Institutional Manager · CIK 0002052798

Flavin Financial Services, Inc.

MELBOURNE, FL · File #028-24619

Latest AUM

$145.9M

Positions

Top-10 Concentration

38.9%

Filings

Portfolio Value Over Time

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	ISHARES TR	46436E841	+57,257	+$1.3M	-$12,945
NEW	HONEYWELL INTL INC	438516106	+2,845	+$555,015	$0
ADD	T ROWE PRICE ETF INC	87283Q883	+10,368	+$532,959	-$6,034
ADD	MICROSOFT CORP	MSFT	+986	+$476,841	-$457,258
EXITED	ISHARES TR	46436E866	-20,317	-$474,707	$0
ADD	FIDELITY COVINGTON TRUST	316092618	+9,109	+$449,348	+$3,038
ADD	J P MORGAN EXCHANGE TRADED F	46641Q837	+8,283	+$419,037	-$23,778
EXITED	INVESCO EXCH TRD SLF IDX FD	46138J817	-15,398	-$355,078	$0
ADD	FIDELITY MERRIMACK STR TR	316188309	+7,208	+$331,857	-$31,176
ADD	ISHARES TR	46434V621	+4,315	+$299,544	+$46,831

Sector Allocation

12.9%$18.9M

5.1%$7.4M

5.0%$7.2M

4.7%$6.9M

Consumer Discretionary

4.7%$6.8M

Industrials

3.8%$5.5M

Communication Services

2.1%$3.0M

Energy

1.1%$1.7M

Filing History

Feb 6, 202613F HOLDINGS REPORT (Amended)Q/E Dec 202568 pos · $105.1M
Feb 6, 202613F HOLDINGS REPORT (Amended)Q/E Dec 202567 pos · $108.8M
Feb 6, 202613F HOLDINGS REPORT (Amended)Q/E Dec 202565 pos · $103.0M
Feb 6, 202613F HOLDINGS REPORT (Amended)Q/E Dec 202570 pos · $140.8M
Feb 5, 202613F HOLDINGS REPORTQ/E Dec 202569 pos · $145.9M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 202570 pos · $140.8M
Jul 29, 202513F HOLDINGS REPORTQ/E Jun 202565 pos · $103.0M
Apr 23, 202513F HOLDINGS REPORTQ/E Mar 202570 pos · $108.8M
Jan 24, 202513F HOLDINGS REPORTQ/E Dec 202468 pos · $105.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	MICROSOFT CORP	MSFT	13,541	$5.7M	5.80%
2	APPLE INC	AAPL	21,551	$5.4M	5.48%
3	J P MORGAN EXCHANGE TRADED F	46641Q837	83,961	$4.2M	4.30%
4	JPMORGAN CHASE & CO.	VYLD	14,907	$3.6M	3.63%
5	FIDELITY COVINGTON TRUST	316092618	73,738	$3.6M	3.61%
6	WALMART INC	WMT	39,174	$3.5M	3.60%
7	ISHARES TR	46436E858	140,103	$3.2M	3.25%
8	ALPHABET INC	GOOG	16,692	$3.2M	3.23%
9	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,833	$3.1M	3.15%
10	ISHARES TR	46436E866	120,780	$2.8M	2.86%
11	T ROWE PRICE ETF INC	87283Q883	53,215	$2.8M	2.79%
12	ORACLE CORP	ORCL-PD	16,321	$2.7M	2.76%
13	HOME DEPOT INC	HD	6,938	$2.7M	2.74%
14	ISHARES TR	464287200	4,412	$2.6M	2.64%
15	PNC FINL SVCS GROUP INC	693475105	12,173	$2.3M	2.39%
16	UNITEDHEALTH GROUP INC	UNH	4,496	$2.3M	2.31%
17	VISA INC	V	7,159	$2.3M	2.30%
18	NEXTERA ENERGY INC	NEE-PW	29,705	$2.1M	2.16%
19	CISCO SYS INC	CSCO	35,755	$2.1M	2.15%
20	LOCKHEED MARTIN CORP	LMT	4,255	$2.1M	2.10%