13F HOLDINGS REPORT
Cardinal Point Capital Management, ULC
Quarter ended Q4 2024 · Filed January 14, 2025 · Accession 0001085146-25-000157
Total Value
$629.9M
Positions
84
Other Managers
0
Confidential Omitted
No
Holdings (84)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 529,217 | $153.4M | 24.35% |
| 2 | WISDOMTREE TR | WT | 1,411,245 | $71.0M | 11.27% |
| 3 | VANGUARD SCOTTSDALE FDS | 92206C706 | 874,547 | $50.7M | 8.05% |
| 4 | ISHARES TR | 46434V282 | 675,164 | $40.7M | 6.47% |
| 5 | VANGUARD INTL EQUITY INDEX F | 922042775 | 642,829 | $36.9M | 5.86% |
| 6 | ISHARES TR | 464288414 | 313,585 | $33.4M | 5.30% |
| 7 | DIMENSIONAL ETF TRUST | 25434V880 | 1,232,560 | $30.6M | 4.86% |
| 8 | LITMAN GREGORY FDS TR | 53700T827 | 1,063,256 | $27.8M | 4.42% |
| 9 | DIMENSIONAL ETF TRUST | 25434V708 | 760,192 | $26.3M | 4.17% |
| 10 | PIMCO ETF TR | 72201R585 | 852,885 | $22.2M | 3.53% |
| 11 | ISHARES GOLD TR | IAU | 408,083 | $20.2M | 3.21% |
| 12 | WISDOMTREE TR | WT | 388,586 | $16.9M | 2.69% |
| 13 | APPLE INC | AAPL | 35,031 | $8.8M | 1.39% |
| 14 | ISHARES TR | 46434V860 | 164,759 | $8.3M | 1.32% |
| 15 | FIRST TR EXCH TRADED FD III | 33739P103 | 125,184 | $8.2M | 1.31% |
| 16 | DIMENSIONAL ETF TRUST | 25434V716 | 177,130 | $6.7M | 1.07% |
| 17 | TESLA INC | TSLA | 15,536 | $6.3M | 1.00% |
| 18 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 13,346 | $6.0M | 0.96% |
| 19 | VANGUARD WORLD FD | 92204A702 | 6,621 | $4.1M | 0.65% |
| 20 | ALPHABET INC | GOOG | 14,762 | $2.8M | 0.45% |
| 21 | AMAZON COM INC | AMZN | 11,116 | $2.4M | 0.39% |
| 22 | NVIDIA CORPORATION | NVDA | 17,220 | $2.3M | 0.37% |
| 23 | VANGUARD INDEX FDS | 922908363 | 4,223 | $2.3M | 0.36% |
| 24 | DIMENSIONAL ETF TRUST | 25434V690 | 68,590 | $2.3M | 0.36% |
| 25 | MICROSOFT CORP | MSFT | 5,256 | $2.2M | 0.35% |
| 26 | INVESCO QQQ TR | IVZ | 3,902 | $2.0M | 0.32% |
| 27 | ISHARES TR | 46436E676 | 52,380 | $1.6M | 0.26% |
| 28 | ISHARES TR | 46435G243 | 57,633 | $1.4M | 0.23% |
| 29 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2 | $1.4M | 0.22% |
| 30 | ISHARES TR | 46434V464 | 6,865 | $1.3M | 0.21% |
| 31 | INNOVATOR ETFS TRUST | INHD | 35,240 | $1.3M | 0.21% |
| 32 | INNOVATOR ETFS TRUST | INHD | 30,355 | $1.2M | 0.20% |
| 33 | ISHARES TR | 46436E668 | 34,800 | $1.2M | 0.20% |
| 34 | IRON MTN INC DEL | 46284V101 | 10,200 | $1.1M | 0.17% |
| 35 | PIMCO ETF TR | 72201R775 | 11,640 | $1.1M | 0.17% |
| 36 | VISA INC | V | 3,190 | $1.0M | 0.16% |
| 37 | ALPHABET INC | GOOG | 4,704 | $890,467 | 0.14% |
| 38 | ISHARES TR | 46435U549 | 18,065 | $838,939 | 0.13% |
| 39 | DIMENSIONAL ETF TRUST | 25434V682 | 25,080 | $830,933 | 0.13% |
| 40 | INNOVATOR ETFS TRUST | INHD | 21,470 | $826,595 | 0.13% |
| 41 | SPDR GOLD TR | GLD | 3,298 | $798,545 | 0.13% |
| 42 | SPDR S&P 500 ETF TR | SPY | 1,303 | $766,202 | 0.12% |
| 43 | AMERICAN CENTY ETF TR | 025072877 | 7,651 | $738,551 | 0.12% |
| 44 | ISHARES TR | 46434V621 | 11,679 | $716,379 | 0.11% |
| 45 | INNOVATOR ETFS TRUST | INHD | 26,550 | $708,832 | 0.11% |
| 46 | META PLATFORMS INC | META | 1,202 | $703,783 | 0.11% |
| 47 | INNOVATOR ETFS TRUST | INHD | 15,940 | $673,465 | 0.11% |
| 48 | MOTOROLA SOLUTIONS INC | MSI | 1,446 | $669,961 | 0.11% |
| 49 | ISHARES TR | 464287200 | 997 | $586,914 | 0.09% |
| 50 | ISHARES TR | 464289867 | 9,961 | $570,965 | 0.09% |
| 51 | INNOVATOR ETFS TRUST | INHD | 15,490 | $570,032 | 0.09% |
| 52 | VANGUARD INDEX FDS | 922908553 | 5,578 | $496,888 | 0.08% |
| 53 | ISHARES TR | 464288224 | 43,515 | $495,201 | 0.08% |
| 54 | SERVICENOW INC | NOW | 442 | $468,573 | 0.07% |
| 55 | WASTE MGMT INC DEL | 94106L109 | 2,302 | $464,521 | 0.07% |
| 56 | ECOLAB INC | ECL | 1,887 | $443,388 | 0.07% |
| 57 | ISHARES TR | 46435U440 | 9,504 | $443,076 | 0.07% |
| 58 | COLGATE PALMOLIVE CO | CL | 4,720 | $429,095 | 0.07% |
| 59 | VANGUARD WHITEHALL FDS | 921946406 | 3,297 | $420,664 | 0.07% |
| 60 | NETFLIX INC | NFLX | 451 | $401,985 | 0.06% |
| 61 | MCKESSON CORP | MCK | 701 | $400,241 | 0.06% |
| 62 | INNOVATOR ETFS TRUST | INHD | 10,190 | $398,279 | 0.06% |
| 63 | ISHARES TR | 464287614 | 949 | $381,099 | 0.06% |
| 64 | SELECT SECTOR SPDR TR | 81369Y209 | 2,755 | $379,005 | 0.06% |
| 65 | SELECT SECTOR SPDR TR | 81369Y506 | 4,386 | $375,713 | 0.06% |
| 66 | FIDELITY MERRIMACK STR TR | 316188309 | 8,315 | $375,073 | 0.06% |
| 67 | MORGAN STANLEY | MS-PQ | 2,697 | $339,067 | 0.05% |
| 68 | SELECT SECTOR SPDR TR | 81369Y803 | 1,456 | $338,571 | 0.05% |
| 69 | ISHARES TR | 464288679 | 2,900 | $319,319 | 0.05% |
| 70 | ISHARES TR | 464287622 | 979 | $315,395 | 0.05% |
| 71 | ELI LILLY & CO | LLY | 405 | $312,660 | 0.05% |
| 72 | COSTCO WHSL CORP NEW | 22160K105 | 338 | $309,699 | 0.05% |
| 73 | FISERV INC | FISV | 1,255 | $257,802 | 0.04% |
| 74 | INNOVATOR ETFS TRUST | INHD | 6,770 | $256,412 | 0.04% |
| 75 | INNOVATOR ETFS TRUST | INHD | 6,300 | $249,268 | 0.04% |
| 76 | DEXCOM INC | DXCM | 3,200 | $248,864 | 0.04% |
| 77 | ISHARES TR | 46432F339 | 1,397 | $248,778 | 0.04% |
| 78 | GE AEROSPACE | 369604301 | 1,463 | $244,394 | 0.04% |
| 79 | SOUTHWEST AIRLS CO | 844741108 | 7,200 | $243,360 | 0.04% |
| 80 | INNOVATOR ETFS TRUST | INHD | 7,360 | $240,693 | 0.04% |
| 81 | WISDOMTREE TR | WT | 6,760 | $236,127 | 0.04% |
| 82 | ISHARES TR | 46432F842 | 3,285 | $230,870 | 0.04% |
| 83 | LULULEMON ATHLETICA INC | LULU | 600 | $229,446 | 0.04% |
| 84 | INNOVATOR ETFS TRUST | INHD | 5,600 | $201,081 | 0.03% |