13F HOLDINGS REPORT
PLANNING DIRECTIONS INC
Quarter ended Q3 2025 · Filed November 13, 2025 · Accession 0000821103-25-000002
Total Value
$191.6M
Positions
93
Other Managers
0
Confidential Omitted
No
Holdings (93)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524797 | 1,361,756 | $37.2M | 19.40% |
| 2 | VANGUARD BD INDEX FDS | 921937827 | 192,874 | $15.2M | 7.94% |
| 3 | VANGUARD SPECIALIZED FUNDS | 921908844 | 67,664 | $14.6M | 7.62% |
| 4 | VICTORY PORTFOLIOS II | 92647N527 | 241,373 | $11.5M | 5.99% |
| 5 | APPLE INC | AAPL | 43,052 | $11.0M | 5.72% |
| 6 | ISHARES TR | 464287804 | 53,204 | $6.3M | 3.30% |
| 7 | VANGUARD WORLD FD | 921910840 | 43,821 | $6.0M | 3.15% |
| 8 | FIDELITY MERRIMACK STR TR | 316188408 | 118,993 | $6.0M | 3.12% |
| 9 | VANGUARD INTL EQUITY INDEX F | 922042742 | 40,900 | $5.6M | 2.94% |
| 10 | VANGUARD INDEX FDS | 922908538 | 19,058 | $5.6M | 2.92% |
| 11 | VANGUARD INDEX FDS | 922908736 | 11,572 | $5.5M | 2.90% |
| 12 | VANGUARD SCOTTSDALE FDS | 92206C409 | 67,735 | $5.4M | 2.83% |
| 13 | ISHARES TR | 46434V407 | 106,752 | $4.6M | 2.41% |
| 14 | J P MORGAN EXCHANGE TRADED F | 46641Q332 | 55,900 | $3.2M | 1.67% |
| 15 | NVIDIA CORPORATION | NVDA | 15,585 | $2.9M | 1.52% |
| 16 | ISHARES TR | 464287671 | 16,912 | $2.8M | 1.45% |
| 17 | SPDR SERIES TRUST | 78464A763 | 18,927 | $2.7M | 1.38% |
| 18 | J P MORGAN EXCHANGE TRADED F | 46654Q203 | 45,283 | $2.6M | 1.36% |
| 19 | VANGUARD INDEX FDS | 922908629 | 8,058 | $2.4M | 1.24% |
| 20 | VANGUARD INDEX FDS | 922908744 | 8,962 | $1.7M | 0.87% |
| 21 | MICROSOFT CORP | MSFT | 2,932 | $1.5M | 0.79% |
| 22 | VANGUARD INDEX FDS | 922908363 | 2,399 | $1.5M | 0.77% |
| 23 | AMAZON COM INC | AMZN | 6,679 | $1.5M | 0.77% |
| 24 | VANGUARD INDEX FDS | 922908512 | 7,876 | $1.4M | 0.72% |
| 25 | VANGUARD INDEX FDS | 922908611 | 6,582 | $1.4M | 0.72% |
| 26 | ISHARES INC | 464286525 | 11,317 | $1.4M | 0.71% |
| 27 | SELECT SECTOR SPDR TR | 81369Y308 | 16,105 | $1.3M | 0.66% |
| 28 | J P MORGAN EXCHANGE TRADED F | 46641Q134 | 16,652 | $1.2M | 0.64% |
| 29 | COINBASE GLOBAL INC | COIN | 3,428 | $1.2M | 0.60% |
| 30 | ISHARES TR | 464287754 | 7,252 | $1.1M | 0.55% |
| 31 | J P MORGAN EXCHANGE TRADED F | 46641Q647 | 19,710 | $994,743 | 0.52% |
| 32 | ISHARES U S ETF TR | 46431W507 | 18,392 | $943,121 | 0.49% |
| 33 | VANGUARD MUN BD FDS | 922907746 | 18,344 | $918,463 | 0.48% |
| 34 | VANGUARD WORLD FD | 92204A504 | 3,421 | $888,009 | 0.46% |
| 35 | VANGUARD INDEX FDS | 922908751 | 3,145 | $799,603 | 0.42% |
| 36 | SPDR SERIES TRUST | 78464A631 | 3,152 | $740,675 | 0.39% |
| 37 | ISHARES TR | 464287762 | 12,546 | $736,729 | 0.38% |
| 38 | INVESCO EXCHANGE TRADED FD T | IVZ | 24,672 | $721,025 | 0.38% |
| 39 | APPLIED MATLS INC | 038222105 | 3,248 | $664,992 | 0.35% |
| 40 | CORMEDIX INC | CRMD | 50,000 | $581,500 | 0.30% |
| 41 | WALMART INC | WMT | 5,587 | $575,810 | 0.30% |
| 42 | CONSTELLATION ENERGY CORP | CEG | 1,566 | $515,301 | 0.27% |
| 43 | MCDONALDS CORP | MCD | 1,675 | $508,934 | 0.27% |
| 44 | FIRST TR EXCHANGE-TRADED FD | 33734H106 | 10,989 | $508,131 | 0.27% |
| 45 | SELECT SECTOR SPDR TR | 81369Y886 | 5,797 | $505,541 | 0.26% |
| 46 | ISHARES TR | 464287721 | 2,488 | $487,217 | 0.25% |
| 47 | VANGUARD STAR FDS | 921909768 | 6,450 | $473,810 | 0.25% |
| 48 | EXXON MOBIL CORP | XOM | 4,202 | $473,788 | 0.25% |
| 49 | ISHARES TR | 46429B697 | 4,809 | $457,556 | 0.24% |
| 50 | ISHARES TR | 464287580 | 4,237 | $444,083 | 0.23% |
| 51 | PALO ALTO NETWORKS INC | PANW | 2,170 | $441,855 | 0.23% |
| 52 | HOME DEPOT INC | HD | 1,064 | $430,978 | 0.22% |
| 53 | ALPHABET INC | GOOG | 1,699 | $413,014 | 0.22% |
| 54 | VANGUARD INDEX FDS | 922908595 | 1,350 | $401,649 | 0.21% |
| 55 | VANGUARD SCOTTSDALE FDS | 92206C870 | 4,626 | $389,081 | 0.20% |
| 56 | SCHWAB STRATEGIC TR | 808524607 | 13,895 | $387,657 | 0.20% |
| 57 | GLOBAL X FDS | 37954Y673 | 8,011 | $381,561 | 0.20% |
| 58 | PALANTIR TECHNOLOGIES INC | PLTR | 2,050 | $373,961 | 0.20% |
| 59 | ISHARES TR | 464287200 | 558 | $373,453 | 0.19% |
| 60 | DELL TECHNOLOGIES INC | DELL | 2,584 | $366,305 | 0.19% |
| 61 | VANGUARD WORLD FD | 921910816 | 898 | $361,377 | 0.19% |
| 62 | VANGUARD BD INDEX FDS | 92203C303 | 7,149 | $357,402 | 0.19% |
| 63 | SPDR S&P 500 ETF TR | SPY | 513 | $341,750 | 0.18% |
| 64 | WSFS FINL CORP | 929328102 | 6,176 | $333,087 | 0.17% |
| 65 | DEERE & CO | DE | 712 | $325,401 | 0.17% |
| 66 | ISHARES TR | 464287473 | 2,282 | $318,794 | 0.17% |
| 67 | BOEING CO | BA-PA | 1,455 | $314,116 | 0.16% |
| 68 | LOWES COS INC | 548661107 | 1,200 | $301,678 | 0.16% |
| 69 | INTERNATIONAL BUSINESS MACHS | INTR | 1,045 | $294,878 | 0.15% |
| 70 | VANGUARD WHITEHALL FDS | 921946406 | 2,084 | $293,738 | 0.15% |
| 71 | VANGUARD WHITEHALL FDS | 921946810 | 3,198 | $286,439 | 0.15% |
| 72 | COSTCO WHSL CORP NEW | 22160K105 | 309 | $285,837 | 0.15% |
| 73 | ISHARES TR | 464287150 | 1,893 | $275,665 | 0.14% |
| 74 | PEPSICO INC | PEP | 1,956 | $274,661 | 0.14% |
| 75 | NORFOLK SOUTHN CORP | 655844108 | 895 | $268,881 | 0.14% |
| 76 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 524 | $263,436 | 0.14% |
| 77 | BLACKSTONE INC | BX | 1,500 | $256,201 | 0.13% |
| 78 | ISHARES TR | 464288760 | 1,188 | $248,547 | 0.13% |
| 79 | PROCTER AND GAMBLE CO | 742718109 | 1,600 | $245,893 | 0.13% |
| 80 | ISHARES TR | 46434V621 | 3,532 | $240,429 | 0.13% |
| 81 | ISHARES TR | 46429B689 | 2,806 | $238,053 | 0.12% |
| 82 | HCA HEALTHCARE INC | HCA | 558 | $237,670 | 0.12% |
| 83 | VANGUARD BD INDEX FDS | 921937819 | 2,962 | $231,268 | 0.12% |
| 84 | VANGUARD INTL EQUITY INDEX F | 922042858 | 4,238 | $229,620 | 0.12% |
| 85 | NEXTERA ENERGY INC | NEE-PW | 3,010 | $227,228 | 0.12% |
| 86 | CATERPILLAR INC | CAT | 470 | $224,052 | 0.12% |
| 87 | META PLATFORMS INC | META | 302 | $221,630 | 0.12% |
| 88 | JPMORGAN CHASE & CO. | VYLD | 701 | $221,239 | 0.12% |
| 89 | MASTERCARD INCORPORATED | MA | 370 | $210,506 | 0.11% |
| 90 | FIDELITY COVINGTON TRUST | 316092840 | 3,702 | $206,225 | 0.11% |
| 91 | FIDELITY MERRIMACK STR TR | 316188606 | 4,690 | $204,015 | 0.11% |
| 92 | AMERICAN EXPRESS CO | AXP | 610 | $202,468 | 0.11% |
| 93 | AGNC INVT CORP | 00123Q104 | 12,248 | $119,904 | 0.06% |