13F HOLDINGS REPORT

THEORY FINANCIAL LLC

Quarter ended Q4 2024 · Filed February 4, 2025 · Accession 0001085146-25-000715

Total Value

$239.1M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (74)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524839	1,326,998	$30.1M	12.60%
2	VANGUARD WORLD FD	92204A405	137,715	$16.3M	6.80%
3	SELECT SECTOR SPDR TR	81369Y852	123,546	$12.0M	5.00%
4	SELECT SECTOR SPDR TR	81369Y407	52,118	$11.7M	4.89%
5	ISHARES TR	46432F339	56,551	$10.1M	4.21%
6	ISHARES TR	464288588	103,203	$9.5M	3.96%
7	SPDR SER TR	78464A854	127,571	$8.8M	3.68%
8	ISHARES TR	464288638	140,961	$7.3M	3.04%
9	VANGUARD WORLD FD	92204A702	10,405	$6.5M	2.71%
10	INVESCO EXCHANGE TRADED FD T	IVZ	88,353	$6.4M	2.68%
11	INVESCO EXCH TRADED FD TR II	IVZ	30,078	$6.3M	2.65%
12	SCHWAB STRATEGIC TR	808524870	242,218	$6.3M	2.62%
13	VANGUARD SCOTTSDALE FDS	92206C706	99,265	$5.8M	2.41%
14	ISHARES TR	46434V613	116,086	$5.2M	2.19%
15	ISHARES TR	464287309	46,595	$4.7M	1.98%
16	ETF OPPORTUNITIES TRUST	26923N512	181,287	$4.7M	1.97%
17	ISHARES TR	464287523	21,673	$4.7M	1.95%
18	SELECT SECTOR SPDR TR	81369Y886	60,927	$4.6M	1.93%
19	SPDR SER TR	78468R101	156,652	$4.5M	1.90%
20	BLACKROCK ETF TRUST	BLK	83,213	$4.3M	1.78%
21	VANGUARD INDEX FDS	922908611	17,853	$3.5M	1.48%
22	ISHARES TR	464288885	35,458	$3.4M	1.44%
23	VANGUARD INDEX FDS	922908744	20,235	$3.4M	1.43%
24	FIRST TR EXCHANGE-TRADED FD	33738R704	43,338	$3.3M	1.40%
25	ISHARES TR	464288877	63,347	$3.3M	1.39%
26	INVESCO EXCHANGE TRADED FD T	IVZ	29,792	$3.3M	1.39%
27	SPDR SER TR	78468R812	21,341	$3.3M	1.38%
28	WISDOMTREE TR	WT	52,434	$3.3M	1.37%
29	ISHARES TR	464288414	30,741	$3.3M	1.37%
30	INVESCO EXCHANGE TRADED FD T	IVZ	49,181	$3.3M	1.36%
31	WISDOMTREE TR	WT	70,508	$3.2M	1.33%
32	ISHARES TR	464287408	11,260	$2.1M	0.90%
33	ISHARES TR	464287200	3,344	$2.0M	0.82%
34	ISHARES INC	46434G764	35,202	$2.0M	0.82%
35	BLACKROCK ETF TRUST II	BLK	35,340	$1.8M	0.77%
36	VANGUARD STAR FDS	921909768	30,178	$1.8M	0.74%
37	VANGUARD MUN BD FDS	922907746	33,710	$1.7M	0.71%
38	ISHARES TR	464287721	10,209	$1.6M	0.68%
39	ISHARES TR	464287432	13,743	$1.2M	0.50%
40	SPDR S&P 500 ETF TR	SPY	1,985	$1.2M	0.49%
41	INVESCO EXCH TRADED FD TR II	IVZ	11,142	$1.1M	0.44%
42	ISHARES TR	464287614	2,567	$1.0M	0.43%
43	ISHARES TR	464287101	3,365	$971,980	0.41%
44	SELECT SECTOR SPDR TR	81369Y506	10,908	$934,379	0.39%
45	BLACKROCK ETF TRUST	BLK	13,595	$870,760	0.36%
46	ISHARES TR	46436E767	16,196	$805,265	0.34%
47	ISHARES INC	46434G103	15,307	$799,332	0.33%
48	ISHARES TR	46435G193	32,771	$744,557	0.31%
49	ISHARES TR	46435G425	5,051	$650,670	0.27%
50	ISHARES TR	46436E619	14,212	$603,726	0.25%
51	ISHARES TR	464288570	5,460	$601,965	0.25%
52	ISHARES TR	46435U549	12,502	$580,593	0.24%
53	ISHARES TR	464288653	5,472	$544,683	0.23%
54	APPLE INC	AAPL	2,031	$508,603	0.21%
55	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,108	$502,234	0.21%
56	WORLD GOLD TR	GLDW	9,442	$490,890	0.21%
57	AMAZON COM INC	AMZN	2,197	$482,000	0.20%
58	ISHARES TR	464288281	4,756	$423,474	0.18%
59	ISHARES TR	46435U713	8,847	$409,528	0.17%
60	SCHWAB STRATEGIC TR	808524409	15,618	$407,161	0.17%
61	VANGUARD INDEX FDS	922908736	934	$383,351	0.16%
62	ALPHABET INC	GOOG	1,924	$364,213	0.15%
63	ISHARES TR	46436E759	5,538	$357,866	0.15%
64	ISHARES TR	46432F842	4,954	$348,167	0.15%
65	EXXON MOBIL CORP	XOM	3,213	$345,622	0.14%
66	CHEVRON CORP NEW	CVX	2,077	$300,833	0.13%
67	ISHARES TR	464287473	2,293	$296,577	0.12%
68	ISHARES TR	464288158	2,653	$279,838	0.12%
69	MICROSOFT CORP	MSFT	562	$236,883	0.10%
70	VANGUARD INDEX FDS	922908512	1,406	$227,449	0.10%
71	ISHARES TR	46435G409	8,388	$227,399	0.10%
72	ISHARES INC	46434G863	6,692	$223,446	0.09%
73	JPMORGAN CHASE & CO.	VYLD	925	$221,732	0.09%
74	ISHARES TR	46429B267	9,100	$209,118	0.09%