13F HOLDINGS REPORT
CITIZENS & NORTHERN CORP
Quarter ended Q3 2024 · Filed November 4, 2024 · Accession 0001104659-24-113794
Total Value
$333.1M
Positions
126
Other Managers
1
Confidential Omitted
No
Holdings (126)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | Vanguard Russell 1000 Growth ETF | 92206C680 | 375,249 | $36.2M | 10.87% |
| 2 | Fidelity MSCI Real Estate Index ETF | 316092857 | 804,193 | $23.7M | 7.12% |
| 3 | Flexshares Morningstar Global Upstream Nat Res Index ETF | FLEX | 526,604 | $21.7M | 6.52% |
| 4 | iShares S&P MidCap 400 Index Fd | 464287507 | 247,636 | $15.4M | 4.63% |
| 5 | SPDR Portfolio S&P 400 Mid Cap ETF | 78464A847 | 277,928 | $15.2M | 4.56% |
| 6 | Microsoft Corp | MSFT | 32,178 | $13.8M | 4.16% |
| 7 | Apple Computer Inc | AAPL | 57,579 | $13.4M | 4.03% |
| 8 | Nvidia Corp | NVDA | 90,647 | $11.0M | 3.30% |
| 9 | iShares JPMorgan USD Emerging Markets Bond ETF | 464288281 | 108,602 | $10.2M | 3.05% |
| 10 | Alphabet Inc Class C | GOOG | 46,203 | $7.7M | 2.32% |
| 11 | Amazon Communications Inc | AMZN | 35,999 | $6.7M | 2.01% |
| 12 | Citizens & Northern Corp | CIA | 328,295 | $6.5M | 1.94% |
| 13 | Dimensional U.S. Core Equity 2 ETF | 25434V708 | 163,552 | $5.6M | 1.68% |
| 14 | Meta Platforms Inc | META | 9,266 | $5.3M | 1.59% |
| 15 | Citizens Financial Services Inc | CIA | 89,229 | $5.2M | 1.57% |
| 16 | JPMorgan Chase & Co | VYLD | 24,809 | $5.2M | 1.57% |
| 17 | Costco Wholesale Corp (New) | 22160K105 | 5,602 | $5.0M | 1.49% |
| 18 | Mastercard Inc Class A | MA | 8,426 | $4.2M | 1.25% |
| 19 | Exxon Mobil Corp | XOM | 28,612 | $3.4M | 1.01% |
| 20 | iShares Barclays MBS Bond Fund ETF | 464288588 | 34,003 | $3.3M | 0.98% |
| 21 | Chipotle Mexican Grill Inc Corp Common | CMG | 55,904 | $3.2M | 0.97% |
| 22 | Procter & Gamble Co | 742718109 | 18,445 | $3.2M | 0.96% |
| 23 | Oracle Corp | ORCL-PD | 17,493 | $3.0M | 0.89% |
| 24 | International Business Machines | INTR | 12,128 | $2.7M | 0.80% |
| 25 | Home Depot Inc | HD | 6,604 | $2.7M | 0.80% |
| 26 | Abbott Labs | ABLZF | 21,576 | $2.5M | 0.74% |
| 27 | Salesforce, Inc. | CRM | 8,804 | $2.4M | 0.72% |
| 28 | Norfolk Southern Corp | 655844108 | 9,268 | $2.3M | 0.69% |
| 29 | Mondelez Intl Inc Class A | 609207105 | 31,062 | $2.3M | 0.69% |
| 30 | General Dynamics Corp | GD | 7,532 | $2.3M | 0.68% |
| 31 | Analog Devices Inc | ADI | 9,423 | $2.2M | 0.65% |
| 32 | American Tower REIT Inc | 03027X100 | 9,325 | $2.2M | 0.65% |
| 33 | Avantis International Equity ETF | 025072703 | 31,309 | $2.1M | 0.63% |
| 34 | Tjx Companies (New) | 872540109 | 17,374 | $2.0M | 0.61% |
| 35 | Adobe Systems Inc | ADBE | 3,910 | $2.0M | 0.61% |
| 36 | Blackstone Inc | BX | 12,469 | $1.9M | 0.57% |
| 37 | Palo Alto Networks Inc Common | PANW | 5,498 | $1.9M | 0.56% |
| 38 | Honeywell Intl Inc | 438516106 | 8,981 | $1.9M | 0.56% |
| 39 | Marsh & McLennan Cos Inc | 571748102 | 7,878 | $1.8M | 0.53% |
| 40 | Comcast Corp Class A | CCZ | 41,862 | $1.7M | 0.52% |
| 41 | Masco Corp | MAS | 20,520 | $1.7M | 0.52% |
| 42 | Intercontinental Exchange Inc Common | 45866F104 | 10,661 | $1.7M | 0.51% |
| 43 | Coca Cola Co | KO | 23,793 | $1.7M | 0.51% |
| 44 | Cisco Systems Inc | CSCO | 31,867 | $1.7M | 0.51% |
| 45 | W W Grainger Inc | 384802104 | 1,599 | $1.7M | 0.50% |
| 46 | SPDR S&P 500 ETF Trust | SPY | 2,871 | $1.6M | 0.49% |
| 47 | GSK PLC ADR | GLAXF | 39,936 | $1.6M | 0.49% |
| 48 | McDonalds Corp | MCD | 5,342 | $1.6M | 0.49% |
| 49 | Cencora, Inc. | COR | 7,142 | $1.6M | 0.48% |
| 50 | Nextera Energy Inc | NEE-PW | 18,234 | $1.5M | 0.46% |
| 51 | Truist Financial Corporation | 89832Q109 | 35,668 | $1.5M | 0.46% |
| 52 | CVS Health Corporation | CVS | 23,669 | $1.5M | 0.45% |
| 53 | CDW Corporation | CDW | 6,393 | $1.4M | 0.43% |
| 54 | Nike, Inc. Class B | NKE | 16,034 | $1.4M | 0.43% |
| 55 | Blackrock, Inc. | BLK | 1,420 | $1.3M | 0.40% |
| 56 | Charles Schwab Corp | SCHW-PJ | 20,486 | $1.3M | 0.40% |
| 57 | Servicenow Inc | NOW | 1,482 | $1.3M | 0.40% |
| 58 | Zimmer Biomet Holdings, Inc. | ZBH | 12,201 | $1.3M | 0.40% |
| 59 | Schlumberger Ltd | SLB | 29,648 | $1.2M | 0.37% |
| 60 | Union Pacific Corp | UNP | 5,044 | $1.2M | 0.37% |
| 61 | Becton, Dickinson & Co. | BDX | 4,893 | $1.2M | 0.35% |
| 62 | Chevron Corp | CVX | 7,830 | $1.2M | 0.35% |
| 63 | AT&T Inc | T-PC | 51,761 | $1.1M | 0.34% |
| 64 | EOG Resources, Inc. | EOG | 9,202 | $1.1M | 0.34% |
| 65 | Avantis US Equity ETF | 025072885 | 11,823 | $1.1M | 0.34% |
| 66 | Disney Walt Co | 254687106 | 11,443 | $1.1M | 0.33% |
| 67 | Paypal Holdings, Inc. | PYPL | 14,029 | $1.1M | 0.33% |
| 68 | Vanguard Total International Bond Index Fund ETF | 92203J407 | 21,459 | $1.1M | 0.32% |
| 69 | SPDR Dow Jones Industrial Average ETF Trust | 78467X109 | 2,543 | $1.1M | 0.32% |
| 70 | Fedex Corp | FDX | 3,847 | $1.1M | 0.32% |
| 71 | Microchip Technology Inc | MCHPP | 13,024 | $1.0M | 0.31% |
| 72 | DuPont de Nemours Inc | DD | 11,085 | $987,784 | 0.30% |
| 73 | Pfizer Inc | PFE | 34,101 | $986,883 | 0.30% |
| 74 | SPDR Portfolio Long Term Treasury ETF | 78464A664 | 31,803 | $924,513 | 0.28% |
| 75 | Freeport-McMoran, Inc. | FCX | 18,457 | $921,373 | 0.28% |
| 76 | iShares Trust Russell 1000 Growth ETF | 464287614 | 2,423 | $909,546 | 0.27% |
| 77 | Corning Inc | GLW | 19,926 | $899,659 | 0.27% |
| 78 | Boeing Co | BA-PA | 5,907 | $898,100 | 0.27% |
| 79 | Halliburton Co | HAL | 28,378 | $824,381 | 0.25% |
| 80 | Biogen Idec Inc | BIIB | 4,222 | $818,392 | 0.25% |
| 81 | Vanguard Dividend Appreciation Index ETF | 921908844 | 4,118 | $815,611 | 0.24% |
| 82 | Bristol Myers Squibb Co | CELG-RI | 14,094 | $729,224 | 0.22% |
| 83 | iShares Core US Aggregate Bond ETF | 464287226 | 6,958 | $704,637 | 0.21% |
| 84 | Bath & Body Works | BBWI | 19,950 | $636,804 | 0.19% |
| 85 | iShares Short-Term National Muni Bond ETF | 464288158 | 5,929 | $629,601 | 0.19% |
| 86 | Consumer Discretionary Select Sector SPDR | 81369Y407 | 3,122 | $625,555 | 0.19% |
| 87 | Roper Industries Inc New | ROP | 1,115 | $620,431 | 0.19% |
| 88 | iShares iBoxx $ High Yield Corp Bond ETF | 464288513 | 7,686 | $617,186 | 0.19% |
| 89 | Verizon Communications | VZ | 13,071 | $587,019 | 0.18% |
| 90 | iShares Russell 1000 Value ETF | 464287598 | 2,967 | $563,137 | 0.17% |
| 91 | Berkshire Hathaway Inc Class B New | BRK-A | 1,210 | $556,915 | 0.17% |
| 92 | Accenture PLC | ACN | 1,459 | $515,727 | 0.15% |
| 93 | DFA Dimensional International Core Equity 2 ETF | 25434V799 | 17,326 | $487,554 | 0.15% |
| 94 | Avantis Emerging Markets Equity ETF | 025072604 | 7,296 | $471,322 | 0.14% |
| 95 | Illinois Tool Works Inc | 452308109 | 1,677 | $439,491 | 0.13% |
| 96 | Unitedhealth Group, Inc. | UNH | 719 | $420,385 | 0.13% |
| 97 | iShares Barclays TIPS Bond Fund | 464287176 | 3,544 | $391,506 | 0.12% |
| 98 | Deere & Co | DE | 886 | $369,754 | 0.11% |
| 99 | Caterpillar Inc | CAT | 925 | $361,786 | 0.11% |
| 100 | Johnson & Johnson | JNJ | 2,228 | $361,070 | 0.11% |
| 101 | Advanced Micro Devices Inc | AMD | 2,094 | $343,584 | 0.10% |
| 102 | FlexShares STOXX US ESG Select Index ETF | FLEX | 2,520 | $342,342 | 0.10% |
| 103 | Community Financial System, Inc | CBU | 5,870 | $340,871 | 0.10% |
| 104 | Lauder (Estee) Cos Inc Class A | 518439104 | 3,144 | $313,425 | 0.09% |
| 105 | Eaton Corp | ETN | 925 | $306,582 | 0.09% |
| 106 | Lowes Cos Inc | 548661107 | 1,126 | $304,977 | 0.09% |
| 107 | Vanguard Tax-Exempt Bond Index ETF | 922907746 | 5,568 | $284,636 | 0.09% |
| 108 | VanEck Vectors Oil Services ETF | 92189H607 | 993 | $281,724 | 0.08% |
| 109 | SPDR S&P Pharmaceuticals ETF | 78464A722 | 6,347 | $281,553 | 0.08% |
| 110 | iShares Core S&P 500 ETF | 464287200 | 485 | $279,758 | 0.08% |
| 111 | SPDR Nuveen Bloomberg Barclays ST Muni Bond ETF | 78468R739 | 5,732 | $275,938 | 0.08% |
| 112 | Consumer Staples Select Sector SPDR | 81369Y308 | 3,181 | $264,023 | 0.08% |
| 113 | FlexShares Core Select Bond Fund ETF | FLEX | 10,965 | $249,866 | 0.08% |
| 114 | CME Group Inc | CME | 1,119 | $246,907 | 0.07% |
| 115 | Eli Lilly & Co | LLY | 278 | $246,291 | 0.07% |
| 116 | National Fuel Gas Co N J | NFG | 4,012 | $243,167 | 0.07% |
| 117 | Vanguard Total World Stock Index Fund ETF | 922042742 | 2,000 | $239,400 | 0.07% |
| 118 | iShares US Healthcare Providers ETF | 464288828 | 4,175 | $238,434 | 0.07% |
| 119 | Vanguard REIT Index ETF | 922908553 | 2,233 | $217,539 | 0.07% |
| 120 | Walmart Inc. | WMT | 2,688 | $217,056 | 0.07% |
| 121 | Rockwell Automation Inc Common | ROK | 800 | $214,768 | 0.06% |
| 122 | Danaher Corp | 235851102 | 770 | $214,075 | 0.06% |
| 123 | DFA Dimensional Emerging Markets Core Equity 2 ETF | 25434V732 | 7,560 | $212,814 | 0.06% |
| 124 | Fidelity Natl Financial Common | FNF | 3,359 | $208,460 | 0.06% |
| 125 | Quest Diagnostics Inc | DGX | 1,336 | $207,414 | 0.06% |
| 126 | Ford Motor Co Del Par $0.01 | 345370860 | 12,373 | $130,659 | 0.04% |