%
175	NESTLE S A SPONS ADR	641069406	685	$55,964	0.01%
176	ISHARES DJ US MEDICAL DEVICE I	464288810	900	$52,515	0.01%
177	CONSTELLATION BRANDS	STZ	210	$46,410	0.01%
178	FORTIVE CORP.	FTV	595	$44,625	0.01%
179	AMAZON.COM, INC	AMZN	200	$43,878	0.01%
180	RTX CORPORATION COM	RTX	370	$42,816	0.01%
181	AMERICAN EXPRESS	AXP	125	$37,099	0.01%
182	WASTE CONNECTIONS INC	WCN	200	$34,316	0.01%
183	MONDELEZ INTERNATIONAL	609207105	550	$32,851	0.01%
184	CHEVRON CORP.	CVX	225	$32,589	0.01%
185	VISA, INC.	V	100	$31,604	0.01%
186	MERCK & CO.	MRK	300	$29,844	0.01%
187	L3 HARRIS TECHNOLOGIES	LHX	130	$27,336	0.01%
188	EXXON MOBIL CORPORATION	XOM	250	$26,892	0.01%
189	S&P MID-CAP 400 DEPOSITORY REC	MDY	45	$25,631	0.01%
190	HONEYWELL, INC.	438516106	100	$22,589	0.01%
191	WALT DISNEY COMPANY	254687106	185	$20,600	0.00%
192	NEXTERA ENERGY INC.	NEE-PW	280	$20,073	0.00%
193	UNION PACIFIC CORP	UNP	75	$17,103	0.00%
194	VERALTO CORP	VLTO	158	$16,092	0.00%
195	MEDTRONIC PLC	MDT	200	$15,976	0.00%
196	JOHNSON & JOHNSON	JNJ	100	$14,462	0.00%
197	SPDR S&P BIOTECH ETF	78464a870	150	$13,509	0.00%
198	GOLDMINING INC	GLDG	15,000	$12,075	0.00%
199	STANLEY BLACK & DECKER	SWK	80	$6,423	0.00%
200	DOW INC.	DOW	50	$2,006	0.00%