#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES CORE S&P TOTAL U.S.	464287150	865,903	$126.3M	14.18%
2	ISHARES 1 3 YEAR INTL TRS BD	464288125	1,089,975	$82.0M	9.21%
3	INVESCO S&P 500 EQUAL WEIGHT	IVZ	390,012	$74.7M	8.39%
4	SPDR GOLD SHARES ETF	GLD	187,078	$74.1M	8.32%
5	Choice Hotels Intl Inc	169905106	694,079	$66.1M	7.42%
6	JP Morgan Ultra Short Income ETF	46641Q837	1,294,929	$65.5M	7.35%
7	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	584,410	$58.4M	6.55%
8	iShares Core MSCI International Developed Markets ETF	46435G326	572,604	$47.2M	5.30%
9	ISHARES 20 YEAR TREASURY BOND ETF	464287432	507,314	$44.2M	4.96%
10	iShares TIPS Bond ETF	464287176	370,537	$40.7M	4.57%
11	GOLDMAN SACHS ACCESS TREASURY 0 1	NVGLF	275,894	$27.6M	3.10%
12	ISHARES TRUST ISHARES ESG AWARE	46435G425	161,100	$24.0M	2.69%
13	ISHARES CORE MSCI EMERGING ETF	46434G103	341,177	$22.9M	2.57%
14	ISHARES CORE S P 500 ETF	464287200	32,994	$22.6M	2.54%
15	SPDR MSCI USA GENDER DIVERSI	78468R747	139,960	$18.5M	2.08%
16	INVESCO S&P 500 EQUAL WEIGHT	IVZ	77,869	$14.9M	1.67%
17	SCHWAB U.S. TIPS ETF	808524870	406,932	$10.8M	1.21%
18	SPDR Gold Trust (ETF)	GLD	20,969	$8.3M	0.93%
19	VANGUARD TAX-MANAGED FDS	921943858	113,062	$7.1M	0.79%
20	ISHARES CORE MSCI EAFE ETF	46432F842	52,074	$4.7M	0.52%