13F HOLDINGS REPORT

ARROW FINANCIAL CORP

Quarter ended Q4 2025 · Filed February 5, 2026 · Accession 0000717538-26-000011

Total Value

$1.00B

Positions

318

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (318)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD S&P 500 ETF	922908363	195,389	$122.5M	12.22%
2	INVESCO QQQ TRUST SERIES 1	IVZ	138,910	$85.3M	8.51%
3	ARROW FINANCIAL CORPORATION	042744102	1,866,403	$58.6M	5.84%
4	ISHARES CORE S&P MID-CAP ETF	464287507	825,629	$54.5M	5.43%
5	SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	781,598	$44.4M	4.43%
6	ISHARES CORE MSCI DEV MKTS ETF	46435G326	536,276	$44.2M	4.41%
7	ISHARES CORE S&P SMALL-CAP ETF	464287804	349,114	$42.0M	4.18%
8	ISHARES IBONDS 2026 TERM HIGH YIELD AND INC	46436E528	1,185,952	$27.4M	2.73%
9	VANGUARD MID-CAP ETF	922908629	88,791	$25.8M	2.57%
10	APPLE INC	AAPL	65,866	$17.9M	1.79%
11	NVIDIA CORP	NVDA	95,939	$17.9M	1.78%
12	ALPHABET INC CL A	GOOG	50,490	$15.8M	1.58%
13	ISHARES IBONDS DEC 2032 TC ETF	46436E312	584,990	$14.9M	1.49%
14	MICROSOFT CORP	MSFT	30,404	$14.7M	1.47%
15	ISHARES IBONDS DEC 2031 TERM CORP	46436E486	686,818	$14.5M	1.45%
16	ISHARES TR IBONDS DEC 2035	46438G372	556,647	$14.4M	1.44%
17	ISHARES IBONDS DEC 2030 TERM CORP	46436E726	653,234	$14.4M	1.44%
18	ISHARES IBONDS DEC 2033 CORP	46436E130	542,077	$14.2M	1.41%
19	ISHARES IBONDS DEC 2028 TERM CORP	46435U515	555,904	$14.2M	1.41%
20	ISHARES IBONDS DEC 2026 TERM CORP	46435GAA0	570,455	$13.8M	1.38%
21	ISHARES IBONDS DEC 2029 TERM CORP	46436E205	590,255	$13.8M	1.38%
22	ISHARES IBONDS DEC 2027 TERM CORP	46435UAA9	566,917	$13.8M	1.37%
23	VANGUARD SMALL-CAP ETF	922908751	43,096	$11.1M	1.11%
24	J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM	46641Q332	191,611	$11.0M	1.09%
25	TEMA ELECTRIFICATION ETF	87975E834	370,341	$10.7M	1.07%
26	ISHARES IBONDS DEC 2034 TM CORP	46438G653	387,326	$10.2M	1.02%
27	AMAZON.COM INC	AMZN	36,729	$8.5M	0.85%
28	JP MORGAN CHASE & CO	VYLD	20,448	$6.6M	0.66%
29	ISHARES CORE U.S. AGGREGATE	464287226	64,846	$6.5M	0.65%
30	AB NEW YORK INTERMEDIATE MUNI ETF	00039J764	251,559	$6.3M	0.63%
31	VANGUARD SHORT TERM CORP BOND ETF	92206C409	69,488	$5.5M	0.55%
32	AMPHENOL CORP CL A	032095101	38,745	$5.2M	0.52%
33	ORACLE CORPORATION	ORCL-PD	26,281	$5.1M	0.51%
34	SPDR S&P 500 ETF TRUST	SPY	7,367	$5.0M	0.50%
35	META PLATFORMS INC CL A	META	7,264	$4.8M	0.48%
36	ISHARES NEW YORK MUNI BOND ETF	464288323	88,471	$4.7M	0.47%
37	HOME DEPOT INC	HD	13,403	$4.6M	0.46%
38	VISA INC CL A	V	12,706	$4.5M	0.44%
39	BERKSHIRE HATHAWAY INC-CL B	BRK-A	8,848	$4.4M	0.44%
40	ISHARES 10-20 YEAR TREASURY BOND ETF	464288653	43,178	$4.4M	0.44%
41	SALESFORCE INC	CRM	14,919	$4.0M	0.39%
42	LILLY ELI & CO	LLY	3,567	$3.8M	0.38%
43	BLACKROCK INC	BLK	3,339	$3.6M	0.36%
44	CISCO SYSTEMS INC	CSCO	45,717	$3.5M	0.35%
45	WALMART INC	WMT	31,390	$3.5M	0.35%
46	CATERPILLAR INC	CAT	5,975	$3.4M	0.34%
47	BANK OF AMERICA CORP	060505104	61,071	$3.4M	0.33%
48	ALPHABET INC CL C	GOOG	10,586	$3.3M	0.33%
49	JOHNSON & JOHNSON	JNJ	15,808	$3.3M	0.33%
50	INTERCONTINENTAL EXCHANGE GROUP, INC	45866F104	18,776	$3.0M	0.30%
51	TJX COS INC	872540109	19,576	$3.0M	0.30%
52	COSTCO WHOLESALE CORP	22160K105	3,463	$3.0M	0.30%
53	THERMO FISHER SCIENTIFIC INC	TMO	5,018	$2.9M	0.29%
54	AMGEN INC	AMGN	8,745	$2.9M	0.29%
55	MCDONALDS CORP	MCD	9,276	$2.8M	0.28%
56	EXXON MOBIL CORP	XOM	23,145	$2.8M	0.28%
57	DISNEY WALT CO NEW	254687106	24,315	$2.8M	0.28%
58	NETFLIX INC	NFLX	29,250	$2.7M	0.27%
59	MORGAN STANLEY	MS-PQ	15,056	$2.7M	0.27%
60	PROCTER & GAMBLE CO	742718109	17,491	$2.5M	0.25%
61	STRYKER CORPORATION	SYK	7,049	$2.5M	0.25%
62	TRAVELERS COMPANIES INC	TRV	8,052	$2.3M	0.23%
63	COCA COLA CO	KO	33,000	$2.3M	0.23%
64	PALO ALTO NETWORKS INC	PANW	12,126	$2.2M	0.22%
65	GENERAL DYNAMICS CORP	GD	6,594	$2.2M	0.22%
66	ABBOTT LABS	ABLZF	17,613	$2.2M	0.22%
67	T-MOBILE US INC	TMUSZ	10,562	$2.1M	0.21%
68	MARVELL TECHNOLOGY INC	MRVL	24,926	$2.1M	0.21%
69	CUMMINS INC	CMI	4,122	$2.1M	0.21%
70	ADOBE INC	ADBE	5,911	$2.1M	0.21%
71	HONEYWELL INTERNATIONAL INC	438516106	10,021	$2.0M	0.19%
72	VANGUARD MID-CAP ETF	922908629	6,715	$1.9M	0.19%
73	UNION PAC CORP	UNP	8,385	$1.9M	0.19%
74	MASTERCARD INC CL A	MA	3,378	$1.9M	0.19%
75	WILLIAMS COS INC	969457100	31,924	$1.9M	0.19%
76	DANAHER CORP	235851102	8,339	$1.9M	0.19%
77	MICROSOFT CORP	MSFT	3,921	$1.9M	0.19%
78	QUANTA SERVICES INC	74762E102	4,296	$1.8M	0.18%
79	TESLA INC	TSLA	4,008	$1.8M	0.18%
80	BROADCOM INC	AVGO	4,904	$1.7M	0.17%
81	JP MORGAN CHASE & CO	VYLD	4,967	$1.6M	0.16%
82	MASCO CORP	MAS	23,762	$1.5M	0.15%
83	APPLE INC	AAPL	5,474	$1.5M	0.15%
84	LILLY ELI & CO	LLY	1,376	$1.5M	0.15%
85	YUM BRANDS INC	YUM	9,443	$1.4M	0.14%
86	ALPHABET INC CL A	GOOG	4,484	$1.4M	0.14%
87	VANGUARD TOTAL BOND MARKET ETF	921937835	18,645	$1.4M	0.14%
88	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	9,532	$1.4M	0.14%
89	CONOCOPHILLIPS	COP	14,315	$1.3M	0.13%
90	MATERIALS SELECT SECTOR SPDR FUND	81369Y100	27,758	$1.3M	0.13%
91	VERTEX PHARMACEUTICALS INC	VRTX	2,649	$1.2M	0.12%
92	NVIDIA CORP	NVDA	6,345	$1.2M	0.12%
93	PEPSICO INC	PEP	8,244	$1.2M	0.12%
94	ABBVIE INC	ABBV	5,169	$1.2M	0.12%
95	VANGUARD S&P 500 ETF	922908363	1,828	$1.1M	0.11%
96	LOWES COS INC	548661107	4,616	$1.1M	0.11%
97	INGERSOLL-RAND INC	IR	13,790	$1.1M	0.11%
98	ISHARES NATIONAL MUNI BOND ETF	464288414	10,163	$1.1M	0.11%
99	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	7,324	$1.1M	0.11%
100	TERADYNE INC	TER	5,417	$1.0M	0.10%
101	CHEVRON CORPORATION	CVX	6,629	$1.0M	0.10%
102	AMERICAN ELEC PWR INC	025537101	8,595	$991,089	0.10%
103	AMERICAN WATER WORKS CO INC	030420103	7,520	$981,360	0.10%
104	UNITEDHEALTH GROUP INC	UNH	2,959	$976,795	0.10%
105	GE AEROSPACE	369604301	3,153	$971,219	0.10%
106	INTL. BUSINESS MACHINES CORP	INTR	3,023	$895,443	0.09%
107	JOHNSON & JOHNSON	JNJ	4,214	$872,087	0.09%
108	ISHARES ESG AWARE 1-5 YEAR USD ETF	46435G243	34,545	$871,916	0.09%
109	RTX CORPORATION	RTX	4,745	$870,233	0.09%
110	ISHARES CORE S&P 500 ETF	464287200	1,266	$867,134	0.09%
111	AMERICAN EXPRESS CO	AXP	2,339	$865,313	0.09%
112	ISHARES CORE S&P SMALL-CAP ETF	464287804	6,897	$828,877	0.08%
113	ISHARES CORE MSCI DEV MKTS ETF	46435G326	9,991	$824,058	0.08%
114	J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM	46654Q203	14,174	$823,793	0.08%
115	SYSCO CORP	SYY	11,044	$813,832	0.08%
116	MCKESSON CORP COM	MCK	992	$813,728	0.08%
117	DOMINION ENERGY INC	D	13,568	$794,949	0.08%
118	REAL ESTATE SELECT SECTOR SPDR FUND	81369Y860	18,951	$764,686	0.08%
119	EXXON MOBIL CORP	XOM	6,296	$757,661	0.08%
120	ISHARES IBONDS 2026 TERM HIGH YIELD AND INC	46436E528	30,008	$692,585	0.07%
121	FINANCIAL SELECT SECTOR SPDR FUND	81369Y605	12,606	$690,431	0.07%
122	ORACLE CORPORATION	ORCL-PD	3,495	$681,210	0.07%
123	SPDR GOLD TRUST	GLD	1,567	$621,018	0.06%
124	TEXAS INSTRUMENTS INC	882508104	3,559	$617,451	0.06%
125	PIMCO ENHANCED SHORT MATURITY ETF	72201R833	6,067	$608,763	0.06%
126	SNOWFLAKE INC CL A	SNOW	2,754	$604,117	0.06%
127	AUTOMATIC DATA PROCESSING INC	ADP	2,336	$600,889	0.06%
128	SOUTHERN COMPANY	SOMN	6,717	$585,722	0.06%
129	VANGUARD REAL ESTATE ETF	922908553	6,484	$573,769	0.06%
130	FINANCIAL SELECT SECTOR SPDR FUND	81369Y605	10,226	$560,078	0.06%
131	VANGUARD SMALL-CAP ETF	922908751	2,152	$555,108	0.06%
132	GE VERNOVA LLC	GEV	842	$550,306	0.05%
133	INTL. BUSINESS MACHINES CORP	INTR	1,774	$525,477	0.05%
134	SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	4,842	$516,641	0.05%
135	HEALTH CARE SELECT SECTOR SPDR FUND	81369Y209	3,321	$514,091	0.05%
136	EASTMAN CHEMICAL CO	EMN	7,821	$499,214	0.05%
137	UTILITIES SELECT SECTOR SPDR FUND	81369Y886	11,664	$497,936	0.05%
138	INTUIT INC	INTU	750	$496,815	0.05%
139	INDUSTRIAL SELECT SECTOR SPDR FUND	81369Y704	3,200	$496,384	0.05%
140	CATERPILLAR INC	CAT	854	$489,231	0.05%
141	AMAZON.COM INC	AMZN	2,085	$481,260	0.05%
142	ECOLAB INC	ECL	1,803	$473,324	0.05%
143	WELLS FARGO & CO	949746101	4,989	$464,975	0.05%
144	VANGUARD TOTAL STOCK MARKET ETF	922908769	1,378	$462,002	0.05%
145	HOME DEPOT INC	HD	1,284	$441,824	0.04%
146	APPLIED MATERIALS INC	038222105	1,685	$433,028	0.04%
147	CONS DISC SELECT SECTOR SPDR FUND	81369Y407	3,622	$432,503	0.04%
148	NEXTERA ENERGY INC	NEE-PW	5,305	$425,885	0.04%
149	RTX CORPORATION	RTX	2,309	$423,471	0.04%
150	3M CO	MMM	2,600	$416,260	0.04%
151	MERCK & CO INC	MRK	3,840	$404,198	0.04%
152	COLGATE PALMOLIVE CO	CL	5,015	$396,285	0.04%
153	ISHARES RUSSELL MIDCAP ETF	464287499	4,076	$392,397	0.04%
154	HEALTH CARE SELECT SECTOR SPDR FUND	81369Y209	2,531	$391,799	0.04%
155	VERIZON COMMUNICATIONS	VZ	9,583	$390,316	0.04%
156	COMM. SERV. SELECT SECTOR SPDR FUND	81369Y852	3,255	$383,179	0.04%
157	ISHARES IBONDS DEC 2032 TC ETF	46436E312	14,156	$361,403	0.04%
158	ISHARES IBONDS DEC 2033 CORP	46436E130	13,818	$361,203	0.04%
159	ISHARES IBONDS DEC 2031 TERM CORP	46436E486	16,960	$358,704	0.04%
160	ISHARES IBONDS DEC 2034 TM CORP	46438G653	13,551	$357,340	0.04%
161	DOLLAR TREE INC	DLTR	2,790	$343,198	0.03%
162	MERCK & CO INC	MRK	3,155	$332,095	0.03%
163	INDUSTRIAL SELECT SECTOR SPDR FUND	81369Y704	2,119	$328,699	0.03%
164	ALPHABET INC CL C	GOOG	1,045	$327,921	0.03%
165	NORFOLK SOUTHERN CORP	655844108	1,134	$327,408	0.03%
166	ISHARES CORE S&P MID-CAP ETF	464287507	4,690	$309,540	0.03%
167	ISHARES TR IBONDS DEC 2035	46438G372	11,920	$309,205	0.03%
168	ISHARES IBONDS DEC 2030 TERM CORP	46436E726	13,958	$308,053	0.03%
169	ISHARES IBONDS DEC 2029 TERM CORP	46436E205	13,140	$307,542	0.03%
170	STRYKER CORPORATION	SYK	873	$306,833	0.03%
171	BERKSHIRE HATHAWAY INC-CL B	BRK-A	605	$304,103	0.03%
172	VISA INC CL A	V	859	$301,260	0.03%
173	META PLATFORMS INC CL A	META	454	$299,681	0.03%
174	AUTOMATIC DATA PROCESSING INC	ADP	1,156	$297,358	0.03%
175	INVESCO QQQ TRUST SERIES 1	IVZ	477	$293,026	0.03%
176	VANGUARD SHORT TERM CORP BOND ETF	92206C409	3,627	$289,181	0.03%
177	3M CO	MMM	1,785	$285,779	0.03%
178	PROCTER & GAMBLE CO	742718109	1,928	$276,302	0.03%
179	BRISTOL MYERS SQUIBB CO	CELG-RI	5,041	$271,912	0.03%
180	EMERSON ELEC CO	EMR	1,920	$254,822	0.03%
181	TJX COS INC	872540109	1,642	$252,228	0.03%
182	EATON CORP PLC	ETN	789	$251,304	0.03%
183	STARBUCKS CORP	SBUX	2,964	$249,598	0.02%
184	CARRIER GLOBAL CORP	CARR	4,700	$248,348	0.02%
185	ISHARES IBONDS DEC 2026 MUNI ETF	46435U259	9,451	$242,295	0.02%
186	ISHARES IBONDS DEC 2027 MUNI ETF	46435U283	9,517	$241,637	0.02%
187	ISHARES IBONDS DEC 2028 TERM MUNI	46435U325	9,448	$241,633	0.02%
188	LYONDELLBASELL INDUSTRIES NV	LYB	5,529	$239,406	0.02%
189	INTEL CORP	INTC	6,435	$237,452	0.02%
190	PEPSICO INC	PEP	1,651	$236,952	0.02%
191	CONS DISC SELECT SECTOR SPDR FUND	81369Y407	1,977	$236,074	0.02%
192	ISHARES IBONDS DEC 2027 TERM CORP	46435UAA9	9,673	$234,860	0.02%
193	NUVEEN ESG SMALL-CAP ETF	NU	5,150	$229,948	0.02%
194	SPDR S&P DIVIDEND ETF	78464A763	1,642	$228,501	0.02%
195	ABBVIE INC	ABBV	1,000	$228,490	0.02%
196	BANK OF AMERICA CORP	060505104	4,030	$221,650	0.02%
197	EMERSON ELEC CO	EMR	1,667	$221,244	0.02%
198	UBER TECHNOLOGIES INC	UBER	2,669	$218,084	0.02%
199	MORGAN STANLEY	MS-PQ	1,214	$215,521	0.02%
200	BLACKROCK INC	BLK	199	$212,998	0.02%
201	PFIZER INC	PFE	8,500	$211,650	0.02%
202	J P MORGAN EXCHANGE TRADED FD EQUITY PREMIUM	46641Q332	3,675	$210,357	0.02%
203	AMPHENOL CORP CL A	032095101	1,548	$209,197	0.02%
204	AT&T INC	T-PC	8,133	$202,024	0.02%
205	CHEVRON CORPORATION	CVX	1,314	$200,267	0.02%
206	LOCKHEED MARTIN CORP	LMT	414	$200,239	0.02%
207	PAYCHEX INC	PAYX	1,783	$200,017	0.02%
208	SPDR S&P BIOTECH ETF	78464A870	1,626	$198,258	0.02%
209	VERTEX PHARMACEUTICALS INC	VRTX	436	$197,665	0.02%
210	GOLDMAN SACHS GROUP INC	GSCE	224	$196,896	0.02%
211	TORONTO DOMINION BANK	TORO	2,084	$196,313	0.02%
212	CONS STAPLES SELECT SECT SPDR FUND	81369Y308	2,486	$193,112	0.02%
213	AMERICAN EXPRESS CO	AXP	500	$184,975	0.02%
214	ISHARES IBONDS DEC 2028 TERM CORP	46435U515	7,176	$182,665	0.02%
215	ISHARES IBONDS DEC 2026 TERM CORP	46435GAA0	7,527	$182,379	0.02%
216	ENERGY SELECT SECTOR SPDR FUND	81369Y506	3,956	$176,873	0.02%
217	ARROW FINANCIAL CORPORATION	042744102	5,332	$167,425	0.02%
218	SALESFORCE INC	CRM	627	$166,099	0.02%
219	ECOLAB INC	ECL	618	$162,237	0.02%
220	EATON CORP PLC	ETN	475	$151,292	0.02%
221	COLGATE PALMOLIVE CO	CL	1,874	$148,083	0.01%
222	MATERIALS SELECT SECTOR SPDR FUND	81369Y100	3,196	$144,943	0.01%
223	FORD MOTOR CO DEL	345370860	10,779	$141,420	0.01%
224	REAL ESTATE SELECT SECTOR SPDR FUND	81369Y860	3,479	$140,378	0.01%
225	NEXTERA ENERGY INC	NEE-PW	1,654	$132,783	0.01%
226	MARVELL TECHNOLOGY INC	MRVL	1,533	$130,274	0.01%
227	UTILITIES SELECT SECTOR SPDR FUND	81369Y886	2,908	$124,143	0.01%
228	COCA COLA CO	KO	1,716	$119,966	0.01%
229	INTERCONTINENTAL EXCHANGE GROUP, INC	45866F104	714	$115,639	0.01%
230	ENERGY SELECT SECTOR SPDR FUND	81369Y506	2,360	$105,516	0.01%
231	AMGEN INC	AMGN	321	$105,067	0.01%
232	NETFLIX INC	NFLX	1,100	$103,136	0.01%
233	DISNEY WALT CO NEW	254687106	869	$98,866	0.01%
234	PIMCO ENHANCED SHORT MATURITY ETF	72201R833	985	$98,835	0.01%
235	UNION PAC CORP	UNP	427	$98,774	0.01%
236	TESLA INC	TSLA	218	$98,039	0.01%
237	TERADYNE INC	TER	497	$96,199	0.01%
238	CISCO SYSTEMS INC	CSCO	1,245	$95,902	0.01%
239	STARBUCKS CORP	SBUX	1,115	$93,894	0.01%
240	INTEL CORP	INTC	2,540	$93,726	0.01%
241	SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	1,601	$90,953	0.01%
242	UNITEDHEALTH GROUP INC	UNH	268	$88,469	0.01%
243	COMM. SERV. SELECT SECTOR SPDR FUND	81369Y852	700	$82,404	0.01%
244	PFIZER INC	PFE	3,246	$80,825	0.01%
245	WALMART INC	WMT	725	$80,772	0.01%
246	COSTCO WHOLESALE CORP	22160K105	90	$77,611	0.01%
247	WILLIAMS COS INC	969457100	1,268	$76,219	0.01%
248	CUMMINS INC	CMI	146	$74,526	0.01%
249	PALO ALTO NETWORKS INC	PANW	364	$67,049	0.01%
250	THERMO FISHER SCIENTIFIC INC	TMO	105	$60,842	0.01%
251	QUANTA SERVICES INC	74762E102	144	$60,777	0.01%
252	TORONTO DOMINION BANK	TORO	584	$55,013	0.01%
253	MCDONALDS CORP	MCD	175	$53,485	0.01%
254	INGERSOLL-RAND INC	IR	670	$53,077	0.01%
255	VERIZON COMMUNICATIONS	VZ	1,276	$51,971	0.01%
256	HONEYWELL INTERNATIONAL INC	438516106	264	$51,504	0.01%
257	PAYCHEX INC	PAYX	457	$51,266	0.01%
258	T-MOBILE US INC	TMUSZ	249	$50,557	0.01%
259	CONOCOPHILLIPS	COP	410	$38,380	0.00%
260	CONS STAPLES SELECT SECT SPDR FUND	81369Y308	470	$36,510	0.00%
261	LOWES COS INC	548661107	150	$36,174	0.00%
262	MASTERCARD INC CL A	MA	60	$34,253	0.00%
263	GENERAL DYNAMICS CORP	GD	100	$33,666	0.00%
264	SNOWFLAKE INC CL A	SNOW	152	$33,343	0.00%
265	AMERICAN WATER WORKS CO INC	030420103	254	$33,147	0.00%
266	OPKO HEALTH INC COM	OPK	25,000	$31,500	0.00%
267	TRAVELERS COMPANIES INC	TRV	93	$26,976	0.00%
268	ADOBE INC	ADBE	75	$26,249	0.00%
269	GOLDMAN SACHS GROUP INC	GSCE	25	$21,975	0.00%
270	SYSCO CORP	SYY	260	$19,159	0.00%
271	TEMA ELECTRIFICATION ETF	87975E834	605	$17,500	0.00%
272	MASCO CORP	MAS	266	$16,880	0.00%
273	ABBOTT LABS	ABLZF	126	$15,787	0.00%
274	CARRIER GLOBAL CORP	CARR	275	$14,531	0.00%
275	INTUIT INC	INTU	18	$11,924	0.00%
276	AT&T INC	T-PC	471	$11,700	0.00%
277	DANAHER CORP	235851102	50	$11,446	0.00%
278	BRISTOL MYERS SQUIBB CO	CELG-RI	210	$11,327	0.00%
279	YUM BRANDS INC	YUM	72	$10,892	0.00%
280	DOMINION ENERGY INC	D	168	$9,843	0.00%
281	VANGUARD REAL ESTATE ETF	922908553	100	$8,849	0.00%
282	SPDR S&P BIOTECH ETF	78464A870	70	$8,535	0.00%
283	SPDR S&P DIVIDEND ETF	78464A763	0	$0	0.00%
284	SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	0	$0	0.00%
285	APPLIED MATERIALS INC	038222105	0	$0	0.00%
286	SPDR GOLD TRUST	GLD	0	$0	0.00%
287	SPDR S&P 500 ETF TRUST	SPY	0	$0	0.00%
288	AMERICAN ELEC PWR INC	025537101	0	$0	0.00%
289	ISHARES NATIONAL MUNI BOND ETF	464288414	0	$0	0.00%
290	ISHARES NEW YORK MUNI BOND ETF	464288323	0	$0	0.00%
291	ISHARES RUSSELL MIDCAP ETF	464287499	0	$0	0.00%
292	ISHARES 10-20 YEAR TREASURY BOND ETF	464288653	0	$0	0.00%
293	ISHARES CORE U.S. AGGREGATE	464287226	0	$0	0.00%
294	OPKO HEALTH INC COM	OPK	0	$0	0.00%
295	ISHARES CORE S&P 500 ETF	464287200	0	$0	0.00%
296	AB NEW YORK INTERMEDIATE MUNI ETF	00039J764	0	$0	0.00%
297	NUVEEN ESG SMALL-CAP ETF	NU	0	$0	0.00%
298	BROADCOM INC	AVGO	0	$0	0.00%
299	ISHARES ESG AWARE 1-5 YEAR USD ETF	46435G243	0	$0	0.00%
300	NORFOLK SOUTHERN CORP	655844108	0	$0	0.00%
301	MCKESSON CORP COM	MCK	0	$0	0.00%
302	SOUTHERN COMPANY	SOMN	0	$0	0.00%
303	TEXAS INSTRUMENTS INC	882508104	0	$0	0.00%
304	GE AEROSPACE	369604301	0	$0	0.00%
305	LOCKHEED MARTIN CORP	LMT	0	$0	0.00%
306	ISHARES IBONDS DEC 2026 MUNI ETF	46435U259	0	$0	0.00%
307	DOLLAR TREE INC	DLTR	0	$0	0.00%
308	UBER TECHNOLOGIES INC	UBER	0	$0	0.00%
309	J P MORGAN EXCHANGE TRADED FD NASDAQ EQT PREM	46654Q203	0	$0	0.00%
310	VANGUARD TOTAL BOND MARKET ETF	921937835	0	$0	0.00%
311	FORD MOTOR CO DEL	345370860	0	$0	0.00%
312	VANGUARD TOTAL STOCK MARKET ETF	922908769	0	$0	0.00%
313	ISHARES IBONDS DEC 2028 TERM MUNI	46435U325	0	$0	0.00%
314	ISHARES IBONDS DEC 2027 MUNI ETF	46435U283	0	$0	0.00%
315	EASTMAN CHEMICAL CO	EMN	0	$0	0.00%
316	LYONDELLBASELL INDUSTRIES NV	LYB	0	$0	0.00%
317	GE VERNOVA LLC	GEV	0	$0	0.00%
318	WELLS FARGO & CO	949746101	0	$0	0.00%