13F HOLDINGS REPORT
CITIZENS & NORTHERN CORP
Quarter ended Q1 2025 · Filed April 21, 2025 · Accession 0001104659-25-036924
Total Value
$354.7M
Positions
118
Other Managers
1
Confidential Omitted
No
Holdings (118)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | Vanguard Russell 1000 Growth ETF | 92206C680 | 418,613 | $38.8M | 10.95% |
| 2 | iShares North American Natural Resources ETF | 464287374 | 499,591 | $22.7M | 6.40% |
| 3 | Fidelity MSCI Real Estate Index ETF | 316092857 | 790,369 | $21.7M | 6.12% |
| 4 | iShares Core MSCI Emerging Mkts ETF | 46434G103 | 371,237 | $20.0M | 5.65% |
| 5 | iShares S&P MidCap 400 Index Fd | 464287507 | 290,628 | $17.0M | 4.78% |
| 6 | SPDR Portfolio S&P 400 Mid Cap ETF | 78464A847 | 291,195 | $14.9M | 4.20% |
| 7 | Apple Computer Inc | AAPL | 59,330 | $13.2M | 3.72% |
| 8 | Microsoft Corp | MSFT | 31,921 | $12.0M | 3.38% |
| 9 | iShares JPMorgan USD Emerging Markets Bond ETF | 464288281 | 127,591 | $11.6M | 3.26% |
| 10 | Nvidia Corp | NVDA | 94,945 | $10.3M | 2.90% |
| 11 | Amazon Communications Inc | AMZN | 40,906 | $7.8M | 2.19% |
| 12 | Alphabet Inc Class C | GOOG | 43,435 | $6.8M | 1.91% |
| 13 | Citizens & Northern Corp | CIA | 334,649 | $6.7M | 1.90% |
| 14 | Citizens Financial Services Inc | CIA | 115,922 | $6.7M | 1.90% |
| 15 | JPMorgan Chase & Co | VYLD | 26,041 | $6.4M | 1.80% |
| 16 | Dimensional U.S. Core Equity 2 ETF | 25434V708 | 161,912 | $5.3M | 1.51% |
| 17 | Costco Wholesale Corp (New) | 22160K105 | 5,541 | $5.2M | 1.48% |
| 18 | Meta Platforms Inc | META | 9,019 | $5.2M | 1.47% |
| 19 | Mastercard Inc Class A | MA | 8,231 | $4.5M | 1.27% |
| 20 | Exxon Mobil Corp | XOM | 28,638 | $3.4M | 0.96% |
| 21 | Procter & Gamble Co | 742718109 | 18,462 | $3.1M | 0.89% |
| 22 | iShares Barclays MBS Bond Fund ETF | 464288588 | 33,290 | $3.1M | 0.88% |
| 23 | Chipotle Mexican Grill Inc Corp Common | CMG | 57,560 | $2.9M | 0.81% |
| 24 | Abbott Labs | ABLZF | 21,580 | $2.9M | 0.81% |
| 25 | Home Depot Inc | HD | 6,657 | $2.4M | 0.69% |
| 26 | Salesforce, Inc. | CRM | 8,913 | $2.4M | 0.67% |
| 27 | Norfolk Southern Corp | 655844108 | 9,498 | $2.2M | 0.63% |
| 28 | Tjx Companies (New) | 872540109 | 17,670 | $2.2M | 0.61% |
| 29 | Mondelez Intl Inc Class A | 609207105 | 31,288 | $2.1M | 0.60% |
| 30 | Cisco Systems Inc | CSCO | 34,077 | $2.1M | 0.59% |
| 31 | Oracle Corp | ORCL-PD | 14,933 | $2.1M | 0.59% |
| 32 | General Dynamics Corp | GD | 7,570 | $2.1M | 0.58% |
| 33 | Avantis International Equity ETF | 025072703 | 30,955 | $2.1M | 0.58% |
| 34 | Marsh & McLennan Cos Inc | 571748102 | 8,333 | $2.0M | 0.57% |
| 35 | Cencora, Inc. | COR | 7,285 | $2.0M | 0.57% |
| 36 | Analog Devices Inc | ADI | 9,970 | $2.0M | 0.57% |
| 37 | Palo Alto Networks Inc Common | PANW | 11,733 | $2.0M | 0.56% |
| 38 | American Tower REIT Inc | 03027X100 | 9,124 | $2.0M | 0.56% |
| 39 | Honeywell Intl Inc | 438516106 | 9,183 | $1.9M | 0.55% |
| 40 | Intercontinental Exchange Inc Common | 45866F104 | 10,994 | $1.9M | 0.53% |
| 41 | CVS Health Corporation | CVS | 27,520 | $1.9M | 0.53% |
| 42 | Blackstone Inc | BX | 13,105 | $1.8M | 0.52% |
| 43 | Charles Schwab Corp | SCHW-PJ | 22,196 | $1.7M | 0.49% |
| 44 | Coca Cola Co | KO | 24,081 | $1.7M | 0.49% |
| 45 | Comcast Corp Class A | CCZ | 44,683 | $1.6M | 0.46% |
| 46 | W W Grainger Inc | 384802104 | 1,606 | $1.6M | 0.45% |
| 47 | Accenture PLC | ACN | 5,059 | $1.6M | 0.45% |
| 48 | Schlumberger Ltd | SLB | 37,648 | $1.6M | 0.44% |
| 49 | SPDR S&P 500 ETF Trust | SPY | 2,793 | $1.6M | 0.44% |
| 50 | Truist Financial Corporation | 89832Q109 | 37,743 | $1.6M | 0.44% |
| 51 | GSK PLC ADR | GLAXF | 39,989 | $1.5M | 0.44% |
| 52 | Adobe Systems Inc | ADBE | 3,927 | $1.5M | 0.42% |
| 53 | Masco Corp | MAS | 21,181 | $1.5M | 0.42% |
| 54 | Chevron Corp | CVX | 8,755 | $1.5M | 0.41% |
| 55 | McDonalds Corp | MCD | 4,677 | $1.5M | 0.41% |
| 56 | Servicenow Inc | NOW | 1,802 | $1.4M | 0.40% |
| 57 | Zimmer Biomet Holdings, Inc. | ZBH | 12,616 | $1.4M | 0.40% |
| 58 | Blackrock Funding Inc | BLK | 1,443 | $1.4M | 0.39% |
| 59 | Union Pacific Corp | UNP | 5,694 | $1.3M | 0.38% |
| 60 | Disney Walt Co | 254687106 | 12,876 | $1.3M | 0.36% |
| 61 | Nextera Energy Inc | NEE-PW | 17,636 | $1.3M | 0.35% |
| 62 | Eaton Corp | ETN | 4,523 | $1.2M | 0.35% |
| 63 | Bristol Myers Squibb Co | CELG-RI | 19,442 | $1.2M | 0.33% |
| 64 | Fedex Corp | FDX | 4,852 | $1.2M | 0.33% |
| 65 | EOG Resources, Inc. | EOG | 9,152 | $1.2M | 0.33% |
| 66 | Becton, Dickinson & Co. | BDX | 4,988 | $1.1M | 0.32% |
| 67 | Boeing Co | BA-PA | 6,600 | $1.1M | 0.32% |
| 68 | Avantis US Equity ETF | 025072885 | 11,823 | $1.1M | 0.31% |
| 69 | Nike, Inc. Class B | NKE | 17,190 | $1.1M | 0.31% |
| 70 | CDW Corporation | CDW | 6,781 | $1.1M | 0.31% |
| 71 | Bath & Body Works | BBWI | 35,453 | $1.1M | 0.30% |
| 72 | SPDR Dow Jones Industrial Average ETF Trust | 78467X109 | 2,543 | $1.1M | 0.30% |
| 73 | Vanguard Total International Bond Index Fund ETF | 92203J407 | 21,702 | $1.1M | 0.30% |
| 74 | Paypal Holdings, Inc. | PYPL | 16,087 | $1.0M | 0.30% |
| 75 | Advanced Micro Devices Inc | AMD | 9,378 | $963,496 | 0.27% |
| 76 | Pfizer Inc | PFE | 37,001 | $937,605 | 0.26% |
| 77 | Berkshire Hathaway Inc Class B New | BRK-A | 1,750 | $932,015 | 0.26% |
| 78 | Corning Inc | GLW | 19,758 | $904,521 | 0.26% |
| 79 | DuPont de Nemours Inc | DD | 11,531 | $861,135 | 0.24% |
| 80 | SPDR Portfolio Long Term Treasury ETF | 78464A664 | 31,407 | $856,155 | 0.24% |
| 81 | International Business Machines | INTR | 3,271 | $813,367 | 0.23% |
| 82 | Halliburton Co | HAL | 31,801 | $806,791 | 0.23% |
| 83 | Vanguard Dividend Appreciation Index ETF | 921908844 | 4,118 | $798,851 | 0.23% |
| 84 | iShares Trust Russell 1000 Growth ETF | 464287614 | 2,116 | $764,066 | 0.22% |
| 85 | Microchip Technology Inc | MCHPP | 15,199 | $735,784 | 0.21% |
| 86 | Freeport-McMoran, Inc. | FCX | 18,956 | $717,674 | 0.20% |
| 87 | Verizon Communications | VZ | 15,743 | $714,102 | 0.20% |
| 88 | Roper Industries Inc New | ROP | 1,115 | $657,382 | 0.19% |
| 89 | Biogen Idec Inc | BIIB | 4,713 | $644,927 | 0.18% |
| 90 | iShares Short-Term National Muni Bond ETF | 464288158 | 5,929 | $626,102 | 0.18% |
| 91 | iShares Barclays TIPS Bond Fund | 464287176 | 5,293 | $587,999 | 0.17% |
| 92 | iShares Russell 1000 Value ETF | 464287598 | 2,967 | $558,271 | 0.16% |
| 93 | iShares iBoxx $ High Yield Corp Bond ETF | 464288513 | 6,837 | $539,371 | 0.15% |
| 94 | AT&T Inc | T-PC | 17,603 | $497,813 | 0.14% |
| 95 | M & T Bank Corp | 55261F104 | 2,784 | $497,640 | 0.14% |
| 96 | DFA Dimensional International Core Equity 2 ETF | 25434V799 | 17,326 | $481,143 | 0.14% |
| 97 | Illinois Tool Works Inc | 452308109 | 1,868 | $463,283 | 0.13% |
| 98 | Johnson & Johnson | JNJ | 2,582 | $428,199 | 0.12% |
| 99 | Deere & Co | DE | 886 | $415,844 | 0.12% |
| 100 | Walmart Inc. | WMT | 4,667 | $409,716 | 0.12% |
| 101 | Avantis Emerging Markets Equity ETF | 025072604 | 6,023 | $362,404 | 0.10% |
| 102 | National Fuel Gas Co N J | NFG | 4,012 | $317,710 | 0.09% |
| 103 | Caterpillar Inc | CAT | 932 | $307,374 | 0.09% |
| 104 | iShares Core S&P 500 ETF | 464287200 | 539 | $302,864 | 0.09% |
| 105 | Quest Diagnostics Inc | DGX | 1,689 | $285,779 | 0.08% |
| 106 | Eli Lilly & Co | LLY | 335 | $276,680 | 0.08% |
| 107 | Visa Inc Class A | V | 775 | $271,607 | 0.08% |
| 108 | Lowes Cos Inc | 548661107 | 1,126 | $262,617 | 0.07% |
| 109 | Vanguard Total World Stock Index Fund ETF | 922042742 | 2,000 | $231,900 | 0.07% |
| 110 | Vanguard Tax-Exempt Bond Index ETF | 922907746 | 4,612 | $228,847 | 0.06% |
| 111 | Progressive Corp Ohio common | 743315103 | 768 | $217,352 | 0.06% |
| 112 | Astrazeneca PLC ADR | AZN | 2,901 | $213,224 | 0.06% |
| 113 | Broadcom Inc Common | AVGO | 1,263 | $211,464 | 0.06% |
| 114 | Vanguard REIT Index ETF | 922908553 | 2,226 | $201,542 | 0.06% |
| 115 | FactSet Research Systems Inc | 303075105 | 443 | $201,406 | 0.06% |
| 116 | Vanguard World Mega Cap 300 Growth ETF | 921910816 | 650 | $200,772 | 0.06% |
| 117 | DFA Dimensional Emerging Markets Core Equity 2 ETF | 25434V732 | 7,560 | $200,038 | 0.06% |
| 118 | Ford Motor Co Del Par $0.01 | 345370860 | 12,373 | $124,101 | 0.03% |