13F HOLDINGS REPORT
Payne Capital Management, LLC
Quarter ended Q3 2025 · Filed November 25, 2025 · Accession 0001085146-25-006011
Total Value
$259.5M
Positions
77
Other Managers
0
Confidential Omitted
No
Holdings (77)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524805 | 1,377,707 | $30.4M | 11.73% |
| 2 | GLOBAL X FDS | 37954Y293 | 350,312 | $22.0M | 8.46% |
| 3 | VANGUARD INTL EQUITY INDEX F | 922042858 | 344,624 | $17.0M | 6.57% |
| 4 | VANGUARD TAX-MANAGED FDS | 921943858 | 277,164 | $15.8M | 6.09% |
| 5 | SCHWAB STRATEGIC TR | 808524300 | 522,486 | $15.3M | 5.88% |
| 6 | ABRDN ETFS | 003261104 | 659,556 | $13.7M | 5.28% |
| 7 | SCHWAB STRATEGIC TR | 808524409 | 465,555 | $12.9M | 4.96% |
| 8 | VANGUARD INDEX FDS | 922908736 | 28,983 | $12.7M | 4.90% |
| 9 | VANGUARD INDEX FDS | 922908538 | 42,288 | $12.0M | 4.63% |
| 10 | VANGUARD INDEX FDS | 922908744 | 59,925 | $10.6M | 4.08% |
| 11 | VANGUARD INDEX FDS | 922908595 | 38,208 | $10.6M | 4.08% |
| 12 | VANGUARD INDEX FDS | 922908611 | 53,062 | $10.3M | 3.99% |
| 13 | VANGUARD INDEX FDS | 922908512 | 62,833 | $10.3M | 3.98% |
| 14 | VANGUARD INTL EQUITY INDEX F | 922042676 | 186,162 | $8.6M | 3.31% |
| 15 | FIDELITY COVINGTON TRUST | 316092857 | 251,410 | $6.8M | 2.62% |
| 16 | SCHWAB STRATEGIC TR | 808524706 | 196,018 | $5.9M | 2.28% |
| 17 | VANGUARD INDEX FDS | 922908553 | 37,003 | $3.3M | 1.27% |
| 18 | NVIDIA CORPORATION | NVDA | 17,840 | $2.8M | 1.09% |
| 19 | ALPS ETF TR | 00162Q452 | 56,212 | $2.7M | 1.06% |
| 20 | APPLE INC | AAPL | 10,393 | $2.1M | 0.82% |
| 21 | MICROSOFT CORP | MSFT | 4,040 | $2.0M | 0.77% |
| 22 | SPDR S&P 500 ETF TR | SPY | 2,621 | $1.6M | 0.62% |
| 23 | SPDR SERIES TRUST | 78464A839 | 19,804 | $1.6M | 0.61% |
| 24 | EXXON MOBIL CORP | XOM | 14,444 | $1.6M | 0.60% |
| 25 | ISHARES TR | 464288489 | 65,154 | $1.5M | 0.57% |
| 26 | SPDR SERIES TRUST | 78464A300 | 17,577 | $1.4M | 0.54% |
| 27 | VANGUARD INTL EQUITY INDEX F | 922042718 | 9,127 | $1.2M | 0.47% |
| 28 | INVESCO QQQ TR | IVZ | 2,127 | $1.2M | 0.45% |
| 29 | ISHARES TR | 46434V647 | 46,955 | $1.2M | 0.45% |
| 30 | SPDR SERIES TRUST | 78464A821 | 12,112 | $1.1M | 0.41% |
| 31 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,970 | $956,944 | 0.37% |
| 32 | SPDR SERIES TRUST | 78464A201 | 10,775 | $956,274 | 0.37% |
| 33 | SERVICENOW INC | NOW | 878 | $902,654 | 0.35% |
| 34 | SPDR SERIES TRUST | 78464A763 | 6,041 | $819,948 | 0.32% |
| 35 | JPMORGAN CHASE & CO. | VYLD | 2,745 | $795,757 | 0.31% |
| 36 | AMAZON COM INC | AMZN | 3,476 | $762,637 | 0.29% |
| 37 | META PLATFORMS INC | META | 830 | $612,460 | 0.24% |
| 38 | VANGUARD INDEX FDS | 922908769 | 2,011 | $611,187 | 0.24% |
| 39 | MORGAN STANLEY | MS-PQ | 4,210 | $593,021 | 0.23% |
| 40 | VANGUARD INDEX FDS | 922908363 | 991 | $562,687 | 0.22% |
| 41 | VANGUARD WORLD FD | 92204A702 | 847 | $561,798 | 0.22% |
| 42 | TESLA INC | TSLA | 1,690 | $536,900 | 0.21% |
| 43 | PHILIP MORRIS INTL INC | 718172109 | 2,778 | $505,957 | 0.19% |
| 44 | HOME DEPOT INC | HD | 1,373 | $503,397 | 0.19% |
| 45 | UNION PAC CORP | UNP | 2,180 | $501,574 | 0.19% |
| 46 | MCKESSON CORP | MCK | 677 | $496,092 | 0.19% |
| 47 | BROADCOM INC | AVGO | 1,583 | $436,306 | 0.17% |
| 48 | ORACLE CORP | ORCL-PD | 1,832 | $400,530 | 0.15% |
| 49 | NETFLIX INC | NFLX | 283 | $378,974 | 0.15% |
| 50 | ISHARES TR | 464287408 | 1,932 | $377,551 | 0.15% |
| 51 | BANK AMERICA CORP | 060505104 | 7,425 | $351,351 | 0.14% |
| 52 | ISHARES TR | 46432F842 | 4,108 | $342,907 | 0.13% |
| 53 | ALPHABET INC | GOOG | 1,921 | $338,561 | 0.13% |
| 54 | MERCK & CO INC | MRK | 4,105 | $324,932 | 0.13% |
| 55 | VANGUARD WHITEHALL FDS | 921946406 | 2,400 | $319,944 | 0.12% |
| 56 | CHEVRON CORP NEW | CVX | 2,121 | $303,644 | 0.12% |
| 57 | GOLDMAN SACHS GROUP INC | GSCE | 398 | $281,685 | 0.11% |
| 58 | ISHARES TR | 464287101 | 900 | $273,915 | 0.11% |
| 59 | SCHWAB STRATEGIC TR | 808524888 | 6,304 | $268,494 | 0.10% |
| 60 | CONSTELLATION ENERGY CORP | CEG | 822 | $265,309 | 0.10% |
| 61 | SCHWAB STRATEGIC TR | 808524797 | 10,011 | $265,292 | 0.10% |
| 62 | SELECT SECTOR SPDR TR | 81369Y803 | 1,044 | $264,372 | 0.10% |
| 63 | DIREXION SHS ETF TR | 25490K281 | 6,569 | $257,105 | 0.10% |
| 64 | VANGUARD WHITEHALL FDS | 921946810 | 2,826 | $254,679 | 0.10% |
| 65 | CISCO SYS INC | CSCO | 3,650 | $253,237 | 0.10% |
| 66 | ISHARES TR | 464287788 | 2,000 | $241,980 | 0.09% |
| 67 | ISHARES TR | 46434V456 | 5,588 | $241,513 | 0.09% |
| 68 | FIRST TR EXCHANGE-TRADED FD | 337344105 | 1,700 | $232,033 | 0.09% |
| 69 | VISA INC | V | 631 | $224,037 | 0.09% |
| 70 | AT&T INC | T-PC | 7,569 | $219,056 | 0.08% |
| 71 | JOHNSON & JOHNSON | JNJ | 1,424 | $217,521 | 0.08% |
| 72 | COCA COLA CO | KO | 3,045 | $215,434 | 0.08% |
| 73 | TRUIST FINL CORP | 89832Q109 | 5,000 | $214,950 | 0.08% |
| 74 | ESSEX PPTY TR INC | 297178105 | 742 | $210,283 | 0.08% |
| 75 | TRAVELERS COMPANIES INC | TRV | 778 | $208,146 | 0.08% |
| 76 | CONSOLIDATED EDISON INC | ED | 2,066 | $207,323 | 0.08% |
| 77 | ABBVIE INC | ABBV | 1,086 | $201,495 | 0.08% |