13F HOLDINGS REPORT

Retirement Income Solutions, Inc

Quarter ended Q3 2023 · Filed July 28, 2023 · Accession 0000950123-23-006416

Total Value

$373.6M

Positions

139

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (139)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	iShares Core S&P 500 ETF	464287200	203,288	$90.6M	24.25%
2	SPDR S&P 500 ETF	SPY	84,862	$37.6M	10.07%
3	iShares Core S&P Mid-Cap ETF	464287507	126,132	$33.0M	8.83%
4	SPDR S&P 500 ETF	78464A854	387,135	$20.2M	5.40%
5	iShares Russell 1000 Growth ETF	464287614	58,197	$16.0M	4.29%
6	SPDR S&P 500 FOSSIL	78468R796	305,233	$11.0M	2.96%
7	SPDR S&P 400 MID CAP	78464A847	239,290	$11.0M	2.94%
8	iShares Russell 1000 Value ETF	464287598	67,657	$10.7M	2.86%
9	Rydex Guggenheim S&P 500 Equal Weight ETF	78355W106	51,308	$7.7M	2.06%
10	SPDR S&P Mid-Cap 400 ETF	MDY	11,773	$5.6M	1.51%
11	ISHARES TR 3 7 YR TREAS BD ETF	464288661	47,952	$5.5M	1.48%
12	World Gold TR Minishares ETF	GLDW	144,307	$5.5M	1.47%
13	Ishares Russell 1000 ETF	464287622	22,051	$5.4M	1.44%
14	PowerShares QQQ ETF	73935A104	14,210	$5.2M	1.41%
15	ISHARES TR 7-10 YR TREAS BD ETF	464287440	51,056	$4.9M	1.32%
16	Vanguard Mid-Cap ETF	922908629	20,750	$4.6M	1.22%
17	SPDR S&P 500 VALUE ETF	78464A508	98,309	$4.2M	1.14%
18	Apple Inc	AAPL	19,006	$3.7M	0.99%
19	iShares MSCI ACWI Index ETF	464288257	36,712	$3.5M	0.94%
20	ISHARES 1-3 R TREAS BD ETF	464287457	42,176	$3.4M	0.92%
21	SPDR TR S&P 500 Growth	78464A409	55,830	$3.4M	0.91%
22	iShares MSCI EAFE ETF	464287465	46,373	$3.4M	0.90%
23	iShares S&P 500 Value ETF	464287408	15,403	$2.5M	0.66%
24	Amazon Com Inc	AMZN	18,849	$2.5M	0.66%
25	Select Sector SPDR TR	81369Y803	13,767	$2.4M	0.64%
26	Microsoft Corp	MSFT	6,681	$2.3M	0.61%
27	iShares Russell Mid-Cap ETF	464287499	27,426	$2.0M	0.54%
28	Berkshire Hathaway B	BRK-A	5,544	$1.9M	0.51%
29	iShares S&P 500 Growth	464287309	26,467	$1.9M	0.50%
30	Innovator S&P 500 PwrBuff Dec	INHD	51,272	$1.7M	0.46%
31	Vanguard S&P 500 ETF	922908363	4,145	$1.7M	0.45%
32	iShares MSCI Emerging Markets ETF	464287234	42,512	$1.7M	0.45%
33	ISHARES TR ESG AWARE U S AGGREGATE BD ETF	46435U549	32,113	$1.5M	0.41%
34	Innovator S&P 500 Pwr Buffer	INHD	41,492	$1.4M	0.38%
35	Vanguard Growth ETF	922908736	4,954	$1.4M	0.38%
36	Innovator ETFS TR S&P 500 Power Buffer ETF	INHD	40,213	$1.3M	0.36%
37	Merck & Co	MRK	10,884	$1.3M	0.34%
38	VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	922908769	5,659	$1.2M	0.33%
39	Select Sector SPDR TR Energy	81369Y506	14,116	$1.1M	0.31%
40	PowerShares Water Resources ETF	73935X575	20,104	$1.1M	0.30%
41	IShares MSCI 400 Social ETF	464288570	13,369	$1.1M	0.30%
42	International Business Machines	INTR	8,110	$1.1M	0.29%
43	Schwab Strategic Large Cap Gwth	808524300	14,050	$1.1M	0.28%
44	SPDR Index S&P Emerging Mkts ETF	78463X509	29,730	$1.0M	0.27%
45	Proctor & Gamble	742718109	6,735	$1.0M	0.27%
46	SPDR Gold ETF	GLD	5,550	$989,399	0.26%
47	ISHARES TR BARCLAYS 20 YR TREAS BD ETF	464287432	9,493	$977,209	0.26%
48	Vanguard Value ETF	922908744	6,776	$962,870	0.26%
49	Alphabet Inc Cap Stk Class A	GOOG	7,585	$907,925	0.24%
50	ABBVIE INC COM	ABBV	6,468	$871,434	0.23%
51	Ishares TR Russell Mid Cap Value	464287473	7,786	$855,214	0.23%
52	Johnson & Johnson	JNJ	5,116	$846,800	0.23%
53	FIRST TR LOW DURATION OPPOR ETF	33739Q200	17,730	$845,189	0.23%
54	PepsiCo	PEP	4,456	$825,399	0.22%
55	BNY MELLON US LARGE CAP CORE EQUITY ETF	09661T107	9,587	$799,172	0.21%
56	Alphabet Inc Cap Stk Class C	GOOG	6,590	$797,192	0.21%
57	SPDR SER TR S&P METALS & MNG ETF	78464A755	15,229	$773,938	0.21%
58	SPDR SER TR S&P 500 ESG ETF	78468R531	16,966	$730,386	0.20%
59	COCA COLA CO	KO	11,779	$709,331	0.19%
60	ABBOTT LABS COM	ABLZF	6,244	$680,721	0.18%
61	Exxon Mobil Corp	XOM	6,257	$671,063	0.18%
62	VANGUARD LARGE CAP ETF	922908637	3,296	$668,165	0.18%
63	Innovator ETFS S&P 500 Buffer - Jan	INHD	18,993	$666,844	0.18%
64	JP Morgan Chase	VYLD	4,490	$653,026	0.17%
65	IsharesMSCI USA ESG Select ETF	464288802	6,763	$633,287	0.17%
66	Honeywell Intl Inc	438516106	2,960	$614,200	0.16%
67	Deutsche MSCI EAFE Hedged Equity ETF	233051200	17,033	$602,457	0.16%
68	Vanguard Russell 1000 Index	92206C730	2,926	$589,765	0.16%
69	iShares Russell Mid-Cap Growth ETF	464287481	5,972	$577,074	0.15%
70	Vanguard Whitehall High Div Yld ETF	921946406	5,081	$538,942	0.14%
71	Comcast Corp A	CCZ	12,936	$537,491	0.14%
72	McDonalds Corp	MCD	1,768	$527,589	0.14%
73	Nushares ESG Mid Cap Value	NU	17,751	$525,953	0.14%
74	Ecolab	ECL	2,801	$522,919	0.14%
75	Oracle Corp	ORCL-PD	4,301	$512,206	0.14%
76	Colgate-Palmolive	CL	6,616	$509,697	0.14%
77	Invesco Clean Energy	IVZ	12,700	$509,525	0.14%
78	Innovator S&P 500 Buffer	INHD	15,184	$509,423	0.14%
79	Lilly Eli & Co	LLY	1,064	$498,995	0.13%
80	ISHARES INC MSCI WORLD INDEX FD	464286392	3,985	$496,212	0.13%
81	TRI CONTL CORP COM	895436103	17,328	$475,134	0.13%
82	ISHARES TR ESG AWARE USD CORPORATE BD ETF	46435G193	20,818	$473,401	0.13%
83	ISHARES INC MSCI EMERGING MKTS ASIA ETF	464286426	6,927	$455,173	0.12%
84	GLOBAL X FDS ROBOTICS & ARTIFICIAL INTELL ETF	37954Y715	15,169	$435,957	0.12%
85	Innovator S&P 500 PWR Buffer	INHD	13,545	$418,541	0.11%
86	Walt Disney Company	254687106	4,627	$413,099	0.11%
87	Dimensional ETF TR U S Core Equity 2 ETF	25434V708	15,161	$411,621	0.11%
88	Lam Research Corp	LRCX	618	$397,287	0.11%
89	Innovator S&P 500 PWR Buffer ETF Mary	INHD	13,244	$395,333	0.11%
90	ISHARES TR CORE S&P U S GROWTH ETF	464287671	4,000	$390,560	0.10%
91	Amgen	AMGN	1,721	$382,096	0.10%
92	VISA INC	V	1,593	$378,306	0.10%
93	VANGUARD INDEX FDS MID-CAP VALUE ETF	922908512	2,709	$374,871	0.10%
94	Innovator TR Equity Pwr Buffer July	INHD	10,869	$371,937	0.10%
95	SOUTHERN CO COM	SOMN	5,194	$364,879	0.10%
96	EATON CORPORATION PLC	ETN	1,798	$361,578	0.10%
97	NVIDIA CORP	NVDA	840	$355,337	0.10%
98	Alliant Energy	LNT	6,502	$341,225	0.09%
99	ISHARES INC MSCI EMERGING MKTS EX CHINA ETF	46434G764	6,184	$321,444	0.09%
100	RAYTHEON TECHNOLOGIES CORP COM	RTX	3,276	$320,917	0.09%
101	Dimensional ETF TR World EX U S Core Equity 2 ETF	25434V880	13,691	$319,137	0.09%
102	SALESFORCE INC	CRM	1,510	$319,003	0.09%
103	PFIZER INC COM	PFE	8,693	$318,859	0.09%
104	Innovator S&P 500 Pwr ETF-June	INHD	9,556	$302,639	0.08%
105	VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF	922908652	2,009	$298,999	0.08%
106	ISHARES TR ESG 1-5 YR CORPORATE BD ETF	46435G243	12,074	$288,689	0.08%
107	Innovator TR Equity Pwr Buffer Sept	INHD	8,825	$288,666	0.08%
108	3M Co	MMM	2,830	$283,255	0.08%
109	Home Depot Inc.	HD	910	$282,682	0.08%
110	STANDARD LITHIUM CP	SLI	62,650	$280,760	0.08%
111	CF BANKSHARES INC	CFBK	18,426	$276,390	0.07%
112	Schwab Strategic US Large Cap	808524201	5,196	$272,115	0.07%
113	Wedbush Video Game Tech ETF	26924G706	4,286	$260,415	0.07%
114	ISHARES TR BIOTECHNOLOGY ETF	464287556	2,046	$259,760	0.07%
115	IShares TR Russell 2000	464287655	1,383	$258,994	0.07%
116	Innovator ETFS Equity Buffer ETF January	INHD	6,757	$254,873	0.07%
117	UNION PAC CORP COM	UNP	1,206	$246,772	0.07%
118	VANGUARD WORLD VANGUARD CON STAPLES ETF	92204A207	1,213	$235,868	0.06%
119	COMMUNITIES FIRST FINL CORP	20344D104	3,858	$234,952	0.06%
120	SPDR SER TR S&P TRANSN ETF	78464A532	2,777	$232,546	0.06%
121	VANECK ETF TR AMT-FREE LONG MUN INDEX ETF	92189F536	12,850	$230,658	0.06%
122	Thermo Fisher Scientific	TMO	442	$230,614	0.06%
123	IRON MTN INC	46284V101	4,000	$227,280	0.06%
124	SPDR SER TR S&P COMPUTER SOFTWARE ETF	78464A599	1,704	$227,227	0.06%
125	ISHARES TR CORE MSCI EAFE ETF	46432F842	3,361	$226,868	0.06%
126	DTE Energy Co	DTK	2,035	$223,837	0.06%
127	BOEING CO	BA-PA	1,050	$221,718	0.06%
128	SPDR SER TR S&P 400 MID CAP GROWTH ETF	78464A821	3,065	$219,607	0.06%
129	INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV	INHD	6,459	$219,425	0.06%
130	CHIPOTLE MEXICAN GRIL	CMG	102	$218,178	0.06%
131	MASTERCARD INC CL A	MA	552	$217,102	0.06%
132	Vanguard Intl Equity Emerging Mkts ETF	922042858	5,236	$213,000	0.06%
133	SELECT SECTOR SPDR TR UTILS	81369Y886	3,132	$204,958	0.05%
134	COSTCO WHOLESALE CORP	22160K105	380	$204,584	0.05%
135	VANGUARD INTL FD FTSE DEVELOPED MKTS ETF	921943858	4,421	$204,162	0.05%
136	ISHARES INC ESG AWARE MSCI EM ETF	46434G863	6,414	$202,875	0.05%
137	SCHWAB STRATEGIC TR US SMALL-CAP ETF	808524607	4,598	$201,392	0.05%
138	NUSHARES ETF TR ESG MID-CAP GROWTH ETF	NU	5,141	$200,653	0.05%
139	Zomedica Corp	ZOMDF	41,143	$8,229	0.00%