13F HOLDINGS REPORT
Penney Financial, LLC
Quarter ended Q2 2025 · Filed July 23, 2025 · Accession 0001085146-25-004055
Total Value
$196.7M
Positions
42
Other Managers
0
Confidential Omitted
No
Holdings (42)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | GOLDMAN SACHS ETF TR | NVGLF | 427,800 | $51.9M | 26.40% |
| 2 | VANGUARD INDEX FDS | 922908769 | 115,101 | $35.0M | 17.78% |
| 3 | VANGUARD TAX-MANAGED FDS | 921943858 | 308,048 | $17.6M | 8.93% |
| 4 | ISHARES TR | 46432F842 | 102,057 | $8.5M | 4.33% |
| 5 | ISHARES TR | 46436E718 | 79,966 | $8.1M | 4.09% |
| 6 | J P MORGAN EXCHANGE TRADED F | 46641Q159 | 170,545 | $7.9M | 4.02% |
| 7 | SCHWAB STRATEGIC TR | 808524797 | 296,404 | $7.9M | 3.99% |
| 8 | VANGUARD WHITEHALL FDS | 921946406 | 56,791 | $7.6M | 3.85% |
| 9 | MORGAN STANLEY ETF TRUST | MS-PQ | 113,122 | $5.8M | 2.92% |
| 10 | VANGUARD MALVERN FDS | 922020748 | 73,828 | $5.7M | 2.91% |
| 11 | VANGUARD INDEX FDS | 922908751 | 23,260 | $5.5M | 2.80% |
| 12 | J P MORGAN EXCHANGE TRADED F | 46641Q332 | 86,324 | $4.9M | 2.49% |
| 13 | ISHARES TR | 464287226 | 40,166 | $4.0M | 2.03% |
| 14 | J P MORGAN EXCHANGE TRADED F | 46654Q724 | 57,198 | $3.6M | 1.82% |
| 15 | VANGUARD MUN BD FDS | 922907746 | 54,532 | $2.7M | 1.36% |
| 16 | VANGUARD STAR FDS | 921909768 | 37,649 | $2.6M | 1.32% |
| 17 | SCHWAB STRATEGIC TR | 808524102 | 104,248 | $2.5M | 1.26% |
| 18 | ISHARES TR | 464288158 | 23,205 | $2.5M | 1.25% |
| 19 | APPLE INC | AAPL | 7,958 | $1.6M | 0.83% |
| 20 | ISHARES TR | 464287200 | 1,854 | $1.2M | 0.59% |
| 21 | MICROSOFT CORP | MSFT | 1,736 | $863,504 | 0.44% |
| 22 | ISHARES TR | 464287622 | 2,380 | $808,177 | 0.41% |
| 23 | CHEVRON CORP NEW | CVX | 5,335 | $763,873 | 0.39% |
| 24 | J P MORGAN EXCHANGE TRADED F | 46641Q761 | 11,943 | $717,177 | 0.36% |
| 25 | CHENIERE ENERGY INC | LNG | 2,725 | $663,592 | 0.34% |
| 26 | AMAZON COM INC | AMZN | 2,859 | $627,236 | 0.32% |
| 27 | BLACKROCK ETF TRUST II | BLK | 27,300 | $609,063 | 0.31% |
| 28 | VANGUARD INDEX FDS | 922908363 | 923 | $524,193 | 0.27% |
| 29 | ISHARES TR | 464287655 | 2,203 | $475,385 | 0.24% |
| 30 | ISHARES TR | 464287614 | 1,103 | $468,312 | 0.24% |
| 31 | INSPERITY INC | NSP | 6,976 | $419,397 | 0.21% |
| 32 | GRANITE CONSTR INC | GVA | 3,647 | $341,031 | 0.17% |
| 33 | EQUINOR ASA | STOHF | 13,297 | $334,287 | 0.17% |
| 34 | VANGUARD BD INDEX FDS | 921937827 | 3,930 | $309,291 | 0.16% |
| 35 | KINDER MORGAN INC DEL | EP-PC | 9,381 | $275,801 | 0.14% |
| 36 | BROADCOM INC | AVGO | 1,000 | $275,650 | 0.14% |
| 37 | FEDEX CORP | FDX | 1,152 | $261,861 | 0.13% |
| 38 | ISHARES TR | 464287507 | 4,175 | $258,934 | 0.13% |
| 39 | SCHWAB STRATEGIC TR | 808524201 | 9,816 | $239,905 | 0.12% |
| 40 | VISA INC | V | 645 | $229,007 | 0.12% |
| 41 | SPDR INDEX SHS FDS | 78463X848 | 6,540 | $213,596 | 0.11% |
| 42 | JPMORGAN CHASE & CO. | VYLD | 698 | $202,357 | 0.10% |