📄 What This Document Is 📢

This filing is a Form 6-K, which is used to report material, unscheduled events to the U.S. Securities and Exchange Commission (SEC). Think of it as an "urgent update" or a detailed press release that the company is legally required to make public immediately. The primary purpose of this filing is to announce a major agreement that stabilizes the company's ownership structure and reassure investors about its near-term operational plans.

👉 The core message is that major, long-term shareholders have agreed to lock up their shares for an additional year, significantly reducing the immediate supply of shares available on the open market.

🤝 Lock-Up Extension Details 🔒

A lock-up agreement is a contract that prevents major shareholders (like venture capitalists or insiders) from selling their stock for a specific period of time. By extending this lock-up, the company reassures the market that the stability of the company is strongly supported by its most committed investors.

• The Extension: OwlTing Group announced that SBI Holdings, Inc. (SBI), along with relevant legacy shareholders, have agreed to extend their existing lock-up arrangements for an additional 12 months.
• Shareholder Commitment: This extended lock-up is supported by shares from SBI and legacy shareholders representing more than 99% of the shares subject to the extension.
• Why It Matters: This massive block of committed shares provides "increased visibility into the Company's public float" (the total number of shares available for the general public to buy and sell). It significantly lowers the risk of a sudden flood of shares hitting the market, which could otherwise cause sharp, temporary price declines.

🏢 What OwlTing Group Does 🗺️

OwlTing Group is the operating brand of OBOOK Holdings Inc., a global financial technology (FinTech) company that originated in Taiwan. In simple terms, the company helps businesses and consumers handle money across borders and operate in the digital age.

• Business Scope: OwlTing operates a diversified ecosystem spanning payments, e-commerce, and hospitality. They utilize distributed ledger technology (DLT) to create a more reliable and transparent system for moving money.
• The Mission: The company aims to "reinvent the global flow of funds for businesses and consumers" and lead the digital transformation of how businesses operate globally.
• The Key Product (OwlPay): OwlTing introduced OwlPay, which is a "Web2 and Web3 hybrid payment solution." This means it is a cutting-edge payment system designed to operate in both traditional internet structures (Web2) and decentralized digital currency networks (Web3).

🚀 Global Expansion and Regulatory Reach 🌍

A critical part of OwlTing’s growth strategy is its ability to navigate complex global regulations. The company is not just operating in one area; it is establishing a comprehensive international compliance footprint.

• U.S. Market Penetration: OwlTing’s regulatory footprint is extremely broad, spanning 41 U.S. states. This robust coverage supports OwlPay, their compliant, cross-border payment infrastructure for global enterprises.
• International Licenses: Beyond the U.S., the company is continuing its global regulatory roadmap by holding a Virtual Asset Service Provider (VASP) license in the EU and an Electronic Payment Intermediary Service Provider (Bank API) license in Japan.
• Why It Matters: The ability to operate legally across 41 U.S. states and obtain specialized licenses in major international regions like the EU and Japan signals massive operational scale and compliance rigor, which is essential for a global payment service.

📈 Scale and Growth Recognition ✨

The document highlighted the company's market success by referencing high-profile industry rankings and historical growth rates. These external validations are key to showing its operational scale.

• High-Growth Status: In 2026, OwlTing was listed by the Financial Times and Statista as a “High-Growth Companies Asia-Pacific 2026” list participant. They ranked No. 226 among the top 500 fastest-growing companies in the region.
• CAGR Metric: They reported a Compound Annual Growth Rate (CAGR) of 42% in 2026.
• Sector Leadership: In 2025, the company was ranked among the top 2 global players for the "Enterprise & B2B" category within the digital currency sector by CB Insights statistics.

🎤 Management's View on Alignment 🧑‍💼

During this announcement, the leadership emphasized that the lock-up extension is not just a financial move, but a reflection of deep, strategic trust among key players.

• CEO Commentary: Darren Wang, Founder and CEO of OwlTing Group, stated, "This alignment reflects a shared long-term view of the Company, and allows OwlTing to stay focused on advancing its global payment infrastructure and executing its compliance-first growth strategy."
• Implication: This quote emphasizes that the management views the extended lock-up as a critical buffer, allowing the company to ignore short-term market noise and maintain its focus on its long-term, foundational strategy: growth through compliance and infrastructure building.

📅 Key Dates and Next Steps 🚀

The company's continued regulatory and business growth hinges on its methodical approach to licensing and global rollout.

• Regulatory Focus: The company is actively working to expand its domestic reach, having obtained MTL licenses (or equivalents) in 40 U.S. states and currently applying for licenses in additional states.
• Web3 Strategy: By introducing OwlPay, the company is actively positioning itself to capitalize on the emerging digital currency economy, serving both traditional (Web2) and decentralized (Web3) transaction needs.

📧 Contact Information and Resources 📞

If an investor or media member needs more details, the filing provided specific channels for communication.

• Investor Relations: [email protected]
• Media Relations: [email protected]

---

🧠 The Analogy

Think of a company's stock like a popular, limited-edition collectible toy. If every major owner (the deep-pocketed investors) suddenly decides they are going to open up their entire locked storage unit of toys—selling them all at once—the market price for that toy will likely crash due to sudden, massive oversupply. The lock-up extension is like all the major owners signing a legal agreement: "We are keeping these toys locked up for another year, so the market can rely on a steady, controlled supply."

🧩 Final Takeaway

The 12-month lock-up extension, backed by major shareholders and representing over 99% of subject shares, significantly de-risks the stock's near-term supply dynamics. This commitment signals strong confidence and allows the company to focus its resources on executing its ambitious, compliant global payment expansion across 41 U.S. states and key international markets.