13F HOLDINGS REPORT

Sterling Financial Planning, Inc.

Quarter ended Q1 2024 · Filed May 6, 2024 · Accession 0001085146-24-002264

Total Value

$246.8M

Positions

105

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (105)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287705	129,620	$15.3M	6.21%
2	ISHARES GOLD TR	IAU	348,104	$14.6M	5.92%
3	ISHARES TR	464287606	158,735	$14.5M	5.87%
4	ISHARES TR	464287887	108,464	$14.2M	5.74%
5	ISHARES TR	464287309	164,244	$13.9M	5.62%
6	SCHWAB STRATEGIC TR	808524771	136,566	$9.2M	3.73%
7	DIMENSIONAL ETF TRUST	25434V807	240,400	$8.8M	3.58%
8	ISHARES TR	464287879	84,390	$8.7M	3.51%
9	VANGUARD WHITEHALL FDS	921946406	66,580	$8.1M	3.26%
10	ISHARES TR	464287200	12,969	$6.8M	2.76%
11	VANGUARD BD INDEX FDS	921937819	81,572	$6.2M	2.49%
12	DIMENSIONAL ETF TRUST	25434V781	194,449	$5.3M	2.14%
13	INNOVATOR ETFS TRUST	INHD	189,597	$5.1M	2.07%
14	ISHARES TR	464287507	78,384	$4.8M	1.93%
15	DIMENSIONAL ETF TRUST	25434V815	153,557	$4.6M	1.87%
16	ISHARES TR	464287408	24,733	$4.6M	1.87%
17	ISHARES TR	464288885	38,478	$4.0M	1.62%
18	DIMENSIONAL ETF TRUST	25434V856	95,528	$3.9M	1.60%
19	ISHARES TR	46429B267	153,825	$3.5M	1.42%
20	VANGUARD BD INDEX FDS	921937827	43,145	$3.3M	1.34%
21	VANGUARD INDEX FDS	922908512	20,902	$3.3M	1.32%
22	SPDR GOLD TR	GLD	15,776	$3.2M	1.31%
23	ISHARES TR	464288448	115,390	$3.2M	1.31%
24	DIMENSIONAL ETF TRUST	25434V740	117,605	$3.1M	1.24%
25	DIMENSIONAL ETF TRUST	25434V658	115,719	$3.0M	1.20%
26	VANGUARD INDEX FDS	922908553	33,371	$2.9M	1.17%
27	ISHARES TR	464288414	26,700	$2.9M	1.16%
28	INVESCO QQQ TR	IVZ	6,421	$2.9M	1.16%
29	APPLE INC	AAPL	15,210	$2.6M	1.06%
30	SCHWAB STRATEGIC TR	808524748	70,239	$2.5M	1.01%
31	VANGUARD INDEX FDS	922908611	12,836	$2.5M	1.00%
32	VANGUARD INDEX FDS	922908595	9,045	$2.4M	0.96%
33	VANGUARD MUN BD FDS	922907746	44,526	$2.3M	0.91%
34	VANGUARD INDEX FDS	922908538	9,537	$2.2M	0.91%
35	VANGUARD WELLINGTON FD	921935870	21,691	$2.2M	0.88%
36	WISDOMTREE TR	WT	38,085	$1.9M	0.78%
37	VANGUARD TAX-MANAGED FDS	921943858	35,326	$1.8M	0.72%
38	JOHNSON & JOHNSON	JNJ	10,116	$1.6M	0.65%
39	VANGUARD SCOTTSDALE FDS	92206C409	20,682	$1.6M	0.65%
40	ISHARES TR	464287176	14,464	$1.6M	0.63%
41	VANGUARD MALVERN FDS	922020805	32,357	$1.5M	0.63%
42	ISHARES TR	464288273	23,891	$1.5M	0.61%
43	SELECTIVE INS GROUP INC	816300107	13,138	$1.4M	0.58%
44	INVESCO EXCHANGE TRADED FD T	IVZ	36,653	$1.4M	0.57%
45	SPDR S&P 500 ETF TR	SPY	2,694	$1.4M	0.57%
46	MICROSOFT CORP	MSFT	3,312	$1.4M	0.56%
47	ISHARES TR	464287804	12,272	$1.4M	0.55%
48	VANGUARD CHARLOTTE FDS	92203J407	27,348	$1.3M	0.55%
49	EXXON MOBIL CORP	XOM	10,723	$1.2M	0.51%
50	VANGUARD BD INDEX FDS	921937835	15,015	$1.1M	0.44%
51	BECTON DICKINSON & CO	BDX	3,965	$981,238	0.40%
52	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,328	$978,971	0.40%
53	COSTCO WHSL CORP NEW	22160K105	1,214	$889,439	0.36%
54	DIMENSIONAL ETF TRUST	25434V823	39,414	$881,690	0.36%
55	META PLATFORMS INC	META	1,557	$756,144	0.31%
56	LAKELAND BANCORP INC	511637100	61,770	$747,417	0.30%
57	DEERE & CO	DE	1,655	$679,775	0.28%
58	ELI LILLY & CO	LLY	863	$671,435	0.27%
59	INNOVATOR ETFS TRUST	INHD	16,661	$651,612	0.26%
60	INVESCO EXCHANGE TRADED FD T	IVZ	16,391	$643,836	0.26%
61	VANGUARD SPECIALIZED FUNDS	921908844	3,355	$612,580	0.25%
62	VANGUARD INDEX FDS	922908736	1,712	$589,429	0.24%
63	PROCTER AND GAMBLE CO	742718109	3,522	$571,445	0.23%
64	MCDONALDS CORP	MCD	1,951	$550,031	0.22%
65	INVESCO EXCHANGE TRADED FD T	IVZ	3,228	$546,661	0.22%
66	AMAZON COM INC	AMZN	3,018	$544,387	0.22%
67	HOME DEPOT INC	HD	1,370	$525,399	0.21%
68	REALTY INCOME CORP	O	9,480	$512,871	0.21%
69	PEPSICO INC	PEP	2,880	$504,115	0.20%
70	RTX CORPORATION	RTX	5,157	$502,962	0.20%
71	SPDR SER TR	78464A839	6,569	$499,213	0.20%
72	SCHWAB STRATEGIC TR	808524706	19,155	$483,656	0.20%
73	VANGUARD INDEX FDS	922908629	1,933	$482,871	0.20%
74	ALPHABET INC	GOOG	2,877	$434,226	0.18%
75	INTERNATIONAL BUSINESS MACHS	INTR	2,200	$420,203	0.17%
76	VANGUARD INTL EQUITY INDEX F	922042858	10,032	$419,047	0.17%
77	JPMORGAN CHASE & CO	VYLD	2,006	$401,802	0.16%
78	ISHARES TR	464288281	4,337	$388,876	0.16%
79	UNITED PARCEL SERVICE INC	UPS	2,599	$386,358	0.16%
80	ABBVIE INC	ABBV	2,102	$382,774	0.16%
81	ISHARES TR	46432F339	2,244	$368,868	0.15%
82	DIMENSIONAL ETF TRUST	25434V773	13,109	$328,502	0.13%
83	3M CO	MMM	3,022	$320,500	0.13%
84	CATERPILLAR INC	CAT	841	$308,168	0.12%
85	GENERAL DYNAMICS CORP	GD	1,089	$307,579	0.12%
86	ALPHABET INC	GOOG	1,991	$303,150	0.12%
87	LOWES COS INC	548661107	1,189	$302,874	0.12%
88	CARRIER GLOBAL CORPORATION	CARR	5,000	$290,650	0.12%
89	ISHARES TR	464288810	4,943	$289,610	0.12%
90	VISA INC	V	1,027	$286,615	0.12%
91	MERCK & CO INC	MRK	2,104	$277,623	0.11%
92	INNOVATOR ETFS TRUST	INHD	8,446	$275,762	0.11%
93	SPDR SER TR	78464A821	3,121	$272,454	0.11%
94	ISHARES TR	464287168	2,165	$266,646	0.11%
95	GUINNESS ATKINSON FDS	402031835	9,376	$256,377	0.10%
96	CHEVRON CORP NEW	CVX	1,604	$252,969	0.10%
97	SPDR SER TR	78468R663	2,732	$250,798	0.10%
98	OTIS WORLDWIDE CORP	OTIS	2,500	$248,175	0.10%
99	DIMENSIONAL ETF TRUST	25434V401	4,165	$237,322	0.10%
100	INVESCO EXCH TRADED FD TR II	IVZ	7,551	$231,576	0.09%
101	LAM RESEARCH CORP	LRCX	222	$215,689	0.09%
102	VANGUARD SCOTTSDALE FDS	92206C714	2,682	$210,903	0.09%
103	VERIZON COMMUNICATIONS INC	VZ	4,964	$208,296	0.08%
104	EVERSOURCE ENERGY	ES	3,452	$206,326	0.08%
105	BLACKROCK ENHANCED EQUITY DI	BLK	13,831	$114,106	0.05%