13F HOLDINGS REPORT

Retirement Income Solutions, Inc

Quarter ended Q3 2024 · Filed November 8, 2024 · Accession 0000950123-24-010634

Total Value

$437.7M

Positions

146

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (146)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	223,974	$129.2M	29.51%
2	SPDR S&P 500 ETF TR	SPY	74,703	$42.9M	9.79%
3	ISHARES TR	464287507	687,425	$42.8M	9.79%
4	SPDR SER TR	78464A854	382,806	$25.8M	5.90%
5	ISHARES TR	464287614	48,789	$18.3M	4.18%
6	SPDR SER TR	78464A847	193,369	$10.6M	2.42%
7	SPDR SER TR	78468R796	199,204	$9.4M	2.15%
8	INVESCO QQQ TR	IVZ	15,175	$7.4M	1.69%
9	ISHARES TR	464287598	37,388	$7.1M	1.62%
10	WORLD GOLD TR	GLDW	133,310	$6.9M	1.59%
11	ISHARES TR	464287622	20,752	$6.5M	1.49%
12	ISHARES TR	46435G425	51,034	$6.4M	1.47%
13	SPDR S&P MIDCAP 400 ETF TR	MDY	10,760	$6.1M	1.40%
14	INVESCO EXCHANGE TRADED FD T	IVZ	31,180	$5.6M	1.28%
15	VANGUARD INDEX FDS	922908629	19,575	$5.2M	1.18%
16	APPLE INC	AAPL	20,503	$4.8M	1.09%
17	ISHARES TR	464288257	39,612	$4.7M	1.08%
18	SPDR SER TR	78464A409	48,764	$4.0M	0.92%
19	AMAZON COM INC	AMZN	19,361	$3.6M	0.82%
20	SPDR SER TR	78464A508	61,642	$3.3M	0.74%
21	ISHARES TR	464288661	26,621	$3.2M	0.73%
22	SELECT SECTOR SPDR TR	81369Y803	12,700	$2.9M	0.65%
23	MICROSOFT CORP	MSFT	6,589	$2.8M	0.65%
24	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,013	$2.8M	0.63%
25	ISHARES TR	464287465	30,890	$2.6M	0.59%
26	ISHARES TR	464287309	24,073	$2.3M	0.53%
27	VANGUARD INDEX FDS	922908363	4,293	$2.3M	0.52%
28	ISHARES TR	464287499	24,607	$2.2M	0.50%
29	VANGUARD INDEX FDS	922908736	5,521	$2.1M	0.48%
30	ISHARES TR	464287408	10,463	$2.1M	0.47%
31	ELI LILLY & CO	LLY	2,243	$2.0M	0.45%
32	VANGUARD INDEX FDS	922908769	6,283	$1.8M	0.41%
33	INNOVATOR ETFS TRUST	INHD	41,308	$1.6M	0.37%
34	INNOVATOR ETFS TRUST	INHD	40,218	$1.5M	0.34%
35	SCHWAB STRATEGIC TR	808524300	14,050	$1.5M	0.33%
36	INNOVATOR ETFS TRUST	INHD	37,382	$1.4M	0.33%
37	ALPHABET INC	GOOG	7,968	$1.3M	0.30%
38	ISHARES TR	464287440	13,448	$1.3M	0.30%
39	SPDR GOLD TR	GLD	5,014	$1.2M	0.28%
40	INVESCO EXCHANGE TRADED FD T	IVZ	17,034	$1.2M	0.27%
41	ISHARES TR	464287457	14,281	$1.2M	0.27%
42	ALPHABET INC	GOOG	6,934	$1.2M	0.26%
43	VANECK ETF TRUST	92189F676	4,476	$1.1M	0.25%
44	SELECT SECTOR SPDR TR	81369Y506	12,031	$1.1M	0.24%
45	MERCK & CO INC	MRK	9,215	$1.0M	0.24%
46	VANGUARD INDEX FDS	922908744	5,873	$1.0M	0.23%
47	NVIDIA CORPORATION	NVDA	8,408	$1.0M	0.23%
48	PROCTER AND GAMBLE CO	742718109	5,636	$976,155	0.22%
49	JPMORGAN CHASE & CO.	VYLD	4,403	$928,417	0.21%
50	ISHARES TR	46435U549	17,957	$872,541	0.20%
51	BNY MELLON ETF TRUST	09661T107	7,797	$854,239	0.20%
52	INNOVATOR ETFS TRUST	INHD	19,039	$786,691	0.18%
53	ISHARES TR	464287473	5,875	$776,969	0.18%
54	SPDR SER TR	78468R531	13,636	$760,343	0.17%
55	COCA COLA CO	KO	10,567	$759,345	0.17%
56	SCHWAB STRATEGIC TR	808524201	11,138	$755,713	0.17%
57	ORACLE CORP	ORCL-PD	4,386	$747,374	0.17%
58	VANGUARD SCOTTSDALE FDS	92206C730	2,870	$746,401	0.17%
59	SPDR INDEX SHS FDS	78463X509	17,475	$721,368	0.16%
60	JOHNSON & JOHNSON	JNJ	4,280	$693,617	0.16%
61	DBX ETF TR	233051200	16,253	$682,951	0.16%
62	SPDR SER TR	78464A755	10,349	$659,438	0.15%
63	ISHARES TR	464287234	14,070	$645,250	0.15%
64	ISHARES TR	464287481	5,417	$635,360	0.15%
65	ISHARES TR	464288570	5,757	$626,304	0.14%
66	ISHARES INC	464286392	3,985	$625,286	0.14%
67	ECOLAB INC	ECL	2,409	$615,090	0.14%
68	INNOVATOR ETFS TRUST	INHD	15,080	$613,754	0.14%
69	ISHARES TR	464287671	4,000	$527,640	0.12%
70	VANGUARD INDEX FDS	922908538	2,144	$522,000	0.12%
71	MCDONALDS CORP	MCD	1,689	$514,317	0.12%
72	AMGEN INC	AMGN	1,571	$506,192	0.12%
73	VANGUARD WHITEHALL FDS	921946406	3,857	$494,467	0.11%
74	INNOVATOR ETFS TRUST	INHD	13,545	$486,807	0.11%
75	PEPSICO INC	PEP	2,813	$478,303	0.11%
76	EATON CORP PLC	ETN	1,430	$473,959	0.11%
77	EXXON MOBIL CORP	XOM	3,786	$443,795	0.10%
78	INNOVATOR ETFS TRUST	INHD	10,869	$439,976	0.10%
79	DISNEY WALT CO	254687106	4,444	$427,468	0.10%
80	DIMENSIONAL ETF TRUST	25434V708	12,347	$423,379	0.10%
81	SALESFORCE INC	CRM	1,496	$409,470	0.09%
82	INTERNATIONAL BUSINESS MACHS	INTR	1,807	$399,492	0.09%
83	IRON MTN INC DEL	46284V101	3,350	$398,081	0.09%
84	ALLIANT ENERGY CORP	LNT	6,502	$394,606	0.09%
85	SPDR INDEX SHS FDS	78463X533	10,164	$382,878	0.09%
86	AMERICAN CENTY ETF TR	025072703	5,710	$382,741	0.09%
87	DTE ENERGY CO	DTK	2,957	$379,738	0.09%
88	ISHARES TR	46435G193	15,933	$379,046	0.09%
89	SPDR INDEX SHS FDS	78470E106	8,619	$376,996	0.09%
90	DIMENSIONAL ETF TRUST	25434V880	13,691	$369,794	0.08%
91	HOME DEPOT INC	HD	910	$368,732	0.08%
92	VANGUARD WORLD FD	921910840	2,865	$367,522	0.08%
93	INNOVATOR ETFS TRUST	INHD	9,432	$357,096	0.08%
94	SELECT SECTOR SPDR TR	81369Y209	2,290	$352,706	0.08%
95	LAM RESEARCH CORP	LRCX	420	$342,754	0.08%
96	INNOVATOR ETFS TRUST	INHD	8,825	$340,027	0.08%
97	SOUTHERN CO	SOMN	3,673	$331,231	0.08%
98	COSTCO WHSL CORP NEW	22160K105	367	$325,353	0.07%
99	VANGUARD INDEX FDS	922908512	1,931	$323,771	0.07%
100	ISHARES INC	46434G764	5,290	$323,272	0.07%
101	INNOVATOR ETFS TRUST	INHD	6,757	$314,606	0.07%
102	COLGATE PALMOLIVE CO	CL	2,910	$302,087	0.07%
103	ISHARES TR	464287689	924	$301,899	0.07%
104	CHIPOTLE MEXICAN GRILL INC	CMG	5,100	$293,862	0.07%
105	INNOVATOR ETFS TRUST	INHD	7,938	$292,721	0.07%
106	VANGUARD INDEX FDS	922908652	1,606	$292,276	0.07%
107	TRANE TECHNOLOGIES PLC	TT	748	$290,770	0.07%
108	ISHARES TR	464287655	1,313	$290,029	0.07%
109	VANGUARD WORLD FD	921910816	896	$288,467	0.07%
110	VANGUARD SPECIALIZED FUNDS	921908844	1,446	$286,395	0.07%
111	ISHARES TR	464287630	1,709	$285,095	0.07%
112	AMPLIFY ETF TR	032108615	4,286	$281,823	0.06%
113	VANGUARD TAX-MANAGED FDS	921943858	5,329	$281,424	0.06%
114	INNOVATOR ETFS TRUST	INHD	7,838	$276,240	0.06%
115	VANGUARD INTL EQUITY INDEX F	922042775	4,375	$275,625	0.06%
116	SELECT SECTOR SPDR TR	81369Y605	6,059	$274,594	0.06%
117	SPDR SER TR	78464A599	1,704	$273,813	0.06%
118	VISA INC	V	993	$273,025	0.06%
119	CINCINNATI FINL CORP	172062101	1,950	$265,434	0.06%
120	HONEYWELL INTL INC	438516106	1,279	$264,382	0.06%
121	CF BANKSHARES INC	CFBK	11,843	$256,401	0.06%
122	THERMO FISHER SCIENTIFIC INC	TMO	408	$252,377	0.06%
123	BROADCOM INC	AVGO	1,450	$250,125	0.06%
124	INNOVATOR ETFS TRUST	INHD	6,459	$246,269	0.06%
125	NOVO-NORDISK A S	NONOF	2,056	$244,808	0.06%
126	WALMART INC	WMT	2,961	$239,101	0.05%
127	SCHWAB STRATEGIC TR	808524607	4,598	$236,797	0.05%
128	ISHARES INC	46434G863	6,469	$235,538	0.05%
129	INNOVATOR ETFS TRUST	INHD	5,368	$234,474	0.05%
130	SPDR SER TR	78464A532	2,777	$228,936	0.05%
131	VANGUARD INDEX FDS	922908751	961	$227,959	0.05%
132	ABBVIE INC	ABBV	1,148	$226,707	0.05%
133	OWENS CORNING NEW	OC	1,283	$226,475	0.05%
134	CATERPILLAR INC	CAT	566	$221,374	0.05%
135	VANGUARD INDEX FDS	922908637	839	$220,900	0.05%
136	FIRST TR EXCHANGE-TRADED FD	33739Q200	4,469	$220,813	0.05%
137	3M CO	MMM	1,604	$219,267	0.05%
138	INVESCO EXCHANGE TRADED FD T	IVZ	10,597	$212,258	0.05%
139	WISDOMTREE TR	WT	3,291	$205,161	0.05%
140	SPDR SER TR	78464A821	2,322	$203,732	0.05%
141	INVESCO EXCH TRD SLF IDX FD	IVZ	11,941	$202,400	0.05%
142	STANDARD LITHIUM LTD	SLI	72,900	$115,516	0.03%
143	AGNC INVT CORP	00123Q104	10,507	$109,903	0.03%
144	NUVEEN CR STRATEGIES INCOME	NU	14,107	$81,680	0.02%
145	B2GOLD CORP	BTG	17,482	$54,097	0.01%
146	ZOMEDICA CORP	ZOMDF	20,353	$2,792	0.00%