13F HOLDINGS REPORT

SC&H Financial Advisors, Inc.

Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001085146-26-000096

Total Value

$646.4M

Positions

159

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (159)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL ETF TRUST	25434V708	2,173,247	$86.0M	13.31%
2	AMERICAN CENTY ETF TR	025072885	627,798	$70.2M	10.86%
3	DIMENSIONAL ETF TRUST	25434V104	842,788	$39.4M	6.10%
4	DIMENSIONAL ETF TRUST	25434V203	900,258	$34.3M	5.31%
5	DIMENSIONAL ETF TRUST	25434V401	438,278	$32.5M	5.03%
6	DIMENSIONAL ETF TRUST	25434V799	940,566	$32.4M	5.01%
7	DIMENSIONAL ETF TRUST	25434V625	404,292	$29.8M	4.61%
8	AMERICAN CENTY ETF TR	025072703	331,828	$27.3M	4.23%
9	DIMENSIONAL ETF TRUST	25434V591	539,150	$27.3M	4.22%
10	AMERICAN CENTY ETF TR	025072604	317,635	$24.5M	3.78%
11	DIMENSIONAL ETF TRUST	25434V864	425,472	$20.4M	3.16%
12	DIMENSIONAL ETF TRUST	25434V302	406,509	$13.2M	2.05%
13	ISHARES TR	464287200	16,345	$11.2M	1.73%
14	APPLE INC	AAPL	40,473	$11.0M	1.70%
15	ISHARES TR	46432F842	119,068	$10.7M	1.65%
16	VANGUARD INDEX FDS	922908637	26,846	$8.5M	1.31%
17	DIMENSIONAL ETF TRUST	25434V872	197,721	$8.4M	1.30%
18	DIMENSIONAL ETF TRUST	25434V732	241,423	$8.0M	1.24%
19	MICROSOFT CORP	MSFT	16,010	$7.7M	1.20%
20	DIMENSIONAL ETF TRUST	25434V880	188,224	$6.2M	0.95%
21	DIMENSIONAL ETF TRUST	25434V609	76,218	$4.5M	0.70%
22	VANGUARD INDEX FDS	922908769	13,133	$4.4M	0.68%
23	SPDR S&P 500 ETF TR	SPY	6,185	$4.2M	0.65%
24	AMERICAN CENTY ETF TR	025072877	41,081	$4.2M	0.65%
25	DIMENSIONAL ETF TRUST	25434V500	56,928	$4.0M	0.61%
26	ALPHABET INC	GOOG	11,905	$3.7M	0.58%
27	ISHARES TR	464287150	22,389	$3.3M	0.52%
28	DIMENSIONAL ETF TRUST	25434V617	42,787	$3.2M	0.49%
29	AMERICAN CENTY ETF TR	025072562	74,233	$3.1M	0.48%
30	ISHARES TR	464287226	28,855	$2.9M	0.45%
31	ISHARES TR	46434V647	114,781	$2.9M	0.44%
32	ALPHABET INC	GOOG	8,065	$2.5M	0.39%
33	VANGUARD SCOTTSDALE FDS	92206C870	28,956	$2.4M	0.38%
34	AMERICAN CENTY ETF TR	025072232	27,695	$2.4M	0.37%
35	COSTCO WHSL CORP NEW	22160K105	2,664	$2.3M	0.36%
36	JPMORGAN CHASE & CO.	VYLD	6,995	$2.3M	0.35%
37	VANGUARD INTL EQUITY INDEX F	922042742	15,486	$2.2M	0.34%
38	VISA INC	V	6,151	$2.2M	0.33%
39	VANGUARD SPECIALIZED FUNDS	921908844	9,479	$2.1M	0.32%
40	ISHARES TR	464287622	5,276	$2.0M	0.30%
41	ISHARES INC	46434G103	28,813	$1.9M	0.30%
42	DIMENSIONAL ETF TRUST	25434V765	60,454	$1.9M	0.30%
43	VANGUARD BD INDEX FDS	921937827	23,881	$1.9M	0.29%
44	DIMENSIONAL ETF TRUST	25434V815	54,479	$1.8M	0.28%
45	DIMENSIONAL ETF TRUST	25434V658	65,321	$1.7M	0.27%
46	VANGUARD INDEX FDS	922908611	7,949	$1.7M	0.26%
47	NVIDIA CORPORATION	NVDA	8,786	$1.6M	0.25%
48	AMERICAN CENTY ETF TR	025072802	17,386	$1.6M	0.25%
49	LAM RESEARCH CORP	LRCX	9,435	$1.6M	0.25%
50	VANGUARD INDEX FDS	922908512	8,931	$1.6M	0.25%
51	MASTERCARD INCORPORATED	MA	2,713	$1.5M	0.24%
52	AMAZON COM INC	AMZN	6,559	$1.5M	0.23%
53	DIMENSIONAL ETF TRUST	25434V666	44,200	$1.5M	0.23%
54	AMERICAN CENTY ETF TR	025072349	18,999	$1.4M	0.22%
55	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,630	$1.3M	0.20%
56	META PLATFORMS INC	META	2,002	$1.3M	0.20%
57	AMERICAN CENTY ETF TR	025072356	29,338	$1.3M	0.20%
58	VANGUARD INDEX FDS	922908751	4,867	$1.3M	0.19%
59	VANGUARD STAR FDS	921909768	15,565	$1.2M	0.18%
60	WISDOMTREE TR	WT	34,675	$1.2M	0.18%
61	CINCINNATI FINL CORP	172062101	6,600	$1.1M	0.17%
62	ISHARES TR	46432F834	12,392	$1.0M	0.16%
63	VANGUARD INDEX FDS	922908538	3,751	$1.0M	0.16%
64	INVESCO QQQ TR	IVZ	1,694	$1.0M	0.16%
65	ISHARES TR	464287465	10,620	$1.0M	0.16%
66	VANGUARD INDEX FDS	922908629	3,388	$983,311	0.15%
67	INVESCO EXCH TRADED FD TR II	IVZ	13,748	$981,883	0.15%
68	BROADCOM INC	AVGO	2,802	$969,608	0.15%
69	AMERICAN CENTY ETF TR	025072687	19,513	$918,765	0.14%
70	ISHARES TR	464287507	13,727	$905,983	0.14%
71	VANGUARD INDEX FDS	922908652	4,237	$886,006	0.14%
72	CINTAS CORP	CTAS	4,616	$868,202	0.13%
73	ISHARES TR	464287804	7,031	$845,042	0.13%
74	ISHARES TR	464287655	3,419	$841,670	0.13%
75	SPDR SERIES TRUST	78464A763	5,898	$820,790	0.13%
76	UNITEDHEALTH GROUP INC	UNH	2,415	$797,117	0.12%
77	VANGUARD INDEX FDS	922908363	1,241	$778,398	0.12%
78	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$754,800	0.12%
79	DIMENSIONAL ETF TRUST	25434V831	19,365	$736,447	0.11%
80	MCDONALDS CORP	MCD	2,312	$706,742	0.11%
81	AMPHENOL CORP NEW	032095101	5,220	$705,431	0.11%
82	WALMART INC	WMT	6,253	$696,672	0.11%
83	PROCTER AND GAMBLE CO	742718109	4,737	$678,834	0.11%
84	INVESCO EXCHANGE TRADED FD T	IVZ	14,414	$676,312	0.10%
85	HOME DEPOT INC	HD	1,907	$656,204	0.10%
86	PAYCHEX INC	PAYX	5,802	$650,813	0.10%
87	LOWES COS INC	548661107	2,520	$607,758	0.09%
88	THERMO FISHER SCIENTIFIC INC	TMO	1,021	$591,797	0.09%
89	PROLOGIS INC.	PLDGP	4,212	$537,746	0.08%
90	MCCORMICK & CO INC	MKC-V	7,737	$526,967	0.08%
91	GOLDMAN SACHS ETF TR	NVGLF	3,935	$520,876	0.08%
92	DIMENSIONAL ETF TRUST	25434V781	13,497	$512,886	0.08%
93	VANGUARD TAX-MANAGED FDS	921943858	7,624	$476,266	0.07%
94	ISHARES TR	464287598	2,148	$451,903	0.07%
95	M & T BK CORP	55261F104	2,242	$451,654	0.07%
96	VANGUARD WORLD FD	92204A702	568	$428,233	0.07%
97	XCEL ENERGY INC	XELLL	5,592	$413,014	0.06%
98	VANGUARD SCOTTSDALE FDS	92206C409	5,144	$410,131	0.06%
99	GOLDMAN SACHS GROUP INC	GSCE	463	$407,271	0.06%
100	BANK AMERICA CORP	060505104	7,349	$404,184	0.06%
101	AMERICAN ELEC PWR CO INC	025537101	3,416	$393,905	0.06%
102	VANGUARD INDEX FDS	922908736	802	$391,205	0.06%
103	VANGUARD SCOTTSDALE FDS	92206C680	3,127	$380,682	0.06%
104	JOHNSON CTLS INTL PLC	G51502105	3,136	$375,536	0.06%
105	DIMENSIONAL ETF TRUST	25434V856	8,933	$371,198	0.06%
106	MCCORMICK & CO INC	MKC-V	5,376	$365,622	0.06%
107	VANGUARD WORLD FD	92204A306	2,860	$360,095	0.06%
108	ISHARES TR	46432F859	7,384	$359,974	0.06%
109	ISHARES TR	46434V613	7,727	$359,608	0.06%
110	FIDELITY COVINGTON TRUST	31609A404	9,260	$338,736	0.05%
111	AMERICAN WTR WKS CO INC NEW	030420103	2,593	$338,418	0.05%
112	VANGUARD WORLD FD	921910816	815	$336,408	0.05%
113	SELECT SECTOR SPDR TR	81369Y852	2,855	$336,054	0.05%
114	INVESCO EXCHANGE TRADED FD T	IVZ	1,749	$335,038	0.05%
115	CORNING INC	GLW	3,789	$331,804	0.05%
116	JOHNSON & JOHNSON	JNJ	1,578	$326,527	0.05%
117	INTERNATIONAL BUSINESS MACHS	INTR	1,088	$322,192	0.05%
118	TEXTRON INC	TXT	3,689	$321,596	0.05%
119	SCHWAB STRATEGIC TR	808524771	11,799	$321,062	0.05%
120	ISHARES TR	464287663	3,095	$317,372	0.05%
121	HCA HEALTHCARE INC	HCA	676	$315,449	0.05%
122	BLACKSTONE INC	BX	2,037	$313,933	0.05%
123	CONSTELLATION ENERGY CORP	CEG	879	$310,667	0.05%
124	NORTHROP GRUMMAN CORP	NOC	541	$308,622	0.05%
125	EVERSOURCE ENERGY	ES	4,515	$303,988	0.05%
126	ABBVIE INC	ABBV	1,327	$303,096	0.05%
127	COCA COLA CO	KO	4,270	$298,504	0.05%
128	PULTE GROUP INC	745867101	2,480	$290,805	0.04%
129	CATERPILLAR INC	CAT	507	$290,486	0.04%
130	BROOKFIELD INFRAST PARTNERS	G16252101	8,182	$284,228	0.04%
131	ELI LILLY & CO	LLY	263	$282,825	0.04%
132	ISHARES TR	464287846	1,636	$271,265	0.04%
133	EDWARDS LIFESCIENCES CORP	EW	3,162	$269,561	0.04%
134	ASSURANT INC	AIZN	1,110	$267,344	0.04%
135	ISHARES TR	464287614	563	$266,284	0.04%
136	AMERICAN CENTY ETF TR	025072323	4,533	$266,247	0.04%
137	ADOBE INC	ADBE	758	$265,292	0.04%
138	ACCENTURE PLC IRELAND	ACN	975	$261,593	0.04%
139	PNC FINL SVCS GROUP INC	693475105	1,173	$244,780	0.04%
140	VANGUARD INDEX FDS	922908553	2,764	$244,595	0.04%
141	ATMOS ENERGY CORP	ATO	1,455	$243,902	0.04%
142	METTLER TOLEDO INTERNATIONAL	MTD	171	$238,406	0.04%
143	TESLA INC	TSLA	524	$235,756	0.04%
144	ISHARES TR	46432F396	939	$235,115	0.04%
145	STARBUCKS CORP	SBUX	2,787	$234,694	0.04%
146	VANGUARD INDEX FDS	922908595	772	$233,336	0.04%
147	FIDELITY COVINGTON TRUST	316092196	6,040	$232,722	0.04%
148	VANGUARD INTL EQUITY INDEX F	922042858	4,294	$230,858	0.04%
149	NNN REIT INC	NNN	5,744	$227,635	0.04%
150	SYSCO CORP	SYY	3,081	$227,050	0.04%
151	GALLAGHER ARTHUR J & CO	363576109	862	$223,077	0.03%
152	ISHARES TR	464288257	1,563	$221,197	0.03%
153	DIMENSIONAL ETF TRUST	25434V823	9,646	$220,916	0.03%
154	TJX COS INC NEW	872540109	1,419	$217,968	0.03%
155	ZOETIS INC	ZTS	1,719	$216,304	0.03%
156	PRICE T ROWE GROUP INC	TROW	2,105	$215,533	0.03%
157	DANAHER CORPORATION	235851102	941	$215,428	0.03%
158	MONDELEZ INTL INC	609207105	3,981	$214,320	0.03%
159	VANGUARD WORLD FD	921910840	1,448	$204,400	0.03%