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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

CITIZENS & NORTHERN CORP

Quarter ended Q2 2024 · Filed July 30, 2024 · Accession 0001104659-24-083976

Total Value
$319.7M
Positions
118
Other Managers
1
Confidential Omitted
No
View on SEC.gov

Holdings (118)

#IssuerTicker / CUSIPSharesValue% of Filing
1Vanguard Russell 1000 Growth ETF92206C680373,999$35.1M10.97%
2Flexshares Morningstar Global Upstream Nat Res Index ETFFLEX498,659$20.0M6.26%
3Fidelity MSCI Real Estate Index ETF316092857764,513$19.4M6.06%
4SPDR Portfolio S&P 400 Mid Cap ETF78464A847277,696$14.2M4.46%
5Microsoft CorpMSFT30,006$13.4M4.19%
6iShares S&P MidCap 400 Index Fd464287507217,375$12.7M3.98%
7Apple Computer IncAAPL53,980$11.4M3.56%
8Nvidia CorpNVDA86,181$10.6M3.33%
9iShares JPMorgan USD Emerging Markets Bond ETF464288281103,168$9.1M2.85%
10Alphabet Inc Class CGOOG48,881$9.0M2.80%
11Vanguard Russell 1000 Index ETF92206C73029,884$7.4M2.30%
12Amazon Communications IncAMZN32,357$6.3M1.96%
13Citizens & Northern CorpCIA329,394$5.9M1.84%
14Meta Platforms IncMETA9,474$4.8M1.49%
15Dimensional U.S. Core Equity 2 ETF25434V708147,979$4.8M1.49%
16JPMorgan Chase & CoVYLD22,964$4.6M1.45%
17iShares Core MSCI Total International Stock ETF46432F83466,909$4.5M1.41%
18Costco Wholesale Corp (New)22160K1055,182$4.4M1.38%
19Citizens Financial Services IncCIA88,346$4.0M1.24%
20Mastercard Inc Class AMA7,819$3.4M1.08%
21Exxon Mobil CorpXOM28,014$3.2M1.01%
22Chipotle Mexican Grill Inc Corp CommonCMG50,764$3.2M0.99%
23Procter & Gamble Co74271810917,778$2.9M0.92%
24Schwab US Dividend Equity ETF80852479734,175$2.7M0.83%
25iShares Barclays MBS Bond Fund ETF46428858827,638$2.5M0.79%
26Oracle CorpORCL-PD17,006$2.4M0.75%
27International Business MachinesINTR13,261$2.3M0.72%
28Fidelity Quality Factor ETF31609279035,639$2.2M0.68%
29Home Depot IncHD6,204$2.1M0.67%
30Salesforce, Inc.CRM8,169$2.1M0.66%
31Abbott LabsABLZF20,007$2.1M0.65%
32General Dynamics CorpGD6,958$2.0M0.63%
33SPDR Portfolio Small Cap ETF78468R85347,431$2.0M0.62%
34Avantis International Equity ETF02507270331,291$1.9M0.61%
35Adobe Systems IncADBE3,491$1.9M0.61%
36Analog Devices IncADI8,339$1.9M0.60%
37Mondelez Intl Inc Class A60920710528,893$1.9M0.59%
38Norfolk Southern Corp6558441088,475$1.8M0.57%
39Tjx Companies (New)87254010916,109$1.8M0.55%
40Honeywell Intl Inc4385161068,247$1.8M0.55%
41Palo Alto Networks Inc CommonPANW5,007$1.7M0.53%
42American Tower REIT Inc03027X1008,576$1.7M0.52%
43Comcast Corp Class ACCZ42,559$1.7M0.52%
44iShares Core US Aggregate Bond ETF46428722616,483$1.6M0.50%
45Truist Financial Corporation89832Q10940,606$1.6M0.49%
46SPDR S&P 500 ETF TrustSPY2,889$1.6M0.49%
47CVS Health CorporationCVS26,092$1.5M0.48%
48Schlumberger LtdSLB32,579$1.5M0.48%
49Marsh & McLennan Cos Inc5717481027,170$1.5M0.47%
50Cencora, Inc.COR6,485$1.5M0.46%
51Cisco Systems IncCSCO30,584$1.5M0.45%
52Blackstone IncBX11,594$1.4M0.45%
53GSK PLC ADRGLAXF36,785$1.4M0.44%
54Coca Cola CoKO21,987$1.4M0.44%
55Nike, Inc. Class BNKE18,509$1.4M0.44%
56Intercontinental Exchange Inc Common45866F1049,931$1.4M0.43%
57Avantis Real Estate ETF02507235632,777$1.4M0.42%
58W W Grainger Inc3848021041,484$1.3M0.42%
59DBX Xtrackers Low Beta High Yield Bond ETF23305126728,875$1.3M0.42%
60McDonalds CorpMCD5,124$1.3M0.41%
61CDW CorporationCDW5,824$1.3M0.41%
62Zimmer Biomet Holdings, Inc.ZBH11,909$1.3M0.40%
63Masco CorpMAS18,757$1.3M0.39%
64Nextera Energy IncNEE-PW16,823$1.2M0.37%
65Microchip Technology IncMCHPP12,791$1.2M0.37%
66Chevron CorpCVX7,362$1.2M0.36%
67Bath & Body WorksBBWI29,465$1.2M0.36%
68Union Pacific CorpUNP5,044$1.1M0.36%
69AT&T IncT-PC56,810$1.1M0.34%
70Avantis US Equity ETF02507288511,823$1.1M0.33%
71EOG Resources, Inc.EOG8,467$1.1M0.33%
72Becton, Dickinson & Co.BDX4,511$1.1M0.33%
73Vanguard Total International Bond Index Fund ETF92203J40721,459$1.0M0.33%
74Disney Walt Co25468710610,508$1.0M0.33%
75Blackrock, Inc.BLK1,310$1.0M0.32%
76Boeing CoBA-PA5,568$1.0M0.32%
77Biogen Idec IncBIIB4,352$1.0M0.32%
78SPDR Dow Jones Industrial Average ETF Trust78467X1092,543$994,6440.31%
79Charles Schwab CorpSCHW-PJ13,480$993,3410.31%
80iShares Short-Term National Muni Bond ETF4642881589,296$971,8970.30%
81iShares Trust Russell 1000 Growth ETF4642876142,522$919,2940.29%
82Pfizer IncPFE31,651$885,5950.28%
83SPDR Portfolio Long Term Treasury ETF78464A66431,803$865,6780.27%
84Halliburton CoHAL25,146$849,4320.27%
85Freeport-McMoran, Inc.FCX17,240$837,8640.26%
86DuPont de Nemours IncDD10,270$826,6320.26%
87Corning IncGLW20,126$781,8950.24%
88Vanguard Dividend Appreciation Index ETF9219088444,118$751,7410.24%
89Lauder (Estee) Cos Inc Class A5184391047,045$749,5880.23%
90Bristol Myers Squibb CoCELG-RI17,881$742,5980.23%
91Vesper US Large Cap Short-Term ETF30150574927,583$725,0080.23%
92Paypal Holdings, Inc.PYPL12,241$710,3450.22%
93Roper Industries Inc NewROP1,115$628,4810.20%
94iShares iBoxx $ High Yield Corp Bond ETF4642885137,686$592,8980.19%
95Verizon CommunicationsVZ13,301$548,5330.17%
96iShares Russell 1000 Value ETF4642875982,967$517,6520.16%
97Berkshire Hathaway Inc Class B NewBRK-A1,210$492,2280.15%
98Community Financial System, IncCBU8,427$397,8390.12%
99iShares Barclays TIPS Bond Fund4642871763,544$378,4280.12%
100Avantis Emerging Markets Equity ETF0250726046,023$367,9450.12%
101Unitedhealth Group, Inc.UNH719$366,1580.11%
102Illinois Tool Works Inc4523081091,442$341,6960.11%
103Deere & CoDE886$331,0360.10%
104FlexShares STOXX US ESG Select Index ETFFLEX2,520$323,2910.10%
105Caterpillar IncCAT925$308,1180.10%
106Johnson & JohnsonJNJ1,884$275,3650.09%
107SPDR Nuveen Bloomberg Barclays ST Muni Bond ETF78468R7395,732$270,4930.08%
108iShares Core S&P 500 ETF464287200485$265,4070.08%
109Eli Lilly & CoLLY278$251,6960.08%
110Lowes Cos Inc5486611071,126$248,2380.08%
111DFA Dimensional International Core Equity 2 ETF25434V7999,271$243,7350.08%
112FlexShares Core Select Bond Fund ETFFLEX10,965$240,1450.08%
113Vanguard Tax-Exempt Bond Index ETF9229077464,546$227,8000.07%
114Vanguard Total World Stock Index Fund ETF9220427422,000$225,2600.07%
115Rockwell Automation Inc CommonROK800$220,2240.07%
116CME Group IncCME1,119$219,9950.07%
117National Fuel Gas Co N JNFG3,923$212,5870.07%
118DFA Dimensional Emerging Markets Core Equity 2 ETF25434V7327,736$206,7830.06%