13F HOLDINGS REPORT

Retirement Income Solutions, Inc

Quarter ended Q4 2023 · Filed November 1, 2023 · Accession 0000950123-23-009253

Total Value

$357.4M

Positions

129

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (129)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	iShares Core S&P 500 ETF	464287200	207,725	$89.2M	24.96%
2	SPDR S&P 500 ETF	SPY	84,050	$35.9M	10.05%
3	iShares Core S&P Mid-Cap ETF	464287507	130,894	$32.6M	9.13%
4	SPDR S&P 500 ETF	78464A854	384,934	$19.3M	5.41%
5	iShares Russell 1000 Growth ETF	464287614	58,480	$15.6M	4.35%
6	SPDR S&P 400 MID CAP	78464A847	239,025	$10.5M	2.93%
7	SPDR S&P 500 FOSSIL	78468R796	298,613	$10.4M	2.90%
8	iShares Russell 1000 Value ETF	464287598	66,991	$10.2M	2.85%
9	Rydex Guggenheim S&P 500 Equal Weight ETF	78355W106	52,119	$7.4M	2.07%
10	ISHARES TR 3 7 YR TREAS BD ETF	464288661	57,906	$6.6M	1.83%
11	PowerShares QQQ ETF	73935A104	15,128	$5.4M	1.52%
12	SPDR S&P Mid-Cap 400 ETF	MDY	11,660	$5.3M	1.49%
13	Ishares Russell 1000 ETF	464287622	22,051	$5.2M	1.45%
14	World Gold TR Minishares ETF	GLDW	140,041	$5.1M	1.44%
15	Vanguard Mid-Cap ETF	922908629	20,778	$4.3M	1.21%
16	ISHARES TR 7-10 YR TREAS BD ETF	464287440	46,754	$4.3M	1.20%
17	ISHARES 1-3 R TREAS BD ETF	464287457	48,715	$3.9M	1.10%
18	SPDR S&P 500 VALUE ETF	78464A508	90,040	$3.7M	1.04%
19	iShares MSCI ACWI Index ETF	464288257	37,153	$3.4M	0.96%
20	Apple Inc	AAPL	19,061	$3.3M	0.91%
21	SPDR TR S&P 500 Growth	78464A409	53,555	$3.2M	0.89%
22	iShares MSCI EAFE ETF	464287465	44,753	$3.1M	0.86%
23	Amazon Com Inc	AMZN	19,165	$2.4M	0.68%
24	iShares S&P 500 Value ETF	464287408	15,403	$2.4M	0.66%
25	Select Sector SPDR TR	81369Y803	14,042	$2.3M	0.64%
26	Microsoft Corp	MSFT	6,539	$2.1M	0.58%
27	iShares Russell Mid-Cap ETF	464287499	27,426	$1.9M	0.53%
28	Berkshire Hathaway B	BRK-A	5,405	$1.9M	0.53%
29	iShares S&P 500 Growth	464287309	25,935	$1.8M	0.50%
30	Innovator S&P 500 PwrBuff Dec	INHD	51,272	$1.7M	0.46%
31	Vanguard S&P 500 ETF	922908363	4,179	$1.6M	0.46%
32	iShares MSCI Emerging Markets ETF	464287234	41,716	$1.6M	0.44%
33	Vanguard Growth ETF	922908736	5,078	$1.4M	0.39%
34	ISHARES TR ESG AWARE U S AGGREGATE BD ETF	46435U549	30,403	$1.4M	0.39%
35	Innovator S&P 500 Pwr Buffer	INHD	40,601	$1.3M	0.38%
36	VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	922908769	6,283	$1.3M	0.37%
37	Innovator ETFS TR S&P 500 Power Buffer ETF	INHD	38,893	$1.3M	0.37%
38	Select Sector SPDR TR Energy	81369Y506	12,740	$1.2M	0.32%
39	IShares MSCI 400 Social ETF	464288570	13,369	$1.1M	0.30%
40	PowerShares Water Resources ETF	73935X575	20,283	$1.1M	0.30%
41	Schwab Strategic Large Cap Gwth	808524300	14,050	$1.0M	0.29%
42	Alphabet Inc Cap Stk Class A	GOOG	7,575	$991,265	0.28%
43	Merck & Co	MRK	9,344	$961,965	0.27%
44	Vanguard Value ETF	922908744	6,967	$960,958	0.27%
45	SPDR Gold ETF	GLD	5,550	$951,548	0.27%
46	SPDR Index S&P Emerging Mkts ETF	78463X509	27,245	$914,615	0.26%
47	FIRST TR LOW DURATION OPPOR ETF	33739Q200	18,379	$868,224	0.24%
48	Alphabet Inc Cap Stk Class C	GOOG	6,560	$864,936	0.24%
49	Innovator ETFS S&P 500 Buffer - Jan	INHD	24,449	$850,732	0.24%
50	Proctor & Gamble	742718109	5,455	$795,666	0.22%
51	Ishares TR Russell Mid Cap Value	464287473	7,541	$786,828	0.22%
52	BNY MELLON US LARGE CAP CORE EQUITY ETF	09661T107	9,587	$776,547	0.22%
53	Johnson & Johnson	JNJ	4,928	$767,536	0.21%
54	SPDR SER TR S&P METALS & MNG ETF	78464A755	14,554	$764,085	0.21%
55	SPDR SER TR S&P 500 ESG ETF	78468R531	17,802	$738,639	0.21%
56	Exxon Mobil Corp	XOM	6,257	$735,698	0.21%
57	COCA COLA CO	KO	11,779	$659,388	0.18%
58	JP Morgan Chase	VYLD	4,490	$651,140	0.18%
59	VANGUARD LARGE CAP ETF	922908637	3,296	$644,994	0.18%
60	PepsiCo	PEP	3,678	$623,122	0.17%
61	Deutsche MSCI EAFE Hedged Equity ETF	233051200	17,033	$594,452	0.17%
62	IsharesMSCI USA ESG Select ETF	464288802	6,428	$578,327	0.16%
63	Lilly Eli & Co	LLY	1,064	$571,506	0.16%
64	Vanguard Russell 1000 Index	92206C730	2,926	$569,575	0.16%
65	ISHARES TR ESG AWARE MSCI USA ETF	46435G425	5,999	$563,366	0.16%
66	iShares Russell Mid-Cap Growth ETF	464287481	5,972	$545,542	0.15%
67	Comcast Corp A	CCZ	12,042	$533,942	0.15%
68	Vanguard Whitehall High Div Yld ETF	921946406	5,081	$524,969	0.15%
69	ISHARES TR BARCLAYS 20 YR TREAS BD ETF	464287432	5,783	$512,894	0.14%
70	Innovator S&P 500 Buffer	INHD	15,184	$498,339	0.14%
71	Nushares ESG Mid Cap Value	NU	17,072	$485,349	0.14%
72	ISHARES INC MSCI WORLD INDEX FD	464286392	3,985	$478,877	0.13%
73	Colgate-Palmolive	CL	6,616	$470,464	0.13%
74	Ecolab	ECL	2,751	$466,019	0.13%
75	McDonalds Corp	MCD	1,768	$465,762	0.13%
76	Oracle Corp	ORCL-PD	4,301	$455,562	0.13%
77	ISHARES TR ESG AWARE USD CORPORATE BD ETF	46435G193	20,818	$453,000	0.13%
78	NVIDIA CORP	NVDA	988	$429,770	0.12%
79	Amgen	AMGN	1,571	$422,222	0.12%
80	Invesco Clean Energy	IVZ	13,403	$421,257	0.12%
81	Innovator S&P 500 PWR Buffer	INHD	13,545	$414,612	0.12%
82	VANECK ETF TR SEMICONDUCTOR ETF	92189F676	2,813	$407,829	0.11%
83	Dimensional ETF TR U S Core Equity 2 ETF	25434V708	15,161	$397,218	0.11%
84	Innovator S&P 500 PWR Buffer ETF Mary	INHD	13,244	$390,963	0.11%
85	EATON CORPORATION PLC	ETN	1,798	$383,477	0.11%
86	ISHARES TR CORE S&P U S GROWTH ETF	464287671	4,000	$379,320	0.11%
87	Innovator TR Equity Pwr Buffer July	INHD	10,869	$366,285	0.10%
88	Walt Disney Company	254687106	4,467	$362,050	0.10%
89	VANGUARD INDEX FDS MID-CAP VALUE ETF	922908512	2,709	$354,771	0.10%
90	Honeywell Intl Inc	438516106	1,911	$353,038	0.10%
91	Lam Research Corp	LRCX	552	$345,977	0.10%
92	Alliant Energy	LNT	6,502	$315,022	0.09%
93	International Business Machines	INTR	2,201	$308,800	0.09%
94	CF BANKSHARES INC	CFBK	18,426	$308,636	0.09%
95	Dimensional ETF TR World EX U S Core Equity 2 ETF	25434V880	13,691	$308,321	0.09%
96	ISHARES INC MSCI EMERGING MKTS EX CHINA ETF	46434G764	6,184	$308,149	0.09%
97	SALESFORCE INC	CRM	1,510	$306,198	0.09%
98	INNOVATOR ETFS TR U S EQUITY PWR BUFFER ETF - AUGUST	INHD	9,432	$292,864	0.08%
99	VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF	922908652	2,009	$287,950	0.08%
100	Innovator TR Equity Pwr Buffer Sept	INHD	8,825	$285,930	0.08%
101	Home Depot Inc.	HD	910	$274,966	0.08%
102	DTE Energy Co	DTK	2,717	$269,696	0.08%
103	ISHARES INC MSCI EMERGING MKTS ASIA ETF	464286426	4,265	$268,567	0.08%
104	IShares TR Russell 2000	464287655	1,508	$266,524	0.07%
105	COMMUNITIES FIRST FINL CORP	20344D104	3,858	$266,125	0.07%
106	Schwab Strategic US Large Cap	808524201	5,196	$262,918	0.07%
107	VANGUARD INTL FD FTSE DEVELOPED MKTS ETF	921943858	5,896	$257,773	0.07%
108	SOUTHERN CO COM	SOMN	3,873	$250,661	0.07%
109	ISHARES TR BIOTECHNOLOGY ETF	464287556	2,046	$250,205	0.07%
110	Innovator S&P 500 Pwr ETF-June	INHD	7,938	$248,539	0.07%
111	Innovator ETFS Equity Buffer ETF January	INHD	6,757	$248,260	0.07%
112	IRON MTN INC	46284V101	4,000	$237,800	0.07%
113	Wedbush Video Game Tech ETF	26924G706	4,286	$229,301	0.06%
114	VISA INC	V	993	$228,400	0.06%
115	ISHARES TR CORE MSCI EAFE ETF	46432F842	3,531	$227,220	0.06%
116	VANGUARD SPECIALIZED FUNDS DIVID APPRECIATION ETF SHS	921908844	1,446	$224,679	0.06%
117	Thermo Fisher Scientific	TMO	442	$223,727	0.06%
118	3M Co	MMM	2,350	$220,007	0.06%
119	SPDR SER TR S&P COMPUTER SOFTWARE ETF	78464A599	1,704	$216,206	0.06%
120	COSTCO WHOLESALE CORP	22160K105	380	$214,685	0.06%
121	SPDR SER TR S&P 400 MID CAP GROWTH ETF	78464A821	3,065	$211,914	0.06%
122	INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV	INHD	6,459	$211,381	0.06%
123	CONOCOPHILLIPS COM	COP	1,745	$209,051	0.06%
124	SPDR SER TR S&P TRANSN ETF	78464A532	2,777	$208,053	0.06%
125	Vanguard Intl Equity Emerging Mkts ETF	922042858	5,301	$207,852	0.06%
126	ISHARES TR ESG 1-5 YR CORPORATE BD ETF	46435G243	8,586	$204,089	0.06%
127	BOEING CO	BA-PA	1,050	$201,264	0.06%
128	STANDARD LITHIUM CP	SLI	62,650	$178,534	0.05%
129	Zomedica Corp	ZOMDF	41,143	$6,875	0.00%