13F HOLDINGS REPORT
Francis Financial, Inc.
Quarter ended Q2 2025 · Filed August 8, 2025 · Accession 0001085146-25-004708
Total Value
$435.1M
Positions
167
Other Managers
2
Confidential Omitted
No
Holdings (167)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908363 | 124,459 | $70.7M | 16.25% |
| 2 | VANGUARD BD INDEX FDS | 921937819 | 583,192 | $45.1M | 10.37% |
| 3 | META PLATFORMS INC | META | 51,031 | $37.7M | 8.66% |
| 4 | TCW ETF TRUST | 29287L700 | 757,595 | $29.9M | 6.87% |
| 5 | DIMENSIONAL ETF TRUST | 25434V690 | 694,253 | $27.4M | 6.29% |
| 6 | J P MORGAN EXCHANGE TRADED F | 46641Q134 | 326,329 | $23.1M | 5.31% |
| 7 | VANGUARD WHITEHALL FDS | 921946406 | 120,181 | $16.0M | 3.68% |
| 8 | VANGUARD ADMIRAL FDS INC | 921932885 | 145,797 | $15.3M | 3.52% |
| 9 | ISHARES TR | 464287804 | 112,436 | $12.3M | 2.82% |
| 10 | ISHARES TR | 46435U440 | 253,244 | $12.1M | 2.77% |
| 11 | VANGUARD NY TAX FREE FDS | 92204H400 | 119,121 | $12.0M | 2.77% |
| 12 | ISHARES TR | 464288570 | 98,133 | $11.4M | 2.62% |
| 13 | DIMENSIONAL ETF TRUST | 25434V666 | 351,879 | $10.9M | 2.51% |
| 14 | ISHARES TR | 46435G243 | 393,692 | $9.9M | 2.28% |
| 15 | VANGUARD INDEX FDS | 922908629 | 26,890 | $7.5M | 1.73% |
| 16 | NUSHARES ETF TR | NU | 68,512 | $6.4M | 1.48% |
| 17 | VANGUARD SCOTTSDALE FDS | 92206C730 | 16,051 | $4.5M | 1.04% |
| 18 | VANGUARD INDEX FDS | 922908769 | 13,496 | $4.1M | 0.94% |
| 19 | VANGUARD INDEX FDS | 922908744 | 19,059 | $3.4M | 0.77% |
| 20 | NVIDIA CORPORATION | NVDA | 17,939 | $2.8M | 0.65% |
| 21 | FIRST TR EXCH TRADED FD III | 33739P830 | 133,797 | $2.7M | 0.61% |
| 22 | INVESCO EXCHANGE TRADED FD T | IVZ | 13,732 | $2.5M | 0.57% |
| 23 | ISHARES TR | 464287200 | 3,945 | $2.4M | 0.56% |
| 24 | APPLE INC | AAPL | 11,717 | $2.4M | 0.55% |
| 25 | VANGUARD WORLD FD | 921910816 | 6,557 | $2.4M | 0.55% |
| 26 | ISHARES TR | 464288323 | 45,343 | $2.4M | 0.54% |
| 27 | AMAZON COM INC | AMZN | 10,743 | $2.4M | 0.54% |
| 28 | ISHARES TR | 46436E551 | 56,138 | $2.3M | 0.54% |
| 29 | VANGUARD SCOTTSDALE FDS | 92206C664 | 25,882 | $2.3M | 0.52% |
| 30 | ISHARES TR | 46435U663 | 54,456 | $2.3M | 0.52% |
| 31 | VANGUARD INTL EQUITY INDEX F | 922042858 | 45,349 | $2.2M | 0.52% |
| 32 | ISHARES TR | 464288414 | 21,301 | $2.2M | 0.51% |
| 33 | DIMENSIONAL ETF TRUST | 25434V724 | 51,177 | $2.2M | 0.50% |
| 34 | ISHARES TR | 46436E437 | 26,222 | $2.2M | 0.50% |
| 35 | AMAZON COM INC | AMZN | 7,955 | $1.7M | 0.40% |
| 36 | ALPHABET INC | GOOG | 7,514 | $1.3M | 0.30% |
| 37 | MICROSOFT CORP | MSFT | 2,299 | $1.1M | 0.26% |
| 38 | SCHWAB STRATEGIC TR | 808524649 | 42,671 | $1.1M | 0.25% |
| 39 | CORNING INC | GLW | 19,928 | $1.0M | 0.24% |
| 40 | MCDONALDS CORP | MCD | 3,571 | $1.0M | 0.24% |
| 41 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2,051 | $996,315 | 0.23% |
| 42 | NVIDIA CORPORATION | NVDA | 5,987 | $945,887 | 0.22% |
| 43 | ALPHABET INC | GOOG | 5,217 | $919,392 | 0.21% |
| 44 | INTERNATIONAL BUSINESS MACHS | INTR | 2,943 | $867,492 | 0.20% |
| 45 | DIMENSIONAL ETF TRUST | 25434V880 | 29,119 | $855,226 | 0.20% |
| 46 | NVIDIA CORPORATION | NVDA | 5,010 | $791,535 | 0.18% |
| 47 | ALPHABET INC | GOOG | 4,447 | $788,853 | 0.18% |
| 48 | ISHARES TR | 464287655 | 3,536 | $763,034 | 0.18% |
| 49 | MICROSOFT CORP | MSFT | 1,527 | $759,546 | 0.17% |
| 50 | ISHARES TR | 464287614 | 1,731 | $734,948 | 0.17% |
| 51 | SCHWAB STRATEGIC TR | 808524755 | 16,654 | $666,487 | 0.15% |
| 52 | META PLATFORMS INC | META | 900 | $664,281 | 0.15% |
| 53 | META PLATFORMS INC | META | 900 | $664,281 | 0.15% |
| 54 | T ROWE PRICE ETF INC | 87283Q834 | 20,371 | $659,410 | 0.15% |
| 55 | DIMENSIONAL ETF TRUST | 25434V203 | 18,901 | $653,408 | 0.15% |
| 56 | APPLE INC | AAPL | 3,041 | $623,922 | 0.14% |
| 57 | APPLE INC | AAPL | 2,978 | $610,997 | 0.14% |
| 58 | VANGUARD INDEX FDS | 922908751 | 2,385 | $565,198 | 0.13% |
| 59 | DIMENSIONAL ETF TRUST | 25434V401 | 8,400 | $562,968 | 0.13% |
| 60 | DIMENSIONAL ETF TRUST | 25434V708 | 14,876 | $533,156 | 0.12% |
| 61 | ISHARES TR | 464287309 | 4,717 | $519,392 | 0.12% |
| 62 | SCHWAB STRATEGIC TR | 808524771 | 20,787 | $510,125 | 0.12% |
| 63 | JPMORGAN CHASE & CO. | VYLD | 1,639 | $475,136 | 0.11% |
| 64 | AMAZON COM INC | AMZN | 2,100 | $460,719 | 0.11% |
| 65 | AMAZON COM INC | AMZN | 1,972 | $432,638 | 0.10% |
| 66 | PNC FINL SVCS GROUP INC | 693475105 | 2,311 | $430,817 | 0.10% |
| 67 | VANGUARD BD INDEX FDS | 921937835 | 5,730 | $421,900 | 0.10% |
| 68 | GOLDMAN SACHS GROUP INC | GSCE | 573 | $405,541 | 0.09% |
| 69 | SPDR S&P 500 ETF TR | SPY | 651 | $402,221 | 0.09% |
| 70 | INVESCO QQQ TR | IVZ | 700 | $386,148 | 0.09% |
| 71 | CAPITAL GROUP DIVIDEND VALUE | 14020W106 | 9,486 | $374,603 | 0.09% |
| 72 | SCHWAB STRATEGIC TR | 808524201 | 15,288 | $373,644 | 0.09% |
| 73 | MICROSOFT CORP | MSFT | 688 | $342,037 | 0.08% |
| 74 | ISHARES TR | 464287408 | 1,710 | $334,093 | 0.08% |
| 75 | META PLATFORMS INC | META | 446 | $329,189 | 0.08% |
| 76 | DIMENSIONAL ETF TRUST | 25434V500 | 5,012 | $319,315 | 0.07% |
| 77 | ALPHABET INC | GOOG | 1,796 | $316,510 | 0.07% |
| 78 | BROADCOM INC | AVGO | 1,122 | $309,280 | 0.07% |
| 79 | SPDR DOW JONES INDL AVERAGE | 78467X109 | 691 | $304,490 | 0.07% |
| 80 | MICROSOFT CORP | MSFT | 600 | $298,446 | 0.07% |
| 81 | MICROSOFT CORP | MSFT | 600 | $298,446 | 0.07% |
| 82 | ISHARES TR | 464287689 | 803 | $281,853 | 0.06% |
| 83 | COSTCO WHSL CORP NEW | 22160K105 | 283 | $280,153 | 0.06% |
| 84 | BANK AMERICA CORP | 060505104 | 5,872 | $277,857 | 0.06% |
| 85 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 544 | $264,259 | 0.06% |
| 86 | ELI LILLY & CO | LLY | 333 | $259,583 | 0.06% |
| 87 | ISHARES TR | 464287663 | 2,741 | $259,381 | 0.06% |
| 88 | GE AEROSPACE | 369604301 | 1,006 | $258,933 | 0.06% |
| 89 | VANGUARD INDEX FDS | 922908637 | 884 | $252,206 | 0.06% |
| 90 | NUCOR CORP | NUE | 1,905 | $246,773 | 0.06% |
| 91 | VANGUARD SPECIALIZED FUNDS | 921908844 | 1,190 | $243,596 | 0.06% |
| 92 | DISNEY WALT CO | 254687106 | 1,960 | $243,059 | 0.06% |
| 93 | BROADCOM INC | AVGO | 881 | $242,848 | 0.06% |
| 94 | HOME DEPOT INC | HD | 632 | $231,710 | 0.05% |
| 95 | TJX COS INC NEW | 872540109 | 1,821 | $224,874 | 0.05% |
| 96 | ISHARES TR | 464287168 | 1,675 | $222,457 | 0.05% |
| 97 | BROADCOM INC | AVGO | 805 | $221,898 | 0.05% |
| 98 | TESLA INC | TSLA | 696 | $221,091 | 0.05% |
| 99 | TESLA INC | TSLA | 665 | $211,244 | 0.05% |
| 100 | JPMORGAN CHASE & CO. | VYLD | 717 | $207,866 | 0.05% |
| 101 | SOUTHERN CO | SOMN | 2,235 | $205,239 | 0.05% |
| 102 | MASTERCARD INCORPORATED | MA | 363 | $203,984 | 0.05% |
| 103 | ISHARES TR | 464287598 | 1,048 | $203,466 | 0.05% |
| 104 | INVESCO EXCH TRD SLF IDX FD | IVZ | 8,635 | $203,441 | 0.05% |
| 105 | SCHLUMBERGER LTD | SLB | 5,747 | $194,248 | 0.04% |
| 106 | CHIPOTLE MEXICAN GRILL INC | CMG | 3,131 | $175,806 | 0.04% |
| 107 | BOSTON SCIENTIFIC CORP | BSX | 1,575 | $169,171 | 0.04% |
| 108 | JPMORGAN CHASE & CO. | VYLD | 578 | $167,568 | 0.04% |
| 109 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 309 | $150,103 | 0.03% |
| 110 | ELI LILLY & CO | LLY | 189 | $147,332 | 0.03% |
| 111 | VISA INC | V | 411 | $145,926 | 0.03% |
| 112 | VISA INC | V | 394 | $139,890 | 0.03% |
| 113 | NETFLIX INC | NFLX | 103 | $137,931 | 0.03% |
| 114 | ELI LILLY & CO | LLY | 175 | $136,418 | 0.03% |
| 115 | NETFLIX INC | NFLX | 100 | $133,913 | 0.03% |
| 116 | JOHNSON & JOHNSON | JNJ | 845 | $129,074 | 0.03% |
| 117 | COSTCO WHSL CORP NEW | 22160K105 | 120 | $118,793 | 0.03% |
| 118 | WALMART INC | WMT | 1,170 | $114,403 | 0.03% |
| 119 | MASTERCARD INCORPORATED | MA | 197 | $110,703 | 0.03% |
| 120 | HOME DEPOT INC | HD | 301 | $110,359 | 0.03% |
| 121 | INTERNATIONAL BUSINESS MACHS | INTR | 370 | $109,069 | 0.03% |
| 122 | WALMART INC | WMT | 1,087 | $106,287 | 0.02% |
| 123 | PROCTER AND GAMBLE CO | 742718109 | 665 | $105,948 | 0.02% |
| 124 | ALPHABET INC | GOOG | 594 | $105,370 | 0.02% |
| 125 | COSTCO WHSL CORP NEW | 22160K105 | 101 | $99,984 | 0.02% |
| 126 | VIATRIS INC | VTRS | 10,984 | $98,083 | 0.02% |
| 127 | MASTERCARD INCORPORATED | MA | 150 | $84,291 | 0.02% |
| 128 | PROCTER AND GAMBLE CO | 742718109 | 489 | $77,908 | 0.02% |
| 129 | ALPHABET INC | GOOG | 404 | $71,666 | 0.02% |
| 130 | BANK AMERICA CORP | 060505104 | 1,482 | $70,129 | 0.02% |
| 131 | MCDONALDS CORP | MCD | 229 | $66,907 | 0.02% |
| 132 | JOHNSON & JOHNSON | JNJ | 435 | $66,446 | 0.02% |
| 133 | GOLDMAN SACHS GROUP INC | GSCE | 93 | $65,821 | 0.02% |
| 134 | VISA INC | V | 170 | $60,358 | 0.01% |
| 135 | BANK AMERICA CORP | 060505104 | 1,269 | $60,050 | 0.01% |
| 136 | GOLDMAN SACHS GROUP INC | GSCE | 76 | $53,789 | 0.01% |
| 137 | HOME DEPOT INC | HD | 141 | $51,697 | 0.01% |
| 138 | GE AEROSPACE | 369604301 | 190 | $48,905 | 0.01% |
| 139 | INTERNATIONAL BUSINESS MACHS | INTR | 158 | $46,576 | 0.01% |
| 140 | CORNING INC | GLW | 870 | $45,754 | 0.01% |
| 141 | BOSTON SCIENTIFIC CORP | BSX | 403 | $43,287 | 0.01% |
| 142 | DISNEY WALT CO | 254687106 | 336 | $41,668 | 0.01% |
| 143 | PROCTER AND GAMBLE CO | 742718109 | 248 | $39,511 | 0.01% |
| 144 | MCDONALDS CORP | MCD | 125 | $36,522 | 0.01% |
| 145 | DISNEY WALT CO | 254687106 | 285 | $35,343 | 0.01% |
| 146 | TJX COS INC NEW | 872540109 | 274 | $33,837 | 0.01% |
| 147 | NETFLIX INC | NFLX | 24 | $31,501 | 0.01% |
| 148 | JOHNSON & JOHNSON | JNJ | 183 | $27,954 | 0.01% |
| 149 | SOUTHERN CO | SOMN | 299 | $27,458 | 0.01% |
| 150 | CHIPOTLE MEXICAN GRILL INC | CMG | 320 | $17,968 | 0.00% |
| 151 | VIATRIS INC | VTRS | 1,974 | $17,628 | 0.00% |
| 152 | PNC FINL SVCS GROUP INC | 693475105 | 94 | $17,524 | 0.00% |
| 153 | WALMART INC | WMT | 174 | $17,062 | 0.00% |
| 154 | SCHLUMBERGER LTD | SLB | 493 | $16,664 | 0.00% |
| 155 | CHIPOTLE MEXICAN GRILL INC | CMG | 239 | $13,420 | 0.00% |
| 156 | CORNING INC | GLW | 239 | $12,570 | 0.00% |
| 157 | SOUTHERN CO | SOMN | 90 | $8,265 | 0.00% |
| 158 | PNC FINL SVCS GROUP INC | 693475105 | 38 | $7,084 | 0.00% |
| 159 | GE AEROSPACE | 369604301 | 19 | $4,891 | 0.00% |
| 160 | TESLA INC | TSLA | 13 | $4,130 | 0.00% |
| 161 | BOSTON SCIENTIFIC CORP | BSX | 31 | $3,329 | 0.00% |
| 162 | TJX COS INC NEW | 872540109 | 19 | $2,347 | 0.00% |
| 163 | VIATRIS INC | VTRS | 251 | $2,242 | 0.00% |
| 164 | NUCOR CORP | NUE | 14 | $1,814 | 0.00% |
| 165 | NUCOR CORP | NUE | 8 | $1,037 | 0.00% |
| 166 | SCHLUMBERGER LTD | SLB | 22 | $744 | 0.00% |
| 167 | DIMENSIONAL ETF TRUST | 25434V724 | 2 | $85 | 0.00% |