13F HOLDINGS REPORT
Sterling Financial Planning, Inc.
Quarter ended Q4 2024 · Filed February 3, 2025 · Accession 0001085146-25-000679
Total Value
$271.8M
Positions
108
Other Managers
0
Confidential Omitted
No
Holdings (108)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287705 | 135,140 | $16.9M | 6.21% |
| 2 | ISHARES GOLD TR | IAU | 314,431 | $15.6M | 5.73% |
| 3 | ISHARES TR | 464287309 | 153,268 | $15.6M | 5.73% |
| 4 | ISHARES TR | 464287887 | 112,378 | $15.2M | 5.60% |
| 5 | ISHARES TR | 464287606 | 166,230 | $15.1M | 5.56% |
| 6 | DIMENSIONAL ETF TRUST | 25434V807 | 282,218 | $10.0M | 3.68% |
| 7 | SCHWAB STRATEGIC TR | 808524771 | 397,427 | $9.4M | 3.46% |
| 8 | VANGUARD WHITEHALL FDS | 921946406 | 69,863 | $8.9M | 3.28% |
| 9 | ISHARES TR | 464287879 | 80,970 | $8.8M | 3.24% |
| 10 | ISHARES TR | 464287200 | 12,630 | $7.4M | 2.74% |
| 11 | VANGUARD BD INDEX FDS | 921937819 | 94,257 | $7.0M | 2.59% |
| 12 | DIMENSIONAL ETF TRUST | 25434V781 | 254,023 | $6.7M | 2.48% |
| 13 | INNOVATOR ETFS TRUST | INHD | 230,013 | $6.6M | 2.43% |
| 14 | DIMENSIONAL ETF TRUST | 25434V815 | 204,677 | $6.3M | 2.32% |
| 15 | ISHARES TR | 46429B267 | 214,403 | $4.9M | 1.81% |
| 16 | ISHARES TR | 464287507 | 72,732 | $4.5M | 1.67% |
| 17 | ISHARES TR | 464287408 | 23,399 | $4.5M | 1.64% |
| 18 | DIMENSIONAL ETF TRUST | 25434V658 | 173,385 | $4.4M | 1.63% |
| 19 | VANGUARD BD INDEX FDS | 921937827 | 56,572 | $4.4M | 1.61% |
| 20 | ISHARES TR | 464288885 | 42,971 | $4.2M | 1.53% |
| 21 | DIMENSIONAL ETF TRUST | 25434V740 | 154,639 | $4.1M | 1.49% |
| 22 | APPLE INC | AAPL | 15,950 | $4.0M | 1.47% |
| 23 | DIMENSIONAL ETF TRUST | 25434V856 | 96,527 | $3.9M | 1.44% |
| 24 | SPDR GOLD TR | GLD | 14,629 | $3.5M | 1.30% |
| 25 | VANGUARD CHARLOTTE FDS | 92203J407 | 70,472 | $3.5M | 1.27% |
| 26 | INVESCO QQQ TR | IVZ | 6,643 | $3.4M | 1.25% |
| 27 | ISHARES TR | 464288448 | 120,540 | $3.3M | 1.21% |
| 28 | VANGUARD INDEX FDS | 922908512 | 19,677 | $3.2M | 1.17% |
| 29 | VANGUARD MUN BD FDS | 922907746 | 62,472 | $3.1M | 1.15% |
| 30 | VANGUARD INDEX FDS | 922908553 | 33,193 | $3.0M | 1.09% |
| 31 | ISHARES TR | 464287176 | 25,000 | $2.7M | 0.98% |
| 32 | SCHWAB STRATEGIC TR | 808524748 | 76,976 | $2.6M | 0.97% |
| 33 | VANGUARD WELLINGTON FD | 921935870 | 25,649 | $2.6M | 0.95% |
| 34 | ISHARES TR | 464288414 | 23,239 | $2.5M | 0.91% |
| 35 | VANGUARD INDEX FDS | 922908538 | 9,173 | $2.3M | 0.86% |
| 36 | VANGUARD INDEX FDS | 922908611 | 11,724 | $2.3M | 0.85% |
| 37 | VANGUARD INDEX FDS | 922908595 | 8,185 | $2.3M | 0.84% |
| 38 | VANGUARD SCOTTSDALE FDS | 92206C409 | 27,505 | $2.1M | 0.79% |
| 39 | WISDOMTREE TR | WT | 40,257 | $2.0M | 0.72% |
| 40 | VANGUARD MALVERN FDS | 922020805 | 37,636 | $1.8M | 0.67% |
| 41 | MICROSOFT CORP | MSFT | 3,714 | $1.6M | 0.58% |
| 42 | SPDR S&P 500 ETF TR | SPY | 2,623 | $1.5M | 0.57% |
| 43 | VANGUARD TAX-MANAGED FDS | 921943858 | 31,881 | $1.5M | 0.56% |
| 44 | INVESCO EXCHANGE TRADED FD T | IVZ | 34,788 | $1.4M | 0.52% |
| 45 | ISHARES TR | 464287804 | 11,188 | $1.3M | 0.47% |
| 46 | ISHARES TR | 464288273 | 21,126 | $1.3M | 0.47% |
| 47 | JOHNSON & JOHNSON | JNJ | 8,329 | $1.2M | 0.44% |
| 48 | SELECTIVE INS GROUP INC | 816300107 | 12,618 | $1.2M | 0.43% |
| 49 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2,186 | $990,870 | 0.36% |
| 50 | DIMENSIONAL ETF TRUST | 25434V823 | 41,167 | $957,954 | 0.35% |
| 51 | EXXON MOBIL CORP | XOM | 8,713 | $937,249 | 0.34% |
| 52 | VANGUARD INDEX FDS | 922908736 | 1,951 | $800,969 | 0.29% |
| 53 | PROVIDENT FINL SVCS INC | 74386T105 | 38,073 | $718,438 | 0.26% |
| 54 | INNOVATOR ETFS TRUST | INHD | 16,600 | $701,350 | 0.26% |
| 55 | SCHWAB STRATEGIC TR | 808524706 | 25,950 | $691,038 | 0.25% |
| 56 | DIMENSIONAL ETF TRUST | 25434V666 | 21,836 | $655,735 | 0.24% |
| 57 | COSTCO WHSL CORP NEW | 22160K105 | 712 | $652,572 | 0.24% |
| 58 | META PLATFORMS INC | META | 1,052 | $615,739 | 0.23% |
| 59 | RTX CORPORATION | RTX | 5,184 | $599,892 | 0.22% |
| 60 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,062 | $599,718 | 0.22% |
| 61 | 3M CO | MMM | 4,610 | $595,044 | 0.22% |
| 62 | INVESCO EXCHANGE TRADED FD T | IVZ | 14,219 | $591,642 | 0.22% |
| 63 | ELI LILLY & CO | LLY | 766 | $591,479 | 0.22% |
| 64 | VANGUARD BD INDEX FDS | 921937835 | 8,067 | $580,098 | 0.21% |
| 65 | BECTON DICKINSON & CO | BDX | 2,551 | $578,791 | 0.21% |
| 66 | DIMENSIONAL ETF TRUST | 25434V401 | 9,036 | $576,067 | 0.21% |
| 67 | PROCTER AND GAMBLE CO | 742718109 | 3,367 | $564,478 | 0.21% |
| 68 | INVESCO EXCHANGE TRADED FD T | IVZ | 3,165 | $554,599 | 0.20% |
| 69 | ALPHABET INC | GOOG | 2,767 | $523,793 | 0.19% |
| 70 | SPDR SER TR | 78464A839 | 6,516 | $522,613 | 0.19% |
| 71 | REALTY INCOME CORP | O | 9,480 | $506,330 | 0.19% |
| 72 | JPMORGAN CHASE & CO. | VYLD | 2,068 | $495,720 | 0.18% |
| 73 | VANGUARD INDEX FDS | 922908629 | 1,860 | $491,293 | 0.18% |
| 74 | PEPSICO INC | PEP | 3,181 | $483,695 | 0.18% |
| 75 | INTERNATIONAL BUSINESS MACHS | INTR | 2,184 | $480,143 | 0.18% |
| 76 | AMAZON COM INC | AMZN | 2,148 | $471,250 | 0.17% |
| 77 | DEERE & CO | DE | 994 | $421,158 | 0.15% |
| 78 | ISHARES TR | 464288281 | 4,362 | $388,358 | 0.14% |
| 79 | ALPHABET INC | GOOG | 1,941 | $369,644 | 0.14% |
| 80 | HOME DEPOT INC | HD | 907 | $352,822 | 0.13% |
| 81 | CARRIER GLOBAL CORPORATION | CARR | 5,027 | $343,143 | 0.13% |
| 82 | DIMENSIONAL ETF TRUST | 25434V773 | 13,084 | $321,271 | 0.12% |
| 83 | MERCK & CO INC | MRK | 3,079 | $306,299 | 0.11% |
| 84 | ISHARES TR | 46432F339 | 1,683 | $299,630 | 0.11% |
| 85 | INNOVATOR ETFS TRUST | INHD | 8,357 | $296,751 | 0.11% |
| 86 | MCDONALDS CORP | MCD | 1,023 | $296,518 | 0.11% |
| 87 | GENERAL DYNAMICS CORP | GD | 1,102 | $290,247 | 0.11% |
| 88 | LOWES COS INC | 548661107 | 1,174 | $289,743 | 0.11% |
| 89 | UNITED PARCEL SERVICE INC | UPS | 2,203 | $277,857 | 0.10% |
| 90 | VANGUARD INTL EQUITY INDEX F | 922042858 | 6,249 | $275,220 | 0.10% |
| 91 | CHEVRON CORP NEW | CVX | 1,866 | $270,229 | 0.10% |
| 92 | INNOVATOR ETFS TRUST | INHD | 7,745 | $264,150 | 0.10% |
| 93 | ISHARES TR | 464287168 | 1,934 | $253,874 | 0.09% |
| 94 | GUINNESS ATKINSON FDS | 402031835 | 8,876 | $252,345 | 0.09% |
| 95 | TESLA INC | TSLA | 623 | $251,592 | 0.09% |
| 96 | SPDR SER TR | 78468R663 | 2,666 | $243,752 | 0.09% |
| 97 | ABBVIE INC | ABBV | 1,352 | $240,250 | 0.09% |
| 98 | CALAMOS ETF TR | 12811T803 | 9,447 | $236,412 | 0.09% |
| 99 | OTIS WORLDWIDE CORP | OTIS | 2,513 | $232,729 | 0.09% |
| 100 | SPDR SER TR | 78464A821 | 2,676 | $232,542 | 0.09% |
| 101 | VANGUARD SCOTTSDALE FDS | 92206C714 | 2,724 | $221,333 | 0.08% |
| 102 | INVESCO EXCH TRADED FD TR II | IVZ | 7,792 | $220,658 | 0.08% |
| 103 | SCHWAB STRATEGIC TR | 808524102 | 9,583 | $217,538 | 0.08% |
| 104 | ROYAL CARIBBEAN GROUP | V7780T103 | 935 | $215,695 | 0.08% |
| 105 | ISHARES TR | 464288810 | 3,623 | $211,419 | 0.08% |
| 106 | ORACLE CORP | ORCL-PD | 1,266 | $210,966 | 0.08% |
| 107 | NVIDIA CORPORATION | NVDA | 1,543 | $207,241 | 0.08% |
| 108 | BLACKROCK ENHANCED EQUITY DI | BLK | 13,831 | $114,521 | 0.04% |