13F HOLDINGS REPORT
BAKER BOYER NATIONAL BANK
Quarter ended Q3 2025 · Filed November 5, 2025 · Accession 0001079398-25-000012
Total Value
$301.0M
Positions
108
Other Managers
0
Confidential Omitted
No
Holdings (108)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | DFA U.S. Core Equity 2 ETF | 25434V708 | 1,631,867 | $62.9M | 20.91% |
| 2 | Vanguard Muni Bond Tax Exempt | 922907746 | 1,119,533 | $56.1M | 18.62% |
| 3 | DFA World Ex-U.S. Core Equity 2 ETF | 25434V880 | 1,616,674 | $50.7M | 16.85% |
| 4 | DFA U.S. Marketwide Value ETF | 25434V724 | 451,907 | $20.2M | 6.71% |
| 5 | Fidelity Total Bond ETF | 316188309 | 412,063 | $19.1M | 6.33% |
| 6 | DFA International Value ETF | 25434V807 | 208,417 | $9.6M | 3.19% |
| 7 | DFA U.S. Core Equity 2 ETF | 25434V708 | 177,590 | $6.8M | 2.28% |
| 8 | Apple Inc | AAPL | 17,510 | $4.5M | 1.48% |
| 9 | Vanguard Interm Term Treasury ETF | 92206C706 | 57,568 | $3.5M | 1.15% |
| 10 | DFA Intl Core Equity ETF | 25434V203 | 93,682 | $3.4M | 1.13% |
| 11 | DFA Intl Core Equity ETF | 25434V203 | 89,595 | $3.3M | 1.08% |
| 12 | Microsoft Corp | MSFT | 4,643 | $2.4M | 0.80% |
| 13 | Alpha Architect Intl Quantitative Momentum | 02072L300 | 64,854 | $2.4M | 0.79% |
| 14 | Vanguard S&P 500 | 922908363 | 3,673 | $2.2M | 0.75% |
| 15 | DFA U.S. Small Cap ETF | 25434V500 | 32,720 | $2.2M | 0.74% |
| 16 | DFA World Ex-U.S. Core Equity 2 ETF | 25434V880 | 71,343 | $2.2M | 0.74% |
| 17 | DFA Emerging Mkts Core Equity ETF | 25434V302 | 64,359 | $2.0M | 0.67% |
| 18 | Vanguard Muni Bond Tax Exempt | 922907746 | 39,681 | $2.0M | 0.66% |
| 19 | iShares MSCI USA Momentum Factor ETF | 46432F396 | 7,222 | $1.9M | 0.62% |
| 20 | Costco Wholesale Corp | 22160K105 | 1,802 | $1.7M | 0.55% |
| 21 | Vanguard Developed Markets Index ETF | 921943858 | 26,735 | $1.6M | 0.53% |
| 22 | Berkshire Hathaway Inc Class B | BRK-A | 2,823 | $1.4M | 0.47% |
| 23 | Vanguard Value ETF | 922908744 | 7,357 | $1.4M | 0.46% |
| 24 | Vanguard Russell 1000 Growth Index Fund | 92206C680 | 11,249 | $1.4M | 0.45% |
| 25 | iShares Russell 1000 Growth ETF | 464287614 | 2,810 | $1.3M | 0.44% |
| 26 | Johnson & Johnson | JNJ | 7,056 | $1.3M | 0.43% |
| 27 | Vanguard Russell 1000 Value Index Fund | 92206C714 | 12,379 | $1.1M | 0.37% |
| 28 | Deere & Company | DE | 2,112 | $965,733 | 0.32% |
| 29 | iShares Core MSCI Emerging Markets ETF | 46434G103 | 14,602 | $962,564 | 0.32% |
| 30 | McDonald's Corporation | MCD | 3,103 | $942,971 | 0.31% |
| 31 | Meta Platforms Inc | META | 1,169 | $858,490 | 0.29% |
| 32 | SPDR S&P 500 ETF | SPY | 1,273 | $848,047 | 0.28% |
| 33 | DFA Emerging Mkts Core Equity ETF | 25434V302 | 26,519 | $836,144 | 0.28% |
| 34 | Alphabet (Google) Class C | GOOG | 3,416 | $831,967 | 0.28% |
| 35 | Home Depot Inc | HD | 2,027 | $821,320 | 0.27% |
| 36 | Amazon.Com Inc | AMZN | 3,451 | $757,736 | 0.25% |
| 37 | Alpha Architect US Quantitative Value ETF | 02072L102 | 15,762 | $735,297 | 0.24% |
| 38 | Procter & Gamble CO | 742718109 | 4,715 | $724,460 | 0.24% |
| 39 | Alpha Architect US Quantitative Momentum ETF | 02072L409 | 10,812 | $696,736 | 0.23% |
| 40 | Alpha Architect Intl Quantitative Momentum | 02072L300 | 18,070 | $662,161 | 0.22% |
| 41 | Southern Company | SOMN | 6,932 | $656,946 | 0.22% |
| 42 | RTX Corporation | RTX | 3,872 | $647,902 | 0.22% |
| 43 | Alphabet (Google) Class A | GOOG | 2,660 | $646,646 | 0.21% |
| 44 | Chevron Corp | CVX | 4,150 | $644,454 | 0.21% |
| 45 | Mastercard Inc | MA | 1,090 | $620,003 | 0.21% |
| 46 | iShares ibonds Dec 2028 Term Corp ETF | 46435U515 | 24,114 | $615,389 | 0.20% |
| 47 | Vanguard FTSE Emerging Markets | 922042858 | 10,843 | $587,474 | 0.20% |
| 48 | NVIDIA Corp | NVDA | 3,057 | $570,375 | 0.19% |
| 49 | Alpha Architect Intl Quantitative Value | 02072L201 | 18,827 | $567,977 | 0.19% |
| 50 | Honeywell International | 438516106 | 2,595 | $546,248 | 0.18% |
| 51 | International Business Machines | INTR | 1,916 | $540,619 | 0.18% |
| 52 | Exxon Mobil Corporation | XOM | 4,627 | $521,694 | 0.17% |
| 53 | Caterpillar Inc | CAT | 1,092 | $521,048 | 0.17% |
| 54 | Union Pacific Corp | UNP | 2,197 | $519,305 | 0.17% |
| 55 | Microsoft Corp | MSFT | 1,000 | $517,950 | 0.17% |
| 56 | Vanguard Russell 2000 Index Fund | 92206C664 | 5,254 | $513,946 | 0.17% |
| 57 | Fidelity Total Bond ETF | 316188309 | 11,049 | $510,906 | 0.17% |
| 58 | Visa Inc | V | 1,357 | $463,253 | 0.15% |
| 59 | Tesla Inc | TSLA | 1,035 | $460,285 | 0.15% |
| 60 | Waste Management | 94106L109 | 1,979 | $437,023 | 0.15% |
| 61 | Alpha Architect US Quantitative Value ETF | 02072L102 | 9,308 | $434,218 | 0.14% |
| 62 | Paccar Inc | PCAR | 4,409 | $433,493 | 0.14% |
| 63 | iShares Gold Tr | IAU | 5,895 | $428,979 | 0.14% |
| 64 | Walmart Inc | WMT | 4,048 | $417,187 | 0.14% |
| 65 | Alpha Architect US Quantitative Momentum ETF | 02072L409 | 6,182 | $398,374 | 0.13% |
| 66 | United Health Group | UNH | 1,136 | $392,261 | 0.13% |
| 67 | Nike Inc Cl B | NKE | 5,621 | $391,952 | 0.13% |
| 68 | Boeing Co | BA-PA | 1,800 | $388,494 | 0.13% |
| 69 | Abbvie Inc | ABBV | 1,583 | $366,528 | 0.12% |
| 70 | Accenture PLC | ACN | 1,462 | $360,529 | 0.12% |
| 71 | SPDR Technology Select Sector | 81369Y803 | 1,278 | $360,217 | 0.12% |
| 72 | Duke Energy Corp | DUKB | 2,882 | $356,648 | 0.12% |
| 73 | Apple Inc | AAPL | 1,315 | $334,838 | 0.11% |
| 74 | Stryker Corp | SYK | 876 | $323,831 | 0.11% |
| 75 | Alpha Architect Intl Quantitative Value | 02072L201 | 10,347 | $312,150 | 0.10% |
| 76 | Consolidated Edison Inc | ED | 2,958 | $297,338 | 0.10% |
| 77 | Intuit Inc | INTU | 430 | $293,651 | 0.10% |
| 78 | iShares National Muni Bond ETF | 464288414 | 2,560 | $272,614 | 0.09% |
| 79 | JPMorgan Chase & Co | VYLD | 833 | $262,753 | 0.09% |
| 80 | Abbott Laboratories | ABLZF | 1,943 | $260,245 | 0.09% |
| 81 | Vanguard Malver Funds Core Bond ETF | 922020748 | 3,257 | $255,381 | 0.08% |
| 82 | Advanced Micro Devices | AMD | 1,578 | $255,305 | 0.08% |
| 83 | Danaher Corp | 235851102 | 1,281 | $253,971 | 0.08% |
| 84 | Cummins Inc | CMI | 598 | $252,577 | 0.08% |
| 85 | Trane Technologies | TT | 541 | $228,280 | 0.08% |
| 86 | Xcel Energy Inc | XELLL | 2,800 | $225,820 | 0.08% |
| 87 | Vanguard Extended Market Index | 922908652 | 1,071 | $224,203 | 0.07% |
| 88 | Cisco Systems Inc | CSCO | 3,217 | $220,107 | 0.07% |
| 89 | Carrier Global Corp | CARR | 3,507 | $209,368 | 0.07% |
| 90 | Adobe Inc | ADBE | 589 | $207,770 | 0.07% |
| 91 | Lowes Companies Inc | 548661107 | 809 | $203,310 | 0.07% |
| 92 | DFA International Value ETF | 25434V807 | 4,305 | $198,547 | 0.07% |
| 93 | Boeing Co | BA-PA | 915 | $197,484 | 0.07% |
| 94 | Altria Group Inc | MO | 2,660 | $175,720 | 0.06% |
| 95 | DFA U.S. Small Cap ETF | 25434V500 | 2,395 | $163,962 | 0.05% |
| 96 | Altria Group Inc | MO | 1,400 | $92,484 | 0.03% |
| 97 | Lowes Companies Inc | 548661107 | 200 | $50,262 | 0.02% |
| 98 | Deere & Company | DE | 100 | $45,726 | 0.02% |
| 99 | Berkshire Hathaway Inc Class B | BRK-A | 90 | $45,247 | 0.02% |
| 100 | JPMorgan Chase & Co | VYLD | 130 | $41,006 | 0.01% |
| 101 | Southern Company | SOMN | 325 | $30,800 | 0.01% |
| 102 | Duke Energy Corp | DUKB | 160 | $19,800 | 0.01% |
| 103 | DFA U.S. Marketwide Value ETF | 25434V724 | 307 | $13,720 | 0.00% |
| 104 | Tesla Inc | TSLA | 30 | $13,342 | 0.00% |
| 105 | Carrier Global Corp | CARR | 104 | $6,209 | 0.00% |
| 106 | iShares MSCI USA Momentum Factor ETF | 46432F396 | 3 | $769 | 0.00% |
| 107 | Vanguard Value ETF | 922908744 | 4 | $746 | 0.00% |
| 108 | iShares Core MSCI Emerging Markets ETF | 46434G103 | 10 | $659 | 0.00% |